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اگست 11, 2016
Edited Transcript of Reserve Bank of India’s Post Policy Conference Call with Media

Participants from RBI: Dr. Raghuram G. Rajan – Governor Dr. Urjit R. Patel – Deputy Governor Shri R. Gandhi – Deputy Governor Shri S.S. Mundra – Deputy Governor Shri N.S. Vishwanathan –Deputy Governor Dr. Michael D. Patra – Executive Director Moderator: Ms. Alpana Killawala – Principal Adviser Lata Venkatesh: CNBC TV18 Good morning, Governor. Lata Venkatesh from CNBC TV18. Well, a very prominent word is adequate provision of liquidity and move towards system neutralit

Dr. Raghuram G. Rajan, Governor, Reserve Bank of India

Participants from RBI: Dr. Raghuram G. Rajan – Governor Dr. Urjit R. Patel – Deputy Governor Shri R. Gandhi – Deputy Governor Shri S.S. Mundra – Deputy Governor Shri N.S. Vishwanathan –Deputy Governor Dr. Michael D. Patra – Executive Director Moderator: Ms. Alpana Killawala – Principal Adviser Lata Venkatesh: CNBC TV18 Good morning, Governor. Lata Venkatesh from CNBC TV18. Well, a very prominent word is adequate provision of liquidity and move towards system neutralit

اگست 11, 2016
Edited Transcript of Reserve Bank of India’s Post Policy Conference Call with Researchers and Analysts
Participants from RBI: Dr. Raghuram G. Rajan – Governor, Reserve Bank of India Dr. Urjit R. Patel – Deputy Governor, Reserve Bank of India Mr. R. Gandhi – Deputy Governor, Reserve Bank of India Mr. S.S. Mundra – Deputy Governor, Reserve Bank of India Mr. N.S. Vishwanathan – Deputy Governor, Reserve Bank of India Dr. Michael D. Patra – Executive Director, Reserve Bank of India Mr. G. Mahalingam – Executive Director, Reserve Bank of India Moderator: Ms. Alpana Killawala
Dr. Raghuram G. Rajan, Governor, Reserve Bank of India
Participants from RBI: Dr. Raghuram G. Rajan – Governor, Reserve Bank of India Dr. Urjit R. Patel – Deputy Governor, Reserve Bank of India Mr. R. Gandhi – Deputy Governor, Reserve Bank of India Mr. S.S. Mundra – Deputy Governor, Reserve Bank of India Mr. N.S. Vishwanathan – Deputy Governor, Reserve Bank of India Dr. Michael D. Patra – Executive Director, Reserve Bank of India Mr. G. Mahalingam – Executive Director, Reserve Bank of India Moderator: Ms. Alpana Killawala
جون 09, 2016
Edited Transcript of Reserve Bank of India’s Post Policy Conference Call with Media
Participants from RBI: Dr. Raghuram G. Rajan – Governor Shri H.R.Khan – Deputy Governor Dr. Urjit R. Patel – Deputy Governor Shri S. S. Mundra – Deputy Governor Moderator: Ms. Alpana Killawala – Principal Adviser Moderator: Good Day, Ladies and Gentlemen, Welcome to the Second Bi-Monthly Monetary Policy Governor’s Teleconference with Media. As a reminder, all participant lines will be in the listen-only mode. And there will be an opportunity for you to ask questions a
Dr. Raghuram G. Rajan, Governor, Reserve Bank of India
Participants from RBI: Dr. Raghuram G. Rajan – Governor Shri H.R.Khan – Deputy Governor Dr. Urjit R. Patel – Deputy Governor Shri S. S. Mundra – Deputy Governor Moderator: Ms. Alpana Killawala – Principal Adviser Moderator: Good Day, Ladies and Gentlemen, Welcome to the Second Bi-Monthly Monetary Policy Governor’s Teleconference with Media. As a reminder, all participant lines will be in the listen-only mode. And there will be an opportunity for you to ask questions a
جون 09, 2016
Edited Transcript of Reserve Bank of India’s Post Policy Conference Call with Researchers and Analysts
Participants from RBI: Dr. Raghuram G. Rajan – Governor Shri H.R.Khan – Deputy Governor Dr. Urjit R. Patel – Deputy Governor Shri S.S. Mundra – Deputy Governor Shri N.S. Vishwanathan – Executive Director Dr. Michael D. Patra – Executive Director Shri G. Mahalingam -- Executive Director Moderator: Ms. Alpana Killawala – Principal Adviser Moderator: Good Day, Ladies and Gentlemen. Welcome to the Second Bi-Monthly Monetary Policy Governor’s Teleconference with Researcher
Dr. Raghuram G. Rajan, Governor, Reserve Bank of India
Participants from RBI: Dr. Raghuram G. Rajan – Governor Shri H.R.Khan – Deputy Governor Dr. Urjit R. Patel – Deputy Governor Shri S.S. Mundra – Deputy Governor Shri N.S. Vishwanathan – Executive Director Dr. Michael D. Patra – Executive Director Shri G. Mahalingam -- Executive Director Moderator: Ms. Alpana Killawala – Principal Adviser Moderator: Good Day, Ladies and Gentlemen. Welcome to the Second Bi-Monthly Monetary Policy Governor’s Teleconference with Researcher
اپریل 07, 2016
Edited Transcript of Reserve Bank of India’s Post Policy Conference Call with Researchers and Analysts
Participants from RBI: Dr. Raghuram G. Rajan – Governor Shri Harun R. Khan – Deputy Governor Dr. Urjit R. Patel – Deputy Governor Shri R. Gandhi – Deputy Governor Shri. S. S. Mundra – Deputy Governor Moderator: Ms. Alpana Killawala – Principal Adviser, Communications Moderator: Ladies and Gentlemen, Good Day and Welcome to the First Bi-monthly Monetary Policy –Governor’s Teleconference with Researches and Analysts. As a reminder, all participant lines will be in the l
Dr. Raghuram G. Rajan, Governor, Reserve Bank of India
Participants from RBI: Dr. Raghuram G. Rajan – Governor Shri Harun R. Khan – Deputy Governor Dr. Urjit R. Patel – Deputy Governor Shri R. Gandhi – Deputy Governor Shri. S. S. Mundra – Deputy Governor Moderator: Ms. Alpana Killawala – Principal Adviser, Communications Moderator: Ladies and Gentlemen, Good Day and Welcome to the First Bi-monthly Monetary Policy –Governor’s Teleconference with Researches and Analysts. As a reminder, all participant lines will be in the l
اپریل 06, 2016
Edited Transcript of Reserve Bank of India’s Post Policy Conference Call with Media

Participants from RBI: Dr. Raghuram G. Rajan – Governor Shri Harun R. Khan – Deputy Governor Dr. Urjit R. Patel – Deputy Governor Shri R. Gandhi – Deputy Governor Shri S.S. Mundra – Deputy Governor Moderator: Ms. Alpana Killawala – Principal Adviser, Communications Moderator: Ladies and Gentlemen, Good Day, and Welcome to the First Bi-Monthly Monetary Policy Governor’s Teleconference with Media. As a reminder, all participant lines will be in the listen-only mode and

Dr. Raghuram G. Rajan, Governor, Reserve Bank of India

Participants from RBI: Dr. Raghuram G. Rajan – Governor Shri Harun R. Khan – Deputy Governor Dr. Urjit R. Patel – Deputy Governor Shri R. Gandhi – Deputy Governor Shri S.S. Mundra – Deputy Governor Moderator: Ms. Alpana Killawala – Principal Adviser, Communications Moderator: Ladies and Gentlemen, Good Day, and Welcome to the First Bi-Monthly Monetary Policy Governor’s Teleconference with Media. As a reminder, all participant lines will be in the listen-only mode and

فروری 04, 2016
Edited Transcript of Reserve Bank of India’s Post Policy Conference Call with Researchers and Analysts
Participants from RBI: Dr. Raghuram G. Rajan – Governor Shri H.R.Khan – Deputy Governor Dr. Urjit R. Patel – Deputy Governor Shri S.S. Mundra – Deputy Governor Dr. Michael D. Patra – Executive Director Moderator: Ms. Alpana Killawala – Principal Adviser, Communications Moderator: Ladies and Gentlemen, Good Day and Welcome to the Sixth Bi-Monthly Monetary Policy Governor’s Teleconference with Researchers and Analysts. As a reminder, all participant lines will be in the
Shri Harun R Khan, Deputy Governor, Reserve Bank of India
Participants from RBI: Dr. Raghuram G. Rajan – Governor Shri H.R.Khan – Deputy Governor Dr. Urjit R. Patel – Deputy Governor Shri S.S. Mundra – Deputy Governor Dr. Michael D. Patra – Executive Director Moderator: Ms. Alpana Killawala – Principal Adviser, Communications Moderator: Ladies and Gentlemen, Good Day and Welcome to the Sixth Bi-Monthly Monetary Policy Governor’s Teleconference with Researchers and Analysts. As a reminder, all participant lines will be in the
فروری 03, 2016
Edited Transcript of Reserve Bank of India’s Post Policy Conference Call with Media

Participants from RBI: Dr. Raghuram G. Rajan – Governor Shri H.R.Khan – Deputy Governor Dr. Urjit R. Patel – Deputy Governor Shri R. Gandhi – Deputy Governor Shri S.S. Mundra – Deputy Governor Dr. Michael D. Patra – Executive Director Moderator: Ms. Alpana Killawala – Principal Adviser, Communications Moderator: Good Day, Ladies and Gentlemen. Welcome to the Sixth Bi-Monthly Monetary Policy Governor’s Teleconference with Media. As a reminder, all participant lines wil

Dr. Raghuram G. Rajan, Governor, Reserve Bank of India

Participants from RBI: Dr. Raghuram G. Rajan – Governor Shri H.R.Khan – Deputy Governor Dr. Urjit R. Patel – Deputy Governor Shri R. Gandhi – Deputy Governor Shri S.S. Mundra – Deputy Governor Dr. Michael D. Patra – Executive Director Moderator: Ms. Alpana Killawala – Principal Adviser, Communications Moderator: Good Day, Ladies and Gentlemen. Welcome to the Sixth Bi-Monthly Monetary Policy Governor’s Teleconference with Media. As a reminder, all participant lines wil

دسمبر 03, 2015
Edited Transcript of Reserve Bank of India’s Post Policy Conference Call with Researchers and Analysts
Participants from RBI: Dr. Raghuram G. Rajan – Governor Shri H.R.Khan – Deputy GovernorDr. Urjit R. Patel – Deputy Governor Dr. Michael D. Patra – Executive Director Moderator: Ms. Alpana Killawala – Principal Chief General Manager Moderator: Good Day, Ladies and Gentlemen and Welcome to the Fifth Bi-Monthly Monetary Policy Governor’s Teleconference with Research and Analyst. As a reminder, all participant lines will be in the listen-only mode. There will be an opport
Dr. Raghuram G. Rajan, Governor, Reserve Bank of India
Participants from RBI: Dr. Raghuram G. Rajan – Governor Shri H.R.Khan – Deputy GovernorDr. Urjit R. Patel – Deputy Governor Dr. Michael D. Patra – Executive Director Moderator: Ms. Alpana Killawala – Principal Chief General Manager Moderator: Good Day, Ladies and Gentlemen and Welcome to the Fifth Bi-Monthly Monetary Policy Governor’s Teleconference with Research and Analyst. As a reminder, all participant lines will be in the listen-only mode. There will be an opport
دسمبر 02, 2015
Edited Transcript of Reserve Bank of India’s Post Policy Conference Call with Media
Participants from RBI: Dr. Raghuram G. Rajan – Governor Shri H.R.Khan – Deputy GovernorDr. Urjit R. Patel – Deputy Governor Dr. Michael D. Patra – Executive Director Moderator: Ms. Alpana Killawala – Principal Chief General Manager Moderator: Good Day, Ladies and Gentlemen and Welcome to the Fifth Bi-Monthly Monetary Policy Governor’s Teleconference with Media. As a remainder, all participant lines will be in the listen-only mode. There will be an opportunity for you
Dr. Raghuram G. Rajan, Governor, Reserve Bank of India
Participants from RBI: Dr. Raghuram G. Rajan – Governor Shri H.R.Khan – Deputy GovernorDr. Urjit R. Patel – Deputy Governor Dr. Michael D. Patra – Executive Director Moderator: Ms. Alpana Killawala – Principal Chief General Manager Moderator: Good Day, Ladies and Gentlemen and Welcome to the Fifth Bi-Monthly Monetary Policy Governor’s Teleconference with Media. As a remainder, all participant lines will be in the listen-only mode. There will be an opportunity for you
ستمبر 30, 2015
Edited Transcript of Reserve Bank of India’s Post Policy Conference Call with Media
Participants from RBI: Dr. Raghuram G. Rajan – Governor Shri H.R.Khan – Deputy GovernorDr. Urjit R. Patel – Deputy Governor Shri R. Gandhi – Deputy Governor Shri S.S. Mundra – Deputy GovernorDr. Michael D. Patra –Executive Director Moderator: Ms. Alpana Killawala – Principal Chief General Manager Moderator: Ladies and Gentlemen, Good day and Welcome to the Fourth Bi-Monthly Monetary Policy Governor’s Teleconference with Media. As a reminder, all participant lines are
Dr. Raghuram G. Rajan, Governor, Reserve Bank of India
Participants from RBI: Dr. Raghuram G. Rajan – Governor Shri H.R.Khan – Deputy GovernorDr. Urjit R. Patel – Deputy Governor Shri R. Gandhi – Deputy Governor Shri S.S. Mundra – Deputy GovernorDr. Michael D. Patra –Executive Director Moderator: Ms. Alpana Killawala – Principal Chief General Manager Moderator: Ladies and Gentlemen, Good day and Welcome to the Fourth Bi-Monthly Monetary Policy Governor’s Teleconference with Media. As a reminder, all participant lines are
ستمبر 30, 2015
Edited Transcript of Reserve Bank of India’s Post Policy Conference Call with Researchers and Analysts
Participants from RBI: Dr. Raghuram G. Rajan – Governor Shri H.R.Khan – Deputy Governor Dr. Urjit R. Patel – Deputy Governor Shri R. Gandhi – Deputy Governor Shri S.S. Mundra – Deputy Governor Dr. Michael D. Patra – Executive Director Moderator: Ms. Alpana Killawala – Principal Chief General Manager Moderator: Ladies and Gentlemen, Good Day and Welcome to the Fourth Bi-Monthly Monetary Policy Governor’s Teleconference with Researchers and Analysts. As a reminder, all
Dr. Raghuram G. Rajan, Governor, Reserve Bank of India
Participants from RBI: Dr. Raghuram G. Rajan – Governor Shri H.R.Khan – Deputy Governor Dr. Urjit R. Patel – Deputy Governor Shri R. Gandhi – Deputy Governor Shri S.S. Mundra – Deputy Governor Dr. Michael D. Patra – Executive Director Moderator: Ms. Alpana Killawala – Principal Chief General Manager Moderator: Ladies and Gentlemen, Good Day and Welcome to the Fourth Bi-Monthly Monetary Policy Governor’s Teleconference with Researchers and Analysts. As a reminder, all
اگست 05, 2015
Edited Transcript of Reserve Bank of India’s Post Policy Conference Call with Media
Participants from RBI: Dr. Raghuram G. Rajan – Governor Shri H.R.Khan – Deputy Governor Dr. Urjit R. Patel – Deputy Governor Shri R. Gandhi – Deputy Governor Shri S.S. Mundra – Deputy Governor Moderator: Ms. Alpana Killawala – Principal Chief General Manager Moderator: Ladies and Gentlemen, good day and welcome to the Third Bi-monthly Monetary Policy Governor’s Teleconference with Media. As a reminder, all participants’ line will be in the listen-only mode and there w
Dr. Raghuram G. Rajan, Governor, Reserve Bank of India
Participants from RBI: Dr. Raghuram G. Rajan – Governor Shri H.R.Khan – Deputy Governor Dr. Urjit R. Patel – Deputy Governor Shri R. Gandhi – Deputy Governor Shri S.S. Mundra – Deputy Governor Moderator: Ms. Alpana Killawala – Principal Chief General Manager Moderator: Ladies and Gentlemen, good day and welcome to the Third Bi-monthly Monetary Policy Governor’s Teleconference with Media. As a reminder, all participants’ line will be in the listen-only mode and there w
اگست 05, 2015
Edited Transcript of Reserve Bank of India’s Post Policy Conference Call with Researchers and Analysts
Participants from RBI: Dr. Raghuram G. Rajan – Governor Shri H.R.Khan – Deputy Governor Dr. Urjit R. Patel – Deputy Governor Shri R. Gandhi – Deputy Governor Shri S.S. Mundra – Deputy Governor Dr. Michael D. Patra – Executive Director Shri G. Mahalingam – Executive Director Moderator: Ms. Alpana Killawala – Principal Chief General Manager Moderator: Ladies and Gentlemen, good day and welcome to the Third Bi-monthly Monetary Policy Governor’s Teleconference with Resear
Dr. Raghuram G. Rajan, Governor, Reserve Bank of India
Participants from RBI: Dr. Raghuram G. Rajan – Governor Shri H.R.Khan – Deputy Governor Dr. Urjit R. Patel – Deputy Governor Shri R. Gandhi – Deputy Governor Shri S.S. Mundra – Deputy Governor Dr. Michael D. Patra – Executive Director Shri G. Mahalingam – Executive Director Moderator: Ms. Alpana Killawala – Principal Chief General Manager Moderator: Ladies and Gentlemen, good day and welcome to the Third Bi-monthly Monetary Policy Governor’s Teleconference with Resear
جون 03, 2015
Edited Transcript of Reserve Bank of India’s Post Policy Conference Call with Media
Participants from RBI: Dr. Raghuram G. Rajan – Governor Shri H.R.Khan – Deputy Governor Dr. Urjit R. Patel – Deputy Governor Shri S.S. Mundra – Deputy Governor Dr. Michael D. Patra – Executive Director Shri G. Mahalingam – Executive Director Moderator: Ms. Alpana Killawala – Principal Chief General Manager Moderator: Ladies and Gentlemen Good Day, and Welcome to Reserve Bank of India Post Policy Conference Call for Media. As a reminder, all participant lines will be i
Dr. Raghuram G. Rajan, Governor, Reserve Bank of India
Participants from RBI: Dr. Raghuram G. Rajan – Governor Shri H.R.Khan – Deputy Governor Dr. Urjit R. Patel – Deputy Governor Shri S.S. Mundra – Deputy Governor Dr. Michael D. Patra – Executive Director Shri G. Mahalingam – Executive Director Moderator: Ms. Alpana Killawala – Principal Chief General Manager Moderator: Ladies and Gentlemen Good Day, and Welcome to Reserve Bank of India Post Policy Conference Call for Media. As a reminder, all participant lines will be i
جون 03, 2015
Edited Transcript of Reserve Bank of India’s Post Policy Conference Call with Researchers and Analysts
Participants from RBI: Dr. Raghuram G. Rajan – Governor Shri H.R.Khan – Deputy Governor Dr. Urjit R. Patel – Deputy Governor Shri S.S. Mundra – Deputy Governor Shri N. S. Vishwanathan – Executive Director Dr. Michael D. Patra – Executive Director Shri G. Mahalingam – Executive Director Moderator: Ms. Alpana Killawala – Principal Chief General Manager Moderator: Ladies and Gentlemen, Good Day and Welcome to the Reserve Bank of India Post Policy Conference Call for Anal
Dr. Raghuram G. Rajan, Governor, Reserve Bank of India
Participants from RBI: Dr. Raghuram G. Rajan – Governor Shri H.R.Khan – Deputy Governor Dr. Urjit R. Patel – Deputy Governor Shri S.S. Mundra – Deputy Governor Shri N. S. Vishwanathan – Executive Director Dr. Michael D. Patra – Executive Director Shri G. Mahalingam – Executive Director Moderator: Ms. Alpana Killawala – Principal Chief General Manager Moderator: Ladies and Gentlemen, Good Day and Welcome to the Reserve Bank of India Post Policy Conference Call for Anal
اپریل 08, 2015
Edited Transcript of Reserve Bank of India’s Post Policy Conference Call with Media
Participants from RBI: Dr. Raghuram G. Rajan – Governor Shri H.R.KHAN – Deputy Governor Dr. Urjit R. Patel – Deputy Governor Shri R. Gandhi – Deputy Governor Shri S.S. Mundra – Deputy Governor Moderator: Ms. Alpana Killawala – Principal Chief General Manager Moderator: Ladies and Gentlemen, good day and welcome to the Reserve Bank of India Conference Call on First Bi-Monthly Monetary Policy 2015-16. As a reminder, all participant lines will be in the listen-only mode.
Dr. Raghuram G. Rajan, Governor, Reserve Bank of India
Participants from RBI: Dr. Raghuram G. Rajan – Governor Shri H.R.KHAN – Deputy Governor Dr. Urjit R. Patel – Deputy Governor Shri R. Gandhi – Deputy Governor Shri S.S. Mundra – Deputy Governor Moderator: Ms. Alpana Killawala – Principal Chief General Manager Moderator: Ladies and Gentlemen, good day and welcome to the Reserve Bank of India Conference Call on First Bi-Monthly Monetary Policy 2015-16. As a reminder, all participant lines will be in the listen-only mode.
اپریل 08, 2015
Edited Transcript of Reserve Bank of India’s Post Policy Conference Call with Researchers and Analysts
Participants from RBI: Dr. Raghuram G. Rajan – Governor Shri H.R.Khan - Deputy Governor Dr. Urjit R. Patel – Deputy Governor Shri R. Gandhi – Deputy Governor Shri S.S. Mundra – Deputy Governor Dr. Michael D. Patra –Executive Director Moderator: Ms. Alpana Killawala – Principal Chief General Manager Moderator: Ladies and Gentlemen, good day and welcome to the Reserve Bank of India Conference Call on First Bi-monthly Monetary Policy, 2015-16. As a reminder, all particip
Dr. Raghuram G. Rajan, Governor, Reserve Bank of India
Participants from RBI: Dr. Raghuram G. Rajan – Governor Shri H.R.Khan - Deputy Governor Dr. Urjit R. Patel – Deputy Governor Shri R. Gandhi – Deputy Governor Shri S.S. Mundra – Deputy Governor Dr. Michael D. Patra –Executive Director Moderator: Ms. Alpana Killawala – Principal Chief General Manager Moderator: Ladies and Gentlemen, good day and welcome to the Reserve Bank of India Conference Call on First Bi-monthly Monetary Policy, 2015-16. As a reminder, all particip
مارچ 05, 2015
Edited Transcript of Reserve Bank of India’s Conference Call with Researchers and Analysts
Participants from RBI: Dr. Raghuram G. Rajan – Governor, RBI. Shri R. Gandhi – Deputy Governor Dr. Michael D. Patra – Executive Director Moderator : Ms. Alpana Killawala – Principal Chief General Manager Moderator: Ladies and Gentlemen, Good Day and welcome to the RBI Governor’s Conference Call with Researchers and Analysts. As a reminder, all participant lines will be in the listen-only mode. There will be an opportunity for you to ask questions after the presentatio
Dr. Raghuram G. Rajan, Governor, Reserve Bank of India
Participants from RBI: Dr. Raghuram G. Rajan – Governor, RBI. Shri R. Gandhi – Deputy Governor Dr. Michael D. Patra – Executive Director Moderator : Ms. Alpana Killawala – Principal Chief General Manager Moderator: Ladies and Gentlemen, Good Day and welcome to the RBI Governor’s Conference Call with Researchers and Analysts. As a reminder, all participant lines will be in the listen-only mode. There will be an opportunity for you to ask questions after the presentatio
فروری 05, 2015
Edited Transcript of Reserve Bank of India’s Post Policy Conference Call with Researchers and Analysts
Participants from RBI: Dr. Raghuram G. Rajan – Governor Shri H. R. Khan – Deputy Governor Dr. Urjit R. Patel – Deputy Governor Shri R. Gandhi – Deputy Governor Shri G. Padmanabhan – Executive Director Dr. Michael D. Patra – Executive Director Moderator: Ms. Alpana Killawala – Principal Chief General Manager Moderator: Ladies and Gentlemen, Good Day and welcome to the Reserve Bank of India Post Policy Conference Call for Researchers and Analysts. As a reminder, all par
Dr. Raghuram G. Rajan, Governor, Reserve Bank of India
Participants from RBI: Dr. Raghuram G. Rajan – Governor Shri H. R. Khan – Deputy Governor Dr. Urjit R. Patel – Deputy Governor Shri R. Gandhi – Deputy Governor Shri G. Padmanabhan – Executive Director Dr. Michael D. Patra – Executive Director Moderator: Ms. Alpana Killawala – Principal Chief General Manager Moderator: Ladies and Gentlemen, Good Day and welcome to the Reserve Bank of India Post Policy Conference Call for Researchers and Analysts. As a reminder, all par

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صفحے پر آخری اپ ڈیٹ: اگست 12, 2024