(Amount in Rs. crore) |
Sr. |
Sector |
Outstanding as on |
Variation |
No. |
|
March 31, |
March 31, |
March 28, |
2006-07 |
2007-08 |
|
|
2006 |
2007 |
2008 |
|
|
|
1 |
2 |
3 |
4 |
5 |
6 |
I. |
Gross Bank Credit (II + III) |
14,45,531 |
18,48,166 |
22,47,437 |
4,02,635 |
3,99,271 |
II. |
Food Credit |
40,691 |
46,927 |
44,399 |
6,236 |
-2,528 |
III. |
Non-Food Gross Bank Credit (1 to 4) |
14,04,840 |
18,01,239 |
22,03,038 |
3,96,399 |
4,01,799 |
|
|
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
|
1. Agriculture and Allied Activities |
1,73,972 |
2,30,398 |
2,73,658 |
56,426 |
43,260 |
|
|
(12.4) |
(12.8) |
(12.4) |
(14.2) |
(10.8) |
|
2. Industry (Small, Medium and Large) |
5,50,444 |
6,97,334 |
8,71,900 |
1,46,890 |
1,74,566 |
|
|
(39.2) |
(38.7) |
(39.6) |
(37.1) |
(43.4) |
|
3. |
|
Services |
3,20,177 |
4,16,773 |
5,46,516 |
96,596 |
1,29,743 |
|
|
|
|
(22.8) |
(23.1) |
(24.8) |
(24.4) |
(32.3) |
|
|
|
3.1 Transport Operators |
17,341 |
26,519 |
37,447 |
9,178 |
10,928 |
|
|
|
|
(1.2) |
(1.5) |
(1.7) |
(2.3) |
(2.7) |
|
|
|
3.2 Computer Software |
3,637 |
5,156 |
8,163 |
1,519 |
3,007 |
|
|
|
|
(0.3) |
(0.3) |
(0.4) |
(0.4) |
(0.7) |
|
|
|
3.3 Tourism and Hotels and Restaurants |
7,734 |
9,759 |
12,165 |
2,025 |
2,406 |
|
|
|
|
(0.6) |
(0.5) |
(0.6) |
(0.5) |
(0.6) |
|
|
|
3.4 Shipping |
4,358 |
6,860 |
7,509 |
2,502 |
649 |
|
|
|
|
(0.3) |
(0.4) |
(0.3) |
(0.6) |
(0.2) |
|
|
|
3.5 Professional and Other Services |
15,283 |
23,926 |
29,756 |
8,643 |
5,830 |
|
|
|
|
(1.1) |
(1.3) |
(1.4) |
(2.2) |
(1.5) |
|
|
|
3.6 Trade |
83,535 |
1,06,612 |
1,22,297 |
23,077 |
15,685 |
|
|
|
|
(5.9) |
(5.9) |
(5.6) |
(5.8) |
(3.9) |
|
|
|
|
3.6.1 Wholesale Trade |
39,691 |
50,113 |
54,585 |
10,422 |
4,472 |
|
|
|
|
(other than food procurement) |
(2.8) |
(2.8) |
(2.5) |
(2.6) |
(1.1) |
|
|
|
|
3.6.2 Retail Trade |
43,844 |
56,499 |
67,712 |
12,655 |
11,213 |
|
|
|
|
(3.1) |
(3.1) |
(3.1) |
(3.2) |
(2.8) |
|
|
|
3.7 Real Estate Loans |
26,723 |
45,206 |
62,276 |
18,483 |
17,070 |
|
|
|
|
(1.9) |
(2.5) |
(2.8) |
(4.7) |
(4.2) |
|
|
|
3.8 Non-Banking Financial Companies |
34,305 |
49,027 |
75,301 |
14,722 |
26,274 |
|
|
|
|
(2.4) |
(2.7) |
(3.4) |
(3.7) |
(6.5) |
|
|
|
3.9 All Others |
1,27,261 |
1,43,708 |
1,91,602 |
16,447 |
47,894 |
|
|
|
|
(9.1) |
(8.0) |
(8.7) |
(4.1) |
(11.9) |
|
4. |
|
Personal Loans |
3,60,248 |
4,56,734 |
5,05,390 |
96,486 |
48,656 |
|
|
|
|
(25.6) |
(25.4) |
(22.9) |
(24.3) |
(12.1) |
|
|
|
4.1 Consumer Durables |
7,106 |
9,189 |
8,663 |
2,083 |
-526 |
|
|
|
|
(0.5) |
(0.5) |
(0.4) |
(0.5) |
-(0.1) |
|
|
|
4.2 Housing |
1,85,203 |
2,30,994 |
2,55,653 |
45,791 |
24,659 |
|
|
|
|
(13.2) |
(12.8) |
(11.6) |
(11.6) |
(6.1) |
|
|
|
4.3 Advances against Fixed Deposits |
34,417 |
40,239 |
45,031 |
5,822 |
4,792 |
|
|
|
(including FCNR (B), NRNR Deposits, etc.) |
(2.4) |
(2.2) |
(2.0) |
(1.5) |
(1.2) |
|
|
|
4.4 Advances to individuals against share, bonds, etc. |
5,227 |
4,854 |
4,865 |
-373 |
11 |
|
|
|
|
(0.4) |
(0.3) |
(0.2) |
-(0.1) |
(0.0) |
|
|
|
4.5 Credit Card Outstandings |
9,086 |
13,416 |
19,259 |
4,330 |
5,843 |
|
|
|
|
(0.6) |
(0.7) |
(0.9) |
(1.1) |
(1.5) |
|
|
|
4.6 Education |
9,962 |
15,209 |
20,547 |
5,247 |
5,338 |
|
|
|
|
(0.7) |
(0.8) |
(0.9) |
(1.3) |
(1.3) |
|
|
|
4.7 Other Personal Loans |
1,09,247 |
1,42,833 |
1,56,723 |
33,586 |
13,890 |
|
|
|
|
(7.8) |
(7.9) |
(7.1) |
(8.5) |
(3.5) |
|
|
|
Memo: |
|
|
|
|
|
|
5. |
|
Priority Sector |
5,10,738 |
6,34,142 |
7,38,686 |
1,23,404 |
1,04,544 |
|
|
|
|
(36.4) |
(35.2) |
(33.5) |
(31.1) |
(26.0) |
|
|
|
5.1 Agriculture & Allied Activities |
1,73,972 |
2,30,398 |
2,73,658 |
56,426 |
43,260 |
|
|
|
|
(12.4) |
(12.8) |
(12.4) |
(14.2) |
(10.8) |
|
|
|
5.2 SSI |
91,212 |
1,17,880 |
1,55,804 |
26,668 |
37,924 |
|
|
|
|
(6.5) |
(6.5) |
(7.1) |
(6.7) |
(9.4) |
|
|
|
5.3 Housing |
1,33,200 |
1,60,345 |
1,82,646 |
27,145 |
22,301 |
|
|
(9.5) |
(8.9) |
(8.3) |
(6.8) |
(5.6) |
Note : 1 Data are provisional and relate to select scheduled commercial banks which account for more than 90 per cent of bank credit of all scheduled commercial banks. Data include the figures of Bharat Overseas Bank, which was merged with Indian Overseas Bank on March 31, 2007. 2 Grossbank credit data include bills rediscounted with Reserve Bank, Exim Bank, other financial institutions and inter-bank participations. 3 Figures in parentheses represent the share in total non-food gross bank credit. |
|