Regulating Commercial Banking

RBI/2025-26/147 DOR.CRE.REC.353/07-02-006/2025-26 December 11, 2025 Reserve Bank of India (Rural Co-operative Banks – Credit Risk Management) – Amendment Directions, 2025

RBI/2025-26/146 DOR.CRE.REC.352/07-02-005/2025-26 December 11, 2025 Reserve Bank of India (Urban Co-operative Banks – Credit Risk Management) – Amendment Directions, 2025

RBI/2025-26/145 DOR.CRE.REC.351/07-02-004/2025-26 December 11, 2025 Reserve Bank of India (Regional Rural Banks – Credit Risk Management) – Amendment Directions, 2025

RBI/2025-26/144 DOR.CRE.REC.350 /07-02-003/2025-26 December 11, 2025 Reserve Bank of India (Local Area Banks – Credit Risk Management) – Amendment Directions, 2025

RBI/2025-26/143 DOR.SOG(SPE).REC.349/13-04-001/2025-26 December 11, 2025 Reserve Bank of India (Payments Banks – Miscellaneous) – Amendment Directions, 2025

RBI/2025-26/142 DOR.CRE.REC.348/07-02-002/2025-26 December 11, 2025 Reserve Bank of India (Small Finance Banks – Credit Risk Management) – Amendment Directions, 2025

RBI/2025-26/141 DOR.CRE.REC.347/07-02-001/2025-26 December 11, 2025 Reserve Bank of India (Commercial Banks – Credit Risk Management) – Amendment Directions, 2025

RBI/DOR/2025-26/139 DOR.RAUG.AUT.REC.No.344/24.01.041/2025-26 December 05, 2025 Reserve Bank of India (Non-Operative Financial Holding Company) (Amendment) Directions, 2025

RBI/DOR/2025-26/138 DOR.RAUG.AUT.REC.No.343/24.01.041/2025-26 December 05, 2025 Reserve Bank of India (Non-Banking Financial Companies – Undertaking of Financial Services) (Amendment) Directions, 2025 Reserve Bank had earlier issued directions on Financial Services provided by Banks in 2016, since replaced by entity-wise Master Directions issued on November 28, 2025 - Reserve Bank of India (Non-Banking Financial Companies – Undertaking of Financial Services) Directions, 2025. A review of some provisions contained in the earlier instructions was carried out and a draft circular was placed on the website on October 04, 2024.

RBI/DOR/2025-26/137 DOR.RAUG.AUT.REC.No.345/24.01.041/2025-26 December 05, 2025 Reserve Bank of India (Payments Banks – Undertaking of Financial Services) (Amendment) Directions, 2025

RBI/DOR/2025-26/136 DOR.RAUG.AUT.REC.No.346/24.01.041/2025-26 December 05, 2025 Reserve Bank of India (Small Finance Banks – Undertaking of Financial Services) (Amendment) Directions, 2025

RBI/DOR/2025-26/135 DOR.RAUG.AUT.REC.No.342/24.01.041/2025-26 December 05, 2025 Reserve Bank of India (Commercial Banks – Undertaking of Financial Services) (Amendment) Directions, 2025

RBI/2025-26/134 DoR.RET.REC.341/12.01.001/2025-26 December 05, 2025 All banks, Madam / Sir, Penal Interest on shortfall in CRR and SLR requirements - Change in Bank Rate Please refer to our circular DoR.RET.REC.22/12.01.001/2025-26 dated June 06, 2025 on the captioned subject.

RBI/2025-26/131 DOR.CRE.REC.339/21-01-002/2025-26 December 4, 2025 Reserve Bank of India (Small Finance Banks – Prudential Norms on Capital Adequacy) Amendment Directions, 2025 Please refer to Reserve Bank of India (Small Finance Banks – Prudential Norms on Capital Adequacy) Directions, 2025 (hereinafter referred to as ‘the Directions’).

RBI/2025-26/130 DOR.CRE.REC.335/21-01-002/2025-26 December 4, 2025 Reserve Bank of India (Commercial Banks - Prudential Norms on Capital Adequacy) Amendment Directions, 2025 Please refer to Reserve Bank of India (Commercial Banks - Prudential Norms on Capital Adequacy) Directions, 2025 (hereinafter referred to as ‘the Directions’).

RBI/2025-26/129 DOR.STR.REC.340/21-04-048/2025-26 December 4, 2025 Reserve Bank of India (Small Finance Banks – Income Recognition, Asset Classification and Provisioning) Amendment Directions, 2025  Please refer to Reserve Bank of India (Small Finance Banks – Income Recognition, Asset Classification and Provisioning) Directions, 2025 (hereinafter referred to as ‘the Directions’).

RBI/2025-26/128 DOR.STR.REC.336/21-04-048/2025-26 December 4, 2025 Reserve Bank of India (Commercial Banks – Income Recognition, Asset Classification and Provisioning) Amendment Directions, 2025 Please refer to Reserve Bank of India (Commercial Banks – Income Recognition, Asset Classification and Provisioning) Directions, 2025 (hereinafter referred to as ‘the Directions’).

RBI/2025-26/127 DOR.CRE.REC.337/07-03-002/2025-26 December 4, 2025 Reserve Bank of India (Small Finance Banks - Concentration Risk Management) Amendment Directions, 2025 Please refer to Reserve Bank of India (Small Finance Banks - Concentration Risk Management) Directions, 2025 (hereinafter referred to as ‘the Directions’).

RBI/2025-26/126 DOR.CRE.REC.333/07-03-001/2025-26 December 4, 2025 Reserve Bank of India (Commercial Banks - Concentration Risk Management) Amendment Directions, 2025 Please refer to Reserve Bank of India (Commercial Banks - Concentration Risk Management) Directions, 2025 (hereinafter referred to as ‘the Directions’).

RBI/DOR/2025-26/119 DoR.FIN.REC.No. 326/20.16.056/2025-26 December 04, 2025 Reserve Bank of India (Credit Information Companies) Amendment Directions, 2025