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Scheduled Commercial Banks - Business in India
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Scheduled Commercial Banks - Business in India

(₹ Crore)
Item Outstanding as on Nov. 14, 2025 Variation over
Fortnight Financial year so far Year-on-Year
2024-25 2025-26 2024 2025
1 2 3 4 5 6
1 Liabilities to the Banking System            
1.1 Demand and Time Deposits from Banks 350945 26353 -8433 41531 44914 64907
1.2 Borrowings from Banks 81534 -3573 -47165 -30442 -52103 -53730
1.3 Other Demand and Time Liabilities 26997 -468 -47801 -2918 -47113 2347
2 Liabilities to Others            
2.1 Aggregate Deposits 24093532 -82225 1380663 1512931 2204030 2237643
2.1a Growth (Per cent)   -0.3 6.7 6.7 11.2 10.2
2.1.1 Demand 2991666 -109282 71704 293617 208379 476108
2.1.2 Time 21101867 27057 1308959 1219314 1995651 1761535
2.2 Borrowings 834189 -12051 139421 -81059 74847 -83174
2.3 Other Demand and Time Liabilities 1026265 -56502 3555 -35366 53750 85283
3. Borrowings from Reserve Bank 2158 -3331 -216093 -309308 -124419 -4465
4 Cash in Hand and Balances with Reserve Bank 868202 -62308 81394 -96087 102607 -234107
4.1 Cash in hand 86122 -1440 4426 4248 4981 -7737
4.2 Balances with Reserve Bank 782080 -60868 76967 -100335 97627 -226370
5 Assets with the Banking System            
5.1 Balances with Other Banks 278957 32379 12983 63155 24741 67646
5.2 Money at Call and Short Notice 26583 10793 9372 745 -1314 4856
5.3 Advances to Banks 32235 -484 -7246 -7268 -10616 -8887
5.4 Other Assets 63277 -636 -54280 -4076 -36514 2133
6 Investments 6835685 -54225 383419 137758 420109 345709
6.1a Growth (Per cent)   -0.8 6.3 2.1 6.9 5.3
6.1 Government Securities 6835230 -54185 383787 137932 420350 345833
6.2 Other Approved Securities 455 -40 -369 -175 -241 -124
7 Bank Credit 19345790 -47865 930654 1101818 1742011 1982973
7.1a Growth (Per cent)   -0.2 5.7 6.0 11.2 11.4
7a.1 Food Credit 79191 8820 22076 42660 4896 34034
7a.2 Non-food credit 19266599 -56685 908578 1059158 1737115 1948938
7b.1 Loans, Cash credit and Overdrafts 18979726 -49677 922309 1069874 1705960 1923114
7b.2 Inland Bills - Purchased 87207 1266 6380 12244 19456 20359
7b.3 Discounted 244018 462 5429 22958 18081 41230
7b.4 Foreign Bills - Purchased 12904 186 -1400 -2218 -796 -2108
7b.5 Discounted 21937 -102 -2064 -1040 -690 376
Note: Data include the impact of merger of a non-bank with a bank w.e.f. July 1, 2023.

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