Scheduled Banks’ Statement of Position in India as on Friday, October 31, 2025

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Published on November 14, 2025

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Scheduled Banks’ Statement of Position in India as on Friday, October 31, 2025

(Amount in ₹ crore)
		SCHEDULED COMMERCIAL BANKS (Including RRBs,SFBs and PBs)			ALL SCHEDULED BANKS
		01-Nov-24	17-Oct-2025*	31-Oct-2025*	01-Nov-24	17-Oct-2025*	31-Oct-2025*
I	LIABILITIES TO THE BKG.SYSTEM (A)
	a) Demand & Time deposits from banks	289863.65	317219.62	323777.25	294354.23	324276.52	330914.14**
	b) Borrowings from banks	135897.86	84168.86	85926.66	136048.36	84176.93	85926.66
	c) Other demand & time liabilities	24969.58	25736.62	27503.83	25304.29	26241.89	27964.19
II	LIABILITIES TO OTHERS (A)
	a) Deposits (other than from banks)	22027535.25	23883292.87	24173858.18	22485707.90	24388228.24	24677712.36
	i) Demand	2562741.50	2973697.87	3100879.13	2612509.06	3025639.65	3151570.42
	ii) Time	19464793.74	20909595.01	21072979.05	19873198.84	21362588.60	21526141.94
	b) Borrowings @	863454.33	860797.93	846240.52	868464.48	865666.41	850802.29
	c) Other demand & time liabilities	950234.91	1092415.87	1083201.26	962659.07	1107804.54	1098166.84
III	BORROWINGS FROM R.B.I. (B)	9032.00	8733.00	5489.00	9032.00	8733.00	5489.00
	Against usance bills and / or prom. Notes
IV	CASH	92956.20	87747.21	87703.02	95909.18	90798.93	90523.55
V	BALANCES WITH R.B.I. (B)	991969.56	827461.41	842947.33	1012089.70	844435.84	859920.63
VI	ASSETS WITH BANKING SYSTEM
	a) Balances with other banks
	i) In current accounts	10710.60	12111.69	16040.63	14068.51	14211.84	19830.70
	ii) In other accounts	195798.37	231211.63	230621.74	245033.52	293196.76	292604.82
	b) Money at call & short notice	21934.57	16904.88	15239.94	33817.98	35786.37	32353.58
	c) Advances to banks (i.e. due from bks.)	43604.81	31760.97	32718.97	44224.65	32651.83	33544.84Â£
	d) Other assets	60757.56	57266.95	63915.00	63882.41	62715.32	69755.44
VII	INVESTMENTS ( At book value )	6557352.83	6885074.23	6889910.42	6710041.31	7052556.13	7058968.13
	a) Central & State Govt. securities+	6556790.22	6884459.02	6889415.20	6701767.47	7042214.34	7049263.35
	b) Other approved securities	562.60	615.21	495.21	8273.84	10341.79	9704.78
VIII	BANK CREDIT (Excluding Inter-Bank Advances)	17419531.89	19212428.88	19390499.71	17873191.77	19694064.71	19872897.99
	a) Loans, cash credits & Overdrafts $	17105804.28	18846345.09	19026263.84	17556198.94	19326222.66	19506869.00
	b) Inland Bills purchased	67918.02	86683.42	85925.24	69410.19	86909.54	86141.81
	c) Inland Bills discounted	207786.28	244215.90	243500.38	208928.97	245205.37	244501.33
	d) Foreign Bills purchased	15457.39	12917.85	12725.77	15702.63	13102.54	12912.47
	e) Foreign Bills discounted	22565.92	22266.63	22084.48	22951.04	22624.59	22473.38

	NOTE
*	Provisional figures incorporated in respect of such banks as have not been able to submit final figures.
(A)	Demand and Time Liabilities do not include borrowings of any Scheduled State Co-operative Bank from State Government and any reserve fund deposits maintained with such banks by any co-operative society within the areas of operation of such banks.
**	This excludes deposits of Co-operative Banks with Scheduled State Co-operative Banks. These are included under item II (a).
@	Other than from Reserve Bank, National Bank for Agriculture and Rural Development and Export Import Bank of India.
(B)	The figures relating to Scheduled Commercial Banks' Borrowings in India from Reserve Bank and balances with Reserve Bank are those shown in the statement of affairs of the Reserve Bank. Borrowings against usance bills and/ or promissory notes are under Section 17(4)(c) of the Reserve Bank of India Act, 1934. Following a change in the accounting practise for LAF transactions with effect from July 11, 2014, as per the recommendations of Malegam Committee formed to Review the Format of Balance Sheet and the Profit and Loss Account of the Bank, the transactions in case of Repo / Term Repo / MSF are reflected under 'Borrowings from RBI'.
Â£	This excludes advances granted by Scheduled State Co-operative Banks to Co-operative banks. These are included under item VIII (a).
+	Includes Treasury Bills, Treasury Deposits, Treasury Savings Certificates and postal obligations.
$	Includes advances granted by Scheduled Commercial Banks and Scheduled Cooperative Banks to Public Food Procurement Agencies (viz. Food Corporation of India, State Government and their agencies under the Food consortium).

Food Credit Outstanding as on
(Amount in ₹ crore)
Date	01-Nov-24	17-Oct-25	31-Oct-25
Scheduled Commercial Banks	30054.53	52489.66	70371.31
Scheduled Co-operative Banks	50618.4	51974	51974

The expression ' Banking System ' or ' Banks ' means the banks and any other financial institution referred to in sub-clauses (i) to (vi) of clause (d) of the explanation below Section 42(1) of the Reserve Bank of India Act, 1934.

No. of Scheduled Commercial Banks as on Current Fortnight: 121
No. of Scheduled State Co-operative Banks as on Current Fortnight: 24
No. of Scheduled Primary(Urban) Co-operative Banks as on Current Fortnight: 51

Ajit Prasad
Deputy General Manager
(Communications)

Press Release: 2025-2026/1503