(Amount in Rs. crore) |
Item |
2004-05 |
2005-06 |
Variation |
|
|
|
|
Absolute |
Percentage |
1 |
2 |
3 |
4 |
5 |
A. |
Income (i+ii) |
10,525.28 |
11,728.70 |
1,203.42 |
11.43 |
|
|
|
(100.00) |
(100.00) |
|
|
|
i) |
Interest Income |
9,275.32 |
10,359.04 |
1,083.72 |
11.68 |
|
|
|
(88.12) |
(88.32) |
|
|
|
|
of which: Interest on Advances |
5,435.79 |
6,582.84 |
1,147.05 |
21.10 |
|
|
Income on Investments |
3,464.17 |
3,249.73 |
-214.44 |
-6.19 |
|
ii) |
Other Income |
1,249.96 |
1,369.66 |
119.70 |
9.58 |
|
|
|
(11.88) |
(11.68) |
|
|
|
|
of which: Commission and Brokerage |
555.93 |
625.98 |
70.04 |
12.60 |
B. |
Expenditure (i+ii+iii) |
10,089.45 |
10,852.33 |
762.88 |
7.56 |
|
|
|
(100.00) |
(100.00) |
|
|
|
i) |
Interest Expended |
5,672.85 |
6,236.43 |
563.58 |
9.93 |
|
|
|
(56.23) |
(57.47) |
|
|
|
|
of which: Interest on Deposits |
5,382.51 |
5,921.05 |
538.54 |
10.01 |
|
ii) |
Provisions and Contingencies |
1,805.93 |
1,492.61 |
-313.32 |
-17.35 |
|
|
|
(17.90) |
(13.75) |
|
|
|
|
of which: Provision for NPAs |
382.99 |
424.62 |
41.63 |
10.87 |
|
iii) |
Operating Expenses |
2,610.67 |
3,123.30 |
512.62 |
19.64 |
|
|
|
(25.88) |
(28.78) |
|
|
|
|
of which : Wage Bill |
1,458.59 |
1,763.06 |
304.47 |
20.87 |
C. |
Profit |
|
|
|
|
|
i) |
Operating Profit |
2,241.75 |
2,368.97 |
127.22 |
5.67 |
|
ii) |
Net Profit |
435.82 |
876.36 |
440.54 |
101.08 |
D. |
Net Interest Income/Margin |
3,602.47 |
4,122.61 |
520.14 |
14.44 |
E. |
Total Assets |
1,33,470.25 |
1,49,749.03 |
16,278.78 |
12.20 |
Note : Figures in brackets are percentage shares to the respective total.
Source : Balance sheets of respective banks. |
|
