3. Scheduled Commercial Banks - Business in India - ربی - Reserve Bank of India
3. Scheduled Commercial Banks - Business in India
(Rs. crore) | |||||||
Outstanding | Variation over | ||||||
as on | |||||||
Financial year so far | Year-on-year | ||||||
Item | 2005 | ||||||
Fortnight | |||||||
Apr. 1# | 2004-2005 | 2005-2006 | 2004 | 2005 | |||
1 | 2 | 3 | 4 | 5 | 6 | 7 | |
Liabilities to the Banking System | |||||||
Demand and time deposits from Banks | 40,611 | 3,839 | 5,287 | 3,839 | 194 | –1,510 | |
Borrowings from Banks (1) | 33,204 | 5,293 | 1,225 | 5,293 | –2,548 | 16,953 | |
Other demand and time liabilities(2) | 3,966 | 832 | –149 | 832 | –1,480 | 1,488 | |
Liabilities to Others | |||||||
Aggregate deposits@ | 17,66,628 | 46,680 | 46,992 | 46,680 | 2,26,936 | 2,15,220 | |
(2.7) | (3.1) | (2.7) | (17.1) | (13.9) | |||
Demand | 2,81,974 | 18,157 | 21,428 | 18,157 | 58,492 | 35,524 | |
Time@ | 14,84,654 | 28,523 | 25,564 | 28,523 | 1,68,444 | 1,79,696 | |
[14,81,085] | [1,76,127] | ||||||
Borrowings(3) | 71,423 | 2,119 | 999 | 2,119 | 12,574 | 45,755 | |
Other demand and time liabilities | 1,81,055 | 6,729 | 9,621 | 6,729 | 24,845 | 23,350 | |
Borrowings from Reserve Bank | 95 | 45 | — | 45 | –440 | 95 | |
Cash in hand and Balances with Reserve Bank | 1,02,069 | 5,541 | 9,920 | 5,541 | 17,119 | 15,254 | |
Cash in hand | 9,085 | 663 | 648 | 663 | 1,378 | 540 | |
Balances with Reserve Bank | 92,983 | 4,878 | 9,272 | 4,878 | 15,742 | 14,715 | |
Assets with the Banking System | |||||||
Balance with other Banks(4) | 20,724 | 3,958 | 3,430 | 3,958 | 2,434 | 333 | |
Money at call and short notice | 22,874 | 2,519 | 1,549 | 2,519 | –11,907 | 3,267 | |
Advances to Banks | 8,822 | –896 | 46 | –896 | 4,686 | –1,748 | |
Other assets | 2,524 | 74 | 586 | 74 | 152 | –699 | |
Investments (5) | 7,51,208 | 8,145 | 10,632 | 8,145 | 1,20,087 | 62,988 | |
(1.1) | (1.6) | (1.1) | (21.1) | (9.2) | |||
Government securities | 7,26,111 | 8,320 | 10,833 | 8,320 | 1,21,919 | 60,520 | |
[7,13,918] | [48,327] | ||||||
Other approved securities | 25,097 | –174 | –201 | –174 | –1,832 | 2,469 | |
Bank Credit | 11,41,701 | 49,610 | 34,067 | 49,610 | 1,31,360 | 2,66,849 | |
(4.5) | (4.1) | (4.5) | (17.7) | (30.5) | |||
Food Credit | 40,016 | –1,105 | 1,011 | –1,105 | –7,619 | 3,043 | |
Non-food credit | 11,01,685 | 50,715 | 33,055 | 50,715 | 1,38,979 | 2,63,806 | |
[10,69,003] | [2,31,124] | ||||||
Loans, cash-credit and overdrafts | 10,79,089 | 47,089 | 29,684 | 47,089 | 1,25,328 | 2,60,165 | |
Inland bills- purchased | 8,342 | 957 | 2,064 | 957 | 2,395 | –691 | |
discounted(6) | 26,051 | 632 | 1,028 | 632 | 2,897 | 3,293 | |
Foreign bills-purchased | 11,404 | 553 | 621 | 553 | 506 | 670 | |
discounted | 16,815 | 379 | 670 | 379 | 234 | 3,412 | |
Cash-Deposit Ratio | 5.78 | ||||||
Investment-Deposit Ratio | 42.52 | ||||||
Credit-DepositRatio | 64.63 | ||||||
@ : Includes Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. |