| (As at end-March) |
| (Amount in Rs. crore) |
| Items |
Private Sector Banks |
Old Private Sector Banks |
New Private Sector Banks |
| |
2007 |
2008 |
2007 |
2008 |
2007 |
2008 |
| |
Amount |
Per cent |
Amount |
Per cent |
Amount |
Per cent |
Amount |
Per cent |
Amount |
Per cent |
Amount |
Per cent |
| |
|
to total |
|
to total |
|
to total |
|
total |
|
to total |
|
to total |
| 1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
11 |
12 |
13 |
| Liabilities |
|
|
|
|
|
|
|
|
|
|
|
|
| 1. |
Capital |
4,143.73 |
0.56 |
4,613.25 |
0.49 |
1,062.89 |
0.66 |
1,082.53 |
0.56 |
3,080.84 |
0.53 |
3,530.72 |
0.47 |
| 2. |
Reserve and Surplus |
46,328.98 |
6.22 |
86,760.93 |
9.23 |
9,673.54 |
6.02 |
14,232.25 |
7.32 |
36,655.44 |
6.27 |
72,528.68 |
9.73 |
| 3. |
Deposits |
5,51,987.06 |
74.05 |
6,75,073.39 |
71.80 |
1,38,249.13 |
86.10 |
1,65,629.17 |
85.13 |
4,13,737.94 |
70.74 |
5,09,444.22 |
68.33 |
| |
3.1. Demand Deposits |
73,340.02 |
9.84 |
99,533.73 |
10.59 |
14,033.46 |
8.74 |
17,313.40 |
8.90 |
59,306.56 |
10.14 |
82,220.33 |
11.03 |
| |
3.2. Savings Bank Deposits |
91,341.76 |
12.25 |
1,22,064.41 |
12.98 |
25,701.68 |
16.01 |
29,869.30 |
15.35 |
65,640.08 |
11.22 |
92,195.11 |
12.37 |
| |
3.3. Term Deposits |
3,87,305.29 |
51.96 |
4,53,475.25 |
48.23 |
98,513.99 |
61.36 |
1,18,446.47 |
60.88 |
2,88,791.30 |
49.38 |
3,35,028.78 |
44.93 |
| 4. |
Borrowings |
70,131.42 |
9.41 |
87,841.26 |
9.34 |
3,219.52 |
2.01 |
3,477.19 |
1.79 |
66,911.89 |
11.44 |
84,364.08 |
11.32 |
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
| 5. |
Other Liabilities and Provisions |
72,812.60 |
9.77 |
85,861.12 |
9.13 |
8,356.84 |
5.20 |
10,134.32 |
5.21 |
64,455.76 |
11.02 |
75,726.80 |
10.16 |
| Total Liabilities |
7,45,403.79 |
100.00 |
9,40,149.95 |
100.00 |
1,60,561.92 |
100.00 |
1,94,555.46 |
100.00 |
5,84,841.87 |
100.00 |
7,45,594.49 |
100.00 |
| Assets |
| 1. |
Cash and Balances with RBI |
40,909.47 |
5.49 |
71,307.14 |
7.58 |
8,895.69 |
5.54 |
15,512.49 |
7.97 |
32,013.78 |
5.47 |
55,794.65 |
7.48 |
| 2. |
Balances with Banks and Money |
37,293.48 |
5.00 |
25,951.74 |
2.76 |
9,074.66 |
5.65 |
7,242.53 |
3.72 |
28,218.82 |
4.83 |
18,709.20 |
2.51 |
| |
at Call and Short Notice |
|
|
|
|
|
|
|
|
|
|
|
|
| 3. |
Investments |
2,14,654.74 |
28.80 |
2,78,215.25 |
29.59 |
43,646.60 |
27.18 |
53,717.10 |
27.61 |
1,71,008.14 |
29.24 |
2,24,498.16 |
30.11 |
| |
3.1 In Government Securities (a+b) |
1,59,851.48 |
21.44 |
1,94,025.06 |
20.64 |
35,105.33 |
21.86 |
42,132.62 |
21.66 |
1,24,746.15 |
21.33 |
1,51,892.44 |
20.37 |
| |
a. In India |
1,59,549.45 |
21.40 |
1,93,884.80 |
20.62 |
35,105.33 |
21.86 |
42,132.62 |
21.66 |
1,24,444.12 |
21.28 |
1,51,752.19 |
20.35 |
| |
b. Outside India |
302.03 |
0.04 |
140.25 |
0.01 |
- |
- |
- |
- |
302.03 |
0.05 |
140.25 |
0.02 |
| |
3.2 In Other Approved Securities |
340.51 |
0.05 |
280.55 |
0.03 |
308.59 |
0.19 |
244.81 |
0.13 |
31.92 |
0.01 |
35.74 |
- |
| |
3.3 In Non-Approved Securities |
54,462.75 |
7.31 |
83,909.64 |
8.93 |
8,232.68 |
5.13 |
11,339.67 |
5.83 |
46,230.07 |
7.90 |
72,569.97 |
9.73 |
| 4. |
Loans and Advances |
4,14,751.28 |
55.64 |
5,18,402.42 |
55.14 |
92,886.76 |
57.85 |
1,11,669.83 |
57.40 |
3,21,864.53 |
55.03 |
4,06,732.60 |
54.55 |
| |
4.1 Bills Purchased and Discounted |
20,053.36 |
2.69 |
27,441.47 |
2.92 |
5,132.64 |
3.20 |
7,028.19 |
3.61 |
14,920.72 |
2.55 |
20,413.28 |
2.74 |
| |
4.2 Cash Credits, Overdrafts, etc. |
1,03,082.07 |
13.83 |
1,30,607.15 |
13.89 |
41,391.88 |
25.78 |
49,781.32 |
25.59 |
61,690.19 |
10.55 |
80,825.83 |
10.84 |
| |
4.3 Term Loans |
2,91,615.86 |
39.12 |
3,60,353.80 |
38.33 |
46,362.24 |
28.87 |
54,860.32 |
28.20 |
2,45,253.62 |
41.94 |
3,05,493.48 |
40.97 |
| 5. |
Fixed Assets |
8,166.82 |
1.10 |
9,629.86 |
1.02 |
1,603.25 |
1.00 |
2,023.16 |
1.04 |
6,563.57 |
1.12 |
7,606.70 |
1.02 |
| 6. |
Other Assets |
29,628.00 |
3.97 |
36,643.53 |
3.90 |
4,454.96 |
2.77 |
4,390.35 |
2.26 |
25,173.04 |
4.30 |
32,253.18 |
4.33 |
| Total Assets |
7,45,403.79 |
100.00 |
9,40,149.95 |
100.00 |
1,60,561.92 |
100.00 |
1,94,555.46 |
100.00 |
5,84,841.87 |
100.00 |
7,45,594.49 |
100.00 |
|
