Appendix Table III.37 Credit-Deposit Ratio and Investment plus Credit-Deposit Ratio of Scheduled Commercial Banks - Region/State-wise

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Appendix Table III.37 Credit-Deposit Ratio and Investment plus Credit-Deposit Ratio of Scheduled Commercial Banks - Region/State-wise

											(Amount in Rs crore)

Sr.	Region/State/Union Territory			Credit-Deposit Ratio					*Investment plus* Credit-Deposit Ratio @**
No.
		2002		2003		2004		2005	2003		2004
		As per	As per	As per	As per	As per	As per	As per	As per	As per	As per	As per
		Sanction	Utilisation	Sanction	Utilisation	Sanction	Utilisation	Sanction	Sanction	Utilisation	Sanction	Utilisation

1	2	3	4	5	6	7	8	9	10	11	12	13

	ALL INDIA	58.4	58.4	59.2	59.2	58.2	58.2	66.0	66.8	66.8	66.5	66.5
1.	NORTHERN REGION	56.2	55.0	56.0	55.5	54.8	56.8	59.3	61.4	60.9	60.6	62.6
	Haryana	43.7	55.0	44.0	58.3	47.6	59.6	51.9	52.3	66.6	57.3	69.3
	Himachal Pradesh	23.4	32.5	24.8	37.7	29.7	42.7	36.0	41.2	54.2	50.2	63.2
	Jammu and Kashmir	36.8	40.9	36.5	39.0	37.4	41.7	38.6	46.5	48.9	48.0	52.4
	Punjab	41.8	43.9	41.5	43.4	43.1	45.7	45.7	47.0	49.0	50.3	52.9
	Rajasthan	48.4	55.4	50.8	55.3	55.8	62.9	69.0	71.8	76.3	78.9	86.0
	Chandigarh	102.8	102.3	109.7	107.6	105.3	107.0	90.8	109.7	107.6	105.3	107.0
	Delhi	67.6	59.1	65.8	59.2	59.9	57.9	63.7	65.9	59.3	59.9	58.0
2.	NORTH-EASTERN REGION	27.2	53.2	27.4	48.2	29.8	33.7	34.8	48.2	69.0	51.2	55.1
	Arunachal Pradesh	15.8	27.4	16.6	22.1	16.1	25.2	24.4	31.4	36.9	29.3	38.5
	Assam	31.7	70.3	29.3	61.6	31.8	35.7	34.4	49.0	81.4	50.6	54.6
	Manipur	26.4	27.3	29.8	30.0	31.6	31.8	40.9	64.1	64.3	74.8	75.0
	Meghalaya	18.3	24.3	29.0	31.8	34.6	42.6	45.3	46.1	48.9	52.1	60.0
	Mizoram	26.4	36.2	27.5	30.5	34.8	39.7	51.0	57.8	60.9	71.1	75.9
	Nagaland	12.8	18.1	13.2	13.3	15.0	15.2	22.9	54.8	54.8	60.7	60.9
	Tripura	21.5	21.6	26.1	23.7	25.2	24.7	29.6	40.6	38.2	44.8	44.4
3.	EASTERN REGION	37.6	41.4	39.6	42.8	41.8	45.2	46.3	51.3	54.5	54.6	58.0
	Bihar	21.3	21.9	23.1	23.7	24.9	26.9	27.8	40.2	40.8	41.7	43.6
	Jharkhand	25.1	31.0	25.1	30.9	26.3	26.9	30.6	28.4	34.2	31.1	31.7
	Orissa	44.5	51.4	48.2	56.9	53.7	58.6	62.2	72.6	81.3	78.2	83.2
	Sikkim	16.0	22.5	17.1	19.3	22.4	23.0	28.9	29.7	31.9	36.3	37.0
	West Bengal	45.8	49.2	47.9	50.0	49.5	53.8	53.6	56.7	58.9	60.2	64.4
	Andaman and Nicobar Islands	18.5	57.2	20.3	49.7	26.1	42.2	26.4	20.3	49.7	26.1	42.2
4.	CENTRAL REGION	33.9	38.4	33.3	38.6	35.6	39.9	40.5	44.6	49.9	48.3	52.6
	Chhatishgarh	44.0	54.2	35.1	43.8	40.0	44.9	45.8	40.1	48.8	46.4	51.2
	Madhya Pradesh	46.6	50.3	46.6	51.7	46.8	50.1	55.4	60.7	65.9	61.7	64.9
	Uttar Pradesh	29.9	34.3	30.6	36.0	33.1	38.0	37.0	42.5	47.8	46.1	50.9
	Uttaranchal	23.7	26.0	19.4	21.4	21.1	23.4	24.7	24.7	26.7	31.7	34.0
5.	WESTERN REGION	79.7	71.3	81.0	71.5	72.0	63.2	83.8	84.9	75.4	76.6	67.8
	Goa	25.3	28.2	24.2	27.8	21.7	27.3	25.2	28.9	32.6	27.4	32.9
	Gujarat	44.1	54.7	44.8	56.0	42.2	54.8	46.7	53.0	64.1	51.5	64.1
	Maharashtra	92.3	77.5	93.7	77.4	81.8	66.5	95.2	96.3	80.1	85.1	69.9
	Dadra and Nagar Haveli	20.9	189.0	22.9	168.7	15.6	118.8	40.3	22.9	168.7	15.6	118.8
	Daman and Diu	9.9	79.4	9.2	66.1	11.6	49.8	10.1	9.2	66.1	11.6	49.8
6.	SOUTHERN REGION	64.6	68.9	66.3	71.2	68.5	72.7	77.7	74.7	79.6	77.7	81.9
	Andhra Pradesh	61.9	67.7	62.4	69.3	65.9	70.9	75.1	74.9	81.8	79.6	84.7
	Karnataka	61.6	68.9	62.3	71.1	63.1	69.0	74.1	69.0	77.8	70.0	75.9
	Kerala	43.3	43.7	42.8	43.6	45.5	47.8	55.8	50.8	51.6	54.5	56.8
	Tamil Nadu	85.4	88.5	90.7	93.1	93.1	96.1	98.4	97.8	100.2	100.8	103.9
	Lakshadweep	7.9	9.6	4.6	5.9	8.0	10.0	9.6	4.6	5.9	8.0	10.0
	Pondicherry	32.3	39.2	32.0	39.6	34.5	42.6	38.2	32.0	39.6	34.5	42.6

@ :Banks’ state-wise investments represent their holdings of State level securities such as State Government loan and shares, bonds, debentures,etc. of regional rural banks, co-operative institutions, state electricity boards, municipal corporation, municipality and port trusts, state financial corporations, housing board, state industrial development corporations, road transport corporations and other government and quasi-government bodies. All India investment plus credit-deposit ratio is worked out by excluding investments in Central Government and other securities not mentioned above. Note:1. Deposits and Credit (as per place of sanction and utilisation) data for 2002, 2003 and 2004 are based on BSR-1 and 2 Surveys as on 31st March. 2. Data on investment are based on BSR-5 Survey as on March 31, 2003 and 2004. Revised investment data of March 31, 2003 have been considered. 3. Data on CD-ratio for 2005 (as per sanction) are based on BSR-7 Survey as on March 31, 2005.