1. Reserve Bank of India - Liabilities and Assets*

(₹ Crore)

Item

2023

2024

Variation

Jul. 28

Jul. 19

Jul. 26

Week

Year

1

2

3

4

5

4 Loans and Advances

4.1 Central Government

0

0

0

0

0

4.2 State Governments

13909

19805

21239

1434

7331

* Data are provisional; difference, if any, is due to rounding off.

2. Foreign Exchange Reserves*

Item

As on July 26, 2024

Variation over

Week

End-March 2024

Year

₹ Cr.

US$ Mn.

₹ Cr.

US$ Mn.

₹ Cr.

US$ Mn.

₹ Cr.

US$ Mn.

1

2

3

4

5

6

7

8

1 Total Reserves

5587802

667386

-24719

-3471

196546

20967

620664

63516

1.1 Foreign Currency Assets #

4913727

586877

-6005

-1171

151883

15927

510306

51540

1.2 Gold

483062

57695

-18847

-2297

43743

5020

113703

12791

1.3 SDRs

152398

18202

75

-5

1175

70

683

-243

1.4 Reserve Position in the IMF

38614

4612

58

2

-254

-50

-4028

-573

* Difference, if any, is due to rounding off.
# Excludes (a) SDR holdings of the Reserve Bank, as they are included under the SDR holdings; (b) investment in bonds issued by IIFC (UK); and (c) amounts lent under the SAARC and ACU currency swap arrangements.

4. Scheduled Commercial Banks - Business in India

(₹ Crore)

Item

Outstanding as on Jul. 12, 2024

Variation over

Fortnight

Financial year so far

Year-on-Year

2023-24

2024-25

2023

2024

1

2

3

4

5

6

2 Liabilities to Others

2.1 Aggregate Deposits

21177216

-108604

986863

701990

2220776

2146440

(21090509)

(832868)

(2066781)

(2213727)

2.1a Growth (Per cent)

-0.5

5.5

3.4

13.2

11.3

(4.6)

(12.3)

(11.7)

2.1.1 Demand

2390991

-210686

996

-52862

225578

209565

2.1.2 Time

18786225

102082

985867

754852

1995198

1936875

2.2 Borrowings

883946

119485

342443

106004

456437

96174

2.3 Other Demand and Time Liabilities

889740

-39830

13229

-47688

167808

86860

7 Bank Credit

16812421

-69755

1071094

380257

2465344

2066092

(16317876)

(457583)

(1851834)

(2185057)

7.1a Growth (Per cent)

-0.4

7.8

2.3

20.1

14.0

(3.3)

(15.1)

(15.5)

7a.1 Food Credit

30263

-3641

4398

7182

-11625

5959

7a.2 Non-food Credit

16782159

-66114

1066696

373075

2476969

2060133

1. Data since July 14, 2023 include the impact of the merger of a non-bank with a bank.
2. Figures in parentheses exclude the impact of the merger.

6. Money Stock: Components and Sources

(₹ Crore)

Item

Outstanding as on

Variation over

2024

Fortnight

Financial Year so far

Year-on-Year

2023-24

2024-25

2023

2024

Mar. 31

Jul. 12

Amount

%

Amount

%

Amount

%

Amount

%

Amount

%

1

2

3

4

5

6

7

8

9

10

11

12

M3

24831384

25613962

-87877

-0.3

799926

3.6

782578

3.2

2232790

10.7

2470276

10.7

(24939627)

(25700669)

(-90567)

(-0.4)

(761043)

(3.1)

(2402988)

(10.3)

1 Components (1.1.+1.2+1.3+1.4)

1.1 Currency with the Public

3410042

3468429

22568

0.7

-39764

-1.2

58387

1.7

131537

4.2

231758

7.2

1.2 Demand Deposits with Banks

2586888

2534238

-211999

-7.7

910

0.0

-52650

-2.0

226427

10.8

212730

9.2

1.3 Time Deposits with Banks

18739918

19519324

105349

0.5

841923

5.1

779406

4.2

1857400

11.9

2008435

11.5

(18848160)

(19606031)

(102659)

(0.5)

(757871)

(4.0)

(1941148)

(11.0)

1.4 ‘Other’ Deposits with Reserve Bank

94536

91971

-3795

-4.0

-3143

-4.0

-2565

-2.7

17426

30.5

17352

23.3

2 Sources (2.1+2.2+2.3+2.4-2.5)

2.1 Net Bank Credit to Government

7512016

7637898

213757

2.9

84705

1.2

125882

1.7

829915

12.9

387660

5.3

(7603571)

(7703246)

(213761)

(2.9)

(99675)

(1.3)

(340540)

(4.6)

2.1.1 Reserve Bank

1193213

1081536

55395

-206212

-111676

113978

-163378

2.1.2 Other Banks

6318803

6556362

158362

2.5

290917

5.1

237559

3.8

715938

13.5

551038

9.2

(6410358)

(6621710)

(158366)

(2.5)

(211352)

(3.3)

(503918)

(8.2)

2.2 Bank Credit to Commercial Sector

16672145

17081935

-62975

-0.4

441121

3.1

409790

2.5

1842958

14.1

2211179

14.9

(17202832)

(17576480)

(-68660)

(-0.4)

(373649)

(2.2)

(2092213)

(13.5)

2.2.1 Reserve Bank

14406

11107

185

-22505

-3299

-29035

7063

2.2.2 Other Banks

16657739

17070828

-63160

-0.4

463625

3.2

413089

2.5

1871993

14.4

2204116

14.8

(17188425)

(17565373)

(-68845)

(-0.4)

(376948)

(2.2)

(2085151)

(13.5)

Note: Figures in parentheses include the impact of merger of a non-bank with a bank.

8. Liquidity Operations by RBI

(₹ Crore)

Date

Liquidity Adjustment Facility

Standing Liquidity Facilities

OMO (Outright)

Net Injection (+)/ Absorption (-)
(1+3+5+7+9-2-4-6-8)

Repo

Reverse Repo

Variable Rate Repo

Variable Rate Reverse Repo

MSF

SDF

Sale

 Purchase

1

2

3

4

5

6

7

8

9

10

Jul. 22, 2024

-

-

-

-

4545

47923

-

345

-

-43723

Jul. 23, 2024

-

-

-

-

4635

51630

-

370

-

-47365

Jul. 24, 2024

-

-

-

3860

3401

62865

-

-

-

-63324

Jul. 25, 2024

-

-

-

-

2807

89489

-

1710

-

-88392

Jul. 26, 2024

-

-

-

23420

2021

138026

-

1560

-

-160985

Jul. 27, 2024

-

-

-

-

71

78287

-

-

-

-78216

Jul. 28, 2024

-

-

-

-

92

77632

-

-

-

-77540

SDF: Standing Deposit Facility; MSF: Marginal Standing Facility.