(Rs. crore)

Outstanding

as on

Variation over

Item

1999

Financial year so far

Jul. 2#

Fortnight

1998-99

1999-2000

Year

1

2

3

4

5

6

Liabilities to the Banking System

Demand and time deposits from banks

32,056

569

677

-204

7,698

Borrowings from Banks⁽¹⁾

10,372

-1,085

231

-1,252

2,981

Other demand and time liabilities⁽²⁾

1,068

-51

-1,076

378

699

Liabilities to Others

Aggregate deposits

7,31,772@

5,564

18,503

22,679

1,14,785

(0.8)

(3.1)

(3.2)

(18.6)

Demand

1,09,152

2,654*

-3,818

-4,328

10,457

Time

6,22,620@

2,910

22,320*

27,007*

1,04,328*

Borrowings⁽³⁾

1,295

-92

293

-697

-277

Other demand and time liabilities

61,607

493*

3,679*

1,012*

11,248*

Borrowings from Reserve Bank

4,276

412

362

1,382

3,519

Cash in hand and Balances with Reserve Bank

69,843

4,992

-2,593

2,313

11,131

Cash in hand

4,326

128

391

344

327

Balances with Reserve Bank

65,516

4,864

-2,984

1,969

10,803

Assets with the Banking System

Balance with other Banks⁽⁴⁾

12,409

163

-802

-513

1,659

Money at call and short notice

17,656

-740

-411

-478

9,206

Advances to banks

2,220

744

-1,006

581

1,063

Other assets

1,484

24

-555

181

373

Investments⁽⁵⁾

2,77,063

1,492

21,204

22,944

37,154

(0.5)

(9.7)

(9.0)

(15.5)

Government securities

2,45,300

1,615

21,060

22,556

37,284

Other approved securities

31,763

-123

144

388

-130

Bank Credit

3,69,371

3,251

-141

3,367

45,433

(0.9)

(—)

(0.9)

(14.0)

Food Credit

21,990

-231

5,198

5,174

4,307

Non-food credit

3,47,380

3,482

-5,339

-1,807

41,125

Loans, cash-credit and overdrafts

3,39,924

3,377

1,708

5,057

43,481

Inland bills- purchased

4,608

214

-29

-104

-24

discounted⁽⁶⁾

10,060

-143

-322

-716

614

Foreign bills-purchased

7,532

-272

-769

-837

370

discounted

7,247

75

-729

-33

991

Cash-Deposit Ratio

9.54

Investment-Deposit Ratio

37.86

Credit-Deposit Ratio

50.48

@ : Includes Rs. 17,945 crore on account of proceeds from Resurgent India Bonds (RIBs). Excluding these proceeds, the growth rates in aggregate deposits as shown in columns 5 and 6 would work out to 2.1 per cent and 14.3 per cent, respectively.

(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.

(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilites to others'.

(3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank.

(4) In current account and in other account.

(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5.

(6) Excludes bills rediscounted with the Reserve Bank of India.

Figures in brackets denote percentage variation in the relevant period.

*

: Revised in line with the new accounting standards and consistent with the methodology suggested by the Working Group on Money Supply: Analytics and Methodology of Compilation (June 1998). The revision is in respect of pension and provident funds with commercial banks which are classified as other demand and time liabilities and includes those banks which have reported such changes so far.