Notifications - Regulating Commercial Banking - ربی - Reserve Bank of India
notifications
اپریل 01, 2019
Disclosure in the "Notes to Accounts" to the Financial Statements - Divergence in the asset classification and provisioning
RBI/2018-19/157 DBR.BP.BC.No.32/21.04.018/2018-19 April 1, 2019 All Commercial Banks (Excluding Regional Rural Banks) Madam / Dear Sir, Disclosure in the "Notes to Accounts" to the Financial Statements - Divergence in the asset classification and provisioning Please refer to our circular DBR.BP.BC.No.63/21.04.018/2016-17 dated April 18, 2017, on the captioned subject, requiring disclosures by banks where divergences from prudential norms on income recognition, asset c
RBI/2018-19/157 DBR.BP.BC.No.32/21.04.018/2018-19 April 1, 2019 All Commercial Banks (Excluding Regional Rural Banks) Madam / Dear Sir, Disclosure in the "Notes to Accounts" to the Financial Statements - Divergence in the asset classification and provisioning Please refer to our circular DBR.BP.BC.No.63/21.04.018/2016-17 dated April 18, 2017, on the captioned subject, requiring disclosures by banks where divergences from prudential norms on income recognition, asset c
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مارچ 26, 2019
All Agency Banks to remain open for public on March 31, 2019 (Sunday)
RBI/2018-19/150 DBR.No.Leg.BC.30/09.07.005/2018-19 March 26, 2019 All Agency Banks Dear Sir/ Madam All Agency Banks to remain open for public on March 31, 2019 (Sunday) The Government of India has advised that all Pay and Account Offices will remain open on March 31, 2019 (Sunday) to facilitate government receipt and payment transactions. Accordingly, all Agency Banks are advised to keep all their branches dealing with government business open on March 31, 2019 (Sunda
RBI/2018-19/150 DBR.No.Leg.BC.30/09.07.005/2018-19 March 26, 2019 All Agency Banks Dear Sir/ Madam All Agency Banks to remain open for public on March 31, 2019 (Sunday) The Government of India has advised that all Pay and Account Offices will remain open on March 31, 2019 (Sunday) to facilitate government receipt and payment transactions. Accordingly, all Agency Banks are advised to keep all their branches dealing with government business open on March 31, 2019 (Sunda
مارچ 26, 2019
Inclusion of “DBS Bank India Limited” in the Second Schedule of the Reserve Bank of India Act, 1934
RBI/2018-19/148 DBR.No.Ret.BC.28/12.06.096/2018-19 March 14, 2019 All Scheduled Commercial Banks Dear Sir/Madam, Inclusion of “DBS Bank India Limited” in the Second Schedule of the Reserve Bank of India Act, 1934 We advise that the “DBS Bank India Limited” has been included in the Second Schedule to the Reserve Bank of India Act, 1934 vide Notification DBR.IBD.No.6408/23.13.046/2018-19 dated February 04, 2019 and published in the Gazette of India (Part III - Section 4
RBI/2018-19/148 DBR.No.Ret.BC.28/12.06.096/2018-19 March 14, 2019 All Scheduled Commercial Banks Dear Sir/Madam, Inclusion of “DBS Bank India Limited” in the Second Schedule of the Reserve Bank of India Act, 1934 We advise that the “DBS Bank India Limited” has been included in the Second Schedule to the Reserve Bank of India Act, 1934 vide Notification DBR.IBD.No.6408/23.13.046/2018-19 dated February 04, 2019 and published in the Gazette of India (Part III - Section 4
مارچ 22, 2019
Deferral of Implementation of Indian Accounting Standards (Ind AS)
RBI/2018-2019/146 DBR.BP.BC.No.29/21.07.001/2018-19 March 22, 2019 All Scheduled Commercial Banks (excluding Regional Rural Banks) Madam / Dear Sir, Deferral of Implementation of Indian Accounting Standards (Ind AS) Please refer to paragraph 3 of the Statement on Developmental and Regulatory Policies issued with the First Bi-monthly Monetary Policy 2018-19 on April 5, 2018, wherein the implementation of Ind AS was deferred by one year pending necessary legislative ame
RBI/2018-2019/146 DBR.BP.BC.No.29/21.07.001/2018-19 March 22, 2019 All Scheduled Commercial Banks (excluding Regional Rural Banks) Madam / Dear Sir, Deferral of Implementation of Indian Accounting Standards (Ind AS) Please refer to paragraph 3 of the Statement on Developmental and Regulatory Policies issued with the First Bi-monthly Monetary Policy 2018-19 on April 5, 2018, wherein the implementation of Ind AS was deferred by one year pending necessary legislative ame
فروری 22, 2019
Risk Weights for exposures to NBFCs
RBI/2018-19/126 DBR.BP.BC.No.25/21.06.001/2018-19 February 22, 2019 All Scheduled Commercial Banks (Excluding Regional Rural Banks),Small Finance Banks Dear Sir / Madam, Risk Weights for exposures to NBFCs Please refer to para 5.8 and para 5.13.5 of the Master Circular on Basel III Capital Regulation dated July 1, 2015. At present claims on rated as well as unrated Non-deposit Taking Systemically Important Non-Banking Financial Companies (NBFC-ND-SI), other than Asset
RBI/2018-19/126 DBR.BP.BC.No.25/21.06.001/2018-19 February 22, 2019 All Scheduled Commercial Banks (Excluding Regional Rural Banks),Small Finance Banks Dear Sir / Madam, Risk Weights for exposures to NBFCs Please refer to para 5.8 and para 5.13.5 of the Master Circular on Basel III Capital Regulation dated July 1, 2015. At present claims on rated as well as unrated Non-deposit Taking Systemically Important Non-Banking Financial Companies (NBFC-ND-SI), other than Asset
فروری 22, 2019
Micro, Small and Medium Enterprises (MSME) sector- Restructuring of Advances
RBI/2018-19/127 DBR.No.BP.BC.26/21.04.048/2018-19 February 22, 2019 All banks and NBFCs regulated by the Reserve Bank of India Dear Sir / Madam, Micro, Small and Medium Enterprises (MSME) sector- Restructuring of Advances Please refer to circular DBR.No.BP.BC.18/21.04.048/2018-19 dated January 1, 2019 on the above subject. One of the conditions for restructuring of existing loan of MSMEs without a downgrade in the asset classification is as under: “the borrowing entit
RBI/2018-19/127 DBR.No.BP.BC.26/21.04.048/2018-19 February 22, 2019 All banks and NBFCs regulated by the Reserve Bank of India Dear Sir / Madam, Micro, Small and Medium Enterprises (MSME) sector- Restructuring of Advances Please refer to circular DBR.No.BP.BC.18/21.04.048/2018-19 dated January 1, 2019 on the above subject. One of the conditions for restructuring of existing loan of MSMEs without a downgrade in the asset classification is as under: “the borrowing entit
فروری 22, 2019
Review of Instructions on Bulk Deposit (Amended)
RBI/2018-19/128 DBR.DIR.BC.No.27/13.03.00/2018-19 February 22, 2019 All Scheduled Commercial Banks (excluding Regional Rural Banks) All Small Finance Banks Dear Sir/Madam Review of Instructions on Bulk Deposit In terms of extant instructions, banks have been given discretion to offer differential rate of interest on the bulk deposits as per their requirements and Asset-Liability Management (ALM) projections. 2. In this connection, as announced in the ‘Statement on Dev
RBI/2018-19/128 DBR.DIR.BC.No.27/13.03.00/2018-19 February 22, 2019 All Scheduled Commercial Banks (excluding Regional Rural Banks) All Small Finance Banks Dear Sir/Madam Review of Instructions on Bulk Deposit In terms of extant instructions, banks have been given discretion to offer differential rate of interest on the bulk deposits as per their requirements and Asset-Liability Management (ALM) projections. 2. In this connection, as announced in the ‘Statement on Dev
فروری 07, 2019
Grant of ‘Certificate of Registration’ - For carrying on the business of credit information - CRIF High Mark Credit Information Services Private Limited
RBI/2018-19/120 DBR.CID.BC.24/20.16.042/2018-19 February 7, 2019 All Credit Institutions All Credit Information Companies Dear Sir / Madam Grant of ‘Certificate of Registration’ – For carrying on the business of credit information – CRIF High Mark Credit Information Services Private Limited Please refer to our circular DBR.CID.BC.35/20.16.042/2015-16 dated August 27, 2015 regarding grant of ‘Certificate of Registration’ to CRIF High Mark Credit Information Services Pr
RBI/2018-19/120 DBR.CID.BC.24/20.16.042/2018-19 February 7, 2019 All Credit Institutions All Credit Information Companies Dear Sir / Madam Grant of ‘Certificate of Registration’ – For carrying on the business of credit information – CRIF High Mark Credit Information Services Private Limited Please refer to our circular DBR.CID.BC.35/20.16.042/2015-16 dated August 27, 2015 regarding grant of ‘Certificate of Registration’ to CRIF High Mark Credit Information Services Pr
فروری 07, 2019
Credit Flow to Agriculture- Collateral free agricultural loans
RBI/2018-19/118 FIDD.CO.FSD.BC.No.13/05.05.010/2018-19 February 7, 2019 The Chairman/Managing Director/Chief Executive Officer All Scheduled Commercial Banks (including RRBs and SFBs) Madam/Sir, Credit Flow to Agriculture- Collateral free agricultural loans Please refer to paragraph 13 of the Statement on Development and Regulatory Policies of the Sixth Bi-Monthly Monetary Policy Statement for 2018-19 released on February 7, 2019. 2. In this connection, please refer t
RBI/2018-19/118 FIDD.CO.FSD.BC.No.13/05.05.010/2018-19 February 7, 2019 The Chairman/Managing Director/Chief Executive Officer All Scheduled Commercial Banks (including RRBs and SFBs) Madam/Sir, Credit Flow to Agriculture- Collateral free agricultural loans Please refer to paragraph 13 of the Statement on Development and Regulatory Policies of the Sixth Bi-Monthly Monetary Policy Statement for 2018-19 released on February 7, 2019. 2. In this connection, please refer t
فروری 07, 2019
Change in Bank Rate
RBI/2018-19/117 DBR.No.Ret.BC.23/12.01.001/2018-19 February 07, 2019 The Chairperson / CEOs of all Scheduled and Non Scheduled Banks Dear Sir / Madam, Change in Bank Rate Please refer to our circular DBR.No.Ret.BC.03/12.01.001/2018-19 dated August 01, 2018 on the captioned subject. 2. As announced in the Sixth Bi-Monthly Monetary Policy Statement 2018-19 dated February 07, 2019, the Bank Rate stands adjusted by 25 basis points from 6.75 per cent to 6.50 per cent with
RBI/2018-19/117 DBR.No.Ret.BC.23/12.01.001/2018-19 February 07, 2019 The Chairperson / CEOs of all Scheduled and Non Scheduled Banks Dear Sir / Madam, Change in Bank Rate Please refer to our circular DBR.No.Ret.BC.03/12.01.001/2018-19 dated August 01, 2018 on the captioned subject. 2. As announced in the Sixth Bi-Monthly Monetary Policy Statement 2018-19 dated February 07, 2019, the Bank Rate stands adjusted by 25 basis points from 6.75 per cent to 6.50 per cent with
فروری 04, 2019
Kisan Credit Card (KCC) Scheme: Working Capital for Animal Husbandry and Fisheries
RBI/2018-19/112 FIDD.CO.FSD.BC.12/05.05.010/2018-19 February 04, 2019 The Chairman/Managing Director/Chief Executive Officer All Scheduled Commercial Banks (including Small Finance Banks and excluding RRBs) Madam/Sir, Kisan Credit Card (KCC) Scheme: Working Capital for Animal Husbandry and Fisheries Please refer to our Master Circular - Kisan Credit Card (KCC) Scheme issued vide FIDD.CO.FSD.BC.No.6/05.05.010/2018-19 dated July 4, 2018. It has been decided to extend KC
RBI/2018-19/112 FIDD.CO.FSD.BC.12/05.05.010/2018-19 February 04, 2019 The Chairman/Managing Director/Chief Executive Officer All Scheduled Commercial Banks (including Small Finance Banks and excluding RRBs) Madam/Sir, Kisan Credit Card (KCC) Scheme: Working Capital for Animal Husbandry and Fisheries Please refer to our Master Circular - Kisan Credit Card (KCC) Scheme issued vide FIDD.CO.FSD.BC.No.6/05.05.010/2018-19 dated July 4, 2018. It has been decided to extend KC
جنوری 11, 2019
Interest Equalisation Scheme on Pre and Post Shipment Rupee Export Credit
RBI/2018-19/107 DBR.Dir.BC.No.22/04.02.001/2018-19 January 11, 2019 All Scheduled Commercial Banks (excluding RRBs) Small Finance Banks and Primary (Urban) Cooperative Banks Dear Sir / Madam, Interest Equalisation Scheme on Pre and Post Shipment Rupee Export Credit Please refer to the operational instructions for the captioned scheme contained in RBI circular on Interest Equalisation Scheme on Pre and Post Shipment Rupee Export Credit issued vide DBR.Dir.BC.No.62/04.0
RBI/2018-19/107 DBR.Dir.BC.No.22/04.02.001/2018-19 January 11, 2019 All Scheduled Commercial Banks (excluding RRBs) Small Finance Banks and Primary (Urban) Cooperative Banks Dear Sir / Madam, Interest Equalisation Scheme on Pre and Post Shipment Rupee Export Credit Please refer to the operational instructions for the captioned scheme contained in RBI circular on Interest Equalisation Scheme on Pre and Post Shipment Rupee Export Credit issued vide DBR.Dir.BC.No.62/04.0
جنوری 10, 2019
Basel III Capital Regulations- Review of transitional arrangements
RBI/2018-19/106 DBR.BP.BC.No.20/21.06.201/2018-19 January 10, 2019 All Scheduled Commercial Banks (Excluding RRBs and LABs) Dear Sir/Madam, Basel III Capital Regulations- Review of transitional arrangements Please refer to para 4.5 ‘Transitional Arrangements’, para 15.2.2 of Part D ‘Capital Conservation Buffer Framework’ and para 2.3 of Annex 16 of the Master Circular, DBR.No.BP.BC.1/21.06.201/2015-16 dated July 1, 2015 on ‘Basel III Capital Regulations’. 2. It has be
RBI/2018-19/106 DBR.BP.BC.No.20/21.06.201/2018-19 January 10, 2019 All Scheduled Commercial Banks (Excluding RRBs and LABs) Dear Sir/Madam, Basel III Capital Regulations- Review of transitional arrangements Please refer to para 4.5 ‘Transitional Arrangements’, para 15.2.2 of Part D ‘Capital Conservation Buffer Framework’ and para 2.3 of Annex 16 of the Master Circular, DBR.No.BP.BC.1/21.06.201/2015-16 dated July 1, 2015 on ‘Basel III Capital Regulations’. 2. It has be
جنوری 10, 2019
Exclusion of “SBM Bank (Mauritius) Ltd.” from the Second Schedule of the Reserve Bank of India Act, 1934
RBI/2018-19/105 DBR.No.Ret.BC.21/12.16.091/2018-19 January 10, 2019 All Scheduled Commercial Banks Dear Sir/Madam, Exclusion of “SBM Bank (Mauritius) Ltd.” from the Second Schedule of the Reserve Bank of India Act, 1934 We advise that the “SBM Bank (Mauritius) Ltd.” has been excluded from the Second Schedule to the Reserve Bank of India Act, 1934 vide Notification DBR.IBD.No.4611/23.13.043/2018-19 dated December 03, 2018 and published in the Gazette of India (Part III
RBI/2018-19/105 DBR.No.Ret.BC.21/12.16.091/2018-19 January 10, 2019 All Scheduled Commercial Banks Dear Sir/Madam, Exclusion of “SBM Bank (Mauritius) Ltd.” from the Second Schedule of the Reserve Bank of India Act, 1934 We advise that the “SBM Bank (Mauritius) Ltd.” has been excluded from the Second Schedule to the Reserve Bank of India Act, 1934 vide Notification DBR.IBD.No.4611/23.13.043/2018-19 dated December 03, 2018 and published in the Gazette of India (Part III
جنوری 09, 2019
Gold Monetization Scheme, 2015
RBI/2018-19/104 DBR.IBD.BC.19/23.67.001/2018-19 January 9, 2019 All Scheduled Commercial Banks (excluding RRBs) Dear Sir/Madam Gold Monetization Scheme, 2015 In exercise of the powers conferred on the Reserve Bank of India under Section 35A of the Banking Regulation Act, 1949, the RBI makes the following amendments in the Reserve Bank of India (Gold Monetization Scheme, 2015) Master Direction No.DBR.IBD.No.45/23.67.003/2015-16 dated October 22, 2015, with immediate ef
RBI/2018-19/104 DBR.IBD.BC.19/23.67.001/2018-19 January 9, 2019 All Scheduled Commercial Banks (excluding RRBs) Dear Sir/Madam Gold Monetization Scheme, 2015 In exercise of the powers conferred on the Reserve Bank of India under Section 35A of the Banking Regulation Act, 1949, the RBI makes the following amendments in the Reserve Bank of India (Gold Monetization Scheme, 2015) Master Direction No.DBR.IBD.No.45/23.67.003/2015-16 dated October 22, 2015, with immediate ef
جنوری 01, 2019
Micro, Small and Medium Enterprises (MSME) sector - Restructuring of Advances
RBI/2018-19/100 DBR.No.BP.BC.18/21.04.048/2018-19 January 1, 2019 All banks and NBFCs regulated by the Reserve Bank of India Dear Sir/ Madam, Micro, Small and Medium Enterprises (MSME) sector – Restructuring of Advances 1. Please refer to the circulars DBR.No.BP.BC.100/21.04.048/2017-18 dated February 07, 2018 and DBR.No.BP.BC.108/21.04.048/2017-18 dated June 6, 2018. In this regard, with a view to facilitate meaningful restructuring of MSME accounts {MSME as defined
RBI/2018-19/100 DBR.No.BP.BC.18/21.04.048/2018-19 January 1, 2019 All banks and NBFCs regulated by the Reserve Bank of India Dear Sir/ Madam, Micro, Small and Medium Enterprises (MSME) sector – Restructuring of Advances 1. Please refer to the circulars DBR.No.BP.BC.100/21.04.048/2017-18 dated February 07, 2018 and DBR.No.BP.BC.108/21.04.048/2017-18 dated June 6, 2018. In this regard, with a view to facilitate meaningful restructuring of MSME accounts {MSME as defined
دسمبر 28, 2018
Basel III Framework on Liquidity Standards - Liquidity Coverage Ratio (LCR), FALLCR against credit disbursed to NBFCs and HFCs
RBI/2018-19/98 DBR.BP.BC.No.17/21.04.098/2018-19 December 28, 2018 All Scheduled Commercial Banks (Excluding RRBs) & Small Finance Banks (SFBs) Dear Sir, Basel III Framework on Liquidity Standards - Liquidity Coverage Ratio (LCR), FALLCR against credit disbursed to NBFCs and HFCs Please refer to our circular dated October 19, 2018 on the captioned subject. 2. The banks have been permitted to reckon government securities as Level 1 HQLA under FALLCR within the mand
RBI/2018-19/98 DBR.BP.BC.No.17/21.04.098/2018-19 December 28, 2018 All Scheduled Commercial Banks (Excluding RRBs) & Small Finance Banks (SFBs) Dear Sir, Basel III Framework on Liquidity Standards - Liquidity Coverage Ratio (LCR), FALLCR against credit disbursed to NBFCs and HFCs Please refer to our circular dated October 19, 2018 on the captioned subject. 2. The banks have been permitted to reckon government securities as Level 1 HQLA under FALLCR within the mand
دسمبر 27, 2018
Inclusion of “ESAF Small Finance Bank Limited” in the Second Schedule of the Reserve Bank of India Act, 1934
RBI/2018-19/97 DBR.No.Ret.BC.16/12.06.152/2018-19 December 27, 2018 All Scheduled Commercial Banks Dear Sir/Madam, Inclusion of “ESAF Small Finance Bank Limited” in the Second Schedule of the Reserve Bank of India Act, 1934 We advise that the “ESAF Small Finance Bank Limited” has been included in the Second Schedule to the Reserve Bank of India Act, 1934 vide Notification DBR.NBD.(SFB-ESAF).No.4083/16.13.216/2018-19 dated November 12, 2018 and published in the Gazette
RBI/2018-19/97 DBR.No.Ret.BC.16/12.06.152/2018-19 December 27, 2018 All Scheduled Commercial Banks Dear Sir/Madam, Inclusion of “ESAF Small Finance Bank Limited” in the Second Schedule of the Reserve Bank of India Act, 1934 We advise that the “ESAF Small Finance Bank Limited” has been included in the Second Schedule to the Reserve Bank of India Act, 1934 vide Notification DBR.NBD.(SFB-ESAF).No.4083/16.13.216/2018-19 dated November 12, 2018 and published in the Gazette
دسمبر 27, 2018
Filing of Security Interest relating to Immovable (other than equitable mortgage), Movable and Intangible Assets in CERSAI
RBI/2018-19/96 DBR.Leg.No.BC.15/09.08.020/2018-19 December 27, 2018 All Scheduled Commercial Banks (Including RRBs),Small Finance Banks, Local Area Banks, All Co-operative Banks,All NBFCs and All India Financial Institutions Dear Sir/ Madam Filing of Security Interest relating to Immovable (other than equitable mortgage), Movable and Intangible Assets in CERSAI Please refer to circulars DBOD.Leg.No.BC.86/09.08.011/2010-11 dated April 21, 2011, RPCD.CO.RRB.BC.No.72/03.
RBI/2018-19/96 DBR.Leg.No.BC.15/09.08.020/2018-19 December 27, 2018 All Scheduled Commercial Banks (Including RRBs),Small Finance Banks, Local Area Banks, All Co-operative Banks,All NBFCs and All India Financial Institutions Dear Sir/ Madam Filing of Security Interest relating to Immovable (other than equitable mortgage), Movable and Intangible Assets in CERSAI Please refer to circulars DBOD.Leg.No.BC.86/09.08.011/2010-11 dated April 21, 2011, RPCD.CO.RRB.BC.No.72/03.
دسمبر 06, 2018
Inclusion of “SBM Bank (India) Limited” in the Second Schedule of the Reserve Bank of India Act, 1934
RBI/2018-19/91 DBR.No.Ret.BC.14/12.16.006/2018-19 December 06, 2018 All Scheduled Commercial Banks Dear Sir/Madam, Inclusion of “SBM Bank (India) Limited” in the Second Schedule of the Reserve Bank of India Act, 1934 We advise that the “SBM Bank (India) Limited” has been included in the Second Schedule to the Reserve Bank of India Act, 1934 vide Notification DBR.IBD.No.3645/23.13.043/2018-19 dated October 30, 2018 and published in the Gazette of India (Part III - Sect
RBI/2018-19/91 DBR.No.Ret.BC.14/12.16.006/2018-19 December 06, 2018 All Scheduled Commercial Banks Dear Sir/Madam, Inclusion of “SBM Bank (India) Limited” in the Second Schedule of the Reserve Bank of India Act, 1934 We advise that the “SBM Bank (India) Limited” has been included in the Second Schedule to the Reserve Bank of India Act, 1934 vide Notification DBR.IBD.No.3645/23.13.043/2018-19 dated October 30, 2018 and published in the Gazette of India (Part III - Sect
دسمبر 06, 2018
Alteration in the name of "Doha Bank Qsc" to "Doha Bank Q.P.S.C" in the Second Schedule to the Reserve Bank of India Act, 1934
RBI/2018-19/90 DBR.No.Ret.BC.13/12.06.071/2018-19 December 06, 2018 All Scheduled Commercial Banks Dear Sir/Madam Alteration in the name of "Doha Bank Qsc" to "Doha Bank Q.P.S.C" in the Second Schedule to the Reserve Bank of India Act, 1934 We advise that the name of " Doha Bank Qsc " has been changed to "Doha Bank Q.P.S.C" in the Second Schedule to the Reserve Bank of India Act, 1934 by Notification DBR.IBD.No.2963/23.03.029/2018-19 dated October 11, 2018 published i
RBI/2018-19/90 DBR.No.Ret.BC.13/12.06.071/2018-19 December 06, 2018 All Scheduled Commercial Banks Dear Sir/Madam Alteration in the name of "Doha Bank Qsc" to "Doha Bank Q.P.S.C" in the Second Schedule to the Reserve Bank of India Act, 1934 We advise that the name of " Doha Bank Qsc " has been changed to "Doha Bank Q.P.S.C" in the Second Schedule to the Reserve Bank of India Act, 1934 by Notification DBR.IBD.No.2963/23.03.029/2018-19 dated October 11, 2018 published i
دسمبر 05, 2018
Guidelines on Loan System for Delivery of Bank Credit
RBI/2018-19/87 DBR.BP.BC.No.12/21.04.048/2018-19 December 5, 2018 All Scheduled Commercial Banks Small Finance Banks Dear Sir/ Madam, Guidelines on Loan System for Delivery of Bank Credit Please refer to the Draft Guidelines on the captioned subject issued on June 11, 2018 for comments of the stakeholders. 2. Taking into account the views of the stakeholders, the final guidelines are annexed. Yours faithfully, (Saurav Sinha) Chief General Manager in-Charge Annex Guide
RBI/2018-19/87 DBR.BP.BC.No.12/21.04.048/2018-19 December 5, 2018 All Scheduled Commercial Banks Small Finance Banks Dear Sir/ Madam, Guidelines on Loan System for Delivery of Bank Credit Please refer to the Draft Guidelines on the captioned subject issued on June 11, 2018 for comments of the stakeholders. 2. Taking into account the views of the stakeholders, the final guidelines are annexed. Yours faithfully, (Saurav Sinha) Chief General Manager in-Charge Annex Guide
دسمبر 05, 2018
Section 24 and Section 56 of the Banking Regulation Act, 1949 - Maintenance of Statutory Liquidity Ratio (SLR)
RBI/2018-19/86 DBR.No.Ret.BC.10/12.02.001/2018-19 December 05, 2018 All Scheduled Commercial Banks (including Regional Rural Banks) Local Area Banks, Small Finance Banks, Payments Banks Primary (Urban) Co-operative Banks (UCBs) State and Central Co-operative Banks (StCBs / CCBs) Dear Sir / Madam, Section 24 and Section 56 of the Banking Regulation Act, 1949 - Maintenance of Statutory Liquidity Ratio (SLR) Please refer to our circular DBR.No.Ret.BC.90/12.02.001/2017-18
RBI/2018-19/86 DBR.No.Ret.BC.10/12.02.001/2018-19 December 05, 2018 All Scheduled Commercial Banks (including Regional Rural Banks) Local Area Banks, Small Finance Banks, Payments Banks Primary (Urban) Co-operative Banks (UCBs) State and Central Co-operative Banks (StCBs / CCBs) Dear Sir / Madam, Section 24 and Section 56 of the Banking Regulation Act, 1949 - Maintenance of Statutory Liquidity Ratio (SLR) Please refer to our circular DBR.No.Ret.BC.90/12.02.001/2017-18
نومبر 29, 2018
Basel III Framework on Liquidity Standards - Net Stable Funding Ratio (NSFR) - Final Guidelines
RBI/2018-19/84 DBR.BP.BC.No.08/21.04.098/2018-19 November 29, 2018 All Scheduled Commercial Banks (excluding RRBs) Dear Sir/Madam, Basel III Framework on Liquidity Standards – Net Stable Funding Ratio (NSFR) – Final Guidelines Please refer to our circular DBR.BP.BC.No.106/21.04.098/2017-18 dated May 17, 2018 on final Net Stable Funding Ratio (NSFR) guidelines. 2. It has now been decided that the NSFR guidelines will come into effect from April 1, 2020. Yours faithfull
RBI/2018-19/84 DBR.BP.BC.No.08/21.04.098/2018-19 November 29, 2018 All Scheduled Commercial Banks (excluding RRBs) Dear Sir/Madam, Basel III Framework on Liquidity Standards – Net Stable Funding Ratio (NSFR) – Final Guidelines Please refer to our circular DBR.BP.BC.No.106/21.04.098/2017-18 dated May 17, 2018 on final Net Stable Funding Ratio (NSFR) guidelines. 2. It has now been decided that the NSFR guidelines will come into effect from April 1, 2020. Yours faithfull
نومبر 29, 2018
Interest Equalisation Scheme on Pre and Post Shipment Rupee Export Credit
RBI/2018-19/81 DBR.Dir.BC.No.09/04.02.001/2018-19 November 29, 2018 All Scheduled Commercial Banks (excluding RRBs) Small Finance Banks and Primary (Urban) Cooperative Banks Dear Sir / Madam, Interest Equalisation Scheme on Pre and Post Shipment Rupee Export Credit Please refer to the operational instructions for the captioned scheme contained in RBI circular on Interest Equalisation Scheme on Pre and Post Shipment Rupee Export Credit issued vide DBR.Dir.BC.No.62/04.0
RBI/2018-19/81 DBR.Dir.BC.No.09/04.02.001/2018-19 November 29, 2018 All Scheduled Commercial Banks (excluding RRBs) Small Finance Banks and Primary (Urban) Cooperative Banks Dear Sir / Madam, Interest Equalisation Scheme on Pre and Post Shipment Rupee Export Credit Please refer to the operational instructions for the captioned scheme contained in RBI circular on Interest Equalisation Scheme on Pre and Post Shipment Rupee Export Credit issued vide DBR.Dir.BC.No.62/04.0
نومبر 02, 2018
Partial Credit Enhancement to Bonds Issued by Non-Banking Financial Companies and Housing Finance Companies
RBI/2018-19/70 DBR.BP.BC.No.7/21.04.142/2018-19 November 2, 2018 All Scheduled Commercial Banks(excluding RRBs) Dear Sir/Madam, Partial Credit Enhancement to Bonds Issued by Non-Banking Financial Companies and Housing Finance Companies Please refer to circular DBR.BP.BC.No.40/21.04.142/2015-16 dated September 24, 2015 on Partial Credit Enhancement to Corporate Bonds and other associated circulars issued subsequently on the subject. 2. It has now been decided to allow
RBI/2018-19/70 DBR.BP.BC.No.7/21.04.142/2018-19 November 2, 2018 All Scheduled Commercial Banks(excluding RRBs) Dear Sir/Madam, Partial Credit Enhancement to Bonds Issued by Non-Banking Financial Companies and Housing Finance Companies Please refer to circular DBR.BP.BC.No.40/21.04.142/2015-16 dated September 24, 2015 on Partial Credit Enhancement to Corporate Bonds and other associated circulars issued subsequently on the subject. 2. It has now been decided to allow
نومبر 01, 2018
Alteration in the name of "Qatar National Bank SAQ" to "Qatar National Bank (Q.P.S.C.)" in the Second Schedule to the Reserve Bank of India Act, 1934
RBI/2018-19/69 DBR.No.Ret.BC.06/12.06.149/2018-19 November 01, 2018 All Scheduled Commercial Banks Dear Sir/Madam Alteration in the name of "Qatar National Bank SAQ" to "Qatar National Bank (Q.P.S.C.)" in the Second Schedule to the Reserve Bank of India Act, 1934 We advise that the name of "Qatar National Bank SAQ" has been changed to "Qatar National Bank (Q.P.S.C.)" in the Second Schedule to the Reserve Bank of India Act, 1934 by Notification DBR.IBD.No.191/23.03.032
RBI/2018-19/69 DBR.No.Ret.BC.06/12.06.149/2018-19 November 01, 2018 All Scheduled Commercial Banks Dear Sir/Madam Alteration in the name of "Qatar National Bank SAQ" to "Qatar National Bank (Q.P.S.C.)" in the Second Schedule to the Reserve Bank of India Act, 1934 We advise that the name of "Qatar National Bank SAQ" has been changed to "Qatar National Bank (Q.P.S.C.)" in the Second Schedule to the Reserve Bank of India Act, 1934 by Notification DBR.IBD.No.191/23.03.032
اکتوبر 19, 2018
Basel III Framework on Liquidity Standards - Liquidity Coverage Ratio (LCR), FALLCR against credit disbursed to NBFCs and HFCs
RBI/2018-19/62 DBR.BP.BC.No.05/21.04.098/2018-19 October 19, 2018 All Scheduled Commercial Banks (Excluding RRBs) & Small Finance Banks (SFBs) Dear Sir, Basel III Framework on Liquidity Standards - Liquidity Coverage Ratio (LCR), FALLCR against credit disbursed to NBFCs and HFCs Please refer to our circular dated September 27, 2018 increasing the carve-out from SLR, under the Facility to Avail Liquidity for Liquidity Coverage Ratio (FALLCR), to 13 per cent of NDTL
RBI/2018-19/62 DBR.BP.BC.No.05/21.04.098/2018-19 October 19, 2018 All Scheduled Commercial Banks (Excluding RRBs) & Small Finance Banks (SFBs) Dear Sir, Basel III Framework on Liquidity Standards - Liquidity Coverage Ratio (LCR), FALLCR against credit disbursed to NBFCs and HFCs Please refer to our circular dated September 27, 2018 increasing the carve-out from SLR, under the Facility to Avail Liquidity for Liquidity Coverage Ratio (FALLCR), to 13 per cent of NDTL
اکتوبر 19, 2018
Inspection of Banks-Sets of Specimen Signatures
RBI/2018-19/64 DBS.CO.PPD.BC/02/11.01.005/2018-19 October 19, 2018 The Chairman / Managing Director / Chief Executive Officer All Scheduled Commercial Banks (Excluding RRBs and LABs) Small Finance Banks and Payments Banks Madam / Dear Sir, Inspection of Banks-Sets of Specimen Signatures Please refer to DBR Circular DBOD.No.Prog.BC.124/C.283(A)-84 dated December 19, 1984, wherein Regional Offices of Reserve Bank of India were required to provide every year latest set o
RBI/2018-19/64 DBS.CO.PPD.BC/02/11.01.005/2018-19 October 19, 2018 The Chairman / Managing Director / Chief Executive Officer All Scheduled Commercial Banks (Excluding RRBs and LABs) Small Finance Banks and Payments Banks Madam / Dear Sir, Inspection of Banks-Sets of Specimen Signatures Please refer to DBR Circular DBOD.No.Prog.BC.124/C.283(A)-84 dated December 19, 1984, wherein Regional Offices of Reserve Bank of India were required to provide every year latest set o
ستمبر 27, 2018
Basel III Framework on Liquidity Standards - Liquidity Coverage Ratio (LCR), Liquidity Risk Monitoring Tools and LCR Disclosure Standards
RBI/2018-19/51 DBR.BP.BC.No.4/21.04.098/2018-19 September 27, 2018 All Scheduled Commercial Banks (Excluding RRBs) & Small Finance Banks (SFBs) Dear Sir, Basel III Frameworkon Liquidity Standards - Liquidity Coverage Ratio (LCR),Liquidity Risk Monitoring Tools and LCR Disclosure StandardsPlease refer to our circular DBR.BP.BC.No.114/21.04.098/2017-18 dated June 15, 2018 and other associated circulars on the captioned subject.2. Presently, the assets allowed as the
RBI/2018-19/51 DBR.BP.BC.No.4/21.04.098/2018-19 September 27, 2018 All Scheduled Commercial Banks (Excluding RRBs) & Small Finance Banks (SFBs) Dear Sir, Basel III Frameworkon Liquidity Standards - Liquidity Coverage Ratio (LCR),Liquidity Risk Monitoring Tools and LCR Disclosure StandardsPlease refer to our circular DBR.BP.BC.No.114/21.04.098/2017-18 dated June 15, 2018 and other associated circulars on the captioned subject.2. Presently, the assets allowed as the
اگست 02, 2018
Maintenance of CRR/SLR on Foreign Currency Assets/Liabilities- Reference rate for INR/USD and exchange rate of other major currencies
RBI/2018-19/34 DBR.Ret.BC.No.01/12.01.001/2018-19 August 02, 2018 The Chairperson / CEOs of all Scheduled and Non- Scheduled Banks Dear Sir/Madam, Maintenance of CRR/SLR on Foreign Currency Assets/Liabilities– Reference rate for INR/USD and exchange rate of other major currencies.Please refer to our circular DBOD.No.Ret.BC.113/12.01.001/2011-12 dated June 29, 2012 on Maintenance of CRR on FCNR(B) Scheme advising banks to be guided by the reference rate announced on th
RBI/2018-19/34 DBR.Ret.BC.No.01/12.01.001/2018-19 August 02, 2018 The Chairperson / CEOs of all Scheduled and Non- Scheduled Banks Dear Sir/Madam, Maintenance of CRR/SLR on Foreign Currency Assets/Liabilities– Reference rate for INR/USD and exchange rate of other major currencies.Please refer to our circular DBOD.No.Ret.BC.113/12.01.001/2011-12 dated June 29, 2012 on Maintenance of CRR on FCNR(B) Scheme advising banks to be guided by the reference rate announced on th
اگست 01, 2018
Change in Bank Rate
RBI/2018-19/32 DBR.No.Ret.BC.03/12.01.001/2018-19 August 1, 2018 The Chairperson / CEOs of all Scheduled and Non Scheduled Banks Dear Sir / Madam, Change in Bank Rate Please refer to our circular DBR.No.Ret.BC.107/12.01.001/2017-18 dated June 6, 2018 on the captioned subject. 2. As announced in the Third Bi-Monthly Monetary Policy Statement 2018-19 dated August 1, 2018, the Bank Rate stands adjusted by 25 basis points from 6.50 per cent to 6.75 per cent with immediate
RBI/2018-19/32 DBR.No.Ret.BC.03/12.01.001/2018-19 August 1, 2018 The Chairperson / CEOs of all Scheduled and Non Scheduled Banks Dear Sir / Madam, Change in Bank Rate Please refer to our circular DBR.No.Ret.BC.107/12.01.001/2017-18 dated June 6, 2018 on the captioned subject. 2. As announced in the Third Bi-Monthly Monetary Policy Statement 2018-19 dated August 1, 2018, the Bank Rate stands adjusted by 25 basis points from 6.50 per cent to 6.75 per cent with immediate
جولائی 27, 2018
Prudential Norms for Classification, Valuation and Operation of Investment Portfolio by banks - Valuation of State Development Loans
RBI/2018-19/28 DBR.BP.BC.No.002 /21.04.141/2018-19 July 27, 2018 All Banks and All India Financial Institutions, Dear Sir, Prudential Norms for Classification, Valuation and Operation of Investment Portfolio by banks – Valuation of State Development Loans Please refer to paragraph 2 of the Statement on Developmental and Regulatory Policies, issued as part of the second Bi-monthly Monetary Policy Statement for 2018-19 dated June 06, 2018, wherein it was announced that
RBI/2018-19/28 DBR.BP.BC.No.002 /21.04.141/2018-19 July 27, 2018 All Banks and All India Financial Institutions, Dear Sir, Prudential Norms for Classification, Valuation and Operation of Investment Portfolio by banks – Valuation of State Development Loans Please refer to paragraph 2 of the Statement on Developmental and Regulatory Policies, issued as part of the second Bi-monthly Monetary Policy Statement for 2018-19 dated June 06, 2018, wherein it was announced that
جولائی 12, 2018
Incorporation of Name of the Purchaser on the Face of the Demand Draft
RBI/2018-19/14 DBR.AML.BC.No.210/14.01.001/2018-19 July 12, 2018 The Chairperson/CEOs of all Scheduled Commercial Banks includingRegional Rural Banks/Urban Co-operative Banks/State Co-operative Banks/District Central Co-operative Banks/Local Area Banks/Small FinanceBanks/Payment Banks Dear Sir/Madam, Incorporation of Name of the Purchaser on the Face of the Demand Draft In order to address the concerns arising out of the anonymity provided by payments through demand d
RBI/2018-19/14 DBR.AML.BC.No.210/14.01.001/2018-19 July 12, 2018 The Chairperson/CEOs of all Scheduled Commercial Banks includingRegional Rural Banks/Urban Co-operative Banks/State Co-operative Banks/District Central Co-operative Banks/Local Area Banks/Small FinanceBanks/Payment Banks Dear Sir/Madam, Incorporation of Name of the Purchaser on the Face of the Demand Draft In order to address the concerns arising out of the anonymity provided by payments through demand d
جون 21, 2018
Control measures for ATMs - Timeline for compliance
RBI/2017-18/206 DBS(CO).CSITE/BC.5/31.01.015/2017-18 June 21, 2018 To The Chairman / Managing Director / Chief Executive Officer All Scheduled Commercial Banks (excluding Regional Rural Banks) All Small Finance Banks and Payment Banks White-Label ATM Operators Madam/Dear Sir, Control measures for ATMs – Timeline for compliance Please refer to our confidential Circular DBS.CO/CSITE/BC.8074/31.01.015/2016-17 dated April 17, 2017 (issued to banks) highlighting concerns a
RBI/2017-18/206 DBS(CO).CSITE/BC.5/31.01.015/2017-18 June 21, 2018 To The Chairman / Managing Director / Chief Executive Officer All Scheduled Commercial Banks (excluding Regional Rural Banks) All Small Finance Banks and Payment Banks White-Label ATM Operators Madam/Dear Sir, Control measures for ATMs – Timeline for compliance Please refer to our confidential Circular DBS.CO/CSITE/BC.8074/31.01.015/2016-17 dated April 17, 2017 (issued to banks) highlighting concerns a
جون 15, 2018
Basel III Framework on Liquidity Standards - Liquidity Coverage Ratio (LCR), Liquidity Risk Monitoring Tools and LCR Disclosure Standards
RBI/2017-18/201 DBR.BP.BC.No.114/21.04.098/2017-18 June 15, 2018 All Scheduled Commercial Banks (excluding RRBs) &Small Finance Banks (SFBs) Dear Sir, Basel III Framework on Liquidity Standards - Liquidity Coverage Ratio (LCR), Liquidity Risk Monitoring Tools and LCR Disclosure Standards Please refer to our circular DBR.BP.BC.No.2/21.04.098/2016-17 dated July 21, 2016 and other associated circulars on the captioned subject. 2. Presently, the assets allowed as the
RBI/2017-18/201 DBR.BP.BC.No.114/21.04.098/2017-18 June 15, 2018 All Scheduled Commercial Banks (excluding RRBs) &Small Finance Banks (SFBs) Dear Sir, Basel III Framework on Liquidity Standards - Liquidity Coverage Ratio (LCR), Liquidity Risk Monitoring Tools and LCR Disclosure Standards Please refer to our circular DBR.BP.BC.No.2/21.04.098/2016-17 dated July 21, 2016 and other associated circulars on the captioned subject. 2. Presently, the assets allowed as the
جون 15, 2018
Prudential Norms for Classification, Valuation and Operation of Investment Portfolio by Banks - Spreading of MTM losses and creation of Investment Fluctuation Reserve (IFR)
RBI/2017-18/200 DBR.No.BP.BC.113/21.04.048/2017-18 June 15, 2018 All Scheduled Commercial Banks & Small Finance Banks (SFBs) Dear Sir/Madam, Prudential Norms for Classification, Valuation and Operation of Investment Portfolio by Banks – Spreading of MTM losses and creation of Investment Fluctuation Reserve (IFR) Please refer to Circular DBR.No.BP.BC.102/21.04.048/2017-18 dated April 2, 2018 on the captioned subject. 2. In view of the continuing rise in the yields
RBI/2017-18/200 DBR.No.BP.BC.113/21.04.048/2017-18 June 15, 2018 All Scheduled Commercial Banks & Small Finance Banks (SFBs) Dear Sir/Madam, Prudential Norms for Classification, Valuation and Operation of Investment Portfolio by Banks – Spreading of MTM losses and creation of Investment Fluctuation Reserve (IFR) Please refer to Circular DBR.No.BP.BC.102/21.04.048/2017-18 dated April 2, 2018 on the captioned subject. 2. In view of the continuing rise in the yields
جون 14, 2018
Section 23 of the Banking Regulation Act, 1949 - Branch Authorisation Policy - Left Wing Extremism affected districts - Revised List
RBI/2017-18/195 DBR.No.BAPD.BC.111/22.01.001/2017-18 June 14, 2018 All Domestic Commercial Banks (excluding Regional Rural Banks, Payments Banks and Local Area Banks) Madam/Dear Sir, Section 23 of the Banking Regulation Act, 1949 – Branch Authorisation Policy – Left Wing Extremism affected districts – Revised List Please refer to our circular on ‘Rationalisation of Branch Authorisation Policy-Revision of Guidelines’ No.DBR.BAPD.BC.69/22.01.001/2016-17 dated May 18, 20
RBI/2017-18/195 DBR.No.BAPD.BC.111/22.01.001/2017-18 June 14, 2018 All Domestic Commercial Banks (excluding Regional Rural Banks, Payments Banks and Local Area Banks) Madam/Dear Sir, Section 23 of the Banking Regulation Act, 1949 – Branch Authorisation Policy – Left Wing Extremism affected districts – Revised List Please refer to our circular on ‘Rationalisation of Branch Authorisation Policy-Revision of Guidelines’ No.DBR.BAPD.BC.69/22.01.001/2016-17 dated May 18, 20
جون 14, 2018
Alteration in the name of “The Bank of Tokyo-Mitsubishi UFJ, Ltd.” to “MUFG Bank, Ltd.” in the Second Schedule to the Reserve Bank of India Act, 1934
RBI/2017-18/197 DBR.No.Ret.BC.112/12.07.062/2017-18 June 14, 2018 All Scheduled Commercial Banks Dear Sir/Madam Alteration in the name of “The Bank of Tokyo-Mitsubishi UFJ, Ltd.” to “MUFG Bank, Ltd.” in the Second Schedule to the Reserve Bank of India Act, 1934 We advise that the name of "The Bank of Tokyo-Mitsubishi UFJ, Ltd." has been changed to "MUFG Bank, Ltd." in the Second Schedule to the Reserve Bank of India Act, 1934 by Notification DBR.IBD.No.9498/23.03.007/
RBI/2017-18/197 DBR.No.Ret.BC.112/12.07.062/2017-18 June 14, 2018 All Scheduled Commercial Banks Dear Sir/Madam Alteration in the name of “The Bank of Tokyo-Mitsubishi UFJ, Ltd.” to “MUFG Bank, Ltd.” in the Second Schedule to the Reserve Bank of India Act, 1934 We advise that the name of "The Bank of Tokyo-Mitsubishi UFJ, Ltd." has been changed to "MUFG Bank, Ltd." in the Second Schedule to the Reserve Bank of India Act, 1934 by Notification DBR.IBD.No.9498/23.03.007/
جون 07, 2018
Gold Monetization Scheme, 2015
RBI/2017-18/192 DBR.IBD.BC.109/23.67.001/2017-18 June 7, 2018 All Scheduled Commercial Banks (excluding RRBs) Dear Sir/Madam Gold Monetization Scheme, 2015 In exercise of the powers conferred on the Reserve Bank of India under Section 35A of the Banking Regulation Act, 1949, the RBI makes the following amendments in the Reserve Bank of India (Gold Monetization Scheme, 2015) Master Direction No.DBR.IBD.No.45/23.67.003/2015-16 dated October 22, 2015, with immediate effe
RBI/2017-18/192 DBR.IBD.BC.109/23.67.001/2017-18 June 7, 2018 All Scheduled Commercial Banks (excluding RRBs) Dear Sir/Madam Gold Monetization Scheme, 2015 In exercise of the powers conferred on the Reserve Bank of India under Section 35A of the Banking Regulation Act, 1949, the RBI makes the following amendments in the Reserve Bank of India (Gold Monetization Scheme, 2015) Master Direction No.DBR.IBD.No.45/23.67.003/2015-16 dated October 22, 2015, with immediate effe
جون 07, 2018
Banking Regulation Act, 1949 - Section 26A Depositor Education and Awareness Fund Scheme, 2014 - Operational Guidelines - Payment of Interest
RBI/2017-2018/191 DBR.DEA Fund Cell.BCNo.110/30.01.002/2017-18 June 07, 2018 The Managing Director & CEO/ Chief Executive Officers All Scheduled Commercial Banks (including RRBs) Local Area Banks (LABs) Urban Co-operative Banks / State Co-operative Banks / District Central Co-operative Banks Small Finance Banks/Payment Banks Dear Sir/Madam, Banking Regulation Act, 1949 – Section 26ADepositor Education and Awareness Fund Scheme, 2014 –Operational Guidelines - Payme
RBI/2017-2018/191 DBR.DEA Fund Cell.BCNo.110/30.01.002/2017-18 June 07, 2018 The Managing Director & CEO/ Chief Executive Officers All Scheduled Commercial Banks (including RRBs) Local Area Banks (LABs) Urban Co-operative Banks / State Co-operative Banks / District Central Co-operative Banks Small Finance Banks/Payment Banks Dear Sir/Madam, Banking Regulation Act, 1949 – Section 26ADepositor Education and Awareness Fund Scheme, 2014 –Operational Guidelines - Payme
جون 06, 2018
Review of margin requirements under the Liquidity Adjustment Facility and Marginal Standing Facility
RBI/2017-2018/188 FMOD.MAOG No.125/01.01.001/2017-18 June 6, 2018 All Scheduled Commercial Banks (Excluding Regional Rural Banks), Scheduled Urban Co-operative Banks and Standalone Primary Dealers Madam/Sir, Review of margin requirements under the Liquidity Adjustment Facility and Marginal Standing Facility Please refer to the circulars FMD.MOAG No.77/01.01.001/2012-13 dated March 19, 2013 and FMOD.MAOG No.117/01.01.001/2016-17 dated November 25, 2016. 2. Currently, t
RBI/2017-2018/188 FMOD.MAOG No.125/01.01.001/2017-18 June 6, 2018 All Scheduled Commercial Banks (Excluding Regional Rural Banks), Scheduled Urban Co-operative Banks and Standalone Primary Dealers Madam/Sir, Review of margin requirements under the Liquidity Adjustment Facility and Marginal Standing Facility Please refer to the circulars FMD.MOAG No.77/01.01.001/2012-13 dated March 19, 2013 and FMOD.MAOG No.117/01.01.001/2016-17 dated November 25, 2016. 2. Currently, t
جون 06, 2018
Standing Liquidity Facility for Primary Dealers
RBI/2017-18/187 REF. No. MPD.BC. 383/07.01.279/2017-18 Jyeshtha 16, 1940 (Saka) June 6, 2018 All Primary Dealers, Standing Liquidity Facility for Primary Dealers In the Second Bi-monthly Monetary Policy Statement, 2018-19 Resolution of the Monetary Policy Committee (MPC), the repo rate under the Liquidity Adjustment Facility (LAF) has been increased by 25 basis points to 6.25 per cent from 6.00 per cent with immediate effect. 2. Accordingly, the Standing Liquidity Fac
RBI/2017-18/187 REF. No. MPD.BC. 383/07.01.279/2017-18 Jyeshtha 16, 1940 (Saka) June 6, 2018 All Primary Dealers, Standing Liquidity Facility for Primary Dealers In the Second Bi-monthly Monetary Policy Statement, 2018-19 Resolution of the Monetary Policy Committee (MPC), the repo rate under the Liquidity Adjustment Facility (LAF) has been increased by 25 basis points to 6.25 per cent from 6.00 per cent with immediate effect. 2. Accordingly, the Standing Liquidity Fac
جون 06, 2018
Encouraging formalisation of MSME sector
RBI/2017-18/186 DBR.No.BP.BC.108/21.04.048/2017-18 June 6, 2018 All banks and NBFCs regulated by the Reserve Bank of India Madam / Dear Sir, Encouraging formalisation of MSME sector Please refer to the circular DBR.No.BP.BC.100/21.04.048/2017-18 dated February 07, 2018. 2. Having regard to the input credit linkages and ancillary affiliations, it has now been decided to temporarily allow banks and NBFCs to classify their exposure, as per the 180 days past due criterion
RBI/2017-18/186 DBR.No.BP.BC.108/21.04.048/2017-18 June 6, 2018 All banks and NBFCs regulated by the Reserve Bank of India Madam / Dear Sir, Encouraging formalisation of MSME sector Please refer to the circular DBR.No.BP.BC.100/21.04.048/2017-18 dated February 07, 2018. 2. Having regard to the input credit linkages and ancillary affiliations, it has now been decided to temporarily allow banks and NBFCs to classify their exposure, as per the 180 days past due criterion
جون 06, 2018
Change in Bank Rate
RBI/2017-18/185 DBR.No.Ret.BC.107/12.01.001/2017-18 June 06, 2018 The Chairperson / CEOs of all Scheduled and Non Scheduled Banks Dear Sir / Madam, Change in Bank Rate Please refer to our circular DBR.No.Ret.BC.82/12.01.001/2017-18 dated August 02, 2017 on the captioned subject. 2. As announced in the Second Bi-Monthly Monetary Policy Statement 2018-19 dated June 06, 2018, the Bank Rate stands adjusted by 25 basis points from 6.25 per cent to 6.50 per cent with effect
RBI/2017-18/185 DBR.No.Ret.BC.107/12.01.001/2017-18 June 06, 2018 The Chairperson / CEOs of all Scheduled and Non Scheduled Banks Dear Sir / Madam, Change in Bank Rate Please refer to our circular DBR.No.Ret.BC.82/12.01.001/2017-18 dated August 02, 2017 on the captioned subject. 2. As announced in the Second Bi-Monthly Monetary Policy Statement 2018-19 dated June 06, 2018, the Bank Rate stands adjusted by 25 basis points from 6.25 per cent to 6.50 per cent with effect
مئی 17, 2018
Basel III Framework on Liquidity Standards - Net Stable Funding Ratio (NSFR) - Final Guidelines
RBI/2017-18/178 DBR.BP.BC.No.106/21.04.098/2017-18 May 17, 2018 All Scheduled Commercial Banks (excluding RRBs) Dear Sir/Madam, Basel III Framework on Liquidity Standards – Net Stable Funding Ratio (NSFR) – Final Guidelines The Net Stable Funding Ratio (NSFR) and Liquidity Coverage Ratio (LCR) are significant components of the Basel III reforms. The LCR guidelines which promote short term resilience of a bank’s liquidity profile have been issued vide circular DBOD.BP.
RBI/2017-18/178 DBR.BP.BC.No.106/21.04.098/2017-18 May 17, 2018 All Scheduled Commercial Banks (excluding RRBs) Dear Sir/Madam, Basel III Framework on Liquidity Standards – Net Stable Funding Ratio (NSFR) – Final Guidelines The Net Stable Funding Ratio (NSFR) and Liquidity Coverage Ratio (LCR) are significant components of the Basel III reforms. The LCR guidelines which promote short term resilience of a bank’s liquidity profile have been issued vide circular DBOD.BP.
مئی 17, 2018
Setting up of IFSC Banking Units (IBUs) - Permissible activities
RBI/2017-18/177 DBR.IBD.BC. 105/23.13.004/2017-18 May 17, 2018 All Scheduled Commercial Banks (excluding Regional Rural Banks) Dear Sir/Madam Setting up of IFSC Banking Units (IBUs) – Permissible activities Please refer to RBI circular DBR.IBD.BC.14570/23.13.004/2014-15 dated April 01, 2015, as modified from time to time, setting out RBI directions relating to IFSC Banking Units (IBUs). 2. In terms of para 2.3 of the circular, the parent bank will be required to provi
RBI/2017-18/177 DBR.IBD.BC. 105/23.13.004/2017-18 May 17, 2018 All Scheduled Commercial Banks (excluding Regional Rural Banks) Dear Sir/Madam Setting up of IFSC Banking Units (IBUs) – Permissible activities Please refer to RBI circular DBR.IBD.BC.14570/23.13.004/2014-15 dated April 01, 2015, as modified from time to time, setting out RBI directions relating to IFSC Banking Units (IBUs). 2. In terms of para 2.3 of the circular, the parent bank will be required to provi
اپریل 06, 2018
Prohibition on dealing in Virtual Currencies (VCs)
RBI/2017-18/154 DBR.No.BP.BC.104 /08.13.102/2017-18 April 6, 2018 All Commercial and Co-operative Banks /Payments Banks/Small Finance Banks / NBFCs / Payment System Providers Madam / Dear Sir, Prohibition on dealing in Virtual Currencies (VCs) Reserve Bank has repeatedly through its public notices on December 24, 2013, February 01, 2017 and December 05, 2017, cautioned users, holders and traders of virtual currencies, including Bitcoins, regarding various risks associ
RBI/2017-18/154 DBR.No.BP.BC.104 /08.13.102/2017-18 April 6, 2018 All Commercial and Co-operative Banks /Payments Banks/Small Finance Banks / NBFCs / Payment System Providers Madam / Dear Sir, Prohibition on dealing in Virtual Currencies (VCs) Reserve Bank has repeatedly through its public notices on December 24, 2013, February 01, 2017 and December 05, 2017, cautioned users, holders and traders of virtual currencies, including Bitcoins, regarding various risks associ
اپریل 06, 2018
Comprehensive Guidelines on Derivatives: Modifications
RBI/2017-18/151 DBR.No.BP.BC.103/21.04.157/2017-18 April 6, 2018 The Chairman and Managing Directors/ Chief Executive Officers of All Scheduled Commercial Banks (excluding RRBs and LABs),All India Term-Lending & Refinancing Institutions &Primary Dealers Dear Sir, Comprehensive Guidelines on Derivatives: Modifications Please refer to para 8.3 of the circular DBOD No.BP.BC.44/21.04.157/2011-12 dated November 2, 2011, in terms of which ‘user suitability and appro
RBI/2017-18/151 DBR.No.BP.BC.103/21.04.157/2017-18 April 6, 2018 The Chairman and Managing Directors/ Chief Executive Officers of All Scheduled Commercial Banks (excluding RRBs and LABs),All India Term-Lending & Refinancing Institutions &Primary Dealers Dear Sir, Comprehensive Guidelines on Derivatives: Modifications Please refer to para 8.3 of the circular DBOD No.BP.BC.44/21.04.157/2011-12 dated November 2, 2011, in terms of which ‘user suitability and appro
اپریل 02, 2018
Prudential Norms for Classification, Valuation and Operation of Investment Portfolio by Banks - Spreading of MTM losses and creation of Investment Fluctuation Reserve (IFR)
RBI/2017-18/147 DBR.No.BP.BC.102/21.04.048/2017-18 April 2, 2018 All Scheduled Commercial Banks (Excluding Regional Rural Banks),Small Finance Banks Dear Sir/Madam, Prudential Norms for Classification, Valuation and Operation of Investment Portfolio by Banks – Spreading of MTM losses and creation of Investment Fluctuation Reserve (IFR) Please refer to Master Circular DBR.No.BP.BC.6/21.04.141/2015-16 dated July 1, 2015 on the captioned subject. Banks are required to ma
RBI/2017-18/147 DBR.No.BP.BC.102/21.04.048/2017-18 April 2, 2018 All Scheduled Commercial Banks (Excluding Regional Rural Banks),Small Finance Banks Dear Sir/Madam, Prudential Norms for Classification, Valuation and Operation of Investment Portfolio by Banks – Spreading of MTM losses and creation of Investment Fluctuation Reserve (IFR) Please refer to Master Circular DBR.No.BP.BC.6/21.04.141/2015-16 dated July 1, 2015 on the captioned subject. Banks are required to ma
مارچ 23, 2018
Implementation of UNSCR 2397 (2017), pertaining to Democratic People's Republic of Korea (DPRK)
RBI/2017-18/143 DBR.AML.No.8528/14.06.056/2017-18 March 23, 2018 All Regulated Entities Dear Sir/Madam, Implementation of UNSCR 2397 (2017), pertaining to Democratic People's Republic of Korea (DPRK) Please find enclosed a copy of the ‘Order’ issued by Ministry of External Affairs dated March 5, 2018, published in the Gazette of India on implementation of United Nations Security Council Resolutions 2397 (2017) on Democratic People’s Republic of Korea. 2. Regulated Ent
RBI/2017-18/143 DBR.AML.No.8528/14.06.056/2017-18 March 23, 2018 All Regulated Entities Dear Sir/Madam, Implementation of UNSCR 2397 (2017), pertaining to Democratic People's Republic of Korea (DPRK) Please find enclosed a copy of the ‘Order’ issued by Ministry of External Affairs dated March 5, 2018, published in the Gazette of India on implementation of United Nations Security Council Resolutions 2397 (2017) on Democratic People’s Republic of Korea. 2. Regulated Ent
فروری 12, 2018
Resolution of Stressed Assets - Revised Framework
RBI/2017-18/131 DBR.No.BP.BC.101/21.04.048/2017-18 February 12, 2018 All Scheduled Commercial Banks (Excluding Regional Rural Banks (RRB)), All-India Financial Institutions (Exim Bank, NABARD, NHB and SIDBI) Dear Sir/Madam, Resolution of Stressed Assets – Revised Framework 1. The Reserve Bank of India has issued various instructions aimed at resolution of stressed assets in the economy, including introduction of certain specific schemes at different points of time. In
RBI/2017-18/131 DBR.No.BP.BC.101/21.04.048/2017-18 February 12, 2018 All Scheduled Commercial Banks (Excluding Regional Rural Banks (RRB)), All-India Financial Institutions (Exim Bank, NABARD, NHB and SIDBI) Dear Sir/Madam, Resolution of Stressed Assets – Revised Framework 1. The Reserve Bank of India has issued various instructions aimed at resolution of stressed assets in the economy, including introduction of certain specific schemes at different points of time. In
فروری 07, 2018
Relief for MSME Borrowers registered under Goods and Services Tax (GST)
RBI/2017-18/129 DBR.No.BP.BC.100/21.04.048/2017-18 February 07, 2018 All banks and NBFCs regulated by the Reserve Bank of India Madam / Dear Sir, Relief for MSME Borrowers registered under Goods and Services Tax (GST) Presently, banks and NBFCs in India generally classify a loan account as Non-Performing Asset (NPA) based on 90 day and 120 day delinquency norms, respectively. It has been represented to us that formalisation of business through registration under GST h
RBI/2017-18/129 DBR.No.BP.BC.100/21.04.048/2017-18 February 07, 2018 All banks and NBFCs regulated by the Reserve Bank of India Madam / Dear Sir, Relief for MSME Borrowers registered under Goods and Services Tax (GST) Presently, banks and NBFCs in India generally classify a loan account as Non-Performing Asset (NPA) based on 90 day and 120 day delinquency norms, respectively. It has been represented to us that formalisation of business through registration under GST h
جنوری 04, 2018
XBRL Returns - Harmonization of Banking Statistics
RBI/2017-18/117 DBR.No.BP.BC.99/08.13.100/2017-18 January 04, 2018 All Scheduled Commercial Banks (Excluding Regional Rural Banks), Madam/Dear Sir, XBRL Returns – Harmonization of Banking Statistics The Reserve Bank of India had constituted an inter-departmental Task-force in December 2014, to provide “harmonised” definitions of major balance sheet/ profit and loss/ off-balance sheet items covered in the banking/ regulatory returns received across RBI departments. A s
RBI/2017-18/117 DBR.No.BP.BC.99/08.13.100/2017-18 January 04, 2018 All Scheduled Commercial Banks (Excluding Regional Rural Banks), Madam/Dear Sir, XBRL Returns – Harmonization of Banking Statistics The Reserve Bank of India had constituted an inter-departmental Task-force in December 2014, to provide “harmonised” definitions of major balance sheet/ profit and loss/ off-balance sheet items covered in the banking/ regulatory returns received across RBI departments. A s
دسمبر 19, 2017
Submission of Financial Information to Information Utilities
RBI/2017-18/110 DBR.No.Leg.BC.98/09.08.019/2017-18 December 19, 2017 All Scheduled Commercial Banks (Including RRBs), Small Finance Banks, Local Area Banks, All Co-operative Banks, All NBFCs and All India Financial Institutions Dear Sir/Madam Submission of Financial Information to Information Utilities According to Section 215 of Insolvency and Bankruptcy Code (IBC), 2016, a financial creditor shall submit financial information and information relating to assets in re
RBI/2017-18/110 DBR.No.Leg.BC.98/09.08.019/2017-18 December 19, 2017 All Scheduled Commercial Banks (Including RRBs), Small Finance Banks, Local Area Banks, All Co-operative Banks, All NBFCs and All India Financial Institutions Dear Sir/Madam Submission of Financial Information to Information Utilities According to Section 215 of Insolvency and Bankruptcy Code (IBC), 2016, a financial creditor shall submit financial information and information relating to assets in re
نومبر 16, 2017
Inclusion of “Utkarsh Small Finance Bank Limited” in the Second Schedule to the Reserve Bank of India Act, 1934
RBI/2017-18/91 DBR.No.Ret.BC.97/12.07.150/2017-18 November 16, 2017 All Scheduled Commercial Banks Dear Sir, Inclusion of “Utkarsh Small Finance Bank Limited” in the Second Schedule to the Reserve Bank of India Act, 1934 We advise that the “Utkarsh Small Finance Bank Limited” has been included in the Second Schedule to the Reserve Bank of India Act, 1934 vide Notification DBR.NBD.(SFB-UMFL).No.2689/16.13.216/2017-2018 dated October 4, 2017 and published in the Gazette
RBI/2017-18/91 DBR.No.Ret.BC.97/12.07.150/2017-18 November 16, 2017 All Scheduled Commercial Banks Dear Sir, Inclusion of “Utkarsh Small Finance Bank Limited” in the Second Schedule to the Reserve Bank of India Act, 1934 We advise that the “Utkarsh Small Finance Bank Limited” has been included in the Second Schedule to the Reserve Bank of India Act, 1934 vide Notification DBR.NBD.(SFB-UMFL).No.2689/16.13.216/2017-2018 dated October 4, 2017 and published in the Gazette
نومبر 16, 2017
Implementation of UNSCR 2356 (2017), UNSCR 2371(2017) and UNSCR 2375 (2017) pertaining to Democratic People's Republic of Korea (DPRK)
RBI/2017-18/94 DBR.AML.No.4802/14.06.056/2017-18 November 16, 2017 All Regulated Entities Dear Sir/Madam, Implementation of UNSCR 2356 (2017), UNSCR 2371(2017) and UNSCR 2375 (2017) pertaining to Democratic People's Republic of Korea (DPRK) Please find enclosed a copy of the ‘Order’ issued by Ministry of External Affairs dated October 31, 2017, published in the Gazette of India on implementation of United Nations Security Council Resolutions 2356 (2017), 2371(2017) an
RBI/2017-18/94 DBR.AML.No.4802/14.06.056/2017-18 November 16, 2017 All Regulated Entities Dear Sir/Madam, Implementation of UNSCR 2356 (2017), UNSCR 2371(2017) and UNSCR 2375 (2017) pertaining to Democratic People's Republic of Korea (DPRK) Please find enclosed a copy of the ‘Order’ issued by Ministry of External Affairs dated October 31, 2017, published in the Gazette of India on implementation of United Nations Security Council Resolutions 2356 (2017), 2371(2017) an
نومبر 09, 2017
Statement on Developmental and Regulatory Policies - October 4, 2017- Banking Facility for Senior Citizens and Differently abled Persons
RBI/2017-18/89 DBR.No.Leg.BC.96/09.07.005/2017-18 November 9, 2017 All Scheduled Commercial Banks (including RRBs) All Small Finance Banks and Payments Banks Dear Sir/ Madam Statement on Developmental and Regulatory Policies - October 4, 2017-Banking Facility for Senior Citizens and Differently abled Persons Please refer to Paragraph 8 of Statement on Developmental and Regulatory Policies, released by Reserve Bank of India on October 4, 2017 as part of Fourth Bi-month
RBI/2017-18/89 DBR.No.Leg.BC.96/09.07.005/2017-18 November 9, 2017 All Scheduled Commercial Banks (including RRBs) All Small Finance Banks and Payments Banks Dear Sir/ Madam Statement on Developmental and Regulatory Policies - October 4, 2017-Banking Facility for Senior Citizens and Differently abled Persons Please refer to Paragraph 8 of Statement on Developmental and Regulatory Policies, released by Reserve Bank of India on October 4, 2017 as part of Fourth Bi-month
نومبر 09, 2017
Cessation of “Commonwealth Bank of Australia” as a banking company within the meaning of sub-section (2) of Section 36 (A) of Banking Regulation Act, 1949
RBI/2017-18/84 DBR.No.Ret.BC.94/12.07.150/2017-18 November 09, 2017 All Scheduled Commercial Banks Dear Sir/Madam, Cessation of “Commonwealth Bank of Australia” as a banking company within the meaning of sub –section (2) of Section 36 (A) of Banking Regulation Act, 1949 We advise that the “Commonwealth Bank of Australia” has ceased to be a banking company within the meaning of the Banking Regulation Act, 1949 vide Notification DBR.IBD.No.2224/23.13.127/ 2017-18 dated
RBI/2017-18/84 DBR.No.Ret.BC.94/12.07.150/2017-18 November 09, 2017 All Scheduled Commercial Banks Dear Sir/Madam, Cessation of “Commonwealth Bank of Australia” as a banking company within the meaning of sub –section (2) of Section 36 (A) of Banking Regulation Act, 1949 We advise that the “Commonwealth Bank of Australia” has ceased to be a banking company within the meaning of the Banking Regulation Act, 1949 vide Notification DBR.IBD.No.2224/23.13.127/ 2017-18 dated
نومبر 09, 2017
Exclusion of “Commonwealth Bank of Australia” from the Second Schedule of the Reserve Bank of India Act, 1934
RBI/2017-18/85 DBR.No.Ret.BC.95/12.07.150/2017-18 November 09, 2017 All Scheduled Commercial Banks Dear Sir/Madam, Exclusion of “Commonwealth Bank of Australia” from the Second Schedule of the Reserve Bank of India Act, 1934 We advise that the “Commonwealth Bank of Australia” has been excluded from the Second Schedule of the Reserve Bank of India Act, 1934 vide Notification DBR.IBD.No.2223/23.13.127/ 2017-18 dated September 05, 2017, and published in the Gazette of In
RBI/2017-18/85 DBR.No.Ret.BC.95/12.07.150/2017-18 November 09, 2017 All Scheduled Commercial Banks Dear Sir/Madam, Exclusion of “Commonwealth Bank of Australia” from the Second Schedule of the Reserve Bank of India Act, 1934 We advise that the “Commonwealth Bank of Australia” has been excluded from the Second Schedule of the Reserve Bank of India Act, 1934 vide Notification DBR.IBD.No.2223/23.13.127/ 2017-18 dated September 05, 2017, and published in the Gazette of In
نومبر 09, 2017
Inclusion of “Au Small Finance Bank Limited” in the Second Schedule of the Reserve Bank of India Act, 1934
RBI/2017-18/86 DBR.No.Ret.BC.93/12.07.150/2017-18 November 09, 2017 All Scheduled Commercial Banks Dear Sir/Madam, Inclusion of “Au Small Finance Bank Limited” in the Second Schedule of the Reserve Bank of India Act, 1934 We advise that the “Au Small Finance Bank Limited” has been included in the Second Schedule to the Reserve Bank of India Act, 1934 vide Notification DBR.NBD.(SFB-AFL).No.2689/16.13.216/2017-18 dated September 18, 2017 and published in the Gazette of
RBI/2017-18/86 DBR.No.Ret.BC.93/12.07.150/2017-18 November 09, 2017 All Scheduled Commercial Banks Dear Sir/Madam, Inclusion of “Au Small Finance Bank Limited” in the Second Schedule of the Reserve Bank of India Act, 1934 We advise that the “Au Small Finance Bank Limited” has been included in the Second Schedule to the Reserve Bank of India Act, 1934 vide Notification DBR.NBD.(SFB-AFL).No.2689/16.13.216/2017-18 dated September 18, 2017 and published in the Gazette of
نومبر 02, 2017
Introduction of Legal Entity Identifier for large corporate borrowers
RBI/2017-18/82 DBR.No.BP.BC.92/21.04.048/2017-18 November 02, 2017 All Scheduled Commercial Banks (Excluding Regional Rural Banks), All India Financial Institutions (Exim Bank, SIDBI, NHB, NABARD), Local Area Banks, Small Finance Banks Madam/Dear Sir, Introduction of Legal Entity Identifier for large corporate borrowers The Legal Entity Identifier (LEI) code is conceived as a key measure to improve the quality and accuracy of financial data systems for better risk man
RBI/2017-18/82 DBR.No.BP.BC.92/21.04.048/2017-18 November 02, 2017 All Scheduled Commercial Banks (Excluding Regional Rural Banks), All India Financial Institutions (Exim Bank, SIDBI, NHB, NABARD), Local Area Banks, Small Finance Banks Madam/Dear Sir, Introduction of Legal Entity Identifier for large corporate borrowers The Legal Entity Identifier (LEI) code is conceived as a key measure to improve the quality and accuracy of financial data systems for better risk man
اکتوبر 04, 2017
Section 24 and Section 56 of the Banking Regulation Act, 1949 - Maintenance of SLR and holdings of SLR in HTM category
RBI/2017-18/70 DBR.No.Ret.BC.90/12.02.001/2017-18 October 4, 2017 All Commercial Banks, Primary (Urban) Co-operative Banks (UCBs) State and Central Co-operative Banks (StCBs/CCBs) Madam/Dear Sir, Section 24 and Section 56 of the Banking Regulation Act, 1949 – Maintenance of SLR and holdings of SLR in HTM category Please refer to our circulars DBR.No.BP.BC.65/21.04.141/2015-16 dated December 10, 2015 and DBR.No.Ret.BC.71/12.01.001/2016-17 dated June 7, 2017 on the capt
RBI/2017-18/70 DBR.No.Ret.BC.90/12.02.001/2017-18 October 4, 2017 All Commercial Banks, Primary (Urban) Co-operative Banks (UCBs) State and Central Co-operative Banks (StCBs/CCBs) Madam/Dear Sir, Section 24 and Section 56 of the Banking Regulation Act, 1949 – Maintenance of SLR and holdings of SLR in HTM category Please refer to our circulars DBR.No.BP.BC.65/21.04.141/2015-16 dated December 10, 2015 and DBR.No.Ret.BC.71/12.01.001/2016-17 dated June 7, 2017 on the capt
ستمبر 25, 2017
Amendments to Master Direction- Reserve Bank of India (Financial Services provided by Banks) Directions, 2016
RBI/2017-18/66 DBR.No.FSD.BC.89/24.01.040/2017-18 September 25, 2017 All Scheduled Commercial Banks (excluding RRBs) Dear Sir/ Madam, Amendments to Master Direction- Reserve Bank of India (Financial Services provided by Banks) Directions, 2016 Considering the suggestions and queries received from SEBI, banks and other stakeholders, Reserve Bank of India has decided to make certain amendments to Master Direction - Reserve Bank of India (Financial Services provided by B
RBI/2017-18/66 DBR.No.FSD.BC.89/24.01.040/2017-18 September 25, 2017 All Scheduled Commercial Banks (excluding RRBs) Dear Sir/ Madam, Amendments to Master Direction- Reserve Bank of India (Financial Services provided by Banks) Directions, 2016 Considering the suggestions and queries received from SEBI, banks and other stakeholders, Reserve Bank of India has decided to make certain amendments to Master Direction - Reserve Bank of India (Financial Services provided by B
ستمبر 21, 2017
Inclusion of “Suryoday Small Finance Bank Limited” in the Second Schedule to the Reserve Bank of India Act, 1934
RBI/2017-18/62 DBR.No.Ret.BC.87/12.07.150/2017-18 September 21, 2017 All Scheduled Commercial Banks Dear Sir, Inclusion of “Suryoday Small Finance Bank Limited” in the Second Schedule to the Reserve Bank of India Act, 1934 We advise that the “Suryoday Small Finance Bank Limited” has been included in the Second Schedule to the Reserve Bank of India Act, 1934 vide Notification No.DBR.NBD.(SFB-Suryoday).No. 766/16.13.216/2017-18 dated July 24, 2017 and published in the G
RBI/2017-18/62 DBR.No.Ret.BC.87/12.07.150/2017-18 September 21, 2017 All Scheduled Commercial Banks Dear Sir, Inclusion of “Suryoday Small Finance Bank Limited” in the Second Schedule to the Reserve Bank of India Act, 1934 We advise that the “Suryoday Small Finance Bank Limited” has been included in the Second Schedule to the Reserve Bank of India Act, 1934 vide Notification No.DBR.NBD.(SFB-Suryoday).No. 766/16.13.216/2017-18 dated July 24, 2017 and published in the G
ستمبر 14, 2017
Inclusion of “Emirates NBD Bank (P.J.S.C)” in the Second Schedule to the Reserve Bank of India Act, 1934
RBI/2017-18/56 DBR.No.Ret.BC.86/12.07.150/2017-18 September 14, 2017 All Scheduled Commercial Banks Dear Sir/Madam, Inclusion of “Emirates NBD Bank (P.J.S.C)” in the Second Schedule to the Reserve Bank of India Act, 1934 We advise that the “Emirates NBD Bank (P.J.S.C)” has been included in the Second Schedule to the Reserve Bank of India Act, 1934 vide Notification DBR.IBD.No.855/23.13.014/2017-18 dated July 26, 2017, and published in the Gazette of India (Part III -
RBI/2017-18/56 DBR.No.Ret.BC.86/12.07.150/2017-18 September 14, 2017 All Scheduled Commercial Banks Dear Sir/Madam, Inclusion of “Emirates NBD Bank (P.J.S.C)” in the Second Schedule to the Reserve Bank of India Act, 1934 We advise that the “Emirates NBD Bank (P.J.S.C)” has been included in the Second Schedule to the Reserve Bank of India Act, 1934 vide Notification DBR.IBD.No.855/23.13.014/2017-18 dated July 26, 2017, and published in the Gazette of India (Part III -
ستمبر 07, 2017
Inclusion of “Qatar National Bank SAQ” in the Second Schedule to the Reserve Bank of India Act, 1934
RBI/2017-18/52 DBR.No.Ret.BC.83/12.07.150/2017-18 September 07, 2017 All Scheduled Commercial Banks Dear Sir/Madam, Inclusion of “Qatar National Bank SAQ” in the Second Schedule to the Reserve Bank of India Act, 1934 We advise that the “Qatar National Bank SAQ” has been included in the Second Schedule to the Reserve Bank of India Act, 1934 vide Notification DBR.IBD.No.18/23.03.032/2017-18 dated July 05, 2017, and published in the Gazette of India (Part III - Section 4
RBI/2017-18/52 DBR.No.Ret.BC.83/12.07.150/2017-18 September 07, 2017 All Scheduled Commercial Banks Dear Sir/Madam, Inclusion of “Qatar National Bank SAQ” in the Second Schedule to the Reserve Bank of India Act, 1934 We advise that the “Qatar National Bank SAQ” has been included in the Second Schedule to the Reserve Bank of India Act, 1934 vide Notification DBR.IBD.No.18/23.03.032/2017-18 dated July 05, 2017, and published in the Gazette of India (Part III - Section 4
ستمبر 07, 2017
Alteration in the name of "National Bank of Abu Dhabi PJSC" to "First Abu Dhabi Bank PJSC" in the Second Schedule to the Reserve Bank of India Act, 1934
RBI/2017-18/53 DBR.No.Ret.BC.84/12.07.150/2017-18 September 7, 2017 All Scheduled Commercial Banks Dear Sir/Madam Alteration in the name of "National Bank of Abu Dhabi PJSC" to "First Abu Dhabi Bank PJSC" in the Second Schedule to the Reserve Bank of India Act, 1934 We advise that the name of "National Bank of Abu Dhabi PJSC" has been changed to "First Abu Dhabi Bank PJSC" in the Second Schedule to the Reserve Bank of India Act, 1934 by Notification DBR.IBD.No.94/23.1
RBI/2017-18/53 DBR.No.Ret.BC.84/12.07.150/2017-18 September 7, 2017 All Scheduled Commercial Banks Dear Sir/Madam Alteration in the name of "National Bank of Abu Dhabi PJSC" to "First Abu Dhabi Bank PJSC" in the Second Schedule to the Reserve Bank of India Act, 1934 We advise that the name of "National Bank of Abu Dhabi PJSC" has been changed to "First Abu Dhabi Bank PJSC" in the Second Schedule to the Reserve Bank of India Act, 1934 by Notification DBR.IBD.No.94/23.1
ستمبر 07, 2017
Inclusion of “Ujjivan Small Finance Bank Limited” in the Second Schedule to the Reserve Bank of India Act, 1934
RBI/2017-18/54 DBR.No.Ret.BC.85/12.07.150/2017-18 September 07, 2017 All Scheduled Commercial Banks Dear Sir/Madam, Inclusion of “Ujjivan Small Finance Bank Limited” in the Second Schedule to the Reserve Bank of India Act, 1934 We advise that the “Ujjivan Small Finance Bank Limited” has been included in the Second Schedule to the Reserve Bank of India Act, 1934 vide Notification DBR.PSBD.No.467/16.02.006/2017-18 dated July 3, 2017 and published in the Gazette of India
RBI/2017-18/54 DBR.No.Ret.BC.85/12.07.150/2017-18 September 07, 2017 All Scheduled Commercial Banks Dear Sir/Madam, Inclusion of “Ujjivan Small Finance Bank Limited” in the Second Schedule to the Reserve Bank of India Act, 1934 We advise that the “Ujjivan Small Finance Bank Limited” has been included in the Second Schedule to the Reserve Bank of India Act, 1934 vide Notification DBR.PSBD.No.467/16.02.006/2017-18 dated July 3, 2017 and published in the Gazette of India
اگست 03, 2017
Exclusion of the name of State Bank of Bikaner and Jaipur, State Bank of Hyderabad, State Bank of Mysore, State Bank of Patiala, State Bank of Travancore and Bharatiya Mahila Bank from the Second Schedule to the Reserve Bank of India Act, 1934
RBI/2017-18/37 DBR.No.Ret.BC.80/12.06.004/2017-18 August 03, 2017 All Scheduled Commercial Banks Dear Sir, Exclusion of the name of State Bank of Bikaner and Jaipur, State Bank of Hyderabad, State Bank of Mysore, State Bank of Patiala, State Bank of Travancore and Bharatiya Mahila Bank from the Second Schedule to the Reserve Bank of India Act, 1934 We advise that the names of State Bank of Bikaner and Jaipur, State Bank of Hyderabad, State Bank of Mysore, State Bank o
RBI/2017-18/37 DBR.No.Ret.BC.80/12.06.004/2017-18 August 03, 2017 All Scheduled Commercial Banks Dear Sir, Exclusion of the name of State Bank of Bikaner and Jaipur, State Bank of Hyderabad, State Bank of Mysore, State Bank of Patiala, State Bank of Travancore and Bharatiya Mahila Bank from the Second Schedule to the Reserve Bank of India Act, 1934 We advise that the names of State Bank of Bikaner and Jaipur, State Bank of Hyderabad, State Bank of Mysore, State Bank o
اگست 02, 2017
Basel III Framework on Liquidity Standards - Liquidity Coverage Ratio (LCR), Liquidity Risk Monitoring Tools and LCR Disclosure Standard
RBI/2017-18/36 DBR.BP.BC.No. 81/21.04.098/2017-18 August 02, 2017 All Scheduled Commercial Banks (excluding RRBs) Dear Sir/Madam, Basel III Framework on Liquidity Standards – Liquidity Coverage Ratio (LCR), Liquidity Risk Monitoring Tools and LCR Disclosure Standard Please refer to our circular DBOD.BP.BC.No.120/21.04.098/2013-14 dated June 9, 2014 “Basel III Framework on Liquidity Standards – Liquidity Coverage Ratio (LCR), Liquidity Risk Monitoring Tools and LCR Dis
RBI/2017-18/36 DBR.BP.BC.No. 81/21.04.098/2017-18 August 02, 2017 All Scheduled Commercial Banks (excluding RRBs) Dear Sir/Madam, Basel III Framework on Liquidity Standards – Liquidity Coverage Ratio (LCR), Liquidity Risk Monitoring Tools and LCR Disclosure Standard Please refer to our circular DBOD.BP.BC.No.120/21.04.098/2013-14 dated June 9, 2014 “Basel III Framework on Liquidity Standards – Liquidity Coverage Ratio (LCR), Liquidity Risk Monitoring Tools and LCR Dis
اگست 02, 2017
Issue of comprehensive Credit Information Reports
RBI/2017-18/35 DBR.CID.BC.No.79/20.16.042/2017-18 August 2, 2017 All Credit Information Companies Dear Sir/Madam Issue of comprehensive Credit Information Reports Please refer to para (v) of Annex IV to our circular DBOD.No.CID.BC.127/20.16.056/2013-14 dated June 27, 2014 advising Credit Information Companies (CICs) to include information on all accounts, both current and past, of a customer having multiple borrowings, in her/his Credit Information Report (CIR). 2. It
RBI/2017-18/35 DBR.CID.BC.No.79/20.16.042/2017-18 August 2, 2017 All Credit Information Companies Dear Sir/Madam Issue of comprehensive Credit Information Reports Please refer to para (v) of Annex IV to our circular DBOD.No.CID.BC.127/20.16.056/2013-14 dated June 27, 2014 advising Credit Information Companies (CICs) to include information on all accounts, both current and past, of a customer having multiple borrowings, in her/his Credit Information Report (CIR). 2. It
اگست 02, 2017
Change in Bank Rate
RBI/2017-18/34 DBR.No.Ret.BC.82/12.01.001/2017-18 August 02, 2017 The Chairperson / CEOs of all Scheduled and Non Scheduled Banks Dear Sir / Madam, Change in Bank RatePlease refer to our circular DBR.No.Ret.BC.58/12.01.001/2016-17 dated April 06, 2017 on the captioned subject.2. As announced in the Third Bi-Monthly Monetary Policy Statement 2017-18 dated August 02, 2017, the Bank Rate stands adjusted by 25 basis points from 6.50 per cent to 6.25 per cent with effect f
RBI/2017-18/34 DBR.No.Ret.BC.82/12.01.001/2017-18 August 02, 2017 The Chairperson / CEOs of all Scheduled and Non Scheduled Banks Dear Sir / Madam, Change in Bank RatePlease refer to our circular DBR.No.Ret.BC.58/12.01.001/2016-17 dated April 06, 2017 on the captioned subject.2. As announced in the Third Bi-Monthly Monetary Policy Statement 2017-18 dated August 02, 2017, the Bank Rate stands adjusted by 25 basis points from 6.50 per cent to 6.25 per cent with effect f
جولائی 27, 2017
Appointment of Statutory Central Auditors (SCAs) - modification of rest period
RBI/2017-18/29 DBS.ARS.BC.04/08.91.001/2017-18 July 27, 2017 The Chief Executive Officers All Indian Private Sector Banks/ All Foreign Banks operating in India Dear Sir/Madam, Appointment of Statutory Central Auditors (SCAs) – modification of rest periodPlease refer to DBS.No.ARS.BC.8/08.91.001/2000-2001 dated January 30, 2001 addressed to private sector banks in terms of which, inter alia, an audit firm, subject to its fulfilling the prescribed eligibility norms will
RBI/2017-18/29 DBS.ARS.BC.04/08.91.001/2017-18 July 27, 2017 The Chief Executive Officers All Indian Private Sector Banks/ All Foreign Banks operating in India Dear Sir/Madam, Appointment of Statutory Central Auditors (SCAs) – modification of rest periodPlease refer to DBS.No.ARS.BC.8/08.91.001/2000-2001 dated January 30, 2001 addressed to private sector banks in terms of which, inter alia, an audit firm, subject to its fulfilling the prescribed eligibility norms will
جولائی 13, 2017
Audit Committee of the Board of Directors - Nomination of Non-Executive Chairman
RBI/2017-18/20 DBS.ARS.BC.01/08.91.020/2017-18 July 13, 2017 The Chief ExecutivesAll Indian Commercial Banks Dear Sir/Madam, Audit Committee of the Board of Directors – Nomination of Non-Executive Chairman Please refer to Para 3 (ii) of our circular dated September 26, 1995 on “Audit Committee of the Board of Directors - Reconstitution” and Para (ii) of our circular DOS.No.BC.3/08.91.020/96 dated January 20, 1997 on “Public Sector Banks – Audit Committee of the Board
RBI/2017-18/20 DBS.ARS.BC.01/08.91.020/2017-18 July 13, 2017 The Chief ExecutivesAll Indian Commercial Banks Dear Sir/Madam, Audit Committee of the Board of Directors – Nomination of Non-Executive Chairman Please refer to Para 3 (ii) of our circular dated September 26, 1995 on “Audit Committee of the Board of Directors - Reconstitution” and Para (ii) of our circular DOS.No.BC.3/08.91.020/96 dated January 20, 1997 on “Public Sector Banks – Audit Committee of the Board
جولائی 06, 2017
Customer Protection - Limiting Liability of Customers in Unauthorised Electronic Banking Transactions
RBI/2017-18/15 DBR.No.Leg.BC.78/09.07.005/2017-18 July 6, 2017 All Scheduled Commercial Banks (including RRBs) All Small Finance Banks and Payments Banks Dear Sir/ Madam, Customer Protection – Limiting Liability of Customers in Unauthorised Electronic Banking Transactions Please refer to our circular DBOD.Leg.BC.86/09.07.007/2001-02 dated April 8, 2002 regarding reversal of erroneous debits arising from fraudulent or other transactions. 2. With the increased thrust on
RBI/2017-18/15 DBR.No.Leg.BC.78/09.07.005/2017-18 July 6, 2017 All Scheduled Commercial Banks (including RRBs) All Small Finance Banks and Payments Banks Dear Sir/ Madam, Customer Protection – Limiting Liability of Customers in Unauthorised Electronic Banking Transactions Please refer to our circular DBOD.Leg.BC.86/09.07.007/2001-02 dated April 8, 2002 regarding reversal of erroneous debits arising from fraudulent or other transactions. 2. With the increased thrust on
جون 29, 2017
Limits on balances in customer accounts with payments banks - sweep out arrangements with other banks
RBI/2016-17/329 DBR.NBD.No.77/16.13.218/2016-17 June 29, 2017 Chief Executive Officers of Payments Banks Madam / Dear Sir, Limits on balances in customer accounts with payments banks – sweep out arrangements with other banks Please refer to paragraph 7(i) of the Operating Guidelines for Payments Banks (‘Operating Guidelines’) dated October 6, 2016, under which payments banks (PBs) were permitted to make arrangements with a scheduled commercial bank / small finance ban
RBI/2016-17/329 DBR.NBD.No.77/16.13.218/2016-17 June 29, 2017 Chief Executive Officers of Payments Banks Madam / Dear Sir, Limits on balances in customer accounts with payments banks – sweep out arrangements with other banks Please refer to paragraph 7(i) of the Operating Guidelines for Payments Banks (‘Operating Guidelines’) dated October 6, 2016, under which payments banks (PBs) were permitted to make arrangements with a scheduled commercial bank / small finance ban
جون 22, 2017
Exclusion of “The Royal Bank of Scotland N.V.” from the Second Schedule to the Reserve Bank of India Act, 1934
RBI/2016-17/325 DBR.No.Ret.BC.75/12.07.150/2016-17 June 22, 2017 All Scheduled Commercial Banks Dear Sir, Exclusion of “The Royal Bank of Scotland N.V.” from the Second Schedule to the Reserve Bank of India Act, 1934 We advise that the “The Royal Bank of Scotland N.V.” has been excluded from the Second Schedule to the Reserve Bank of India Act, 1934 vide Notification DBR.IBD.No.9999/23.13.020/2016-17 dated February 28, 2017, and published in the Gazette of India (Part
RBI/2016-17/325 DBR.No.Ret.BC.75/12.07.150/2016-17 June 22, 2017 All Scheduled Commercial Banks Dear Sir, Exclusion of “The Royal Bank of Scotland N.V.” from the Second Schedule to the Reserve Bank of India Act, 1934 We advise that the “The Royal Bank of Scotland N.V.” has been excluded from the Second Schedule to the Reserve Bank of India Act, 1934 vide Notification DBR.IBD.No.9999/23.13.020/2016-17 dated February 28, 2017, and published in the Gazette of India (Part
جون 22, 2017
Recording of Details of Transactions in Passbook/ Statement of Account
RBI/2016-17/326 DBR.No.Leg.BC.76/09.07.005/2016-17 June 22, 2017 All Scheduled Commercial Banks (including RRBs) All Small Finance Banks and Payments Banks Dear Sir/ Madam, Recording of Details of Transactions in Passbook/ Statement of Account Please refer to instructions contained in Paragraphs 6 and 7 of our circular DBOD.No.Leg.BC.74/09.07.005/2003-04 dated April 10, 2004 on "Committee on Procedures and Performance Audit on Public Services - Report No. 3 - Banking
RBI/2016-17/326 DBR.No.Leg.BC.76/09.07.005/2016-17 June 22, 2017 All Scheduled Commercial Banks (including RRBs) All Small Finance Banks and Payments Banks Dear Sir/ Madam, Recording of Details of Transactions in Passbook/ Statement of Account Please refer to instructions contained in Paragraphs 6 and 7 of our circular DBOD.No.Leg.BC.74/09.07.005/2003-04 dated April 10, 2004 on "Committee on Procedures and Performance Audit on Public Services - Report No. 3 - Banking
جون 13, 2017
Prudential Guidelines on Capital Adequacy and Market Discipline- New Capital Adequacy Framework (NCAF) - Eligible Credit Rating Agencies - INFOMERICS Valuation and Rating Pvt Ltd. (INFOMERICS)
RBI/2016-17/321 DBR.No.BP.BC.74/21.06.009/2016-17 June 13, 2017 The Chairman / CMD / MD / CEOAll Scheduled Commercial Banks(Excluding Local Area Banks and Regional Rural Banks) Madam/Dear Sir, Prudential Guidelines on Capital Adequacy and Market Discipline- New Capital Adequacy Framework (NCAF) - Eligible Credit Rating Agencies – INFOMERICS Valuation and Rating Pvt Ltd. (INFOMERICS) Please refer to the Master Circular DBR.No.BP.BC.4./21.06.001/2015-16 dated July 1, 20
RBI/2016-17/321 DBR.No.BP.BC.74/21.06.009/2016-17 June 13, 2017 The Chairman / CMD / MD / CEOAll Scheduled Commercial Banks(Excluding Local Area Banks and Regional Rural Banks) Madam/Dear Sir, Prudential Guidelines on Capital Adequacy and Market Discipline- New Capital Adequacy Framework (NCAF) - Eligible Credit Rating Agencies – INFOMERICS Valuation and Rating Pvt Ltd. (INFOMERICS) Please refer to the Master Circular DBR.No.BP.BC.4./21.06.001/2015-16 dated July 1, 20
جون 07, 2017
Individual Housing Loans: Rationalisation of Risk-Weights and Loan to Value (LTV) Ratios
RBI/2016-17/317 DBR.BP.BC.No.72/08.12.015/2016-17 June 7, 2017 All Commercial Banks (Excluding Regional Rural Banks and Local Area Banks) Madam/Dear Sir, Individual Housing Loans: Rationalisation of Risk-Weights and Loan to Value (LTV) Ratios Please refer to the Second Bi-monthly Monetary Policy Statement for 2017-18, announced today. 2. As a countercyclical measure, the LTV ratios, risk weights and standard asset provisioning rate for individual housing loans sanctio
RBI/2016-17/317 DBR.BP.BC.No.72/08.12.015/2016-17 June 7, 2017 All Commercial Banks (Excluding Regional Rural Banks and Local Area Banks) Madam/Dear Sir, Individual Housing Loans: Rationalisation of Risk-Weights and Loan to Value (LTV) Ratios Please refer to the Second Bi-monthly Monetary Policy Statement for 2017-18, announced today. 2. As a countercyclical measure, the LTV ratios, risk weights and standard asset provisioning rate for individual housing loans sanctio
جون 07, 2017
Section 24 and Section 56 of the Banking Regulation Act, 1949 - Maintenance of Statutory Liquidity Ratio (SLR)
RBI/2016-17/318 DBR.No.Ret.BC.71/12.02.001/2016-17 June 7, 2017 All Commercial Banks, Primary (Urban) Co-operative Banks (UCBs), State and Central Co-operative Banks (StCBs/CCBs) Madam/Dear Sir, Section 24 and Section 56 of the Banking Regulation Act, 1949 - Maintenance of Statutory Liquidity Ratio (SLR) Please refer to our circular DBR.No.Ret.BC.64/12.01.001/2015-16 dated December 10, 2015, on maintenance of Statutory Liquidity Ratio under Section 24 and Section 56 o
RBI/2016-17/318 DBR.No.Ret.BC.71/12.02.001/2016-17 June 7, 2017 All Commercial Banks, Primary (Urban) Co-operative Banks (UCBs), State and Central Co-operative Banks (StCBs/CCBs) Madam/Dear Sir, Section 24 and Section 56 of the Banking Regulation Act, 1949 - Maintenance of Statutory Liquidity Ratio (SLR) Please refer to our circular DBR.No.Ret.BC.64/12.01.001/2015-16 dated December 10, 2015, on maintenance of Statutory Liquidity Ratio under Section 24 and Section 56 o
مئی 18, 2017
Rationalisation of Branch Authorisation Policy- Revision of Guidelines
RBI/2016-17/306 DBR.No.BAPD.BC.69/22.01.001/2016-17 May 18, 2017 The Chairman and Managing Director/Chief Executive Officer All Domestic Scheduled Commercial Banks(Excluding Regional Rural Banks), Small Finance Banks,Payment Banks and Local Area Banks Madam/Dear Sir, Rationalisation of Branch Authorisation Policy- Revision of Guidelines Please refer to the paragraph 11 on ‘Banking Outlets – Final Guidelines’ (extract enclosed) of the Statement on Developmental and Reg
RBI/2016-17/306 DBR.No.BAPD.BC.69/22.01.001/2016-17 May 18, 2017 The Chairman and Managing Director/Chief Executive Officer All Domestic Scheduled Commercial Banks(Excluding Regional Rural Banks), Small Finance Banks,Payment Banks and Local Area Banks Madam/Dear Sir, Rationalisation of Branch Authorisation Policy- Revision of Guidelines Please refer to the paragraph 11 on ‘Banking Outlets – Final Guidelines’ (extract enclosed) of the Statement on Developmental and Reg
مئی 18, 2017
Partial Credit Enhancement to Corporate Bonds
RBI/2016-17/305 DBR.No.BP.BC.70/21.04.142/2016-17 May 18, 2017 All Scheduled Commercial Banks (Excluding Regional Rural Banks) Madam/Dear Sir, Partial Credit Enhancement to Corporate Bonds Please refer to paragraph 21 (a) of the Guidelines on Partial Credit Enhancement to Corporate Bonds by Banks annexed to the circular DBR.BP.BC.No.40/21.04.142/2015-16 dated September 24, 2015, on the capital requirements during the lifetime of the bond in respect of which partial cr
RBI/2016-17/305 DBR.No.BP.BC.70/21.04.142/2016-17 May 18, 2017 All Scheduled Commercial Banks (Excluding Regional Rural Banks) Madam/Dear Sir, Partial Credit Enhancement to Corporate Bonds Please refer to paragraph 21 (a) of the Guidelines on Partial Credit Enhancement to Corporate Bonds by Banks annexed to the circular DBR.BP.BC.No.40/21.04.142/2015-16 dated September 24, 2015, on the capital requirements during the lifetime of the bond in respect of which partial cr
مئی 18, 2017
Minimum qualifications and experience for CFO and CTO
RBI/2016-17/304 DBR.Appt.No.BC.68/29.67.001/2016-17 May 18, 2017 All Scheduled Commercial Banks (excluding RRBs) Madam/ Dear Sir, Minimum qualifications and experience for CFO and CTO Rapid innovations in banking and technology call for better risk governance in the areas of finance and technology. A Chief Financial Officer (CFO) and Chief Technology Officer (CTO) in banks’ management structure would play a crucial role in strengthening and sustaining the banks’ risk
RBI/2016-17/304 DBR.Appt.No.BC.68/29.67.001/2016-17 May 18, 2017 All Scheduled Commercial Banks (excluding RRBs) Madam/ Dear Sir, Minimum qualifications and experience for CFO and CTO Rapid innovations in banking and technology call for better risk governance in the areas of finance and technology. A Chief Financial Officer (CFO) and Chief Technology Officer (CTO) in banks’ management structure would play a crucial role in strengthening and sustaining the banks’ risk
مئی 11, 2017
Submission of Statutory returns (SLR-Form VIII) in XBRL platform
RBI/2016-17/302 Ref: DBR.CO.No.Ret.BC/66/12.07.144/2016-17 May 11, 2017 The Chairperson All RRBs Madam/Dear Sir, Submission of Statutory returns (SLR-Form VIII) in XBRL platform It has been decided to move the reporting of SLR from PCRPCD to XBRL (Extensible Business Reporting Language) platform. You are therefore advised to submit the returns (Form VIII) in XBRL from the month of April 2017. Yours faithfully, (S K Kar) Chief General Manager
RBI/2016-17/302 Ref: DBR.CO.No.Ret.BC/66/12.07.144/2016-17 May 11, 2017 The Chairperson All RRBs Madam/Dear Sir, Submission of Statutory returns (SLR-Form VIII) in XBRL platform It has been decided to move the reporting of SLR from PCRPCD to XBRL (Extensible Business Reporting Language) platform. You are therefore advised to submit the returns (Form VIII) in XBRL from the month of April 2017. Yours faithfully, (S K Kar) Chief General Manager
مئی 05, 2017
Timelines for Stressed Assets Resolution
RBI/2016-17/299 DBR.BP.BC.No.67/21.04.048/2016-17 May 5, 2017 The Chairman and Managing Director/Chief Executive Officer All Scheduled Commercial Banks (Excluding Local Area Banks and Regional Rural Banks) Madam/Dear Sir, Timelines for Stressed Assets Resolution Please refer to the circular DBOD.BP.BC.No.97/21.04.132/2013-14 dated February 26, 2014 on “Framework for Revitalising Distressed Assets in the Economy – Guidelines on Joint Lenders’ Forum (JLF) and Corrective
RBI/2016-17/299 DBR.BP.BC.No.67/21.04.048/2016-17 May 5, 2017 The Chairman and Managing Director/Chief Executive Officer All Scheduled Commercial Banks (Excluding Local Area Banks and Regional Rural Banks) Madam/Dear Sir, Timelines for Stressed Assets Resolution Please refer to the circular DBOD.BP.BC.No.97/21.04.132/2013-14 dated February 26, 2014 on “Framework for Revitalising Distressed Assets in the Economy – Guidelines on Joint Lenders’ Forum (JLF) and Corrective
اپریل 27, 2017
Risk Management Systems - Role of the Chief Risk Officer (CRO)
RBI/2016-17/294 DBR.BP.BC.No.65/21.04.103/2016-17 April 27, 2017 The Chairman and Managing Director/Chief Executive Officer All Scheduled Commercial Banks(Excluding Local Area Banks and Regional Rural Banks)AndSmall Finance Banks Madam/Dear Sir, Risk Management Systems – Role of the Chief Risk Officer (CRO) Please refer to the guidelines on Risk Management Systems issued vide our circular DBOD.No.BP.(SC).BC.98/21.04.103/99 dated October 7, 1999 and the Guidance Notes
RBI/2016-17/294 DBR.BP.BC.No.65/21.04.103/2016-17 April 27, 2017 The Chairman and Managing Director/Chief Executive Officer All Scheduled Commercial Banks(Excluding Local Area Banks and Regional Rural Banks)AndSmall Finance Banks Madam/Dear Sir, Risk Management Systems – Role of the Chief Risk Officer (CRO) Please refer to the guidelines on Risk Management Systems issued vide our circular DBOD.No.BP.(SC).BC.98/21.04.103/99 dated October 7, 1999 and the Guidance Notes
اپریل 20, 2017
Compliance with Ghosh Committee Recommendations
RBI/2016-17/284 Ref. DBS.CO.PPD.BC.No.9/11.01.005/2016-17 April 20, 2017 The Chairman/Chief Executive All Scheduled Commercial Banks (Excluding RRBs) Madam/Dear Sir, Compliance with Ghosh Committee Recommendations We invite attention to our circular DBS.CO.PPD.BC.No.10/11.01.005/2015-16; dated April 28, 2016, in terms of which banks have been advised that the compliance to the Jilani Committee recommendations need not be reported to the Audit Committee of the Board (A
RBI/2016-17/284 Ref. DBS.CO.PPD.BC.No.9/11.01.005/2016-17 April 20, 2017 The Chairman/Chief Executive All Scheduled Commercial Banks (Excluding RRBs) Madam/Dear Sir, Compliance with Ghosh Committee Recommendations We invite attention to our circular DBS.CO.PPD.BC.No.10/11.01.005/2015-16; dated April 28, 2016, in terms of which banks have been advised that the compliance to the Jilani Committee recommendations need not be reported to the Audit Committee of the Board (A
اپریل 20, 2017
Alteration in the name of "Abu Dhabi Commercial Bank Limited" to "Abu Dhabi Commercial Bank PJSC" in the Second Schedule to the Reserve Bank of India Act, 1934
RBI/2016-17/285 DBR.No.Ret.BC/22/12.07.053A/2016-17 April 20, 2017 All Scheduled Commercial Banks Dear Sir/Madam Alteration in the name of "Abu Dhabi Commercial Bank Limited" to "Abu Dhabi Commercial Bank PJSC" in the Second Schedule to the Reserve Bank of India Act, 1934 We advise that the name of "Abu Dhabi Commercial Bank Limited" has been changed to "Abu Dhabi Commercial Bank PJSC" in the Second Schedule to the Reserve Bank of India Act, 1934 by Notification DBR.I
RBI/2016-17/285 DBR.No.Ret.BC/22/12.07.053A/2016-17 April 20, 2017 All Scheduled Commercial Banks Dear Sir/Madam Alteration in the name of "Abu Dhabi Commercial Bank Limited" to "Abu Dhabi Commercial Bank PJSC" in the Second Schedule to the Reserve Bank of India Act, 1934 We advise that the name of "Abu Dhabi Commercial Bank Limited" has been changed to "Abu Dhabi Commercial Bank PJSC" in the Second Schedule to the Reserve Bank of India Act, 1934 by Notification DBR.I
اپریل 20, 2017
Cessation of KBC Bank N.V. as a banking company within the meaning of sub-section (2) of Section 36(A) of the Banking Regulation Act, 1949
RBI/2016-17/286 DBR.No.Ret.BC.23/12.07.118A/2016-17 April 20, 2017 All Scheduled Commercial Banks Dear Sir/Madam, Cessation of KBC Bank N.V. as a banking company within the meaning of sub-section (2) of Section 36(A) of the Banking Regulation Act, 1949 We advise that the “KBC Bank N.V.” has ceased to be a banking company within the meaning of the Banking Regulation Act, 1949 vide Notification DBR.IBD.No. 16138/23.13.077/2015-16 dated June 24, 2016 and published in the
RBI/2016-17/286 DBR.No.Ret.BC.23/12.07.118A/2016-17 April 20, 2017 All Scheduled Commercial Banks Dear Sir/Madam, Cessation of KBC Bank N.V. as a banking company within the meaning of sub-section (2) of Section 36(A) of the Banking Regulation Act, 1949 We advise that the “KBC Bank N.V.” has ceased to be a banking company within the meaning of the Banking Regulation Act, 1949 vide Notification DBR.IBD.No. 16138/23.13.077/2015-16 dated June 24, 2016 and published in the
اپریل 20, 2017
Alteration in the name of "Coöperatieve Centrale Raiffeisen-Boerenleenbank B.A." to "Coöperatieve Rabobank U.A." in the Second Schedule to the Reserve Bank of India Act, 1934
RBI/2016-17/287 Ref.DBR.No.Ret.BC/21/12.07.131A/2016-17 April 20, 2017 All Scheduled Commercial Banks Dear Sir/Madam, Alteration in the name of "Coöperatieve Centrale Raiffeisen-Boerenleenbank B.A." to "Coöperatieve Rabobank U.A." in the Second Schedule to the Reserve Bank of India Act, 1934 We advise that the name of "Coöperatieve Centrale Raiffeisen-Boerenleenbank B.A." has been changed to "Coöperatieve Rabobank U.A." in the Second Schedule to the Reserve Bank of In
RBI/2016-17/287 Ref.DBR.No.Ret.BC/21/12.07.131A/2016-17 April 20, 2017 All Scheduled Commercial Banks Dear Sir/Madam, Alteration in the name of "Coöperatieve Centrale Raiffeisen-Boerenleenbank B.A." to "Coöperatieve Rabobank U.A." in the Second Schedule to the Reserve Bank of India Act, 1934 We advise that the name of "Coöperatieve Centrale Raiffeisen-Boerenleenbank B.A." has been changed to "Coöperatieve Rabobank U.A." in the Second Schedule to the Reserve Bank of In
اپریل 20, 2017
Exclusion of KBC Bank N.V. - from the Second Schedule to the Reserve Bank of India Act, 1934
RBI/2016-17/288 DBR.No.Ret.BC.24/12.07.118A/2016-17 April 20, 2017 All Scheduled Commercial Banks Dear Sir/Madam, Exclusion of KBC Bank N.V. – from the Second Schedule to the Reserve Bank of India Act, 1934 We advise that the KBC Bank N.V. has been excluded from the Second Schedule to the Reserve Bank of India Act, 1934 vide Notification DBR.IBD.No.16137/23.13.077/2015-16 dated June 24, 2016 and published in the Gazette of India (Part III Section 4) dated August 27 -
RBI/2016-17/288 DBR.No.Ret.BC.24/12.07.118A/2016-17 April 20, 2017 All Scheduled Commercial Banks Dear Sir/Madam, Exclusion of KBC Bank N.V. – from the Second Schedule to the Reserve Bank of India Act, 1934 We advise that the KBC Bank N.V. has been excluded from the Second Schedule to the Reserve Bank of India Act, 1934 vide Notification DBR.IBD.No.16137/23.13.077/2015-16 dated June 24, 2016 and published in the Gazette of India (Part III Section 4) dated August 27 -
اپریل 18, 2017
Disclosure in the “Notes to Accounts” to the Financial Statements- Divergence in the asset classification and provisioning
RBI/2016-17/283 DBR.BP.BC.No.63/21.04.018/2016-17 April 18, 2017 All Commercial Banks (Excluding Regional Rural Banks) Madam/Dear Sir, Disclosure in the “Notes to Accounts” to the Financial Statements- Divergence in the asset classification and provisioning Please refer to paragraph 22 of the Fourth Bi-monthly Monetary Policy Statement, 2015-16 announced on September 29, 2015 on the captioned subject (extract enclosed). 2. The Reserve Bank of India (RBI) assesses comp
RBI/2016-17/283 DBR.BP.BC.No.63/21.04.018/2016-17 April 18, 2017 All Commercial Banks (Excluding Regional Rural Banks) Madam/Dear Sir, Disclosure in the “Notes to Accounts” to the Financial Statements- Divergence in the asset classification and provisioning Please refer to paragraph 22 of the Fourth Bi-monthly Monetary Policy Statement, 2015-16 announced on September 29, 2015 on the captioned subject (extract enclosed). 2. The Reserve Bank of India (RBI) assesses comp
اپریل 18, 2017
Additional Provisions For Standard Advances At Higher Than The Prescribed Rates
RBI/2016-17/282 DBR.No.BP.BC.64/21.04.048/2016-17 April 18, 2017 All Scheduled Commercial Banks (Excluding Regional Rural Banks) Madam/Dear Sir, Additional Provisions For Standard Advances At Higher Than The Prescribed Rates Please refer to paragraph 5 of the Master Circular - Prudential norms on Income Recognition, Asset Classification and Provisioning pertaining to Advances dated July 1, 2015. 2. It is advised that the provisioning rates prescribed in the abovementi
RBI/2016-17/282 DBR.No.BP.BC.64/21.04.048/2016-17 April 18, 2017 All Scheduled Commercial Banks (Excluding Regional Rural Banks) Madam/Dear Sir, Additional Provisions For Standard Advances At Higher Than The Prescribed Rates Please refer to paragraph 5 of the Master Circular - Prudential norms on Income Recognition, Asset Classification and Provisioning pertaining to Advances dated July 1, 2015. 2. It is advised that the provisioning rates prescribed in the abovementi
اپریل 18, 2017
Guidelines on compliance with Accounting Standard (AS) 11 [The Effects of Changes in Foreign Exchange Rates] by banks - Clarification
RBI/2016-17/281 DBR.BP.BC.No.61/21.04.018/2016-17 April 18, 2017 All Scheduled Commercial Banks (excluding Regional Rural Banks) Madam / Dear Sir, Guidelines on compliance with Accounting Standard (AS) 11 [The Effects of Changes in Foreign Exchange Rates] by banks - Clarification Please refer to circulars DBOD.No.BP.BC.76/21.04.018/2004-05 dated March 15, 2005 and DBOD.BP.BC.No.76/21.04.018/2005-06 dated April 05, 2006 on the captioned subject. 2. It has been observed
RBI/2016-17/281 DBR.BP.BC.No.61/21.04.018/2016-17 April 18, 2017 All Scheduled Commercial Banks (excluding Regional Rural Banks) Madam / Dear Sir, Guidelines on compliance with Accounting Standard (AS) 11 [The Effects of Changes in Foreign Exchange Rates] by banks - Clarification Please refer to circulars DBOD.No.BP.BC.76/21.04.018/2004-05 dated March 15, 2005 and DBOD.BP.BC.No.76/21.04.018/2005-06 dated April 05, 2006 on the captioned subject. 2. It has been observed
اپریل 18, 2017
Prudential Guidelines - Banks’ investment in units of REITs and InvITs
RBI/2016-17/280 DBR.No.FSD.BC.62/24.01.040/2016-17 April 18, 2017 All Scheduled Commercial Banks (excluding RRBs) Dear Sir/ Madam, Prudential Guidelines – Banks’ investment in units of REITs and InvITs Please refer to the paragraph 12 of the Statement on Developmental and Regulatory Policies (extract enclosed) issued by RBI on April 06, 2017. As indicated therein, it has been decided to allow banks to participate in Real Estate Investment Trusts (REITs) and Infrastruc
RBI/2016-17/280 DBR.No.FSD.BC.62/24.01.040/2016-17 April 18, 2017 All Scheduled Commercial Banks (excluding RRBs) Dear Sir/ Madam, Prudential Guidelines – Banks’ investment in units of REITs and InvITs Please refer to the paragraph 12 of the Statement on Developmental and Regulatory Policies (extract enclosed) issued by RBI on April 06, 2017. As indicated therein, it has been decided to allow banks to participate in Real Estate Investment Trusts (REITs) and Infrastruc
اپریل 13, 2017
Grant of ‘Certificate of Registration’ - For carrying on the business of credit information - Transunion CIBIL Limited
RBI/2016-17/277 DBR.CID.BC. 60/20.16.040/2016-17 April 13, 2017 All Credit Institutions Dear Sir / MadamGrant of ‘Certificate of Registration’ – For carrying on the business of credit information – Transunion CIBIL Limited Please refer to our circular DBOD.No.CID.BC.84/20.16.042/2011-12 dated March 05, 2012 regarding grant of ‘Certificate of Registration’ to Credit Information Bureau (India) Limited and circular DBR.No.CID.BC.16/20.16.042/2016-17 dated September 29, 2
RBI/2016-17/277 DBR.CID.BC. 60/20.16.040/2016-17 April 13, 2017 All Credit Institutions Dear Sir / MadamGrant of ‘Certificate of Registration’ – For carrying on the business of credit information – Transunion CIBIL Limited Please refer to our circular DBOD.No.CID.BC.84/20.16.042/2011-12 dated March 05, 2012 regarding grant of ‘Certificate of Registration’ to Credit Information Bureau (India) Limited and circular DBR.No.CID.BC.16/20.16.042/2016-17 dated September 29, 2
اپریل 13, 2017
Revised Prompt Corrective Action (PCA) Framework for Banks
RBI/2016-17/276 DBS.CO.PPD. BC.No.8/11.01.005/2016-17 April 13, 2017 All Scheduled Commercial Banks (Excluding Regional Rural Banks) Madam/ Dear Sir Revised Prompt Corrective Action (PCA) Framework for Banks Please refer to RBI circulars No. DBS.CO.PP.BC.9/11.01.005/2002-03 dated December 21, 2002 and DBS.CO.PP.BC.13/11.01.005/2003-04 dated June 15, 2004 on the scheme of Prompt Corrective Action. 2. The existing PCA framework for banks has since been reviewed and revi
RBI/2016-17/276 DBS.CO.PPD. BC.No.8/11.01.005/2016-17 April 13, 2017 All Scheduled Commercial Banks (Excluding Regional Rural Banks) Madam/ Dear Sir Revised Prompt Corrective Action (PCA) Framework for Banks Please refer to RBI circulars No. DBS.CO.PP.BC.9/11.01.005/2002-03 dated December 21, 2002 and DBS.CO.PP.BC.13/11.01.005/2003-04 dated June 15, 2004 on the scheme of Prompt Corrective Action. 2. The existing PCA framework for banks has since been reviewed and revi
اپریل 10, 2017
Setting up of IFSC Banking Units (IBUs) - Permissible activities
RBI/2016-17/273 DBR.IBD.BC.59/23.13.004/2016-17 April 10, 2017 All Scheduled Commercial Banks (excluding Regional Rural Banks) Dear Sir/Madam, Setting up of IFSC Banking Units (IBUs) – Permissible activities Please refer to RBI circular DBR.IBD.BC.14570/23.13.004/2014-15 dated April 01, 2015, as modified from time to time, setting out RBI directions relating to IFSC Banking Units (IBUs). We have received a few suggestions and queries from the stakeholders regarding op
RBI/2016-17/273 DBR.IBD.BC.59/23.13.004/2016-17 April 10, 2017 All Scheduled Commercial Banks (excluding Regional Rural Banks) Dear Sir/Madam, Setting up of IFSC Banking Units (IBUs) – Permissible activities Please refer to RBI circular DBR.IBD.BC.14570/23.13.004/2014-15 dated April 01, 2015, as modified from time to time, setting out RBI directions relating to IFSC Banking Units (IBUs). We have received a few suggestions and queries from the stakeholders regarding op
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صفحے پر آخری اپ ڈیٹ: جون 05, 2025
