5.3 : Distribution of outstanding Credit of Scheduled Commercial Banks according to Interest Rate Range : 2002 and 2003 - RBI - Reserve Bank of India
5.3 : Distribution of outstanding Credit of Scheduled Commercial Banks according to Interest Rate Range : 2002 and 2003
(Amount in Rs. crore) |
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As on March 31 |
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2002 |
2003 |
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Interest rate range |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
Accounts |
Limit |
Outstanding |
Accounts |
Limit |
Outstanding |
|
|
(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
Less than 6% |
21902 |
809 |
717 |
24484 |
1500 |
827 |
-1 |
-0.1 |
-0.1 |
-0.8 |
-0.2 |
-0.1 |
|
6% and above but less than 10% |
18046 |
20489 |
15654 |
146830 |
42730 |
29864 |
-0.8 |
-3.3 |
-3.2 |
-5.1 |
-5.8 |
-5.3 |
|
10% and above but less than 12% |
271540 |
150449 |
118125 |
589745 |
171446 |
127928 |
-12.4 |
-24.2 |
-24.5 |
-20.4 |
-23.4 |
-22.9 |
|
12% and above but less than 14% |
615279 |
141453 |
108711 |
840103 |
191975 |
140444 |
-28 |
-22.7 |
-22.5 |
-29 |
-26.2 |
-25.1 |
|
14% and above but less than 15% |
384664 |
91642 |
68303 |
408675 |
137050 |
108615 |
-17.5 |
-14.7 |
-14.1 |
-14.1 |
-18.7 |
-19.4 |
|
15% and above but less than 16% |
403183 |
92393 |
74945 |
486139 |
85095 |
69772 |
-18.4 |
-14.8 |
-15.5 |
-16.8 |
-11.6 |
-12.5 |
|
16% and above but less than 17% |
268621 |
72834 |
60538 |
176417 |
61774 |
48267 |
-12.2 |
-11.7 |
-12.5 |
-6.1 |
-8.4 |
-8.6 |
|
17% and above but less than 18% |
87238 |
17047 |
14244 |
44398 |
12709 |
10294 |
-4 |
-2.7 |
-2.9 |
-1.5 |
-1.7 |
-1.8 |
|
18% and above but less than 20% |
70655 |
26806 |
15285 |
100544 |
20077 |
16814 |
-3.2 |
-4.3 |
-3.2 |
-3.5 |
-2.7 |
-3 |
|
20% and above |
54603 |
8933 |
6574 |
77734 |
9192 |
6915 |
-2.5 |
-1.4 |
-1.4 |
-2.7 |
-1.3 |
-1.2 |
|
Total loans & advances |
2195731 |
622855 |
483096 |
2895069 |
733548 |
559740 |
-100 |
-100 |
-100 |
-100 |
-100 |
-100 |
|
Inland & foreign bills purchased/discounted |
62798 |
74004 |
47247 |
69499 |
79734 |
51172 |
Total |
2258529 |
696859 |
530343 |
2964568 |
813282 |
610912 |
Notes : |
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1. Data relate to accounts each with credit limit over Rs.2 lakh. |
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2. Figures in bracket represent per cent share in total loans and advances. |
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3. Data reported here cover banks' branches in India and include bills rediscounted under the New Bill Market Scheme as also |
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dues from banks.Therefore, the aggregate figures reported here may not tally with those reported in tables 2.1, 2.2 and 3.1. |
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Source : Basic Statistical Returns of Scheduled Commercial Banks in India, Volume 32, March 2003. |