| |
| |
|
|
|
|
|
|
|
|
|
(Amount in Rs. crore) |
| Year |
Operating |
Net |
Income |
Interest |
Other |
Expenditure |
Interest |
Operating Expenses |
Provisions |
Spread |
| |
Profit |
Profit |
|
Income |
Income |
|
Expended |
|
|
& Contin- |
(NII) |
| |
|
|
|
|
|
|
|
Total |
Of which |
|
|
| |
(3+11) |
(4-7) |
(5+6) |
|
|
(8+9+11) |
|
|
|
gencies |
|
| |
|
|
|
|
|
|
|
|
Wage Bill |
|
|
| 1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
11 |
12 |
| Scheduled Commercial Banks |
|
|
|
|
|
|
|
|
|
|
| 2001-02 |
29,836.59 |
11,576.06 |
1,51,031.88 |
1,26,957.71 |
24,074.17 |
1,39,455.82 |
87,516.25 |
33,679.04 |
21,785.42 |
18,260.53 |
39,441.46 |
| |
(1.94) |
(0.75) |
(9.83) |
(8.26) |
(1.57) |
(9.08) |
(5.70) |
(2.19) |
(1.42) |
(1.19) |
(2.57) |
| 2002-03 |
40,681.94 |
17,077.22 |
1,72,345.02 |
1,40,742.48 |
31,602.54 |
1,55,267.80 |
93,596.27 |
38,066.81 |
23,610.14 |
23,604.72 |
47,146.21 |
| |
(2.39) |
(1.01) |
(10.14) |
(8.28) |
(1.86) |
(9.14) |
(5.51) |
(2.24) |
(1.39) |
(1.39) |
(2.77) |
| 2003-04 |
52,670.77 |
22,270.93 |
1,83,767.24 |
1,44,028.37 |
39,738.87 |
1,61,496.31 |
87,566.84 |
43,529.63 |
26,163.97 |
30,399.84 |
56,461.53 |
| |
(2.67) |
(1.13) |
(9.30) |
(7.29) |
(2.01) |
(8.18) |
(4.43) |
(2.20) |
(1.32) |
(1.54) |
(2.86) |
| Public Sector Banks |
|
|
|
|
|
|
|
|
|
|
|
| 2001-02 |
21,676.54 |
8,304.85 |
1,17,252.36 |
1,00,710.96 |
16,541.40 |
1,08,947.51 |
69,153.77 |
26,422.05 |
19,045.38 |
13,371.69 |
31,557.19 |
| |
(1.88) |
(0.72) |
(10.15) |
(8.72) |
(1.43) |
(9.43) |
(5.99) |
(2.29) |
(1.65) |
(1.16) |
(2.73) |
| 2002-03 |
29,717.24 |
12,295.46 |
1,28,464.38 |
1,07,232.05 |
21,232.33 |
1,16,168.92 |
69,852.59 |
28,894.55 |
20,444.88 |
17,421.78 |
37,379.46 |
| |
(2.31) |
(0.96) |
(9.99) |
(8.34) |
(1.65) |
(9.04) |
(5.43) |
(2.25) |
(1.59) |
(1.36) |
(2.91) |
| 2003-04 |
39,474.72 |
16,546.37 |
1,37,601.81 |
1,09,496.25 |
28,105.56 |
1,21,055.44 |
65,764.53 |
32,362.56 |
22,389.92 |
22,928.35 |
43,731.72 |
| |
(2.68) |
(1.12) |
(9.35) |
(7.44) |
(1.91) |
(8.23) |
(4.47) |
(2.20) |
(1.52) |
(1.56) |
(2.97) |
| Nationalised Banks |
|
|
|
|
|
|
|
|
|
|
|
| 2001-02 |
12,956.86 |
4,855.36 |
72,489.56 |
61,964.93 |
10,524.63 |
67,634.20 |
42,597.86 |
16,934.84 |
12,316.55 |
8,101.50 |
19,367.07 |
| |
(1.83) |
(0.69) |
(10.27) |
(8.78) |
(1.49) |
(9.58) |
(6.03) |
(2.40) |
(1.74) |
(1.15) |
(2.74) |
| 2002-03 |
18,486.13 |
7,783.94 |
79,597.73 |
66,368.04 |
13,229.69 |
71,813.79 |
42,645.95 |
18,465.65 |
13,062.10 |
10,702.19 |
23,722.09 |
| |
(2.34) |
(0.98) |
(10.06) |
(8.39) |
(1.67) |
(9.08) |
(5.39) |
(2.33) |
(1.65) |
(1.35) |
(3.00) |
| 2003-04 |
25,111.20 |
10,927.65 |
85,712.03 |
68,539.86 |
17,172.17 |
74,784.38 |
40,369.38 |
20,231.45 |
14,068.36 |
14,183.55 |
28,170.48 |
| |
(2.72) |
(1.18) |
(9.29) |
(7.43) |
(1.86) |
(8.11) |
(4.38) |
(2.19) |
(1.53) |
(1.54) |
(3.05) |
| State Bank Group |
|
|
|
|
|
|
|
|
|
|
|
| 2001-02 |
8,719.68 |
3,449.49 |
44,762.80 |
38,746.03 |
6,016.77 |
41,313.31 |
26,555.91 |
9,487.21 |
6,728.83 |
5,270.19 |
12,190.12 |
| |
(1.94) |
(0.77) |
(9.96) |
(8.62) |
(1.34) |
(9.20) |
(5.91) |
(2.11) |
(1.50) |
(1.17) |
(2.71) |
| 2002-03 |
11,231.11 |
4,511.52 |
48,866.65 |
40,864.01 |
8,002.64 |
44,355.13 |
27,206.64 |
10,428.90 |
7,382.78 |
6,719.59 |
13,657.37 |
| |
(2.27) |
(0.91) |
(9.88) |
(8.26) |
(1.62) |
(8.97) |
(5.50) |
(2.11) |
(1.49) |
(1.36) |
(2.76) |
| 2003-04 |
14,363.52 |
5,618.72 |
51,889.78 |
40,956.39 |
10,933.39 |
46,271.06 |
25,395.15 |
12,131.11 |
8,321.56 |
8,744.80 |
15,561.24 |
| |
(2.62) |
(1.02) |
(9.45) |
(7.46) |
(1.99) |
(8.42) |
(4.62) |
(2.21) |
(1.52) |
(1.59) |
(2.83) |
| Appendix Table III.11: Bank Group-wise Important Financial Indicators (Concluded) |
| |
|
|
|
|
|
|
|
|
|
|
(Amount in Rs. crore) |
| Year |
|
Operating |
Net |
Income |
Interest |
Other |
Expenditure |
Interest |
Operating Expenses |
Provisions |
Spread |
| |
|
Profit |
Profit |
|
Income |
Income |
|
Expended |
|
|
& Contin- |
(NII) |
| |
|
|
|
|
|
|
|
|
Total |
Of which |
|
|
| |
|
(3+11) |
(4-7) |
(5+6) |
|
|
(8+9+11) |
|
|
|
gencies |
|
| |
|
|
|
|
|
|
|
|
|
Wage Bill |
|
|
| 1 |
|
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
11 |
12 |
| Old Private Sector Banks |
|
|
|
|
|
|
|
|
|
|
|
| 2001-02 |
2,515.78 |
1,004.48 |
10,945.65 |
8,725.23 |
2,220.42 |
9,941.17 |
6,496.57 |
1,933.30 |
1,179.28 |
1,511.30 |
2,228.66 |
| |
|
(2.70) |
(1.08) |
(11.74) |
(9.36) |
(2.38) |
(10.66) |
(6.97) |
(2.07) |
(1.26) |
(1.62) |
(2.39) |
| 2002-03 |
2,804.43 |
1,231.74 |
11,278.83 |
8,919.79 |
2,359.04 |
10,047.09 |
6,327.22 |
2,147.18 |
1,297.85 |
1,572.69 |
2,592.57 |
| |
|
(2.67) |
(1.17) |
(10.75) |
(8.50) |
(2.25) |
(9.57) |
(6.03) |
(2.05) |
(1.24) |
(1.50) |
(2.47) |
| 2003-04 |
3,195.91 |
1,446.48 |
11,551.33 |
9,120.37 |
2,430.96 |
10,104.85 |
5,981.87 |
2,373.55 |
1,395.97 |
1,749.43 |
3,138.50 |
| |
|
(2.65) |
(1.20) |
(9.57) |
(7.56) |
(2.01) |
(8.37) |
(4.96) |
(1.97) |
(1.16) |
(1.45) |
(2.60) |
| New Private Sector Banks |
|
|
|
|
|
|
|
|
|
|
|
| 2001-02 |
2,130.66 |
774.62 |
9,869.86 |
7,821.87 |
2,047.99 |
9,095.24 |
5,812.69 |
1,926.51 |
436.45 |
1,356.04 |
2,009.18 |
| |
|
(1.22) |
(0.44) |
(5.66) |
(4.48) |
(1.17) |
(5.21) |
(3.33) |
(1.10) |
(0.25) |
(0.78) |
(1.15) |
| 2002-03 |
4,432.13 |
1,725.98 |
20,567.23 |
15,633.01 |
4,934.22 |
18,841.25 |
12,361.45 |
3,773.65 |
828.76 |
2,706.15 |
3,271.56 |
| |
|
(2.31) |
(0.90) |
(10.70) |
(8.13) |
(2.57) |
(9.80) |
(6.43) |
(1.96) |
(0.43) |
(1.41) |
(1.70) |
| 2003-04 |
5,012.74 |
2,035.00 |
21,602.01 |
16,421.42 |
5,180.59 |
19,567.01 |
11,548.19 |
5,041.08 |
1,178.41 |
2,977.74 |
4,873.23 |
| |
|
(2.03) |
(0.83) |
(8.76) |
(6.66) |
(2.10) |
(7.94) |
(4.68) |
(2.04) |
(0.48) |
(1.21) |
(1.98) |
| Foreign Banks |
|
|
|
|
|
|
|
|
|
|
|
| 2001-02 |
3,513.61 |
1,492.11 |
12,964.01 |
9,699.65 |
3,264.36 |
11,471.90 |
6,053.22 |
3,397.18 |
1,124.31 |
2,021.50 |
3,646.43 |
| |
|
(3.10) |
(1.32) |
(11.44) |
(8.56) |
(2.88) |
(10.12) |
(5.34) |
(3.00) |
(0.99) |
(1.78) |
(3.22) |
| 2002-03 |
3,728.14 |
1,824.04 |
12,034.58 |
8,957.63 |
3,076.95 |
10,210.54 |
5,055.01 |
3,251.43 |
1,038.65 |
1,904.10 |
3,902.62 |
| |
|
(3.20) |
(1.56) |
(10.32) |
(7.68) |
(2.64) |
(8.75) |
(4.33) |
(2.79) |
(0.89) |
(1.63) |
(3.35) |
| 2003-04 |
4,987.40 |
2,243.08 |
13,012.09 |
8,990.33 |
4,021.76 |
10,769.01 |
4,272.25 |
3,752.44 |
1,199.67 |
2,744.32 |
4,718.08 |
| |
|
(3.66) |
(1.65) |
(9.55) |
(6.60) |
(2.95) |
(7.90) |
(3.13) |
(2.75) |
(0.88) |
(2.01) |
(3.46) |
| Notes:1.The number of Scheduled Commercial Banks in 2001-02, 2002-03 and 2003-04 were 97, 93 and 90 respectively.
2.The number of Foreign Banks in 2001-02, 2002-03 and 2003-04 were 40, 36 and 33 respectively.
3.The number of Old Private Sector Banks in 2001-02, 2002-03 and 2003-04 were 22, 21 and 20 respectively.
4.The number of New Private Sector Banks in 2001-02, 2002-03 and 2003-04 were 8, 9 and 10 respectively.
5.Figures in brackets are percentages to Total Assets.
6.NII - Net Interest Income.
7.Scheduled Commercial Banks data for 2002-03 are as reported in the balance sheets for 2003-04 and hence may not tally
with those reported in the Report on Trend and Progress of Banking in India, 2002-03, to the extent the figures for 2002-03
have been revised by some banks.
Source :Balance sheets of respective banks. |
|
