SOUTHERN REGION

STATE : ANDHRA PRADESH

(Amount in Rupees Lakh)

OCCUPATION

RURAL

SEMI-URBAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

36,53,064

17100,42

15540,49

22,10,150

12786,83

11194,22

1. Direct Finance

36,07,912

16212,71

14817,35

21,63,790

11554,78

10324,12

2. Indirect Finance

45,152

887,71

723,14

46,360

1232,06

870,10

INDUSTRY

44,483

7516,28

5516,78

43,138

8515,32

5249,31

1. Mining & Quarrying

387

81,08

74,76

1,250

241,75

196,71

2. Food Manufacturing & Processing

4,893

786,40

574,78

7,006

3363,87

1661,49

(a) Rice Mills, Flour & Dal Mills

1,378

211,97

157,19

3,640

1574,58

1069,22

(b) Sugar

19

211,89

139,93

42

211,55

150,67

(c) Edible Oils & Vanaspati

102

116,41

72,71

149

75,62

55,19

(d) Tea Processing

50

2,60

1,74

13

4,26

2,92

(e) Processing of Fruits & Vegetables

65

5,63

5,26

93

19,20

12,35

(f) Others

3,279

237,89

197,94

3,069

1478,66

371,15

3. Beverage & Tobacco

74

98,73

83,65

202

252,93

240,55

4. Textiles

7,962

452,12

316,15

5,765

662,94

502,79

1,081

288,84

211,36

1,559

475,37

351,85

2,256

19,66

11,77

94

17,44

12,24

2,862

11,56

9,56

2,945

44,71

37,43

1,763

132,06

83,46

1,167

125,42

101,27

5. Paper, Paper Products & Printing

957

173,33

153,25

689

300,91

257,93

6. Woods and Wood Products

464

7,80

5,95

553

29,30

24,31

7. Leather & Leather Products

305

1,67

1,11

331

4,88

4,25

8. Gems and Jewellery

11,558

25,34

20,68

5,365

18,80

14,44

9. Rubber & Plastic Products

131

12,11

11,04

315

69,01

51,47

10. Chemicals & Chemical Products

796

966,61

707,78

861

520,40

400,03

(a) Heavy Industrial Chemicals

9

131,98

77,90

154

176,22

115,39

85

462,19

365,99

66

71,90

59,87

517

13,76

4,72

238

143,44

118,67

(d) Non-Edible Oils

19

9,94

6,82

42

29,47

27,76

(e) Other Chemicals & Chemical Products

166

348,74

252,36

361

99,37

78,34

11. Petroleum, Coal Products & Nuclear Fuels

10

1,35

93

31

12,94

11,36

12. Manufacture of Cement & Cement Products

986

739,20

501,75

731

92,77

66,81

13. Basic Metals & Metal Products

535

574,11

298,56

961

1358,53

600,90

(a) Iron & Steel

38

534,91

270,72

161

1142,97

462,57

(b) Non-Ferrous Metals

9

7,52

4,85

42

19,07

17,12

(c) Metal Products

488

31,68

22,99

758

196,49

121,21

14. Engineering

1,561

238,36

201,94

2,382

310,47

241,09

(a) Heavy Engineering

366

26,88

25,08

164

47,23

36,64

(b) Light Engineering

496

48,37

33,50

1,883

105,75

76,62

(c) Electrical Machinery & Goods

243

152,44

136,59

255

82,99

69,64

(d) Electronic Machinery & Goods

456

10,67

6,78

80

74,50

58,19

15. Vehicles, Vehicle Parts & Transport Equipments

911

163,30

157,57

780

34,40

24,86

16. Other Industries

9,291

222,26

182,70

10,895

344,54

269,76

17. Electricity, Gas & Water

78

1173,13

905,86

158

164,02

116,56

(a) Electricity Generation & Transmission

25

1060,34

802,27

24

100,07

62,23

(b) Non-Conventional Energy

3

58,90

49,23

16

40,84

34,33

(c) Gas, Steam & Water Supply

50

53,89

54,36

118

23,10

20,01

18. Construction

3,584

1799,41

1318,31

4,863

732,87

564,00

(a) Other than Infrastructure

1,254

525,87

425,81

2,295

376,12

252,98

(b) Infrastructure Construction

2,330

1273,54

892,50

2,568

356,75

311,02

III.

TRANSPORT OPERATORS

11,371

131,62

101,68

8,580

212,85

168,49

IV.

PROFESSIONAL AND OTHER SERVICES

55,375

670,68

496,83

45,532

1136,76

870,83

1. Professional Services

14,677

80,37

62,82

11,233

146,53

117,62

2. Tourism, Hotel & Restaurants

2,843

18,19

13,87

2,422

58,72

48,47

3. Recreation services

1,012

7,40

5,51

611

43,12

35,37

4. IT and Telecommunications

21

1,90

1,59

80

7,71

6,05

5. Others

36,822

562,83

413,05

31,186

880,69

663,32

V.

PERSONAL LOANS

5,17,181

5120,11

4146,55

7,66,100

11095,87

8703,63

1. Housing

74,263

1743,03

1456,39

1,28,242

4271,12

3543,04

2. Consumer Durables

24,006

163,96

122,94

27,468

226,81

169,52

3. Vehicles

16,076

281,98

208,62

32,810

483,11

370,71

4. Education

31,843

628,45

466,86

54,669

1256,70

868,26

5. Personal Credit Cards

19,792

71,24

57,28

38,287

194,28

142,61

6. Others

3,51,201

2231,45

1834,44

4,84,624

4663,85

3609,47

VI.

TRADE

1,99,518

9836,92

2739,15

1,68,204

2464,49

1964,42

1. Wholesale Trade

5,123

8608,50

1788,97

5,878

506,70

432,68

2. Retail Trade

1,94,395

1228,42

950,18

1,62,326

1957,80

1531,74

VII.

FINANCE

2,18,153

2042,96

1498,56

78,072

672,97

527,10

VIII.

ALL OTHERS

5,54,129

2729,59

2327,79

4,14,982

3119,03

2546,94

TOTAL BANK CREDIT

52,53,274

45148,58

32367,83

37,34,758

40004,13

31224,94

TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF
SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION 'MARCH 2009

(Amount in Rupees Lakh)

OCCUPATION

URBAN

METROPOLITAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

5,62,618

7864,04

6662,90

38,050

5208,90

4437,66

1. Direct Finance

5,47,723

5468,98

4698,24

36,729

1673,89

1365,68

2. Indirect Finance

14,895

2395,06

1964,66

1,321

3535,00

3071,98

II.

INDUSTRY

52,166

24437,71

15776,35

51,178

76831,83

55559,73

1. Mining & Quarrying

806

520,47

417,38

448

1346,20

883,02

2. Food Manufacturing & Processing

6,758

3675,27

2570,01

2,877

3914,32

1749,69

2,290

1902,87

1271,97

158

193,67

120,66

60

426,49

346,37

35

373,98

244,99

583

449,70

310,43

785

326,99

236,98

26

2,11

1,87

120

14,96

7,29

94

89,03

72,49

23

80,28

34,78

3,705

805,07

566,88

1,756

2924,44

1105,00

3. Beverage & Tobacco

343

1216,84

560,15

123

334,73

275,39

4. Textiles

5,797

3058,70

2066,39

1,914

2416,83

1786,53

2,355

2464,13

1643,92

382

1520,67

1094,82

513

105,42

80,98

31

76,01

48,28

1,258

37,11

31,77

54

26,64

17,93

1,671

452,04

309,72

1,447

793,51

625,50

5. Paper, Paper Products & Printing

1,536

487,02

403,97

11,297

1880,85

1234,45

6. Woods and Wood Products

631

48,40

38,53

217

127,16

103,65

7. Leather & Leather Products

363

25,63

21,05

182

35,76

21,73

8. Gems and Jewellery

3,382

64,64

29,87

222

319,87

280,33

9. Rubber & Plastic Products

800

277,43

217,47

618

582,54

405,57

10. Chemicals & Chemical Products

1,215

1112,86

734,46

9,878

9209,13

6098,31

127

153,82

100,19

371

886,52

680,89

62

243,90

133,55

68

1282,42

910,09

316

377,19

289,62

8,096

5629,50

3461,29

44

96,55

50,10

38

176,74

155,30

666

241,40

160,99

1,305

1233,95

890,75

11. Petroleum, Coal Products & Nuclear Fuels

51

69,84

19,67

108

866,39

252,50

12. Manufacture of Cement & Cement Products

746

188,94

94,16

323

2137,97

1658,23

13. Basic Metals & Metal Products

1,347

1618,12

924,33

3,814

4732,66

3501,89

379

974,70

645,07

785

3005,12

2281,22

97

453,57

118,35

162

386,59

221,61

871

189,85

160,91

2,867

1340,95

999,06

14. Engineering

6,032

1630,68

929,75

6,073

5749,08

4454,93

244

241,30

193,33

305

780,56

593,29

5,203

991,32

477,02

928

1259,36

910,73

430

193,03

138,45

4,467

2705,50

2105,37

155

205,04

120,95

373

1003,66

845,54

15. Vehicles, Vehicle Parts & Transport Equipments

859

382,70

293,02

666

773,08

664,72

16. Other Industries

10,222

1421,64

1163,87

6,608

4463,35

3463,99

17. Electricity, Gas & Water

218

3012,97

1204,52

415

10682,51

8066,35

69

1550,60

1049,21

322

10171,33

7842,16

23

24,66

22,03

26

312,82

94,48

126

1437,71

133,29

67

198,36

129,70

18. Construction

11,060

5625,55

4087,74

5,395

27259,42

20658,45

6,648

2491,04

2149,48

2,465

5440,90

4121,10

4,412

3134,51

1938,25

2,930

21818,52

16537,34

III.

TRANSPORT OPERATORS

25,023

1445,12

1119,42

17,521

1759,58

1500,39

IV.

PROFESSIONAL AND OTHER SERVICES

60,295

5712,80

4187,43

48,430

14674,34

10566,57

1. Professional Services

11,192

1021,35

836,40

17,662

2528,01

1502,95

2. Tourism, Hotel & Restaurants

2,103

758,38

446,66

3,009

1573,81

878,16

3. Recreation services

560

87,03

52,87

293

872,47

769,93

4. IT and Telecommunications

186

78,01

74,23

347

1130,08

800,58

5. Others

46,254

3768,03

2777,27

27,119

8569,97

6614,94

V.

PERSONAL LOANS

11,10,258

30135,64

23400,40

6,23,447

21207,39

16765,17

1. Housing

2,53,441

15720,61

13275,18

1,23,489

11870,87

9968,80

2. Consumer Durables

28,333

262,73

204,50

20,478

335,96

220,98

3. Vehicles

1,97,541

4172,22

2663,81

90,635

1565,23

1088,31

4. Education

63,128

1682,97

1176,85

36,525

1529,36

1097,74

5. Personal Credit Cards

54,716

831,22

405,21

8,649

66,47

33,70

6. Others

5,13,099

7465,90

5674,85

3,43,671

5839,49

4355,64

VI.

TRADE

1,24,264

6403,75

4822,62

53,035

9189,41

7196,19

1. Wholesale Trade

7,261

1744,46

1298,07

4,715

4342,59

3238,45

2. Retail Trade

1,17,003

4659,29

3524,55

48,320

4846,81

3957,73

VII.

FINANCE

25,968

1747,08

1355,35

6,732

4754,62

3535,04

VIII.

ALL OTHERS

2,75,099

6136,43

3650,02

1,18,760

6390,00

4947,06

TOTAL BANK CREDIT

22,35,691

83882,58

60974,50

9,57,153

140016,07

104507,80