(As at end-March )

(Amount in Rs. crore)

Item

2008

2009

Amount

Per cent
to total

Amount

Per cent
to total

1

2

3

4

5

Liabilities

1.

Capital

22,286

6.1

25,911

5.8

2.

Reserve and Surplus

27,046

7.4

34,026

7.6

3.

Deposits

1,91,161

52.5

2,14,077

47.9

3.1.

Demand Deposits

59,200

16.3

60,550

13.5

3.2.

Savings Bank Deposits

26,254

7.2

28,789

6.4

3.3.

Term Deposits

1,05,707

29.0

1,24,737

27.9

4.

Borrowings

58,315

16.0

70,127

15.7

5.

Other Liabilities and Provisions

65,291

17.9

1,03,009

23.0

Total Liabilities

3,64,099

100.0

4,47,149

100.0

Assets

1.

Cash and Balances with RBI

22,011

6.0

15,646

3.5

2.

Balances with Banks and Money

19,935

5.5

33,251

7.4

at Call and Short Notice

3.

Investments

98,910

27.2

1,30,354

29.2

3.1

In Government Securities(a+b)

82,851

22.8

99,997

22.4

a.

In India

82,851

22.8

99,997

22.4

b.

Outside India

–

–

–

–

3.2

In Other Approved Securities

33

–

6

–

3.3

In Non-Approved Securities

16,026

4.4

30,350

6.8

4.

Loans and Advances

1,61,133

44.3

1,65,415

37.0

4.1.

Bills Purchased and Discounted

15,763

4.3

15,160

3.4

4.2.

Cash Credits, Overdrafts,etc.

66,578

18.3

72,723

16.3

4.3.

Term Loans

78,791

21.6

77,531

17.3

5.

Fixed Assets

3,969

1.1

4,738

1.1

6.

Other Assets

58,141

16.0

97,746

21.9

Total Assets

3,64,099

100.0

4,47,149

100.0

– : Nil/Negligible.
Source : Balance Sheets of respective banks.