Notifications

RBI/2023-24/31 DOR.CAP.REC.15/21.06.201/2023-24 May 12, 2023 All Scheduled Commercial Banks(Excluding Small Finance Banks, Payments Banksand Regional Rural Banks) Madam / Dear Sir, Master Circular – Basel III Capital Regulations Please refer to the Master Circular No. DOR.CAP.REC.3/21.06.201/2022-23 dated April 1, 2022, consolidating therein the prudential guidelines on Basel III capital adequacy issued to banks till that date. 2. The instructions contained in the afo

RBI/2023-24/26DOR.STR.REC.14/21.04.048/2023-24 May 08, 2023 The Chief Executive OfficersAll Primary (Urban) Co-operative Banks Madam / Dear Sir, Master Circular - Income Recognition, Asset Classification, Provisioning and Other Related Matters - UCBs Please refer to our Master Circular DOR.STR.REC.5/21.04.048/2022-23 dated April 1, 2022 on the captioned subject. The enclosed Master Circular consolidates and updates all the instructions / guidelines on the subject issu

RBI/2023-24/18 DOR.STR.REC.12/21.04.048/2023-24 April 24, 2023 All Primary (Urban) Co-operative Banks, Madam / Dear Sir, Provisioning for standard assets by primary (Urban) co-operative banks – revised norms under four-tiered regulatory framework Please refer to circular DOR.REG.No.84/07.01.000/2022-23 dated December 01, 2022, in terms of which Urban Co-operative Banks (UCBs) have been categorized into four Tiers namely Tier 1, Tier 2, Tier 3 and Tier 4 for regulatory

RBI/2023-24/17 DOR.CAP.REC.11/09.18.201/2023-24 April 20, 2023 All Primary (Urban) Co-operative Banks Dear Sir / Madam, Master Circular - Prudential Norms on Capital Adequacy - Primary (Urban) Co-operative Banks (UCBs) Please refer to our Master Circular DOR.CAP.REC.2/09.18.201/2022-23 dated April 1, 2022 on the captioned subject. 2. The enclosed Master Circular consolidates and updates all the instructions / guidelines on the subject issued up to April 19, 2023 as li

RBI/2023-24/15 DOR.CRE.REC.No.9/07.10.002/2023-24 April 11, 2023 All Primary (Urban) Co-operative Banks Madam/Dear Sir, Master Circular - Housing Finance for UCBs Please refer to our Master Circular DOR.CRE.REC.No.49/09.22.010/2022-23 dated June 23, 2022 on the captioned subject (available at RBI website /en/web/rbi). The enclosed Master Circular consolidates and updates all the instructions / guidelines on the subject issued till date. Yours faithfully (Manoranjan Mi

RBI/2023-24/14 DOR.SFG.REC.10/30.01.021/2023-24 April 11, 2023 All Scheduled Commercial Banks including Small Finance Banks (excluding Regional Rural Banks, Local Area Banks and Payments Banks) All Deposit taking Non-Banking Finance Companies (NBFCs) including Housing Finance Companies (HFCs) Madam/Dear Sir, Framework for acceptance of Green Deposits Climate change has been recognised as one of the most critical challenges faced by the global society and economy in th

RBI/2023-24/09 DOR.CRE.REC.No.07/21.04.172/2023-24 April 03, 2023 All Scheduled Commercial Banks (excluding RRBs) Madam/ Dear Sir, Master Circular - Bank Finance to Non-Banking Financial Companies (NBFCs) Please refer to our Master Circular DOR.CRE.REC.No.07/21.04.172/2022-23 dated April 01, 2022 on the captioned subject. This Master Circular consolidates instructions on the above matter issued up to March 31, 2023. Yours faithfully, (Manoranjan Mishra) Chief General

RBI/2023-24/08DOR.CRE.REC.No.06/08.12.001/2023-24 April 03, 2023 All Scheduled Commercial Banks (excluding RRBs) Dear Sir/Madam, Master Circular – Housing Finance Please refer to the Master Circular DOR.CRE.REC.No.06/08.12.001/2022-23 dated April 01, 2022 consolidating the instructions / guidelines issued to banks till March 31, 2022. relating to Housing Finance. This Master Circular consolidates instructions on the above matter issued up to March 31, 2023. Yours fait

RBI/2022-23/174 DOR.RET.REC.101/12.01.001/2022-23 February 08, 2023 Madam/Sir, Change in Bank Rate Please refer to our circular DOR.RET.REC.88/12.01.001/2022-23 dated December 07, 2022 on the captioned subject. 2. As announced in the Monetary Policy Statement 2022-23 dated February 08, 2023, the Bank Rate is revised upwards by 25 basis points from 6.50 per cent to 6.75 per cent with immediate effect. 3. All penal interest rates on shortfall in reserve requirements, wh

Contents INTRODUCTION CHAPTER I PRELIMINARY 1 Short title and commencement 2 Applicability 3 Definitions CHAPTER II PRIOR APPROVAL FOR ACQUISTION 4 Procedure for prior approval CHAPTER III CONTINUOUS MONITORING ARRANGEMENTS 5 Due diligence 6 Detecting violation of Section 12B (1) of the B R Act, 1949 7 Diversified shareholding in the banking company 8 Reporting requirements CHAPTER IV REPEAL AND OTHER PROVISIONS @@NBSP@@ FORMS Form A1 Comments of the banking company o

RBI/2022-23/162 DOR.STR.REC.94/21.06.008/2022-23 January 09, 2023 All Scheduled Commercial Banks(including Small Finance Banks)(excluding Local Area Banks, Payments Banks and Regional Rural Banks) Dear Sir/ Madam, Basel III Capital Regulations - Eligible Credit Rating Agencies Please refer to paragraph 6.1.2 of the Master Circular DOR.CAP.REC.3/21.06.201/2022-23 dated April 01, 2022 on Basel III Capital Regulations, wherein the list of domestic credit rating agencies

RBI/2022-23/148 DOR.RET.REC.88/12.01.001/2022-23 December 07, 2022 Madam/Sir, Change in Bank Rate Please refer to our circular DOR.RET.REC.70/12.01.001/2022-23 dated September 30, 2022 on the captioned subject. 2. As announced in the Monetary Policy Statement 2022-23 dated December 07, 2022, the Bank Rate is revised upwards by 35 basis points from 6.15 per cent to 6.50 per cent with immediate effect. 3. All penal interest rates on shortfall in reserve requirements, wh

RBI/2022-23/146 DOR.CAP.REC.No.86/09.18.201/2022-23 December 1, 2022 Dear Sir/Madam, Revised Regulatory Framework for Urban Co-operative Banks (UCBs) – Net Worth and Capital Adequacy Please refer to the Revised Regulatory Framework for Urban Co-operative Banks (UCBs) emanating from the recommendations of Expert Committee on Urban Co-operative Banks (Press Release: 2022-2023/561 dated July 19, 2022) and circular no. DOR.REG.No.84/07.01.000/2022-23 dated December 1, 202