(Amount in Rs. crore)

Item

2004

2005

Amount

Per cent

Amount

Per cent

to total

to total

1

2

3

4

5

Liabilities

1.

Capital

4,644.53

3.42

7,012.90

4.55

2.

Reserves and Surplus

10,200.61

7.52

11,968.42

7.77

3.

Deposits

80,205.49

59.13

86,504.76

56.13

3.1

Demand Deposits

21,784.27

16.06

26,068.49

16.91

3.2

Savings Bank Deposits

12,567.56

9.27

15,505.33

10.06

3.3

Term Deposits

45,853.66

33.81

44,930.94

29.15

4.

Borrowings

24,939.75

18.39

30,993.21

20.11

5.

Other Liabilities and Provisions

15,649.74

11.54

17,649.07

11.45

Total Liabilities

1,35,640.12

100.00

1,54,128.36

100.00

Assets

1.

Cash and balances with RBI

7,278.23

5.37

6,770.41

4.39

2.

Balances with banks and

money at call and short notice

9,419.38

6.94

11,260.75

7.31

3.

Investments

41,586.86

30.66

42,518.36

27.59

3.1

In Government Securities (a+b)

32,671.94

24.09

34,116.70

22.14

a) In India

32,671.94

24.09

34,116.70

22.14

b) Outside India

–

–

–

–

3.2

In other approved Securities

172.22

0.13

215.22

0.14

3.3

In non-approved Securities

8,742.70

6.45

8,186.44

5.31

4.

Loans and Advances

60,507.40

44.61

75,318.25

48.87

4.1

Bills purchased and discounted

6,172.92

4.55

7,515.55

4.88

4.2

Cash Credit, Overdrafts, etc.

26,729.84

19.71

30,771.73

19.97

4.3

Term Loans

27,604.64

20.35

37,030.97

24.03

5.

Fixed Assets

1,953.46

1.44

1,882.71

1.22

6.

Other Assets

14,894.79

10.98

16,377.88

10.63

Total Assets

1,35,640.12

100.00

1,54,128.36

100.00