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RBI Announcements

Asset Publisher

83624559

Uttar Pradesh

CENTRAL REGION

STATE : UTTAR PRADESH

(Amount in Rupees Lakh)

 

OCCUPATION

RURAL

SEMI-URBAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

 

 

1

2

3

4

5

6

I.

AGRICULTURE

41,58,811

24336,43

19026,35

13,38,506

10408,15

8347,33

 

1. Direct Finance

41,17,803

23499,37

18392,13

13,24,916

9611,62

7723,52

 

2. Indirect Finance

41,008

837,05

634,22

13,590

796,53

623,82

II.

INDUSTRY

73,629

6464,45

4479,40

60,014

4963,65

3764,26

 

1. Mining & Quarrying

488

48,19

22,54

280

45,75

32,28

 

2. Food Manufacturing & Processing

12,393

1684,47

1189,28

13,592

2192,58

1747,43

 

  (a) Rice Mills, Flour & Dal Mills

5,691

180,74

146,99

9,237

472,09

369,96

 

  (b) Sugar

137

1360,17

927,67

160

1391,83

1111,17

 

  (c) Edible Oils & Vanaspati

947

22,20

17,43

473

27,00

24,09

 

  (d) Tea Processing

144

51

35

97

1,17

81

 

  (e) Processing of Fruits & Vegetables

41

8,25

6,99

64

24,88

22,18

 

  (f) Others

5,433

112,58

89,84

3,561

275,62

219,23

 

3. Beverage & Tobacco

78

125,87

60,42

151

33,19

22,15

 

4. Textiles

17,465

351,04

243,38

7,904

554,23

421,05

 

  (a) Cotton Textiles

3,524

125,80

83,27

1,406

44,51

30,73

 

  (b) Jute & Other Natural Fibre Textiles

820

11,02

9,39

434

3,07

2,66

 

  (c) Handloom Textiles & Khadi

8,678

34,93

24,92

2,718

34,77

30,14

 

  (d) Other Textiles & Textile Products

4,443

179,29

125,79

3,346

471,88

357,52

 

5. Paper, Paper Products & Printing

774

211,88

157,89

493

211,74

187,17

 

6. Woods and Wood Products

4,294

26,83

22,40

1,378

19,77

16,38

 

7. Leather & Leather Products

799

69,20

41,41

696

9,26

8,15

 

8. Gems and Jewellery

334

3,36

2,75

455

20,38

15,14

 

9. Rubber & Plastic Products

322

96,40

82,94

302

26,73

20,76

 

10. Chemicals & Chemical Products

3,730

186,69

233,94

18,548

332,91

161,06

 

  (a) Heavy Industrial Chemicals

28

36,27

19,06

35

14,48

10,37

 

  (b) Fertilisers

61

1,58

1,46

72

117,78

7,64

 

  (c) Drugs & Pharmaceuticals

477

14,09

12,07

17,484

165,93

112,22

 

  (d) Non-Edible Oils

24

13,89

13,71

27

3,33

2,96

 

  (e) Other Chemicals & Chemical Products

3,140

120,87

187,64

930

31,38

27,87

 

11. Petroleum, Coal Products & Nuclear Fuels

47

2,44

1,85

106

18,17

15,56

 

12. Manufacture of Cement & Cement Products

882

44,46

24,97

330

26,82

21,80

 

13. Basic Metals & Metal Products

1,473

1621,43

1117,85

1,526

656,11

389,98

 

  (a) Iron & Steel

125

273,00

109,89

146

397,03

299,96

 

  (b) Non-Ferrous Metals

41

661,80

528,58

54

170,32

17,85

 

  (c) Metal Products

1,307

686,62

479,38

1,326

88,76

72,16

 

14. Engineering

4,151

425,77

260,93

2,253

153,42

127,82

 

  (a) Heavy Engineering

1,308

57,52

55,35

177

30,02

27,27

 

  (b) Light Engineering

2,018

73,61

60,61

1,491

80,23

62,86

 

  (c) Electrical Machinery & Goods

433

159,49

68,68

368

33,58

29,46

 

  (d) Electronic Machinery & Goods

392

135,15

76,30

217

9,59

8,23

 

15. Vehicles, Vehicle Parts & Transport Equipments

1,962

443,06

295,96

418

53,58

32,90

 

16. Other Industries

21,851

398,64

261,00

8,924

273,48

222,11

 

17. Electricity, Gas & Water

36

541,97

327,46

35

4,67

4,15

 

  (a) Electricity Generation & Transmission

12

539,56

325,25

12

2,47

2,27

 

  (b) Non-Conventional Energy

11

1,02

1,00

8

1,38

1,14

 

  (c) Gas, Steam & Water Supply

13

1,39

1,21

15

82

75

 

18. Construction

2,550

182,76

132,45

2,623

330,86

318,37

 

  (a) Other than Infrastructure

1,139

55,09

46,81

1,187

74,10

67,31

 

  (b) Infrastructure Construction

1,411

127,67

85,64

1,436

256,76

251,07

III.

TRANSPORT OPERATORS

18,124

329,90

251,15

5,800

114,22

83,12

IV.

PROFESSIONAL AND OTHER SERVICES

81,862

983,91

750,03

32,702

708,01

559,27

 

1. Professional Services

35,250

159,87

131,31

10,951

167,05

144,39

 

2. Tourism, Hotel & Restaurants

2,606

25,80

21,80

1,369

25,82

22,20

 

3. Recreation services

469

5,59

3,22

358

4,51

3,75

 

4. IT and Telecommunications

54

29,72

23,81

88

8,26

7,24

 

5. Others

43,483

762,94

569,88

19,936

502,38

381,69

V.

PERSONAL LOANS

3,52,359

3817,48

2905,96

2,81,382

4004,82

3125,00

 

1. Housing

51,207

1065,72

874,11

49,318

1364,38

1156,48

 

2. Consumer Durables

34,873

256,93

185,01

20,392

157,57

110,89

 

3. Vehicles

27,915

395,52

296,41

25,618

420,68

328,36

 

4. Education

11,552

196,13

149,74

12,993

292,61

224,81

 

5. Personal Credit Cards

3,086

14,41

11,18

5,678

26,29

19,94

 

6. Others

2,23,726

1888,78

1389,51

1,67,383

1743,30

1284,52

VI.

TRADE

3,61,093

2997,11

2235,34

2,07,445

2924,26

2340,43

 

1. Wholesale Trade

33,364

784,03

481,07

11,786

426,17

339,82

 

2. Retail Trade

3,27,729

2213,08

1754,27

1,95,659

2498,09

2000,61

VII.

FINANCE

15,022

131,35

100,78

3,177

392,75

200,16

VIII.

ALL OTHERS

1,51,265

725,21

559,11

66,765

506,79

420,37

 

TOTAL BANK CREDIT

52,12,165

39785,85

30308,13

19,95,791

24022,64

18839,94

TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF
SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION 'MARCH 2009

(Amount in Rupees Lakh)

 

OCCUPATION

URBAN

METROPOLITAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

   

7

8

9

10

11

12

I.

AGRICULTURE

2,16,157

3849,33

3161,79

31,343

5216,88

3943,39

 

1. Direct Finance

2,08,432

2263,19

1769,17

26,634

872,57

454,30

 

2. Indirect Finance

7,725

1586,14

1392,62

4,709

4344,31

3489,09

II.

INDUSTRY

61,405

18984,03

13451,77

50,584

15080,50

11553,09

 

1. Mining & Quarrying

357

318,13

155,56

155

171,06

61,03

 

2. Food Manufacturing & Processing

5,061

3063,07

2146,47

3,739

2680,26

1843,18

 

  (a) Rice Mills, Flour & Dal Mills

2,205

448,45

312,20

688

254,63

190,53

 

  (b) Sugar

192

1985,52

1355,03

87

1630,49

1002,11

 

  (c) Edible Oils & Vanaspati

281

143,22

116,72

269

298,12

250,48

 

  (d) Tea Processing

28

1,92

1,53

18

2,13

1,26

 

  (e) Processing of Fruits & Vegetables

74

13,13

9,42

52

25,89

19,01

 

  (f) Others

2,281

470,83

351,55

2,625

469,00

379,79

 

3. Beverage & Tobacco

126

266,14

116,31

107

107,17

75,67

 

4. Textiles

10,428

1251,02

760,22

6,321

753,48

565,77

 

  (a) Cotton Textiles

2,799

336,23

259,95

902

154,07

129,09

 

  (b) Jute & Other Natural Fibre Textiles

1,227

38,50

28,34

104

45,22

30,62

 

  (c) Handloom Textiles & Khadi

1,080

32,86

30,10

1,598

52,59

43,97

 

  (d) Other Textiles & Textile Products

5,322

843,44

441,83

3,717

501,60

362,09

 

5. Paper, Paper Products & Printing

1,658

1054,71

825,80

1,260

818,23

711,55

 

6. Woods and Wood Products

1,609

77,85

70,51

580

31,39

23,91

 

7. Leather & Leather Products

790

236,49

128,21

7,426

1496,18

997,74

 

8. Gems and Jewellery

206

58,08

45,72

1,316

93,89

79,79

 

9. Rubber & Plastic Products

1,096

370,31

285,78

1,374

300,86

253,61

 

10. Chemicals & Chemical Products

4,042

616,84

506,89

3,044

787,28

631,06

 

  (a) Heavy Industrial Chemicals

117

132,21

108,35

169

71,04

49,56

 

  (b) Fertilisers

52

30,65

8,98

32

31,90

23,99

 

  (c) Drugs & Pharmaceuticals

1,142

105,38

82,45

1,766

163,91

146,79

 

  (d) Non-Edible Oils

62

19,41

17,27

27

26,73

24,11

 

  (e) Other Chemicals & Chemical Products

2,669

329,19

289,84

1,050

493,70

386,61

 

11. Petroleum, Coal Products & Nuclear Fuels

47

65,93

30,37

77

22,81

18,26

 

12. Manufacture of Cement & Cement Products

630

99,05

78,36

793

312,59

257,40

 

13. Basic Metals & Metal Products

7,559

3336,18

2440,47

3,003

1563,65

1251,34

 

  (a) Iron & Steel

739

1953,77

1340,86

444

782,95

608,58

 

  (b) Non-Ferrous Metals

578

241,30

191,05

100

86,69

68,96

 

  (c) Metal Products

6,242

1141,11

908,56

2,459

694,01

573,79

 

14. Engineering

5,802

1908,52

1509,03

6,943

924,84

582,53

 

  (a) Heavy Engineering

682

337,83

221,96

588

154,79

127,67

 

  (b) Light Engineering

3,131

912,38

804,49

5,208

450,35

267,45

 

  (c) Electrical Machinery & Goods

1,385

321,23

225,95

820

282,85

158,66

 

  (d) Electronic Machinery & Goods

604

337,08

256,64

327

36,84

28,75

 

15. Vehicles, Vehicle Parts & Transport Equipments

1,382

233,01

139,52

1,103

269,74

145,66

 

16. Other Industries

15,494

1396,78

1049,89

9,619

918,49

755,46

 

17. Electricity, Gas & Water

71

40,59

30,87

71

2812,88

2504,34

 

  (a) Electricity Generation & Transmission

36

35,92

27,13

42

2804,68

2498,04

 

  (b) Non-Conventional Energy

8

51

26

3

55

51

 

  (c) Gas, Steam & Water Supply

27

4,16

3,48

26

7,66

5,79

 

18. Construction

5,047

4591,33

3131,78

3,653

1015,70

794,79

 

  (a) Other than Infrastructure

2,740

549,12

440,12

2,455

513,80

387,70

 

  (b) Infrastructure Construction

2,307

4042,21

2691,67

1,198

501,90

407,10

III.

TRANSPORT OPERATORS

6,810

234,49

176,73

10,819

843,14

545,73

IV.

PROFESSIONAL AND OTHER SERVICES

38,983

4543,21

2903,61

38,862

5017,59

3403,30

 

1. Professional Services

9,754

312,86

249,41

5,830

1364,29

563,58

 

2. Tourism, Hotel & Restaurants

1,937

228,38

196,02

4,504

376,46

208,07

 

3. Recreation services

248

88,06

75,67

344

83,72

67,56

 

4. IT and Telecommunications

201

90,75

72,30

187

46,37

36,10

 

5. Others

26,843

3823,17

2310,21

27,997

3146,76

2527,99

V.

PERSONAL LOANS

5,00,788

13295,45

10526,12

5,55,023

14358,85

10828,40

 

1. Housing

1,34,983

8097,77

6851,03

1,45,325

7838,47

6363,23

 

2. Consumer Durables

36,095

327,34

221,22

22,618

215,43

161,14

 

3. Vehicles

65,614

1280,69

896,46

1,25,261

2075,49

1312,36

 

4. Education

26,021

586,04

453,99

35,593

852,23

654,99

 

5. Personal Credit Cards

9,002

131,27

61,55

7,436

126,24

42,68

 

6. Others

2,29,073

2872,34

2041,87

2,18,790

3250,98

2294,01

VI.

TRADE

1,73,022

5083,09

3921,54

99,619

7145,75

5507,39

 

1. Wholesale Trade

14,527

1453,46

1007,82

8,308

2210,35

1723,32

 

2. Retail Trade

1,58,495

3629,63

2913,72

91,311

4935,39

3784,08

VII.

FINANCE

2,301

1015,16

535,34

1,007

579,17

368,92

VIII.

ALL OTHERS

52,069

839,53

691,00

40,262

1940,40

1680,17

 

TOTAL BANK CREDIT

10,51,535

47844,29

35367,90

8,27,519

50182,27

37830,40

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