1. Reserve Bank of India - Liabilities and Assets*

(₹ Crore)

Item

2024

2025

Variation

Jan. 12

Jan. 3

Jan. 10

Week

Year

1

2

3

4

5

4 Loans and Advances

4.1 Central Government

-

0

0

0

0

4.2 State Governments

16087

36637

14620

-22017

-1467

* Data are provisional; difference, if any, is due to rounding off.

2. Foreign Exchange Reserves*

Item

As on January 10,
2025

Variation over

Week

End-March 2024

Year

₹ Cr.

US$ Mn.

₹ Cr.

US$ Mn.

₹ Cr.

US$ Mn.

₹ Cr.

US$ Mn.

1

2

3

4

5

6

7

8

1 Total Reserves

5380402

625871

-63231

-8714

-10854

-20548

247940

6934

1.1 Foreign Currency Assets #

4607932

536011

-71341

-9469

-153912

-34939

59520

-12497

1.2 Gold

583572

67883

8042

792

144253

15208

191787

20637

1.3 SDRs

152861

17781

43

-33

1638

-351

1025

-529

1.4 Reserve Position in the IMF

36037

4195

24

-4

-2832

-467

-4392

-676

* Difference, if any, is due to rounding off.
# Excludes (a) SDR holdings of the Reserve Bank, as they are included under the SDR holdings; (b) investment in bonds issued by IIFC (UK); and (c) amounts lent under the SAARC and ACU currency swap arrangements.

4. Scheduled Commercial Banks - Business in India

(₹ Crore)

Item

Outstanding as on
Dec. 27, 2024

Variation over

Fortnight

Financial year so far

Year-on-Year

2023-24

2024-25

2023

2024

1

2

3

4

5

6

2 Liabilities to Others

2.1 Aggregate Deposits

22063132

-5012

2044128

1587905

2354258

1975090

(21996441)

(1922841)

(2232971)

(2029687)

2.1a Growth (Per cent)

-

11.3

7.8

13.3

9.8

(10.7)

(12.6)

(10.2)

2.1.1 Demand

2570099

-40123

257074

126246

235753

132595

2.1.2 Time

19493033

35111

1787054

1461660

2118504

1842496

2.2 Borrowings

955100

88166

313736

177158

318621

196036

2.3 Other Demand and Time Liabilities

996837

-146713

147479

59409

184492

59707

7 Bank Credit

17742873

155992

2286709

1310709

2655091

1780929

(17304330)

(1713636)

(2082018)

(1915459)

7.1a Growth (Per cent)

0.9

16.7

8.0

20.0

11.2

(12.5)

(15.6)

(12.4)

7a.1 Food Credit

56139

3832

23233

33058

-10834

13000

7a.2 Non-food Credit

17686734

152160

2263476

1277651

2665925

1767929

1. Data since July 14, 2023 include the impact of the merger of a non-bank with a bank.
2. Figures in parentheses exclude the impact of the merger.

6. Money Stock: Components and Sources

(₹ Crore)

Item

Outstanding as on

Variation over

2024

Fortnight

Financial Year so far

Year-on-Year

2023-24

2024-25

2023

2024

Mar. 31

Dec. 27

Amount

%

Amount

%

Amount

%

Amount

%

Amount

%

1

2

3

4

5

6

7

8

9

10

11

12

M3

24831618

26513051

-9641

-0.04

1912230

8.6

1681433

6.8

2396756

11.0

2257060

9.3

(24939860)

(26579741)

(-10766)

(-0.04)

(1639881)

(6.6)

(2202464)

(9.0)

1 Components (1.1.+1.2+1.3+1.4)

1.1 Currency with the Public

3410276

3459713

-16525

-0.5

-20321

-0.6

49437

1.4

133879

4.3

203598

6.3

1.2 Demand Deposits with Banks

2586888

2711239

-40054

-1.5

259892

11.2

124351

4.8

238554

10.2

130750

5.1

1.3 Time Deposits with Banks

18739918

20240470

44554

0.2

1669369

10.0

1500552

8.0

2006204

12.3

1902134

10.4

(18848160)

(20307160)

(43429)

(0.2)

(1459000)

(7.7)

(1847538)

(10.0)

1.4 ‘Other’ Deposits with Reserve Bank

94536

101629

2384

2.4

3290

4.2

7093

7.5

18119

28.8

20578

25.4

2 Sources (2.1+2.2+2.3+2.4-2.5)

2.1 Net Bank Credit to Government

7512016

7849379

-199199

-2.5

6274

0.1

337363

4.5

606335

9.2

677572

9.4

(7603571)

(7900247)

(-199197)

(-2.5)

(296676)

(3.9)

(627630)

(8.6)

2.1.1 Reserve Bank

1193213

1000891

-238205

-471467

-192322

-190595

21232

2.1.2 Other Banks

6318803

6848488

39006

0.6

477741

8.4

529686

8.4

796930

14.8

656340

10.6

(6410358)

(6899357)

(39007)

(0.6)

(488998)

(7.6)

(606398)

(9.6)

2.2 Bank Credit to Commercial Sector

16672145

18090649

189680

1.1

1706980

11.8

1418504

8.5

2089739

14.9

1954033

12.1

(17202832)

(18529191)

(182721)

(1.0)

(1326360)

(7.7)

(1819503)

(10.9)

2.2.1 Reserve Bank

14406

10519

248

-21469

-3887

-14772

5439

2.2.2 Other Banks

16657739

18080130

189432

1.1

1728448

12.0

1422391

8.5

2104511

15.0

1948594

12.1

(17188426)

(18518672)

(182474)

(1.0)

(1330247)

(7.7)

(1814064)

(10.9)

Note: Figures in parentheses include the impact of merger of a non-bank with a bank.

8. Liquidity Operations by RBI

(₹ Crore)

Date

Liquidity Adjustment Facility

Standing Liquidity Facilities

OMO (Outright)

Net Injection (+)/ Absorption (-)
(1+3+5+7+9-2-4-6-8)

Repo

Reverse Repo

Variable Rate Repo

Variable Rate Reverse Repo

MSF

SDF

Sale

 Purchase

1

2

3

4

5

6

7

8

9

10

Jan. 06, 2025

-

-

-

-

15860

54274

-

-

-

-38414

Jan. 07, 2025

-

-

50007

-

24676

66630

57

-

-

8110

Jan. 08, 2025

-

-

-

-

44652

48937

-408

-

-

-4693

Jan. 09, 2025

-

-

50004

-

20639

56581

980

-

-

15042

Jan. 10, 2025

-

-

275011

-

17638

76178

-

-

-

216471

Jan. 11, 2025

-

-

-

-

5712

50540

-

-

-

-44828

Jan. 12, 2025

-

-

-

-

5882

53734

-

-

-

-47852

SDF: Standing Deposit Facility; MSF: Marginal Standing Facility.