Scheduled Banks’ Statement of Position in India as on Friday, August 08, 2025

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Published on August 21, 2025

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Scheduled Banks’ Statement of Position in India as on Friday, August 08, 2025

(Amount in ₹ crore)

SCHEDULED COMMERCIAL BANKS
(Including RRBs, SFBs and PBs)

ALL SCHEDULED BANKS

09-Aug-2024

25-Jul-2025*

08-Aug-2025*

09-Aug-2024

25-Jul-2025*

08-Aug-2025*

LIABILITIES TO THE BKG.SYSTEM (A)

a) Demand & Time deposits from banks

291422.53

342422.14

341955.78

295618.64

347963.84

349533.04**

b) Borrowings from banks

130962.87

105206.09

100840.03

130982.37

105216.43

100849.93

c) Other demand & time liabilities

76963.73

22326.92

25575.97

77260.46

22827.68

26107.24

LIABILITIES TO OTHERS (A)

a) Deposits (other than from banks)

21329643.09

23349826.99

23473888.12

21780903.56

23843714.65

23970007.08

i) Demand

2414560.47

2876367.98

2846825.71

2463161.83

2925734.50

2896893.83

ii) Time

18915082.62

20473459.01

20627062.41

19317741.72

20917980.15

21073113.25

b) Borrowings @

850638.08

837553.64

839855.50

855093.89

841979.67

844305.15

c) Other demand & time liabilities

908274.52

989671.96

1021630.06

920736.52

1002535.71

1035780.85

III

BORROWINGS FROM R.B.I. (B)

7825.00

1906.00

4352.00

7825.00

1906.00

4352.00

Against usance bills and / or prom. Notes

CASH

88603.85

82474.89

77650.38

91597.88

85044.28

80305.42

BALANCES WITH R.B.I. (B)

971051.94

918229.35

926801.53

990813.52

937146.82

946214.94

ASSETS WITH BANKING SYSTEM

a) Balances with other banks

i) In current accounts

11821.44

13780.31

11158.67

14660.48

15890.28

13306.80

ii) In other accounts

188830.09

250416.58

248136.47

234139.89

311814.77

308751.31

b) Money at call & short notice

12969.04

17910.72

16804.19

25060.64

36663.53

35803.61

c) Advances to banks (i.e. due from bks.)

43105.28

27213.73

26294.89

44047.67

28849.16

27765.93Â£

d) Other assets

123070.28

59900.00

72533.14

126072.66

64933.06

77772.96

VII

INVESTMENTS (At book value)

6328237.92

6726827.65

6749292.97

6479032.99

6887824.45

6913853.89

a) Central & State Govt. securities+

6327864.44

6726283.64

6748833.95

6471435.75

6878471.02

6904475.21

b) Other approved securities

373.48

544.01

459.01

7597.24

9353.42

9378.68

VIII

BANK CREDIT (Excluding Inter-Bank Advances)

16880301.08

18501377.20

18606041.60

17316191.27

18968339.96

19074728.79

a) Loans, cash credits & Overdrafts $

16567856.25

18163165.34

18268273.70

17000619.11

18627703.71

18734651.45

b) Inland Bills purchased

67206.48

77094.45

77796.11

68616.40

77657.24

78254.21

c) Inland Bills discounted

206831.43

225406.16

224929.46

207995.77

226698.00

226182.24

d) Foreign Bills purchased

16406.98

13315.89

13178.44

16598.74

13537.70

13402.67

e) Foreign Bills discounted

21999.96

22395.36

21863.89

22361.26

22743.31

22238.22

NOTE

Provisional figures incorporated in respect of such banks as have not been able to submit final figures.

(A)

Demand and Time Liabilities do not include borrowings of any Scheduled State Co-operative Bank from State Government and any reserve fund deposits maintained with such banks by any co-operative society within the areas of operation of such banks.

This excludes deposits of Co-operative Banks with Scheduled State Co-operative Banks. These are included under item II (a).

Other than from Reserve Bank, National Bank for Agriculture and Rural Development and Export Import Bank of India.

(B)

The figures relating to Scheduled Commercial Banks' Borrowings in India from Reserve Bank and balances with Reserve Bank are those shown in the statement of affairs of the Reserve Bank. Borrowings against usance bills and/ or promissory notes are under Section 17(4)(c) of the Reserve Bank of India Act, 1934. Following a change in the accounting practise for LAF transactions with effect from July 11, 2014, as per the recommendations of Malegam Committee formed to Review the Format of Balance Sheet and the Profit and Loss Account of the Bank, the transactions in case of Repo / Term Repo / MSF are reflected under 'Borrowings from RBI'.

Â£

This excludes advances granted by Scheduled State Co-operative Banks to Co-operative banks. These are included under item VIII (a).

Includes Treasury Bills, Treasury Deposits, Treasury Savings Certificates and postal obligations.

Includes advances granted by Scheduled Commercial Banks and Scheduled Cooperative Banks to Public Food Procurement Agencies (viz. Food Corporation of India, State Government and their agencies under the Food consortium).

Food Credit Outstanding as on

(Amount in ₹ crore)

Date

09-Aug-2024

25-Jul-2025

08-Aug-2025

Scheduled Commercial Banks

27931.21

56674.48

52281.34

Scheduled Co-operative Banks

50620.30

51974.00

The expression 'Banking System' or 'Banks' means the banks and any other financial institution referred to in sub-clauses (i) to (vi) of clause (d) of the explanation below Section 42(1) of the Reserve Bank of India Act, 1934.

No. of Scheduled Commercial Banks as on Current Fortnight:121

Ajit Prasad
Deputy General Manager
(Communications)

Press Release: 2025-2026/947