3.1 : Bank Group-Wise Liablities and Assets of Scheduled Commercial Banks in India : 2003 And 2004

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Published on October 04, 2004

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3.1 : Bank Group-Wise Liablities and Assets of Scheduled Commercial Banks in India : 2003 And 2004


(Amount in Rs. crore)
		As on March 31
	Items	State Bank of India		Nationalised Banks			Foreign Banks		Other Scheduled				All Scheduled
		& its Associates								Commercial Banks		Commercial Banks
		2003	2004	2003	2004	2003		2004		2003	2004	2003		2004
		(1)	(2)	(3)	(4)	(5)		(6)		(7)	(8)	(9)		(10)
	Number of reporting banks	8	8	19	19	36		33		29	30	92		90
	Liabilities
	1. Capital	1036	1036	13139	13640	4498		4645		2862	3002	21535		22322
	2. Reserve and Surplus	22096	26714	29311	37835	8889		10200		15500	19496	75791		94246
	2.1. Statuary Reserves	12964	14432	8457	11176	2544		3087		3297	4387	27261		33082
	(i) Opening balance	11464	12964	6507	8456	1787		2439		2560	3355	22317		27214
	(ii) Additions during the Year	1500	1468	1950	2720	757		648		862	1207	5068		6042
	(iii) Deductions during the Year	0	0	0	0	0		0		125	175	124		174
	2.2. Capital Reserves	1017	189	2614	2129	1253		1456		574	956	5457		4730
	(i) Opening balance	999	161	2589	2120	936		1254		294	595	4818		4130
	(ii) Additions during the Year	18	28	148	60	317		202		288	370	770		660
	(iii) Deductions during the Year	0	0	123	51	0		0		8	9	131		60
	2.3. Share Premium	3863	3863	3083	3341	0		0		3253	3823	10200		11028
	(i) Opening balance	3863	3863	2975	3030	0		0		3071	3400	9909		10293
	(ii) Additions during the Year	0	0	159	311	0		0		210	427	369		738
	(iii) Deductions during the Year	0	0	51	0	0		0		28	4	78		3
	2.5. Investment Fluctuations Reserves	3363	6368	4334	9933	683		1053		957	2668	9335		20022
	(i) Opening balance	1229	3363	1995	5425	306		683		433	1206	3962		10676
	(ii) Additions during the Year	2144	3005	2361	4510	378		373		545	1462	5427		9350
	(iii) Deductions during the Year	10	0	22	2	1		3		21	0	54		4
	2.6. Revenue and other Reserves	881	1856	10538	10885	3070		3280		6851	6706	21338		22727
	(i) Opening balance	1481	1734	9416	9941	2565		3475		6628	6712	20089		21862
	(ii) Additions during the Year	171	124	1999	1362	603		76		477	720	3249		2281
	(iii) Deductions during the Year	771	2	877	418	98		271		254	726	2000		1416
	2.5. Balance of Profit	8	6	285	371	1339		1324		568	956	2200		2657
	3. Deposits (3.1+3.2+3.3)	391033	432891	688362	793947	69312		79757		206917	268550	1355621		1575140
	3.1. Demand Deposits [(i)+(ii)]	56626	63496	70249	77728	14441		21785		23225	40135	164539		203141
	(i) From banks	8426	9018	2319	2067	394		591		1122	1514	12260		13188
	(ii) From others	48200	54478	67930	75661	14047		21194		22103	38621	152279		189953
	3.2. Savings bank deposits	87923	106705	179251	214311	8969		12568		26160	40093	302303		373677
	3.3. Term Deposits [(i)+(ii)]	246484	262690	438862	501908	45902		45404		157532	188322	888779		998322
	(i) From banks	6944	7721	16438	17872	11784		17189		18823	22244	53989		65025
	(ii) From others	239540	254969	422424	484036	34118		28215		138709	166078	834790		933297
	3A. Deposits of branches in India	383775	424070	665846	766856	69297		79745		206657	267185	1325576		1537855
	3B. Deposits of branches outside India	7257	8820	22515	27091	15		11		259	1364	30046		37287
	Total(3.A + 3.B)	391032	432890	688361	793947	69312		79756		206916	268549	1355622		1575142
Source :Annual accounts of banks of respective years .

TABLE 3.1 : BANK GROUP-WISE LIABLITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS IN INDIA : 2003 AND 2004
(Amount in Rs. crore)
		As on March 31
	Items	State Bank of India		Nationalised Banks					Foreign Banks				Other Scheduled					All Scheduled
		& its Associates									Commercial Banks					Commercial Banks
		2003	2004	2003	2004	2003				2004	2003			2004		2003			2004
		(1)	(2)	(3)	(4)			(5)		(6)	(7)			(8)		(9)			(10)
	4. Borrowings	11593	16815	10839	13921		22904			25389		41200			40366		86532			96488
	4.1. Borrowings in India	2434	1668	6932	4633		16026			14673		35000			30385		60389			51357
	(i) From Reserve Bank of India	0	0	25	50		875			27		52			29		951			105
	(ii) From other banks	700	195	1784	1603		13272			9867		5960			6520		21715			18185
	(iii) From other institutions and agencies	1734	1473	5123	2980		1879			4779		28988			23836		37723			33067
	4.2. Borrowings outside India	9159	15147	3907	9288		6878			10716		6200			9981		26143			45131
	5. Other liabilities and provisions	68196	71802	49633	62828		10780			16325		28847			35864		157455			186819
	Of which,
	(i) Bills Payable	18098	20384	10938	12293		1787			2156		3605			7781		34427			42613
	(ii) Inter-office adjustments	4975	7359	3617	3600		96			21		464			869		9151			11849
	(iii) Interest accured	24864	22088	2959	4170		1298			1350		3074			2674		32194			30282
	(iv) Others (including provisions)	20259	18316	32119	34360		7599			11629		21507			12636		81483			76940
	Total Liabilities	493954	549247	791281	922171		116383			136316		295129			367276		1696746			1975020
	6. Cash and balances with RBI	19112	26162	46054	58080		4557			7277		16340			21725		86063			113244
	6.1. Cash in hand	1422	1629	4635	4922		418			296		1643			2119		8118			8966
	6.2. Balances with RBI	17690	24533	41419	53158		4139			6981		14697			19606		77945			104278
	(i) In current accoount	17690	24533	35472	50552		4129			4540		14697			19606		71988			99231
	(ii) In other account	0	0	5947	2606		10			2441		0			0		5957			5047
	7. Balances with banks and money at call and short notice(7.1+7.2)	35267	27334	21887	30115		6344			9660		11029			15115		74528			82218
	7.1. In India (7.1.1+7.2.2)	29414	18567	15735	17576		3373			6223		9335			11984		57859			54345
	7.1.1. Balances with Banks	4531	4047	12666	13348		2768			5176		7463			10079		27428			32648
	(i) In current accoount	777	755	4262	3969		516			808		1365			2262		6920			7793
	(ii) In other deposit account	3754	3292	8404	9379		2252			4368		6098			7817		20508			24855
	7.1.2 Money at call and shot notice	24883	14520	3069	4228		605			1047		1872			1905		30431			21697
	(i) with Banks	24883	14520	2503	2804		386			712		1515			1452		29288			19486
	(ii) with other institutions	0	0	566	1424		219			335		357			453		1143			2211
	7.2 Outside India(7.2.1+7.2.2)	5853	8767	6152	12539		2971			3437		1694			3131		16669			27873
	7.2.1 Balances with Banks	3187	2870	4542	8335		2793			2754		1540			1845		12061			15804
	(i) In current accoount	2721	2526	1445	2096		483			712		654			710		5303			6044
	(ii) In other deposit account	466	344	3097	6239		2310			2042		886			1135		6758			9760
	7.2.2 Money at call and shot notice	2666	5897	1610	4204		178			683		154			1286		4608			12069
	Source : Annual accounts of banks of respective years .

TABLE 3.1 : BANK GROUP-WISE LIABLITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS IN INDIA : 2003 AND 2004
(Amount in Rs. crore)
			As on March 31
	Items		State Bank of India			Nationalised Banks			Foreign Banks				Other Scheduled				All Scheduled
			& its Associates		Commercial Banks								Commercial Banks
			2003	2004	2003			2004	2003			2004	2003		2004	2003			2004
			(1)	(2)	(3)			(4)	(5)			(6)	(7)		(8)	(9)			(10)
	8. Investments(8.1 + 8.2)		223365	247775	322302		377903			40796	41586			106621	134802	693080		802061
	8.1 In India in		218903	243783	312136		369439			40796	41266			106529	134357	678359		788841
	(i) Government securities		187687	213606	241387		293445			30808	32335			72652	96141	532533		635527
	(ii) Other approved securities		5797	5753	12368		11785			151	172			961	791	19276		18500
	(iii) Shares		1283	1121	2399		2563			349	453			2685	2717	6714		6853
	(iv) Debentures and Bonds		19626	18818	49168		51250			9127	8097			22916	22960	100836		101124
	(v) Subsidiaries and/or joint ventures		1221	1465	1048		1087			1	0			803	1348	3073		3900
	(vi) Others		3289	3020	5766		9309			360	209			6512	10400	15927		22937
	8.2 Outside India in		4462	3992	10166		8464			0	320			92	445	14721		13220
	(i) Government securities		381	203	2772		2578			0	315			84	97	3237		3192
	(ii) Subsidiaries and/or joint ventures		216	277	391		240			0	0			1	320	609		836
	(iii) Others		3865	3512	7003		5646			0	5			7	28	10875		9192
	9. Advances		189204	220516	360147		412224			52171	60507			137711	170896	739231		864141
	9A. (i) Bills purchased and discounted		17625	20987	24273		26939			5801	6437			11070	14207	58769		68569
	(ii) Cash credits, overdrafts & loans repayble on loan		97450	99889	194231		199723			21400	26830			38438	45393	351518		371835
	(iii) Term loans		74129	99640	141643		185562			24970	27240			88203	111296	328944		423737
	Total		189204	220516	360147		412224			52171	60507			137711	170896	739231		864141
	9B. (i) Secured by tangible assets		152064	170405	287766		330302			29307	35494			117712	145453	586848		681654
	(ii) Covered by Bank/Government Guarantees		13606	16231	26097		26946			5872	4433			8833	8786	54408		56396
	(iii) Unsecured		23533	33880	46284		54976			16993	20580			11166	16657	97975		126091
	Total		189203	220516	360147		412224			52172	60507			137711	170896	739231		864141
	9.C.I.Adavances in India		175296	204609	335771		387291			52171	60508			137434	169584	700668		821990
	(i) Priority sectors		54756	67949	121508		149535			11431	14058			30556	45590	218250		277132
	(ii) Public sectors		33866	34088	58552		58981			565	248			8276	8052	101257		101369
	(iii) Banks		385	2552	2200		1961			593	398			2633	1641	5810		6550
	(iv) others		86289	100020	153511		176814			39582	45804			95969	114301	375351		436939
	Source :	Annual accounts of banks of respective years .

TABLE 3.1 : BANK GROUP-WISE LIABLITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS IN INDIA : 2003 AND 2004
(Amount in Rs. crore)
		As on March 31
	Items	State Bank of India				Nationalised Banks			Foreign Banks			Other Scheduled					All Scheduled
		& its Associates										Commercial Banks					Commercial Banks
		2003	2004			2003	2004		2003		2004	2003		2004			2003	2004
		(1)	(2)	(3)				(4)	(5)		(6)	(7)		(8)			-9	-10
	9.C.II. Adavances Outside India	13909	15908		24377		24933			0	0		276		1310	38560			42149
	(i) Due from Banks	914	892		4468		4709			0	0		0		0	5382			5600
	(ii) Due from Others	12995	15016		19909		20224			0	0		276		1310	33178			36549
	a) Bills purchased and discounted	2834	5156		2576		3760			0	0		48		650	5458			9565
	b) Syndicate loans	5734	5276		6731		5711			0	0		0		196	12464			11183
	c) Others	4427	4584		10602		10753			0	0		228		464	15256			15801
	Total(9CI+9CII)	189205	220517		360148		412224			52171	60508		137710		170894	739228			864139
	10. Fixed Assets (10.1+10.2+10.3)	2926	3349		7667		8178			2184	1950		9419		7926	20198			21403
	Of which,
	10.1 Premises	818	845		5392		5607			1468	1306		2847		3072	10525			10830
	(i) At cost as on 31st March of the preceding year	1151	1215		6105		6290			1335	1479		2642		3028	11233			12011
	(ii) Additions during the Year	66	73		932		1141			384	201		702		478	2083			1893
	(iii) Deductions during the Year	2	1		17		9			102	225		228		35	348			269
	(iv) Depreciation to date	397	442		1628		1815			149	149		269		399	2443			2805
	10.2. Assets under construction	132	150		36		68			5	7		116		122	289			345
	10.3 Other Fixed assets	1976	1843		2169		2298			711	560		2686		2880	7544			7581
	(i) At cost as on 31st March of the preceding year	4516	3579		5956		6289			1588	1740		4572		4420	16632			16028
	(ii) Additions during the Year	652	1389		997		1223			452	237		1115		1282	3216			4130
	(iii) Deductions during the Year	111	35		162		246			191	262		319		143	781			686
	(iv) Depreciation to date	3081	3090		4622		4968			1138	1155		2682		2679	11523			11891
	11.Other Assets	24079	24122		33221		35670			10328	15335		16005		16813	83635			91940
	Of which,
	(i) Inter - office adjustments (net)	392	953		2683		1335			276	156		122		73	3473			2516
	(ii) Interest accrued	7742	7513		9142		10078			927	1285		4546		3907	22357			22783
	(iii) Tax paid in advance/tax deducted at source	2305	3496		4354		6321			1348	1339		2779		3370	10786			14525
	(iv) Stationery and Stamps	104	106		80		83			7	2		23		26	214			216
	(v) Others, if any	13536	12053		16956		17809			7770	12503		8081		8608	46343			50972
	Total Assets	493953	549257		791281		922171			116384	136316		295127		367276	1696746			1975020
Source : Annual accounts of banks of respective years .