RBI/2010-11/62
DBOD.No.BP.BC.15 / 21.06.001 / 2010-11

July 1, 2010

All Scheduled Commercial Banks
(Excluding Local Area Banks and Regional Rural Banks)

Dear Sir,

Master Circular - Prudential Guidelines on Capital Adequacy
and Market Discipline- New Capital Adequacy Framework (NCAF)

Please refer to the Master Circular No.DBOD.BP.BC.73/21.06.001/ 2009 - 10 dated February 8, 2010, in terms of which the consolidated prudential guidelines issued to banks on the captioned subject till February 7, 2010 were reissued duly incorporating therein the changes made by the Basel Committee on Banking Supervision (BCBS) to the Basel II Framework

2. The aforesaid Master Circular has been suitably updated by incorporating instructions issued. The updated version has also been placed on the RBI Web-site (/en/web/rbi).

3. We advise that this Master Circular consolidates the modifications / clarifications issued vide circulars / mailbox clarifications listed in Annex 17.

Yours faithfully,

(B Mahapatra)
Chief General Manager-in-Charge

Encl: As above