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Appendix Table V.11: Financial Indicators of State Co-operative Agriculture and Rural Development Banks - State-wise

(At end-March)
(Amount in ₹ lakh)
Sr. No. Region/State/UT Branches Profit / Loss NPAs to Loans ratio (%) Recovery Ratio (%) (at end-June)
2023 2022 2023P 2022 2023P 2021 2022P
1 2 3 4 5 6 7 8 9
  Northern region 104 -5,825 16,336 57.2 62.9 18.5 22.4
1 Haryana @ 0 -4,873 -2,057 77.6 76.6 11.6 11.6
2 Himachal Pradesh # 51 185 -165 42.7 38.0 42.6 41.0
3 Jammu & Kashmir* 51 -2,283 -1,790 49.4 55.0 30.7 32.4
4 Punjab @ 0 273 19,680 45.3 62.0 25.7 42.2
5 Rajasthan @ 2 873 669 53.8 55.6 18.2 16.7
  North-eastern region 5 -38 16 99.5 98.3 8.8 29.8
6 Assam* - - - - - - -
7 Tripura* 5 -38 16 99.5 98.3 8.8 29.8
  Eastern region 11 615 700 24.5 24.7 33.9 34.7
8 Bihar* - - - - - - -
9 Odisha @ - - - - - - -
10 West Bengal # 11 615 700 24.5 24.7 33.9 34.7
  Central region 323 491 9,808 80.2 81.9 29.1 29.1
11 Chhattisgarh @ - - - - - - -
12 Madhya Pradesh @ - - - - - - -
13 Uttar Pradesh* 323 491 9,808 80.2 81.9 29.1 29.1
  Western region 176 3,331 6,006 58.5 44.1 9.0 14.4
14 Gujarat* 176 3,331 6,006 58.5 44.1 9.0 14.4
15 Maharashtra @ - - - - - - -
  Southern region 73 9,892 7,936 15.9 14.1 71.0 73.9
16 Karnataka @ 25 2,930 4 33.0 38.7 32.2 32.0
17 Kerala @ 16 2,930 3,447 11.1 8.3 84.0 86.5
18 Puducherry* 1 15 22 8.1 8.8 89.5 91.2
19 Tamil Nadu @ 31 4,018 4,464 22.0 11.6 79.9 88.6
  All India 692 8,466 40,803 36.1 36.5 40.8 42.8
@: Federal structure. #: Mixed structure. *: Unitary structure. -: Not applicable.
Notes: 1. Components may not add up to the exact total/s due to rounding off.
2. In Chhattisgarh the short-term co-operative credit structure merged with long term during 2014-15. Also, Assam, Bihar, Odisha, Madhya Pradesh and Maharashtra are no longer functional SCARDBs.
3. Recovery for the financial year is taken as on 30th June.
4. P- Provisional.
Source: NABARD.

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