(Amount in Rs. crore) |
Item |
2005-06 |
2006-07 |
Variation |
|
|
|
Absolute |
Percentage |
1 |
2 |
3 |
4 |
5 |
A. |
Income (i+ii) |
11,592.88 |
13,088.29 |
1,495.40 |
12.90 |
|
|
|
(100.00) |
(100.00) |
|
|
|
|
|
|
|
|
|
|
i) |
Interest Income |
10,372.05 |
11,643.42 |
1,271.38 |
12.26 |
|
|
|
(89.47) |
(88.96) |
|
|
|
|
|
|
|
|
|
|
|
of which: Interest on Advances |
6,590.05 |
7,948.15 |
1,358.10 |
20.61 |
|
|
|
|
|
|
|
|
|
Income on Investments |
3,253.94 |
3,127.96 |
-125.98 |
-3.87 |
|
|
|
|
|
|
|
|
ii) |
Other Income |
1,220.83 |
1,444.86 |
224.03 |
18.35 |
|
|
|
(10.53) |
(11.04) |
|
|
|
|
|
|
|
|
|
|
|
of which: Commission & Brokerage |
626.40 |
708.98 |
82.58 |
13.18 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
B. |
Expenditure (i+ii+iii) |
10,727.22 |
11,966.42 |
1,239.20 |
11.55 |
|
|
|
(100.00) |
(100.00) |
|
|
|
|
|
|
|
|
|
|
i) |
Interest Expended |
6,246.73 |
7,091.82 |
845.09 |
13.53 |
|
|
|
(58.23) |
(59.26) |
|
|
|
|
|
|
|
|
|
|
|
of which: Interest on Deposits |
5,931.35 |
6,725.59 |
794.24 |
13.39 |
|
|
|
|
|
|
|
|
ii) |
Provisions and Contingencies |
1,391.52 |
1,905.44 |
513.92 |
36.93 |
|
|
|
(12.97) |
(15.92) |
|
|
|
|
|
|
|
|
|
|
|
of which: Provision for NPAs |
502.00 |
433.68 |
-68.32 |
-13.61 |
|
|
|
|
|
|
|
|
iii) |
Operating Expenses |
3,088.97 |
2,969.17 |
-119.80 |
-3.88 |
|
|
|
(28.80) |
(24.81) |
|
|
|
|
|
|
|
|
|
|
|
of which: Wage Bill |
1,766.94 |
1,703.99 |
-62.95 |
-3.56 |
|
|
|
|
|
|
|
C. |
Profit |
|
|
|
|
|
i) |
Operating Profit |
2,257.18 |
3,027.30 |
770.12 |
34.12 |
|
ii) |
Net Profit |
865.66 |
1,121.87 |
256.20 |
29.60 |
|
|
|
|
|
|
|
D |
Net Interest Income/Margin |
4,125.32 |
4,551.61 |
426.29 |
10.33 |
|
|
|
|
|
|
|
E. |
Total Assets |
1,49,972.18 |
1,60,561.92 |
10,589.74 |
7.06 |
|
|
|
|
|
|
|
Note : Figures in brackets are percentage shares to the respective total.
Source : Balance sheets of respective banks. |
|
