(Rs. crore)

Outstanding

Variation over

Item

as on 2003

Month

Financial year so far

Year-on-year

Sep. 26#

2002-2003

2003-2004

2002

2003

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

39,430

968

7,355

–1,024

3,635

646

Borrowings from Banks ⁽¹⁾

19,767

580

2,850

129

2,503

–3,332

Other demand and time liabilities ⁽²⁾

2,434

195

–264

180

321

475

Liabilities to Others

Aggregate deposits@

13,91,398

22,896

1,41,112

1,10,545

1,82,647

1,46,926

(1.7)

(12.8)

(8.6)

(17.2)

(11.8)

[13.3]

[8.9]

[17.9]

[12.2]

Demand

1,82,103

4,583

9,484

11,814

12,141

19,571

Time@

12,09,295

18,312

1,31,627

98,731

1,70,506

1,27,355

Borrowings⁽³⁾

18,440

893

8,240

5,802

5,131

7,171

Other demand and time liabilities

1,36,330

5,092

6,555

6,524

22,457

17,892

Borrowings from Reserve Bank

1

—

–3,570

–78

–3,607

–45

Cash in hand and Balances with Reserve Bank

74,247

–1,278

9,942

8,345

–4,629

–4,342

Cash in hand

8,311

–296

282

743

217

1,783

Balances with Reserve Bank

65,937

–983

9,660

7,602

–4,846

–6,125

Assets with the Banking System

Balance with other Banks⁽⁴⁾

17,708

1,864

–336

520

713

50

Money at call and short notice

30,964

1,123

11,884

–1,171

7,641

–7,545

Advances to Banks

9,571

1,859

2,085

2,424

5,374

1,913

Other assets

2,731

55

–170

181

527

226

Investments⁽⁵⁾

6,26,832

–749

62,974

79,287

89,707

1,25,589

(–0.1)

(14.4)

(14.5)

(21.8)

(25.1)

Government securities

5,99,863

–289

64,730

76,447

93,490

1,23,957

Other approved securities

26,969

–460

–1,757

2,840

–3,783

1,632

Bank Credit

7,45,847

13,847

84,030

16,632

1,30,212

72,094

(1.9)

(14.2)

(2.3)

(24.0)

(10.7)

Food Credit

37,406

–3,879

–1,031

–12,074

5,022

–15,541

Non-food credit

7,08,442

17,726

85,062

28,706

1,25,189

87,635

Loans, cash-credit and overdrafts

7,02,024

13,610

83,670

19,951

1,26,915

70,747

Inland bills- purchased

6,100

1,128

–298

516

–519

1,367

discounted⁽⁶⁾

17,743

–1,126

–466

–2,441

643

–74

Foreign bills-purchased

8,843

–19

440

–907

923

–685

discounted

11,137

254

684

–488

2,250

739

Cash-Deposit Ratio

5.34

Investment-Deposit Ratio

45.05

Credit-DepositRatio

53.60

@ : Includes Rs.17,945 crore on account of proceeds from Resurgent India Bonds (RIBs), since August 28, 1998 and Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. Figures in italics are percentage variations net of RIBs and IMDs as the case may be.
(1) Excluding borrowings of Regional Rural Banks from their sponsor banks. (2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'. (3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank. (4) In current account and in other account. (5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5. (6) Excludes bills rediscounted with the Reserve Bank of India. Figures in brackets denote percentage variation in the relevant period.
Notes:1. Based on Special Returns submited by the banks as required when the last Friday of the month is not an alternate Friday for the reporting purposes.
2. Includes the impact of mergers since May 3, 2002.