Appendix Table II.4 (A): Financial Performance of Scheduled Commercial Banks for the years 1998-99 and 1999-2000@ - RBI - Reserve Bank of India
Appendix Table II.4 (A): Financial Performance of Scheduled Commercial Banks for the years 1998-99 and 1999-2000@
(Amount in Rs. crore) |
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Item |
1998-99 |
1999-2000 |
Variation of |
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Column (3) over (2) |
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Absolute |
Percentage |
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1 |
2 |
3 |
4 |
5 |
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|
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A. Income (i+ii) |
1,00,062.00 |
1,15,386.00 |
15,324.00 |
15.31 |
|
(100.00) |
(100.00) |
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i) |
Interest Income |
87,312.04 |
99,506.85 |
12,194.81 |
13.97 |
(87.26) |
(86.24) |
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ii) |
Other Income |
12,749.96 |
15,879.15 |
3,129.19 |
24.54 |
(12.74) |
(13.76) |
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B. Expenditure (i+ii+iii) |
95,571.66 |
1,08,079.64 |
12,507.98 |
13.09 |
|
(100.00) |
(100.00) |
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i) |
Interest Expended |
60,904.99 |
69,317.04 |
8,412.05 |
13.81 |
(63.73) |
(64.14) |
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ii) |
Provisions and Contingencies |
9,320.35 |
11,117.00 |
1,796.65 |
19.28 |
(9.75) |
(10.29) |
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iii) |
Operating Expenses |
25,346.32 |
27,645.60 |
2,299.28 |
9.07 |
(26.52) |
(25.58) |
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of which : Wage Bill |
16,649.52 |
18,467.38 |
1,817.86 |
10.92 |
|
(17.42) |
(17.09) |
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C. Profit |
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i) |
Operating Profit |
13,810.69 |
18,423.36 |
4,612.67 |
33.40 |
ii) |
Net Profit |
4,490.34 |
7,306.36 |
2,816.02 |
62.71 |
D. Total Assets |
9,50,717.74 |
11,10,368.09 |
1,59,650.35 |
16.79 |
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E. Financial Ratios (per cent) $ |
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i) |
Operating Profit |
1.45 |
1.66 |
0.21 |
|
ii) |
Net Profit |
0.47 |
0.66 |
0.19 |
|
iii) |
Income |
10.52 |
10.39 |
-0.13 |
|
iv) |
Interest Income |
9.18 |
8.96 |
-0.22 |
|
v) |
Other Income |
1.34 |
1.43 |
0.09 |
|
vi) |
Expenditure |
10.05 |
9.73 |
-0.32 |
|
vii) |
Interest Expended |
6.41 |
6.24 |
-0.17 |
|
viii) |
Operating Expenses |
2.67 |
2.49 |
-0.18 |
|
ix) |
Wage Bill |
1.75 |
1.66 |
-0.09 |
|
x) |
Provisions and Contingencies |
0.98 |
1.00 |
0.02 |
|
xi) |
Spread (Net Interest Income) |
2.78 |
2.72 |
-0.06 |
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Notes: 1. $ Ratios to Total Assets. |
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@ Break-up |
1998-99 |
1999-2000 |
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a.Public Sector Banks |
27 |
27 |
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b.Private Sector Banks |
34 |
32 |
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c.Foreign Banks in India |
44 |
42 |
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Total |
105 |
101 |
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2. Figures in brackets are percentage shares to the respective total. |