(Rs. crore)

Outstanding

Variation over

Item

as on 2003

Fortnight

Financial year so far

Year-on-year

Jul. 11#

2002-2003

2003-2004

2002

2003

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

38,575

–1,387

6,554

–1,880

–9,440

592

Borrowings from Banks ⁽¹⁾

18,291

765

–2,746

–1,347

–5,113

788

Other demand and time liabilities⁽²⁾

3,480

1,112

–65

1,226

734

1,322

Liabilities to Others

Aggregate deposits@

13,43,120

–55

96,609

62,266

1,83,950

1,43,150

(—)

(8.8)

(4.9)

(18.1)

(11.9)

[9.1]

[5.0]

[18.9]

[12.4]

Demand

1,75,471

–4,794

–2,192

5,182

10,734

24,615

Time@

11,67,649

4,740

98,801

57,085

1,73,215

1,18,535

Borrowings⁽³⁾

15,157

–1

6,622

2,520

7,574

5,507

Other demand and time liabilities

1,29,415

615

–2,617

–391

17,558

20,149

Borrowings from Reserve Bank

1

—

–3,552

–78

–4,404

–63

Cash in hand and Balances with Reserve Bank

72,320

–12,671

11,720

6,418

7,019

–8,047

Cash in hand

9,071

44

386

1,503

392

2,440

Balances with Reserve Bank

63,249

–12,715

11,334

4,915

6,628

–10,487

Assets with the Banking System

Balance with other Banks⁽⁴⁾

15,800

–250

203

–1,388

–1,109

–2,395

Money at call and short notice

25,946

–648

–420

–6,188

–6,208

–258

Advances to Banks

7,711

1,209

197

565

722

1,942

Other assets

2,521

–68

–447

–29

208

294

Investments⁽⁵⁾

6,07,112

23,110

36,441

59,566

71,363

1,32,402

(4.0)

(8.3)

(10.9)

(17.7)

(27.9)

Government securities

5,79,669

23,094

37,955

56,252

75,129

1,30,537

Other approved securities

27,443

16

–1,515

3,314

–3,766

1,865

Bank Credit

7,25,574

–7,243

62,548

–3,641

1,28,363

73,304

(–1.0)

(10.6)

(–0.5)

(24.5)

(11.2)

Food Credit

43,588

–6,478

5,485

–5,891

8,685

–15,875

Non-food credit

6,81,986

–765

57,063

2,250

1,19,679

89,179

Loans, cash-credit and overdrafts

6,81,351

–7,392

62,661

–721

1,25,965

71,083

Inland bills- purchased

4,861

–206

–532

–724

–268

361

discounted⁽⁶⁾

19,035

–178

215

–1,149

795

538

Foreign bills-purchased

9,294

–39

52

–456

250

153

discounted

11,033

571

152

–591

1,621

1,168

Cash-Deposit Ratio

5.38

Investment-Deposit Ratio

45.20

Credit-DepositRatio

54.02

@ : Includes Rs.17,945 crore on account of proceeds from Resurgent India Bonds (RIBs), since August 28, 1998 and Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. Figures in italics are percentage variations net of RIBs and IMDs as the case may be.
(1) Excluding borrowings of Regional Rural Banks from their sponsor banks. (2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'. (3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank. (4) In current account and in other account. (5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5. (6) Excludes bills rediscounted with the Reserve Bank of India.
Figures in brackets denote percentage variation in the relevant period.
Note: Includes the impact of mergers since May 3, 2002.