(Amount in Rs. crore)

Item

1998-99

1999-2000

Variation of

Column (3) over (2)

Absolute

Percentage

1

2

3

4

5

A. Income (i+ii)

9,719.01

10,328.21

609.20

6.27

(100.00)

(100.00)

i) Interest Income

7,860.34

8,176.02

315.68

4.02

(80.88)

(79.16)

ii)

Other Income

1,858.67

2,152.19

293.52

15.79

(19.12)

(20.84)

B. Expenditure (i+ii+iii)

9,191.03

9,360.22

169.19

1.84

(100.00)

(100.00)

i)

Interest Expended

5,200.57

4,986.20

-214.37

-4.12

(56.58)

(53.27)

ii)

Provisions and Contingencies

1,245.49

1,718.64

473.15

37.99

(13.55)

(18.36)

iii)

Operating Expenses

2,744.97

2,655.38

-89.59

-3.26

(29.87)

(28.37)

of which : Wage Bill

769.94

862.37

92.43

12.00

(8.38)

(9.21)

C. Profit

i)

Operating Profit

1,773.47

2,686.63

913.16

51.49

ii)

Net Profit

527.98

967.99

440.01

83.34

D. Total Assets

76,567.16

82,849.88

6,282.72

8.21

E. Financial Ratios (per cent) $

i)

Operating Profit

2.32

3.24

0.92

—

ii)

Net Profit

0.69

1.17

0.48

—

iii)

Income

12.69

12.47

-0.22

—

iv)

Interest Income

10.27

9.87

-0.40

—

v)

Other Income

2.43

2.60

0.17

—

vi)

Expenditure

12.00

11.30

-0.70

—

vii)

Interest Expended

6.79

6.02

-0.77

—

viii)

Operating Expenses

3.59

3.21

-0.38

—

ix)

Wage Bill

1.01

1.04

0.03

—

x)

Provisions and Contingencies

1.63

2.07

0.44

—

xi)

Spread (Net Interest Income)

3.47

3.85

0.38

—

Notes: 1. $ Ratios to Total Assets.

2. Figures in brackets are percentage shares to the respective total.