3. Scheduled Commercial Banks - Business in India - ربی - Reserve Bank of India
3. Scheduled Commercial Banks - Business in India
(Rs. crore) | |||||||
Outstanding | Variation over | ||||||
as on | |||||||
Financial year so far | Year-on-year | ||||||
Item | 2004 | ||||||
Fortnight | |||||||
Oct. 29# | 2003-2004 | 2004-2005 | 2003 | 2004 | |||
1 | 2 | 3 | 4 | 5 | 6 | 7 | |
Liabilities to the Banking System | |||||||
Demand and time deposits from Banks | 34,962 | –312 | –5,420 | –1,872 | –4,028 | –73 | |
Borrowings from Banks (1) | 26,783 | –126 | –3,004 | 11,757 | –6,901 | 10,150 | |
Other demand and time liabilities(2) | 2,749 | –474 | 179 | 122 | 206 | 316 | |
Liabilities to Others | |||||||
Aggregate deposits@ | 16,16,874 | 11,642 | 1,15,207 | 1,12,458 | 1,47,433 | 2,20,814 | |
(0.7) | (9.0) | (7.5) | (11.8) | (15.8) | |||
Demand | 2,46,036 | 14,710 | 20,786 | 21,014 | 31,128 | 54,961 | |
Time@ | 13,70,838 | –3,068 | 94,421 | 91,445 | 1,16,304 | 1,65,854 | |
[13,67,270] | [87,876] | [1,62,285] | |||||
Borrowings(3) | 65,231 | 416 | 8,427 | 40,562 | 11,832 | 44,167 | |
Other demand and time liabilities | 1,62,879 | 2,807 | 8,282 | 14,795 | 11,728 | 24,791 | |
Borrowings from Reserve Bank | — | — | –73 | — | –29 | –6 | |
Cash in hand and Balances with Reserve Bank | 94,992 | 2,465 | 13,380 | 18,097 | –7,497 | 15,710 | |
Cash in hand | 8,555 | 395 | 2,144 | 657 | 3,536 | –1,156 | |
Balances with Reserve Bank | 86,437 | 2,070 | 11,236 | 17,440 | –11,033 | 16,866 | |
Assets with the Banking System | |||||||
Balance with other Banks(4) | 17,670 | 394 | –1,219 | 709 | –1,810 | 1,701 | |
Money at call and short notice | 22,262 | 240 | –9,909 | 4,204 | –14,932 | 36 | |
Advances to Banks | 9,203 | –205 | 1,580 | –1,320 | 2,534 | 477 | |
Other assets | 2,012 | –133 | 83 | –625 | 163 | –621 | |
Investments (5) | 7,06,543 | –1,269 | 84,031 | 28,955 | 1,28,692 | 74,966 | |
(–0.2) | (15.3) | (4.3) | (25.6) | (11.9) | |||
Government securities | 6,80,304 | –1,114 | 84,726 | 25,546 | 1,30,402 | 72,161 | |
[6,68,111] | [13,353] | [59,969] | |||||
Other approved securities | 26,239 | –155 | –695 | 3,409 | –1,710 | 2,805 | |
Bank Credit | 9,88,276 | 17,259 | 33,088 | 1,47,491 | 79,733 | 2,25,973 | |
(1.8) | (4.5) | (17.5) | (11.7) | (29.6) | |||
Food Credit | 39,712 | 3,752 | –13,459 | 3,751 | –19,393 | 3,691 | |
Non-food credit | 9,48,565 | 13,506 | 46,547 | 1,43,741 | 99,126 | 2,22,282 | |
[9,15,882] | [1,11,058] | [1,89,599] | |||||
Loans, cash-credit and overdrafts | 9,34,017 | 16,360 | 34,390 | 1,44,777 | 77,410 | 2,17,555 | |
Inland bills- purchased | 7,406 | –92 | 1,416 | 437 | 1,994 | 406 | |
discounted(6) | 22,929 | 534 | –1,243 | 1,199 | 382 | 3,988 | |
Foreign bills-purchased | 9,817 | 70 | –1,241 | –296 | –1,067 | 1,308 | |
discounted | 14,108 | 387 | –233 | 1,375 | 1,014 | 2,717 | |
Cash-Deposit Ratio | 5.88 | ||||||
Investment-Deposit Ratio | 43.70 | ||||||
Credit-DepositRatio | 61.12 | ||||||
@ : Includes Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), |