(Rs. crore)

Outstanding

Variation over

Item

as on

Financial year so far

Year-on-year

2002

Fortnight

2001-2002

2002-2003

2001

2002

Oct. 4#

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

38,991

366

–16,991

7,562

–5,692

5,232

Borrowings from Banks⁽¹⁾

20,801

–132

–3,106

551

4,447

–140

Other demand and time liabilities⁽²⁾

1,956

82

–613

–267

467

278

Liabilities to Others

Aggregate deposits@

12,42,166

15,909

90,554

1,38,806

1,67,140

1,88,994

(1.3)

(9.4)

(12.6)

(18.9)

(17.9)

[9.9]

[13.1]

[16.3]

[18.7]

Demand

1,61,067

7,584

2,157

8,019

16,425

16,358

Time@

10,81,099

8,325

88,397

1,30,787

1,50,715

1,72,636

Borrowings⁽³⁾

10,226

–33

–641

7,198

–495

8,301

Other demand and time liabilities

1,17,769

1,318

12,865

5,885

21,656

13,696

Borrowings from Reserve Bank

95

83

–1,408

–3,521

–2,943

–2,393

Cash in hand and Balances with Reserve Bank

72,147

–950

8,009

3,499

1,167

–1,064

Cash in hand

6,500

132

222

255

1,013

620

Balances with Reserve Bank

65,646

–1,081

7,787

3,244

154

–1,684

Assets with the Banking System

Balance with other Banks⁽⁴⁾

18,032

—

–3,173

39

1,018

1,348

Money at call and short notice

35,250

–650

–6,102

8,625

10,101

5,723

Advances to Banks

7,122

–819

–2,656

1,550

–875

4,845

Other assets

2,736

136

63

62

13

735

Investments⁽⁵⁾

5,05,007

1,464

42,343

66,738

77,888

92,504

(0.3)

(11.4)

(15.2)

(23.3)

(22.4)

Government securities

4,77,831

1,798

43,397

66,655

79,339

94,400

Other approved securities

27,176

–334

–1,053

83

–1,451

–1,895

Bank Credit

6,73,112

11,381

34,664

83,389

67,929

1,27,014

(1.7)

(6.8)

(14.1)

(14.2)

(23.3)

Food Credit

53,226

–137

10,211

–752

17,318

3,024

Non-food credit

6,19,886

11,518

24,453

84,142

50,611

1,23,990

Loans, cash-credit and overdrafts

6,30,546

10,726

36,729

82,939

68,241

1,23,602

Inland bills- purchased

5,174

401

152

142

67

113

discounted⁽⁶⁾

17,891

12

–1,003

–392

817

320

Foreign bills-purchased

9,576

83

–905

487

–532

1,130

discounted

9,926

159

–309

212

–664

1,849

Cash-Deposit Ratio

5.81

Investment-Deposit Ratio

40.66

Credit-Deposit Ratio

54.19

@ : Includes Rs.17,945 crore on account of proceeds from Resurgent India Bonds (RIBs), since August 28, 1998 and Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. Figures in italics are percentage variations net of RIBs and IMDs as the case may be.
(1) Excluding borrowings of Regional Rural Banks from their sponsor banks. (2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'. (3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank. (4) In current account and in other account. (5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5. (6) Excludes bills rediscounted with the Reserve Bank of India. Figures in brackets denote percentage variation in the relevant period.
Note : Includes the impact of mergers since May 3, 2002.