(Rs. crore)

Outstanding

Variation over

as on

Financial year so far

Year-on-year

Item

2006

Fortnight

May 12#

2005-2006

2006-2007

2005

2006

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

32,619

–572

993

–1,048

–931

–4,682

Borrowings from Banks⁽¹⁾

27,373

–1,946

4,493

–2,139

17,858

–4,736

Other demand and time liabilities

8,444

–33

8,153

–134

7,891

–2,834

Liabilities to Others

Aggregate deposits@

21,23,757

–13,188

72,227

36,087

2,31,037

3,51,331

(–0.6)

(4.2)

(1.7)

(15.0)

(19.8)

Demand

3,30,138

–42,887

5,793

–17,112

38,772

76,318

Time@

17,93,619

29,699

66,435

53,200

1,92,265

2,75,014

[62,922]

[1,88,752]

Borrowings⁽³⁾

79,783

242

2,075

–3,899

43,224

8,185

Other demand and time liabilities

1,87,601

–4,882

–43,253

–9,475

4,871

38,094

Borrowings from Reserve Bank

72

—

–50

–1,416

—

72

Cash in hand and Balances with Reserve Bank

1,31,965

–13,452

17,848

–6,830

30,781

17,539

Cash in hand

11,853

403

713

119

635

2,668

Balances with Reserve Bank

1,20,112

–13,856

17,135

–6,949

30,146

14,871

Assets with the Banking System

Balance with other Banks⁽⁴⁾

24,490

–14

340

567

1,800

4,829

Money at call and short notice

12,239

–2,926

2,579

854

3,781

–10,201

Advances to Banks

3,210

–300

–832

–971

–191

–5,650

Other assets

8,581

–3,548

1,122

1,714

578

5,034

Investments⁽⁵⁾

7,37,838

–13,191

–10,280

10,261

13,937

8,964

(–1.8)

(–1.4)

(1.4)

(1.9)

(1.2)

Government securities

7,15,255

–13,146

–9,813

10,560

16,916

6,086

[–22,005]

[4,723]

Other approved securities

22,584

–45

–467

–299

–2,979

2,879

Bank Credit

14,87,631

460

39,106

–8,843

2,76,982

3,48,096

(—)

(3.6)

(–0.6)

(32.1)

(30.5)

Food Credit

38,474

1,216

3,251

–2,217

2,139

–5,897

Non-food credit

14,49,157

–756

35,855

–6,626

2,74,843

3,53,994

[2,973]

[2,41,961]

Loans, cash-credit and overdrafts

14,15,765

2,558

40,721

–7,351

2,70,878

3,34,832

Inland bills- purchased

10,958

–969

290

–1,050

–182

3,114

discounted⁽⁶⁾

28,738

–1,505

–1,090

–550

2,206

4,596

Foreign bills-purchased

12,011

–408

–433

–519

910

1,616

discounted

20,158

784

–383

626

3,171

3,939

Cash-Deposit Ratio

6.21

Investment-Deposit Ratio

34.74

Credit-Deposit Ratio

70.05

@ : Data reflect redemption of India Millennium Deposits (IMDs) on December 29, 2005.
(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has
been included in the corresponding items under 'liabilities to others'.
(3) Other than from Reserve Bank of India, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments
which are given separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.
Figures in brackets denote percentage variation in the relevant period.
Notes: 1. Includes the impact of mergers since May 3, 2002.
2. Figures in [ ] exclude the impact of conversion of a non-banking entity into banking entity from October 11, 2004.