3. Scheduled Commercial Banks - Business in India - ربی - Reserve Bank of India
3. Scheduled Commercial Banks - Business in India
(Rs. crore) | |||||||
Outstanding | Variation over | ||||||
as on | |||||||
Financial year so far | Year-on-year | ||||||
Item | 2004 | ||||||
Fortnight | |||||||
Nov. 26# | 2003-2004 | 2004-2005 | 2003 | 2004 | |||
1 | 2 | 3 | 4 | 5 | 6 | 7 | |
Liabilities to the Banking System | |||||||
Demand and time deposits from Banks | 34,355 | –800 | –5,268 | –2,479 | –3,448 | –832 | |
Borrowings from Banks (1) | 28,375 | 885 | –5,435 | 13,348 | –6,524 | 14,172 | |
Other demand and time liabilities(2) | 3,413 | 618 | 369 | 786 | 470 | 790 | |
Liabilities to Others | |||||||
Aggregate deposits@ | 16,10,281 | 13,664 | 1,24,965 | 1,05,865 | 1,48,391 | 2,04,463 | |
(0.9) | (9.8) | (7.0) | (11.8) | (14.5) | |||
Demand | 2,27,939 | 2,182 | 16,069 | 2,917 | 26,063 | 41,580 | |
Time@ | 13,82,342 | 11,482 | 1,08,895 | 1,02,948 | 1,22,328 | 1,62,883 | |
[13,78,773] | [99,379] | [1,59,314] | |||||
Borrowings(3) | 65,787 | –329 | 9,634 | 41,118 | 12,554 | 43,516 | |
Other demand and time liabilities | 1,62,566 | 1,647 | 5,853 | 14,482 | 15,559 | 26,907 | |
Borrowings from Reserve Bank | 8 | –1,203 | –79 | 8 | –30 | 8 | |
Cash in hand and Balances with Reserve Bank | 98,355 | 4,190 | 16,389 | 21,461 | 9,368 | 16,064 | |
Cash in hand | 8,914 | –279 | 1,471 | 1,016 | 2,054 | –125 | |
Balances with Reserve Bank | 89,442 | 4,469 | 14,918 | 20,445 | 7,313 | 16,189 | |
Assets with the Banking System | |||||||
Balance with other Banks(4) | 17,197 | –968 | –1,593 | 235 | –1,875 | 1,601 | |
Money at call and short notice | 21,056 | 913 | –14,561 | 2,999 | –13,513 | 3,483 | |
Advances to Banks | 8,943 | –374 | 1,607 | –1,581 | 1,349 | 189 | |
Other assets | 2,349 | 223 | –31 | –288 | 158 | –169 | |
Investments (5) | 7,01,878 | 10,309 | 97,683 | 24,290 | 1,20,035 | 56,649 | |
(1.5) | (17.8) | (3.6) | (22.9) | (8.8) | |||
Government securities | 6,75,922 | 10,559 | 98,427 | 21,165 | 1,21,360 | 54,079 | |
[6,63,730] | [8,972] | [41,886] | |||||
Other approved securities | 25,956 | –250 | –743 | 3,126 | –1,325 | 2,570 | |
Bank Credit | 10,06,309 | 10,792 | 39,997 | 1,65,524 | 85,542 | 2,37,097 | |
(1.1) | (5.5) | (19.7) | (12.5) | (30.8) | |||
Food Credit | 42,380 | 1,152 | –13,018 | 6,419 | –17,885 | 5,918 | |
Non-food credit | 9,63,929 | 9,640 | 53,014 | 1,59,105 | 1,03,427 | 2,31,179 | |
[9,31,247] | [1,26,423] | [1,98,496] | |||||
Loans, cash-credit and overdrafts | 9,50,220 | 10,189 | 40,184 | 1,60,980 | 82,152 | 2,27,963 | |
Inland bills- purchased | 7,814 | 193 | 890 | 844 | 1,909 | 1,340 | |
discounted(6) | 23,506 | 95 | –628 | 1,776 | 1 | 3,950 | |
Foreign bills-purchased | 10,214 | 175 | –677 | 101 | 145 | 1,141 | |
discounted | 14,556 | 140 | 228 | 1,823 | 1,335 | 2,703 | |
Cash-Deposit Ratio | 6.11 | ||||||
Investment-Deposit Ratio | 43.59 | ||||||
Credit-DepositRatio | 62.49 | ||||||
@ : Includes Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. |