(Amount in Rs. crore) |
Year |
Operating |
Net |
Income |
Interest |
Other |
Expenditure |
Interest |
Operating Expenses |
Provisions |
Spread |
|
Profit |
Profit |
(5+6) |
Income |
Income |
(8+9+11) |
Expended |
|
|
|
(NII) |
|
|
|
|
|
|
|
|
Total |
Of which: |
and Contin- |
|
|
(3+11) |
(4-7) |
|
|
|
|
|
|
Wage Bill |
gencies |
|
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
11 |
12 |
Scheduled Commercial Banks |
|
|
|
|
|
|
|
|
|
|
|
|
2004-05 |
51,023.22 |
20,958.18 |
1,90,235.72 |
1,55,801.00 |
34,434.72 |
1,69,277.53 |
89,079.15 |
50,133.34 |
29,479.16 |
30,065.04 |
66,721.84 |
|
(2.17) |
(0.89) |
(8.08) |
(6.61) |
(1.46) |
(7.19) |
(3.78) |
(2.13) |
(1.25) |
(1.28) |
(2.83) |
|
|
|
|
|
|
|
|
|
|
|
|
2005-06 |
54,393.72 |
24,581.77 |
2,20,755.70 |
1,85,387.90 |
35,367.80 |
1,96,173.93 |
1,07,161.17 |
59,200.81 |
33,460.72 |
29,811.94 |
78,226.73 |
|
(1.95) |
(0.88) |
(7.92) |
(6.65) |
(1.27) |
(7.04) |
(3.85) |
(2.13) |
(1.20) |
(1.07) |
(2.81) |
|
|
|
|
|
|
|
|
|
|
|
|
2006-07 |
65,916.56 |
31,202.61 |
2,76,200.60 |
2,37,271.14 |
38,929.46 |
2,44,997.99 |
1,43,965.41 |
66,318.63 |
36,160.14 |
34,713.95 |
93,305.73 |
|
(1.90) |
(0.90) |
(7.97) |
(6.85) |
(1.12) |
(7.07) |
(4.16) |
(1.91) |
(1.04) |
(1.00) |
(2.69) |
|
|
|
|
|
|
|
|
|
|
|
|
Public Sector Banks |
|
|
|
|
|
|
|
|
|
|
|
|
2004-05 |
38,761.43 |
15,442.42 |
1,44,566.95 |
1,20,365.09 |
24,201.87 |
1,29,124.53 |
68,764.45 |
37,041.07 |
25,171.67 |
23,319.00 |
51,600.63 |
|
(2.18) |
(0.87) |
(8.15) |
(6.79) |
(1.36) |
(7.28) |
(3.88) |
(2.09) |
(1.42) |
(1.31) |
(2.91) |
|
|
|
|
|
|
|
|
|
|
|
|
2005-06 |
37,967.21 |
16,538.66 |
1,59,779.73 |
1,37,874.45 |
21,905.28 |
1,43,241.08 |
80,504.22 |
41,308.30 |
27,378.16 |
21,428.55 |
57,370.23 |
|
(1.88) |
(0.82) |
(7.93) |
(6.84) |
(1.09) |
(7.11) |
(4.00) |
(2.05) |
(1.36) |
(1.06) |
(2.85) |
|
|
|
|
|
|
|
|
|
|
|
|
2006-07 |
42,268.16 |
20,152.18 |
1,88,979.31 |
1,68,107.66 |
20,871.65 |
1,68,827.13 |
1,03,456.63 |
43,254.52 |
27,802.86 |
22,115.98 |
64,651.03 |
|
(1.73) |
(0.83) |
(7.75) |
(6.89) |
(0.86) |
(6.92) |
(4.24) |
(1.77) |
(1.14) |
(0.91) |
(2.65) |
|
|
|
|
|
|
|
|
|
|
|
|
Nationalised Banks |
|
|
|
|
|
|
|
|
|
|
|
|
2004-05 |
23,121.24 |
9,459.31 |
87,752.53 |
73,657.91 |
14,094.62 |
78,293.22 |
41,454.51 |
23,176.78 |
15,971.59 |
13,661.93 |
32,203.40 |
|
(2.17) |
(0.89) |
(8.24) |
(6.91) |
(1.32) |
(7.35) |
(3.89) |
(2.18) |
(1.50) |
(1.28) |
(3.02) |
|
|
|
|
|
|
|
|
|
|
|
|
2005-06 |
22,139.88 |
10,021.29 |
94,292.03 |
83,193.13 |
11,098.90 |
84,270.75 |
47,463.29 |
24,688.87 |
16,394.57 |
12,118.59 |
35,729.84 |
|
(1.79) |
(0.81) |
(7.64) |
(6.74) |
(0.90) |
(6.83) |
(3.84) |
(2.00) |
(1.33) |
(0.98) |
(2.89) |
|
|
|
|
|
|
|
|
|
|
|
|
2006-07 |
27,069.61 |
12,949.84 |
1,17,468.87 |
1,05,423.57 |
12,045.30 |
1,04,519.03 |
63,909.95 |
26,489.30 |
17,049.80 |
14,119.78 |
41,513.62 |
|
(1.77) |
(0.85) |
(7.68) |
(6.89) |
(0.79) |
(6.83) |
(4.18) |
(1.73) |
(1.11) |
(0.92) |
(2.71) |
|
|
|
|
|
|
|
|
|
|
|
|
State Bank Group |
|
|
|
|
|
|
|
|
|
|
|
|
2004-05 |
15,279.17 |
5,675.86 |
53,531.58 |
44,051.46 |
9,480.12 |
47,855.72 |
24,842.07 |
13,410.33 |
9,042.53 |
9,603.32 |
19,209.39 |
|
(2.44) |
(0.91) |
(8.54) |
(7.02) |
(1.51) |
(7.63) |
(3.96) |
(2.14) |
(1.44) |
(1.53) |
(3.06) |
|
|
|
|
|
|
|
|
|
|
|
|
2005-06 |
15,026.47 |
5,956.48 |
58,826.53 |
49,300.60 |
9,525.93 |
52,870.05 |
28,040.10 |
15,759.95 |
10,665.09 |
9,069.99 |
21,260.50 |
|
(2.17) |
(0.86) |
(8.50) |
(7.13) |
(1.38) |
(7.64) |
(4.05) |
(2.28) |
(1.54) |
(1.31) |
(3.07) |
|
|
|
|
|
|
|
|
|
|
|
|
2006-07 |
14,291.90 |
6,572.04 |
64,137.84 |
56,338.67 |
7,799.17 |
57,565.80 |
33,859.19 |
15,986.75 |
10,470.17 |
7,719.86 |
22,479.48 |
|
(1.77) |
(0.82) |
(7.96) |
(6.99) |
(0.97) |
(7.14) |
(4.20) |
(1.98) |
(1.30) |
(0.96) |
(2.79) |
(Amount in Rs. crore) |
Year |
Operating |
Net |
Income |
Interest |
Other |
Expenditure |
Interest |
Operating Expenses |
Provisions |
Spread |
|
Profit |
Profit |
(5+6) |
Income |
Income |
(8+9+11) |
Expended |
|
|
|
|
(NII) |
|
|
|
|
|
|
|
|
Total |
Of |
which: |
and Contin- |
|
|
(3+11) |
(4-7) |
|
|
|
|
|
|
|
|
gencies |
|
|
|
|
|
|
|
|
|
|
Wage Bill |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
1 |
13 |
14 |
15 |
16 |
17 |
18 |
19 |
20 |
|
21 |
22 |
23 |
Other Public Sector Banks |
2004-05 |
361.01 |
307.26 |
3,282.85 |
2,655.72 |
627.12 |
2,975.59 |
2,467.87 |
453.96 |
|
157.55 |
53.76 |
187.85 |
|
(0.44) |
(0.38) |
(4.03) |
(3.26) |
(0.77) |
(3.66) |
(3.03) |
(0.56) |
|
(0.19) |
(0.07) |
(0.23) |
|
|
|
|
|
|
|
|
|
|
|
|
|
2005-06 |
800.86 |
560.89 |
6,661.17 |
5,380.72 |
1,280.45 |
6,100.28 |
5,000.82 |
859.48 |
|
318.51 |
239.97 |
379.89 |
|
(0.90) |
(0.63) |
(7.52) |
(6.08) |
(1.45) |
(6.89) |
(5.65) |
(0.97) |
|
(0.36) |
(0.27) |
(0.43) |
|
|
|
|
|
|
|
|
|
|
|
|
|
2006-07 |
906.65 |
630.31 |
7,372.60 |
6,345.42 |
1,027.18 |
6,742.29 |
5,687.49 |
778.47 |
|
282.90 |
276.34 |
657.93 |
|
(0.87) |
(0.61) |
(7.10) |
(6.11) |
(0.99) |
(6.49) |
(5.48) |
(0.75) |
|
(0.27) |
(0.27) |
(0.63) |
Old Private Sector Banks |
2004-05 |
2,241.75 |
435.82 |
10,525.28 |
9,275.32 |
1,249.96 |
10,089.45 |
5,672.85 |
2,610.67 |
1,458.59 |
1,805.93 |
3,602.47 |
|
(1.68) |
(0.33) |
(7.89) |
(6.95) |
(0.94) |
(7.56) |
(4.25) |
(1.96) |
|
(1.09) |
(1.35) |
(2.70) |
2005-06 |
2,257.18 |
865.66 |
11,592.88 |
10,372.05 |
1,220.83 |
10,727.22 |
6,246.73 |
3,088.97 |
1,766.94 |
1,391.52 |
4,125.32 |
|
(1.51) |
(0.58) |
(7.73) |
(6.92) |
(0.81) |
(7.15) |
(4.17) |
(2.06) |
|
(1.18) |
(0.93) |
(2.75) |
2006-07 |
3,027.30 |
1,121.87 |
13,088.29 |
11,643.42 |
1,444.86 |
11,966.42 |
7,091.82 |
2,969.17 |
1,703.99 |
1,905.44 |
4,551.61 |
|
(1.89) |
(0.70) |
(8.15) |
(7.25) |
(0.90) |
(7.45) |
(4.42) |
(1.85) |
|
(1.06) |
(1.19) |
(2.83) |
New Private Sector Banks |
2004-05 |
5,442.75 |
3,097.57 |
22,107.33 |
16,990.13 |
5,117.20 |
19,009.76 |
10,600.40 |
6,064.18 |
1,484.13 |
2,345.18 |
6,389.73 |
|
(1.85) |
(1.05) |
(7.51) |
(5.77) |
(1.74) |
(6.46) |
(3.60) |
(2.06) |
|
(0.50) |
(0.80) |
(2.17) |
2005-06 |
7,510.89 |
4,108.85 |
31,721.02 |
24,850.58 |
6,870.44 |
27,612.17 |
15,260.73 |
8,949.41 |
2,310.45 |
3,402.03 |
9,589.85 |
|
(1.78) |
(0.97) |
(7.52) |
(5.89) |
(1.63) |
(6.55) |
(3.62) |
(2.12) |
|
(0.55) |
(0.81) |
(2.27) |
2006-07 |
11,021.28 |
5,343.40 |
49,176.94 |
39,501.13 |
9,675.80 |
43,833.54 |
25,801.93 |
12,353.72 |
3,572.18 |
5,677.88 |
13,699.20 |
|
(1.88) |
(0.91) |
(8.41) |
(6.75) |
(1.65) |
(7.49) |
(4.41) |
(2.11) |
|
(0.61) |
(0.97) |
(2.34) |
Foreign Banks |
2004-05 |
4,577.30 |
1,982.37 |
13,036.16 |
9,170.46 |
3,865.70 |
11,053.79 |
4,041.45 |
4,417.41 |
1,364.76 |
2,594.93 |
5,129.02 |
|
(2.98) |
(1.29) |
(8.49) |
(5.97) |
(2.52) |
(7.19) |
(2.63) |
(2.88) |
|
(0.89) |
(1.69) |
(3.34) |
2005-06 |
6,658.44 |
3,068.60 |
17,662.07 |
12,290.82 |
5,371.25 |
14,593.47 |
5,149.50 |
5,854.13 |
2,005.17 |
3,589.84 |
7,141.33 |
|
(3.34) |
(1.54) |
(8.86) |
(6.17) |
(2.69) |
(7.32) |
(2.58) |
(2.94) |
|
(1.01) |
(1.80) |
(3.58) |
2006-07 |
9,599.81 |
4,585.16 |
24,956.06 |
18,018.92 |
6,937.14 |
20,370.90 |
7,615.02 |
7,741.22 |
3,081.11 |
5,014.65 |
10,403.89 |
|
(3.45) |
(1.65) |
(8.98) |
(6.48) |
(2.50) |
(7.33) |
(2.74) |
(2.78) |
|
(1.11) |
(1.80) |
(3.74) |
Note :
1. The number of scheduled commercial banks in 2004-05, 2005-06 and 2006-07 were 88, 85 and 82, respecitvely.
2. The number of old private banks in 2004-05, 2005-06 and 2006-07 were 20, 20 and 17, respectively
3. The number of new private banks in 2004-05, 2005-06 and 2006-07 were 9, 8 and 8, respectively.
4. The number of foreign banks in 2004-05, 2005-06 and 2006-07 were 31, 29 and 29, respectively.
5. Figures in brackets are percentages to total assets.
6. NII - Net Interest Income.
7. Scheduled commercial banks data for 2005-06 are as reported in the balance sheets for 2006-07 and
hence may not tally with those reported in the Report on
Trend and Progress of Banking in India, 2005-06, to the extent the figures of 2005-06 were revised by some banks.
Source : Balance sheets of respective banks. |
|
