Appendix Table III.16(A): Select Financial Parameters of Private Sector Banks

Published on November 17, 2003

Appendix Table III.16(A): Select Financial Parameters of Private Sector Banks


(As at end-March 31, 2003)
						(Per cent)

Sr.	Name of the Bank	CRAR			Net NPAs/	Interest
No.		Tier I	Tier II	Total	Net	Income/
					Advances	Working
						Fund

1	2	3	4	5	6	7

	Old Private Sector Banks
1	Bank of Rajasthan Ltd.	8.92	2.37	11.29	6.80	9.18
2	Bharat Overseas Bank Ltd.	10.55	3.32	13.87	3.31	8.57
3	Catholic Syrian Bank Ltd.	6.32	3.34	9.66	7.90	9.05
4	City Union Bank Ltd.	11.87	2.08	13.95	8.21	9.28
5	Development Credit Bank Ltd.	6.63	3.45	10.08	7.76	8.85
6	Dhanalakshmi Bank Ltd.	8.63	1.82	10.45	9.25	9.23
7	Federal Bank Ltd.	6.65	4.58	11.23	4.95	10.37
8	Ganesh Bank of Kurundwad Ltd.	6.43	4.01	10.44	12.89	9.26
9	ING Vysya Bank Ltd.	6.63	3.18	9.81	3.55	8.65
10	Jammu & Kashmir Bank Ltd.	12.48	4.00	16.48	1.58	9.92
11	Karnataka Bank Ltd.	11.23	2.21	13.44	7.36	9.23
12	Karur Vysya Bank Ltd.	14.89	2.12	17.01	4.20	9.27
13	Lakshmi Vilas Bank Ltd.	8.39	2.96	11.35	7.15	9.01
14	Lord Krishna Bank Ltd.	10.03	2.79	12.82	6.33	8.66
15	Nainital Bank Ltd.	19.31	1.62	20.93	0.00	10.10
16	Ratnakar Bank Ltd.	11.76	2.29	14.05	7.42	9.63
17	Sangli Bank Ltd.	12.11	2.83	14.94	6.89	9.04
18	SBI Commercial & International Bank Ltd.	20.18	1.01	21.19	20.88	9.57
19	South Indian Bank Ltd.	7.28	3.47	10.75	6.89	9.24
20	Tamilnad Mercantile Bank Ltd.	16.83	1.71	18.54	8.70	10.35
21	United Western Bank Ltd.	6.40	3.77	10.17	9.50	8.80
	New Private Sector Banks
22	Bank of Punjab Ltd.	8.47	5.12	13.59	7.17	8.75
23	Centurion Bank Ltd.	1.07	0.88	1.95	7.51	10.49
24	Global Trust Bank Ltd.	0.00	0.00	0.00	19.77	7.42
25	HDFC Bank Ltd.	9.49	1.63	11.12	0.37	7.93
26	ICICI Bank Ltd.	7.05	4.05	11.10	5.21	9.07
27	IDBI Bank Ltd.	5.96	3.60	9.56	1.18	8.35
28	IndusInd Bank Ltd.	10.06	2.07	12.13	4.25	9.17
29	Kotak Mahindra Bank Ltd.	25.70	0.27	25.97	0.11	10.60
30	UTI Bank Ltd.	6.44	4.46	10.90	2.39	8.92

						(Per cent)

Sr.	Name of the Bank	Non-Interest	Operating	Return	Business	Profit
No.		Income/	Profit/	on	per	per
		Working	Working	Assets	employee	employee
		Fund	Fund		(Amount in Rs. lakh)

1	2	8	9	10	11	12

	Old Private Sector Banks
1	Bank of Rajasthan Ltd.	2.46	2.89	1.12	164.64	1.63
2	Bharat Overseas Bank Ltd.	1.75	2.40	1.17	317.00	2.77
3	Catholic Syrian Bank Ltd.	3.27	2.92	1.17	164.94	1.57
4	City Union Bank Ltd.	2.14	3.19	1.33	230.05	2.37
5	Development Credit Bank Ltd.	2.13	1.47	0.85	463.00	2.60
6	Dhanalakshmi Bank Ltd.	3.42	3.10	0.71	222.06	1.15
7	Federal Bank Ltd.	2.19	3.28	0.86	270.00	1.69
8	Ganesh Bank of Kurundwad Ltd.	2.36	1.62	1.65	126.52	1.39
9	ING Vysya Bank Ltd.	3.43	2.31	0.74	242.42	1.69
10	Jammu & Kashmir Bank Ltd.	2.00	3.85	2.01	287.00	5.00
11	Karnataka Bank Ltd.	2.72	2.88	1.29	275.32	2.55
12	Karur Vysya Bank Ltd.	2.38	3.55	2.25	288.00	4.41
13	Lakshmi Vilas Bank Ltd.	2.80	2.66	1.07	228.00	1.72
14	Lord Krishna Bank Ltd.	3.75	2.86	1.28	264.17	2.36
15	Nainital Bank Ltd.	0.71	1.74	1.14	115.38	1.17
16	Ratnakar Bank Ltd.	2.87	2.99	1.42	179.73	1.81
17	Sangli Bank Ltd.	2.06	1.29	0.66	91.31	0.59
18	SBI Commercial & International Bank Ltd.	2.46	3.20	-1.45	621.78	-7.71
19	South Indian Bank Ltd.	2.57	3.05	1.25	265.00	2.04
20	Tamilnad Mercantile Bank Ltd.	1.30	2.98	1.35	270.83	2.88
21	United Western Bank Ltd.	2.67	2.54	0.46	242.00	0.83
	New Private Sector Banks
22	Bank of Punjab Ltd.	3.34	2.69	0.79	465.18	2.75
23	Centurion Bank Ltd.	2.26	0.61	-0.70	403.28	-2.68
24	Global Trust Bank Ltd.	2.63	0.50	-3.56	655.10	-19.93
25	HDFC Bank Ltd.	1.85	2.58	1.52	865.00	10.09
26	ICICI Bank Ltd.	1.91	2.49	1.13	1120.00	11.00
27	IDBI Bank Ltd.	2.30	2.23	0.90	712.84	4.89
28	IndusInd Bank Ltd.	3.18	4.00	0.91	1284.06	9.50
29	Kotak Mahindra Bank Ltd.	4.74	5.24	2.49	230.13	10.99
30	UTI Bank Ltd.	2.50	2.50	1.17	926.00	8.22

Note : Figures reported in this Table may not exactly tally with the data reported in Appendix Tables III.16 (B) to III.16 (H) due to conceptual differences. Source : Balance sheets of respective banks.