Notifications -Regulating Co-operative Banking - ربی - Reserve Bank of India
notifications
جولائی 09, 2004
"Know Your Customer" Guidelines-Compliance
RBI/2004-05/29UBD.BPD. PCB. Cir. 02 /09.161.00/2004-05 July 9, 2004 The Chief Executive Officers of all Primary (Urban) Co-operative Banks Dear Sir, 'Know Your Customer' Guidelines-Compliance Please refer to our circular UBD No. DS.PCB. Cir 17/13.01.00/2002-03 dated September 18, 2002 on 'Know Your Customer Guidelines' to be followed by urban cooperative banks. You were advised vide paragraph 3 of the above circular that in case of any omission in respect of the exist
RBI/2004-05/29UBD.BPD. PCB. Cir. 02 /09.161.00/2004-05 July 9, 2004 The Chief Executive Officers of all Primary (Urban) Co-operative Banks Dear Sir, 'Know Your Customer' Guidelines-Compliance Please refer to our circular UBD No. DS.PCB. Cir 17/13.01.00/2002-03 dated September 18, 2002 on 'Know Your Customer Guidelines' to be followed by urban cooperative banks. You were advised vide paragraph 3 of the above circular that in case of any omission in respect of the exist
جون 30, 2004
Annual Policy Statement for the year 2004-05 : Prudential Norms for Agricultural Advances
RBI/2004/270UBD.BPD.PCB. Cir. 53 /13.05.00/2003-04 June 30, 2004All Primary (Urban) Co-operative BanksDear Sir, Annual Policy Statement for the year 2004-05 : Prudential Norms for Agricultural AdvancesAs per para 2.1.1(iv) of the Master Circular dated December 26, 2004 relating to income recognition, asset classification and provisioning, all direct agricultural advances as listed in the Annexure I to the circular would become NPA, when interest and / or instalment of
RBI/2004/270UBD.BPD.PCB. Cir. 53 /13.05.00/2003-04 June 30, 2004All Primary (Urban) Co-operative BanksDear Sir, Annual Policy Statement for the year 2004-05 : Prudential Norms for Agricultural AdvancesAs per para 2.1.1(iv) of the Master Circular dated December 26, 2004 relating to income recognition, asset classification and provisioning, all direct agricultural advances as listed in the Annexure I to the circular would become NPA, when interest and / or instalment of
جون 30, 2004
In the Supreme Court of India - Transfer case( Civil) Nos. 92-95 of 2002 - Mardia Chemicals Ltd. vs Union of India & Others - Decision of the Supreme Court dated April 8, 2004 Regarding validity of provisions of Securitisation and Reconstruction of Financ
RBI/2004/271UBD.PCB.Cir. 54 /13.04.00/2003-04 June 30, 2004All the Primary (Urban) Cooperative BanksDear Sir, In the Supreme Court of India - Transfer case( Civil) Nos. 92-95 of 2002 - Mardia Chemicals Ltd. vs Union of India & Others - Decision of the Supreme Court dated April 8, 2004 Regarding validity of provisions of Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002We advise that in the above transfer case and
RBI/2004/271UBD.PCB.Cir. 54 /13.04.00/2003-04 June 30, 2004All the Primary (Urban) Cooperative BanksDear Sir, In the Supreme Court of India - Transfer case( Civil) Nos. 92-95 of 2002 - Mardia Chemicals Ltd. vs Union of India & Others - Decision of the Supreme Court dated April 8, 2004 Regarding validity of provisions of Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002We advise that in the above transfer case and
جون 30, 2004
Annual Policy Statement for the year 2004-05 : Additional Provisioning Requirement for NPAs
RBI/2004/272UBD.BPD.PCB.Cir. 55/12.05.05/ 2003-2004 June 30, 2004 All Primary (Urban) Co-operative banksDear Sir, Annual Policy Statement for the year 2004-05:Additional Provisioning Requirement for NPAs As per our circular UBD.No.IP.30/12.05.05/02-03 dated December 26, 2002 banks are required to make provisions on NPAs on a graded scale based on the age of the NPA. However, in respect of NPAs included in 'doubtful for more than three years' category, the provisioning
RBI/2004/272UBD.BPD.PCB.Cir. 55/12.05.05/ 2003-2004 June 30, 2004 All Primary (Urban) Co-operative banksDear Sir, Annual Policy Statement for the year 2004-05:Additional Provisioning Requirement for NPAs As per our circular UBD.No.IP.30/12.05.05/02-03 dated December 26, 2002 banks are required to make provisions on NPAs on a graded scale based on the age of the NPA. However, in respect of NPAs included in 'doubtful for more than three years' category, the provisioning
جون 01, 2004
Income Recognition, Asset Classification and Provisioning Norms
RBI/2004/228 UBD.No.PCB. 49 /12.05.03/2003.04 1 June 2004 The Chief Executive Officers of all Urban Co-operative Banks Dear Sir, Income Recognition, Asset Classification and Provisioning Norms Please refer to paragraph 2.1.3 of our Master circular on Prudential Norms, forwarded with our letter BSD.No.IP.30/12.05.05/2002.03 dated 26 December 2002, advising the banks to ensure that classification of non performing assets is done on an ongoing basis and that doubts in as
RBI/2004/228 UBD.No.PCB. 49 /12.05.03/2003.04 1 June 2004 The Chief Executive Officers of all Urban Co-operative Banks Dear Sir, Income Recognition, Asset Classification and Provisioning Norms Please refer to paragraph 2.1.3 of our Master circular on Prudential Norms, forwarded with our letter BSD.No.IP.30/12.05.05/2002.03 dated 26 December 2002, advising the banks to ensure that classification of non performing assets is done on an ongoing basis and that doubts in as
مئی 29, 2004
Know Your Customer Guidelines-Compliance
RBI/2004/227UBD No.UBD.BPD. PCB. Cir. 48 /09.161.00/2003-04May 29, 2004 The Chief Executive Officers of all Primary (Urban) Co-operative BanksDear Sir"Know Your Customer" Guidelines-CompliancePlease refer to our circular UBD No. DS.PCB. Cir 17/13.01.00/2002-03 dated September 18, 2002 on "Know Your Customer" guidelines to be followed by urban cooperative banks while opening accounts. While complying with the above requirements, UCBs also collect a lot of additional pe
RBI/2004/227UBD No.UBD.BPD. PCB. Cir. 48 /09.161.00/2003-04May 29, 2004 The Chief Executive Officers of all Primary (Urban) Co-operative BanksDear Sir"Know Your Customer" Guidelines-CompliancePlease refer to our circular UBD No. DS.PCB. Cir 17/13.01.00/2002-03 dated September 18, 2002 on "Know Your Customer" guidelines to be followed by urban cooperative banks while opening accounts. While complying with the above requirements, UCBs also collect a lot of additional pe
مئی 24, 2004
Loan against house property
RBI / 2004/214 UBD. No. BPD. 47 /12.05.10(WA)/ 2003-2004 May 24, 2004 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir, Loan against house property Certain instances of housing loans granted against mortgage of house property the value of which has been shown to be unrealistically high, have come to our notice. In such cases, the possibility of banks incurring a loss in the event of a need arising to recover the loan through disposal of
RBI / 2004/214 UBD. No. BPD. 47 /12.05.10(WA)/ 2003-2004 May 24, 2004 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir, Loan against house property Certain instances of housing loans granted against mortgage of house property the value of which has been shown to be unrealistically high, have come to our notice. In such cases, the possibility of banks incurring a loss in the event of a need arising to recover the loan through disposal of
مارچ 26, 2004
Know Your Customer Guidelines-Compliance
RBI/2004/ 119 UBD.BPD. PCB. Cir 41 /09.161.00/2003-04 March 26, 2004 The Chief Executive Officers of all Primary (Urban) Co-operative Banks Dear Sir, "Know Your Customer" Guidelines-Compliance Please refer to our circular UBD No. DS.PCB. Cir 17/13.01.00/2002-03 dated September 18, 2002 on " Know Your Customer Guidelines" to be followed by banks. 2. In this connection, we invite your attention to para 3 of the circular wherein you were advised that banks should
RBI/2004/ 119 UBD.BPD. PCB. Cir 41 /09.161.00/2003-04 March 26, 2004 The Chief Executive Officers of all Primary (Urban) Co-operative Banks Dear Sir, "Know Your Customer" Guidelines-Compliance Please refer to our circular UBD No. DS.PCB. Cir 17/13.01.00/2002-03 dated September 18, 2002 on " Know Your Customer Guidelines" to be followed by banks. 2. In this connection, we invite your attention to para 3 of the circular wherein you were advised that banks should
مارچ 20, 2004
Concurrent Audit - Serious irregularities
RBI / 2004 / 111 UBD. No. BSD. IP. 39 /12.05.01/ 2003-2004 March 20 , 2004 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir, Concurrent Audit – Serious irregularities Please refer to our circular UBD No. BPD.CIR. 37 /09.06.00 / 2002-03 dated March 6, 2003 advising all Urban Co-operative Banks to introduce concurrent audit. 2. We advise that if any serious irregularities are brought out in the Concurrent Audit Report by the Concurr
RBI / 2004 / 111 UBD. No. BSD. IP. 39 /12.05.01/ 2003-2004 March 20 , 2004 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir, Concurrent Audit – Serious irregularities Please refer to our circular UBD No. BPD.CIR. 37 /09.06.00 / 2002-03 dated March 6, 2003 advising all Urban Co-operative Banks to introduce concurrent audit. 2. We advise that if any serious irregularities are brought out in the Concurrent Audit Report by the Concurr
مارچ 19, 2004
Priority Sector Advances- Enhancement in SSI Investment limit for specified items
RBI/2004/110Ref No.UBD.CO. BPD. 38/09.09.01/2003-04 March 19, 2004 To All Urban Co-operative Banks Dear Sir, Priority Sector Advances- Enhancement in SSI Investment limit for specified items Please refer to our Circular No. UBD.POT. 40/09.09.01/2001-02 dated April 6, 2002 on the captioned subject. 2. We advise that Government of India have since issued a Gazette Notification No. S.O. 655(E) dated June 5, 2003 detailing the list of 13 items of the Stationery Sector and
RBI/2004/110Ref No.UBD.CO. BPD. 38/09.09.01/2003-04 March 19, 2004 To All Urban Co-operative Banks Dear Sir, Priority Sector Advances- Enhancement in SSI Investment limit for specified items Please refer to our Circular No. UBD.POT. 40/09.09.01/2001-02 dated April 6, 2002 on the captioned subject. 2. We advise that Government of India have since issued a Gazette Notification No. S.O. 655(E) dated June 5, 2003 detailing the list of 13 items of the Stationery Sector and
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