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Monthly Payment System Indicators – January 2026

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Monthly Payment System Indicators – January 2026

1. Digital Payments – Volume and Value

Chart-1: Trends in Digital Payment Transactions

2. Total Payments – Volume and Value

Chart-2: Trends in Total Transactions

3. Total Retail Payments – Volume and Value

Chart-3: Trends in Total Retail Payment Transactions

4. Digital Retail Payments – Volume and Value

Chart-4: Trends in Total Digital Retail Payment Transactions

5. Comparison of WHOLESALE and RETAIL Payment Systems

a. Comparison of Payments Volume

Chart-5: Trends in Payments Volume

b. Comparison of Payments Value

Chart-6: Trends in Payments Value

6. RBI Operated Payment Systems

a. Real Time Gross Settlement (RTGS)

Chart-7: Trends in RTGS Transactions

b. National Electronic Funds Transfer (NEFT)

Chart-8: Trends in NEFT Transactions

7. NPCI Operated Fast Payment Systems - Unified Payments Interface (UPI) and Immediate Payment System (IMPS)

Chart-9: Trends in IMPS and UPI Transactions

8. Other NPCI Operated Payment Systems

a. Bharat Interface for Money (BHIM) Aadhar Pay

Chart-10: Trends in BHIM Aadhar Pay Transactions

b. National Electronic Toll Collection (NETC) (Linked to Bank Account)

Chart-11: Trends in NETC Transactions

c. National Automated Clearing House (NACH) - Credit and Debit

Chart-12: Trends in NACH Credit and Debit Transactions

9. Cards and Prepaid Payment Instruments (PPIs)

a. Debit and Credit Cards

Chart-13: Trends in Credit and Debit card Payment Transactions

b. PPI Wallets and Cards Usage

Chart-14: Trends in PPI Payment Transactions

10. Paper Based Payment System - Cheque Truncation System (CTS)

Chart-15: Trends in CTS Transactions

11. Card Acceptance Infrastructure and QR Codes

a. Card Acceptance Infrastructure

Chart-16: Trends in Card Acceptance Infrastructure

b. UPI QR Codes

Chart-17: Trends in Outstanding UPI QR codes

12. Payment System Wise Volume and Value Share

a. Digital Payment Volume Share

Chart-18 - Trends in Percentage share of Digital Payments Volume

b. Digital Payment Value Share

Chart-19 - Trends in Percentage share of Digital Payments Value

13. Ticket size

a. Ticket Size of Retail Payment Systems

Chart-20 - Trends in Ticket Size (in ₹)- Retail Payment Systems

b. Ticket Size of NEFT and RTGS Payment Systems

Chart-21 - Trends in Ticket Size -RTGS and NEFT

14. Trade Receivables Discounting System (TReDS)

a. TReDS - Invoices Uploaded and Financed

Chart-22: Trends in TReDS Invoices Uploaded and Financed

b. TReDS - Buyers and Sellers Onboarded

Chart-23: Trends in TReDS -Buyers and Sellers Onboarded

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