(Rs. crore)

Outstanding

as on

Variation over

Item

2000

Financial year so far

Year-on-year

Mar. 24#

Fortnight

1998-99

1999-2000

1999

2000

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from banks

36,430

377

8,728

4,020

8,728

4,020

Borrowings from Banks⁽¹⁾

16,212

3,747

4,912

4,140

4,912

4,140

Other demand and time liabilities⁽²⁾

846

-12

-723

124

-723

124

Liabilities to Others

Aggregate deposits

8,10,065 @

4,965

1,15,540

96,040

1,15,540

96,040

(0.6)

(19.3)

(13.5)

(19.3)

(13.5)

[16.3]

[13.8]

[16.3]

[13.8]

Demand

1,26,276

2,338

14,910

8,853

14,910

8,853

Time

6,83,789 @

2,627

1,00,630*

87,187*

1,00,630 *

87,187*

Borrowings⁽³⁾

2,958

406

-139

1,817

-139

1,817

Other demand and time liabilities

78,418

1,829

13,394*

18,345*

13,394*

18,345 *

Borrowings from Reserve Bank

6,491

1,487

2,499

3,597

2499

3,597

Cash in hand and Balances with Reserve Bank

62,101

-3,144

6,604

-5,809

6,604

-5,809

Cash in hand

4,681

142

754

319

754

319

Balances with Reserve Bank

57,419

-3,285

5,850

-6,128

5,850

-6,128

Assets with the Banking System

Balance with other Banks⁽⁴⁾

15,742

859

1,536

2,654

1,536

2,654

Money at call and short notice

21,933

4,369

9,311

3,761

9,311

3,761

Advances to banks

3,523

-40

-59

1,419

-59

1,419

Other assets

2,043

89

-245

621

-245

621

Investments⁽⁵⁾

3,08,921

2,086

35,890

54,326

35,890

54,326

(0.7)

(16.4)

(21.3)

(16.4)

(21.3)

Government securities

2,77,829

1,968

36,261

54,612

36,261

54,612

Other approved securities

31,092

117

-371

-285

-371

-285

Bank Credit

4,34,182

8,790

44,759

65,344

44,759

65,344

(2.1)

(13.8)

(17.7)

(13.8)

(17.7)

Food Credit

25,691

756

4,331

8,875

4,331

8,875

Non-food credit

4,08,490

8,033

40,428

56,469

40,428

56,469

Loans, cash-credit and overdrafts

3,99,074

8,578

42,740

61,599

42,740

61,599

Inland bills- purchased

4,885

-7

233

-9

233

-9

discounted⁽⁶⁾

12,894

354

973

2,153

973

2,153

Foreign bills-purchased

8,824

-174

321

573

321

573

discounted

8,504

40

491

1,028

491

1,028

Cash-Deposit Ratio

7.67

Investment-Deposit Ratio

38.14

Credit-Deposit Ratio

53.60

@ : Includes Rs. 17,945 crore on account of proceeds from Resurgent India Bonds (RIBs), since August 28, 1998. Figures in italics are percentage variations net of RIBs.
(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilites to others'.
(3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.
Figures in brackets denote percentage variation in the relevant period.
* : Revised in line with the new accounting standards and consistent with the methodology suggested by the Working Group on Money Supply: Analytics and Methodology of Compilation (June 1998). The revision is in respect of pension and provident funds with commercial banks which are classified as other demand and time liabilities and includes those banks which have reported such changes so far.