SOUTHERN REGION

STATE : ANDHRA PRADESH

(Amount in Rupees Lakh)

OCCUPATION

RURAL

SEMI-URBAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

38,83,442

14040,27

12795,65

22,78,254

9110,83

8241,43

1. Direct Finance

38,44,349

13029,05

11955,37

22,53,608

8517,20

7824,70

2. Indirect Finance

39,093

1011,22

840,28

24,646

593,64

416,73

II.

INDUSTRY

58,800

13268,08

9253,51

65,284

3898,01

3002,34

1. Mining & Quarrying

490

819,41

797,15

842

119,55

94,51

2. Food Manufacturing & Processing

8,348

1096,39

795,36

9,152

1391,23

971,80

  (a) Rice Mills, Flour & Dal Mills

1,388

224,37

167,10

3,389

903,92

632,46

  (b) Sugar

38

412,00

298,91

22

162,25

121,04

  (c) Edible Oils & Vanaspati

125

106,98

72,63

236

69,75

51,13

  (d) Tea Processing

9

3,68

3,44

6

26

19

  (e) Processing of Fruits & Vegetables

47

6,44

5,04

65

9,02

4,40

  (f) Others

6,741

342,92

248,25

5,434

246,04

162,58

3. Beverage & Tobacco

82

92,74

70,48

96

26,18

23,35

4. Textiles

4,827

646,31

395,37

6,573

495,01

360,67

  (a) Cotton Textiles

739

431,27

240,87

1,080

406,44

293,12

  (b) Jute & Other Natural Fibre Textiles

202

29,90

19,15

209

10,01

9,21

  (c) Handloom Textiles & Khadi

3,044

11,15

9,54

3,735

19,79

16,93

  (d) Other Textiles & Textile Products

842

173,98

125,81

1,549

58,78

41,41

5. Paper, Paper Products & Printing

600

182,66

153,10

625

157,91

132,14

6. Leather & Leather Products

595

404,56

310,74

294

1,55

98

7. Rubber & Plastic Products

268

74,28

65,16

273

29,40

22,61

8. Chemicals & Chemical Products

566

1892,57

1287,15

1,710

308,08

227,50

  (a) Heavy Industrial Chemicals

29

143,37

101,96

134

143,63

97,76

  (b) Fertilisers

46

1024,64

756,74

38

33,14

18,51

  (c) Drugs & Pharmaceuticals

159

177,26

110,47

1,158

72,47

62,26

  (d) Non-Edible Oils

27

18,67

11,65

24

4,49

3,93

  (e) Other Chemicals & Chemical Products

305

528,64

306,32

356

54,34

45,04

9. Petroleum, Coal Products & Nuclear Fuels

30

63,18

56,19

19

5,03

4,01

10. Manufacture of Cement & Cement Products

522

762,67

275,43

466

28,27

22,07

11. Basic Metals & Metal Products

667

1415,87

858,86

864

180,45

148,81

  (a) Iron & Steel

189

1330,26

781,73

88

101,49

89,00

  (b) Non-Ferrous Metals

26

18,29

15,55

26

8,45

7,45

  (c) Metal Products

452

67,33

61,58

750

70,51

52,36

12. Engineering

1,070

479,68

342,40

1,085

152,54

126,71

  (a) Heavy Engineering

98

39,05

28,68

194

39,61

31,22

  (b) Light Engineering

674

226,99

139,61

569

36,21

28,19

  (c) Electrical Machinery & Goods

202

163,38

130,04

212

57,86

49,90

  (d) Electronic Machinery & Goods

96

50,27

44,07

110

18,86

17,40

13. Vehicles, Vehicle Parts & Transport Equipments

1,223

839,03

504,96

580

65,27

27,90

14. Other Industries

35,824

426,22

285,81

38,274

319,38

251,53

15. Electricity, Gas & Water

154

2632,40

1826,01

97

110,05

69,16

  (a) Electricity Generation & Transmission

89

2514,28

1712,92

22

59,04

26,90

  (b) Non-Conventional Energy

6

63,11

59,01

3

37,87

32,66

  (c) Gas, Steam & Water Supply

59

55,01

54,08

72

13,14

9,60

16. Construction

3,534

1440,11

1229,34

4,334

508,11

518,60

III.

TRANSPORT OPERATORS

11,631

292,46

209,55

8,801

117,25

100,20

IV.

PROFESSIONAL AND OTHER SERVICES

57,484

725,10

517,27

39,158

712,10

558,38

V.

PERSONAL LOANS

4,72,038

5467,81

4440,26

6,99,051

8017,73

6336,01

1. Loans for Purchase of Consumer Durables

28,961

155,28

122,66

33,140

240,90

153,61

2. Loans for Housing

66,421

2068,42

1759,02

96,839

2650,58

2219,54

3. Rest of the Personal Loans

3,76,656

3244,11

2558,58

5,69,072

5126,26

3962,86

VI.

TRADE

2,03,725

3069,12

2395,20

1,49,815

1528,92

1264,81

1. Wholesale Trade

5,352

1921,23

1512,43

4,670

292,47

245,97

2. Retail Trade

1,98,373

1147,89

882,77

1,45,145

1236,45

1018,84

VII.

FINANCE

17,205

793,62

651,81

12,054

117,96

92,04

VIII.

ALL OTHERS

5,95,533

3879,18

3107,46

3,25,336

2491,85

2034,69

TOTAL BANK CREDIT

52,99,858

41535,62

33370,71

35,77,753

25994,64

21629,90

TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING
CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION 'MARCH 2008

SOUTHERN REGION

STATE : ANDHRA PRADESH

(Amount in Rupees Lakh)

OCCUPATION

URBAN

METROPOLITAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

5,67,103

5892,32

4748,51

28,609

3959,79

3448,43

1. Direct Finance

5,57,457

4728,11

3847,84

27,019

1606,11

1330,43

2. Indirect Finance

9,646

1164,21

900,68

1,590

2353,69

2118,01

II.

INDUSTRY

60,178

11877,14

9364,45

50,574

49849,55

35976,96

1. Mining & Quarrying

556

381,21

334,59

263

742,13

529,53

2. Food Manufacturing & Processing

7,613

1824,09

1327,60

3,200

1568,21

1308,28

  (a) Rice Mills, Flour & Dal Mills

1,659

809,85

620,88

158

210,26

176,48

  (b) Sugar

25

185,94

147,82

31

191,46

164,46

  (c) Edible Oils & Vanaspati

186

220,77

171,90

1,695

293,18

224,65

  (d) Tea Processing

6

1,18

1,15

6

8,13

1,08

  (e) Processing of Fruits & Vegetables

58

20,63

17,61

19

13,02

9,50

  (f) Others

5,679

585,72

368,24

1,291

852,16

732,11

3. Beverage & Tobacco

291

916,59

420,56

90

206,07

185,89

4. Textiles

7,621

1358,95

1036,18

2,832

2482,51

1774,14

  (a) Cotton Textiles

2,919

1010,06

804,44

1,463

1759,85

1206,95

  (b) Jute & Other Natural Fibre Textiles

1,390

57,23

37,63

379

16,76

11,96

  (c) Handloom Textiles & Khadi

1,788

21,23

19,74

39

20,20

17,03

  (d) Other Textiles & Textile Products

1,524

270,43

174,36

951

685,70

538,20

5. Paper, Paper Products & Printing

1,182

225,21

190,09

897

789,75

605,58

6. Leather & Leather Products

754

42,61

36,78

123

50,61

45,50

7. Rubber & Plastic Products

639

210,61

186,14

976

602,49

525,84

8. Chemicals & Chemical Products

1,082

549,25

463,28

4,418

6743,96

4550,02

  (a) Heavy Industrial Chemicals

146

81,85

73,54

311

1219,90

979,60

  (b) Fertilisers

43

115,97

123,71

64

695,39

499,35

  (c) Drugs & Pharmaceuticals

295

81,54

67,29

2,850

3896,44

2369,36

  (d) Non-Edible Oils

41

62,35

43,73

21

78,65

52,64

  (e) Other Chemicals & Chemical Products

557

207,55

155,01

1,172

853,58

649,08

9. Petroleum, Coal Products & Nuclear Fuels

42

9,53

9,21

91

191,16

151,41

10. Manufacture of Cement & Cement Products

482

107,74

62,71

572

1698,35

1157,29

11. Basic Metals & Metal Products

3,267

885,44

704,57

17,957

3871,78

2907,86

  (a) Iron & Steel

240

779,86

621,70

516

2889,70

2255,88

  (b) Non-Ferrous Metals

45

14,87

7,87

172

251,63

121,59

  (c) Metal Products

2,982

90,71

75,01

17,269

730,46

530,40

12. Engineering

1,736

412,57

278,34

4,914

3861,25

2730,46

  (a) Heavy Engineering

229

67,61

55,40

353

264,92

161,41

  (b) Light Engineering

952

120,94

104,95

841

1173,10

846,85

  (c) Electrical Machinery & Goods

399

140,27

93,58

3,104

1822,75

1230,46

  (d) Electronic Machinery & Goods

156

83,75

24,42

616

600,48

491,74

13. Vehicles, Vehicle Parts & Transport Equipments

742

223,69

172,57

881

716,11

630,04

14. Other Industries

24,047

744,33

655,40

6,407

3715,19

2616,46

15. Electricity, Gas & Water

141

786,47

916,07

290

5027,23

3569,70

  (a) Electricity Generation & Transmission

41

748,49

880,67

230

4167,84

3016,42

  (b) Non-Conventional Energy

17

2,13

1,49

17

465,36

251,91

  (c) Gas, Steam & Water Supply

83

35,85

33,91

43

394,03

301,37

16. Construction

9,983

3198,84

2570,36

6,663

17582,75

12688,96

III.

TRANSPORT OPERATORS

20,336

785,54

646,77

22,430

1480,57

1037,23

IV.

PROFESSIONAL AND OTHER SERVICES

48,635

2601,55

2133,98

44,710

11627,87

8686,38

V.

PERSONAL LOANS

9,48,746

23121,83

18641,01

6,58,210

19989,78

16226,88

1. Loans for Purchase of Consumer Durables

34,063

198,05

152,06

28,268

284,76

244,52

2. Loans for Housing

2,21,598

13083,98

11445,00

1,00,429

9607,12

8154,87

3. Rest of the Personal Loans

6,93,085

9839,79

7043,95

5,29,513

10097,90

7827,50

VI.

TRADE

1,03,980

4006,18

3244,40

36,148

16600,89

5113,20

1. Wholesale Trade

6,442

1534,71

1156,70

7,445

2714,73

1933,44

2. Retail Trade

97,538

2471,47

2087,70

28,703

13886,16

3179,76

VII.

FINANCE

28,175

1102,63

680,55

4,557

2766,68

2240,09

VIII.

ALL OTHERS

2,21,553

3550,52

2871,25

1,49,208

4445,22

3618,62

TOTAL BANK CREDIT

19,98,706

52937,71

42330,93

9,94,446

110720,35

76347,78