IST,
Search
errorSearch
Page
Official Website of Reserve Bank of India
137811357
Published on
December 29, 2025
Appendix Table V.2: Select Financial Parameters: Scheduled UCBs
| (At end-March 2025) | ||||||||||
| (Per cent) | ||||||||||
| Sr.No. | Bank Name | Average Cost of Deposits | Average Yield on Advances | Net Interest Income to Total Assets (Spread) | Net Interest Income to Working Funds | Non-Interest Income to Working Funds | Return on Assets (RoA) | CRAR | Business per Employee (₹ crore) | Profit per Employee (₹ crore) |
| 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 |
| 1 | Abhyudaya Co-op. Bank Ltd., Mumbai | 5.1 | 8.8 | 2.1 | 2.1 | 1 | 0 | 3.6 | 6.1 | 0 |
| 2 | Ahmedabad Mercantile Co-op. Bank Ltd. | 6 | 9 | 3.1 | 3 | 0.3 | 1.3 | 32.2 | 13.1 | 0.1 |
| 3 | Akola Urban Co-op. Bank Ltd. | 5.1 | 10.1 | 3.1 | 3 | 1.2 | 0.8 | 15.6 | 5.6 | 0 |
| 4 | Amanath Co-op. Bank Ltd., Bangalore | 1.4 | 2.7 | 3.8 | 3.8 | 0.5 | -0.8 | 32.1 | 1.6 | 0 |
| 5 | Andhra Pradesh Mahesh Co-operative Urban Bank Ltd., Hyderabad | 5.5 | 12.6 | 4 | 4 | 0.4 | 2.2 | 44.7 | 6.4 | 0.1 |
| 6 | Apna Sahakari Bank Ltd. | 5 | 8.4 | 1.9 | 2.1 | 0.9 | -0.5 | 4.7 | 7.5 | 0 |
| 7 | Bassein Catholic Co-op. Bank Ltd. | 5.7 | 8.9 | 2.7 | 2.6 | 0.3 | 1.1 | 24.6 | 18.3 | 0.2 |
| 8 | Bharati Sahakari Bank Ltd. (Poona) | 4.5 | 8.6 | 3 | 3.1 | 0.3 | 0.7 | 21.1 | 10.1 | 0.1 |
| 9 | Bombay Mercantile Co-op. Bank Ltd. | 3.1 | 9.6 | 3.2 | 4.2 | 1.4 | 0.1 | 13 | 4.4 | 0 |
| 10 | Citizen Credit Co-op. Bank Ltd. Mumbai | 5.2 | 8.8 | 2.6 | 2.8 | 0.7 | 0.5 | 21.3 | 9.4 | 0 |
| 11 | Cosmos Co-operative Bank Ltd. Pune | 5.8 | 9.6 | 2.8 | 2.7 | 1.9 | 0.7 | 15.1 | 12.3 | 0.1 |
| 12 | Dombivali Nagari Sahakari Bank Ltd. | 5 | 9.6 | 3 | 3 | 2.1 | 0.9 | 16.9 | 8.5 | 0.1 |
| 13 | Goa Urban Co-op. Bank Ltd. | 5.8 | 9.4 | 2.9 | 2.8 | 0.7 | 0.9 | 20.9 | 6 | 0 |
| 14 | GP Parsik Sahakari Bank Ltd., Kalwa, Thane | 4.2 | 8.7 | 3.7 | 3.6 | 0.7 | 1.1 | 19.7 | 7.5 | 0.1 |
| 15 | Greater Bombay Co-op. Bank Ltd. | 5.1 | 9 | 2.7 | 2.8 | 2.1 | 0.1 | 19.2 | 9.5 | 0 |
| 16 | GS Mahanagar Co-operative Bank Ltd., Mumbai | 5.3 | 9.6 | 2.9 | 2.9 | 0.6 | 0.4 | 19.2 | 6.5 | 0 |
| 17 | Indian Mercantile Co-Op. Bank Ltd., Lucknow | 3 | 3.7 | 2.5 | 3 | 1.1 | 1.2 | 92.3 | 1.7 | 0 |
| 18 | Jalgaon Janata Sahakari Bank Ltd. | 5.3 | 10 | 3.2 | 3.1 | 0.5 | 0.7 | 15.4 | 7.7 | 0 |
| 19 | Jalgaon People’s Co-op. Bank Ltd. | 5 | 9.4 | 2.9 | 2.8 | 1.4 | 0.5 | 15.2 | 7.9 | 0 |
| 20 | Janakalyan Sahakari Bank Ltd. (Bombay) | 4.7 | 10.1 | 3.6 | 3.6 | 0.8 | 0.5 | 15.3 | 8.5 | 0 |
| 21 | Janalaxmi Co-op. Bank Ltd. (Nasik) | 5.1 | 9.1 | 1.6 | 2.6 | 2.4 | 0.1 | 21.4 | 1.7 | 0 |
| 22 | Janata Sahakari Bank Ltd. (Poona) | 5.4 | 9.1 | 2.6 | 2.4 | 1.3 | 0.7 | 14.8 | 13.9 | 0.1 |
| 23 | Kallappanna Awade Ichalkaranji Janata Sahakari Bank Ltd. | 7.6 | 10.7 | 3 | 2.7 | 0.7 | 0.5 | 13.8 | 8 | 0 |
| 24 | Karad Urban Co-op. Bank Ltd. | 6 | 9.5 | 2.7 | 2.6 | 0.9 | 0.7 | 15.3 | 8 | 0 |
| 25 | Khamgaon Urban Co-op. Bank Ltd. | 4.6 | 9.7 | 3.1 | 3.1 | 1 | 0.6 | 22.9 | 6 | 0 |
| 26 | Mehsana Urban Co-operative Bank Ltd. | 6.1 | 9.4 | 2.8 | 2.7 | 1.2 | 0.3 | 17 | 24.4 | 0.1 |
| 27 | Nagpur Nagarik Sahakari Bank Ltd. | 5.2 | 9 | 2.9 | 2.9 | 0.8 | 0.7 | 14.6 | 9.3 | 0 |
| 28 | Nasik Merchants’ Co-op. Bank Ltd. | 5.3 | 9.1 | 3.3 | 3.1 | 1.4 | 1.5 | 30.5 | 6.1 | 0.1 |
| 29 | New India Co-op. Bank Ltd. | 5.2 | 9.9 | 1.7 | 1.8 | 1.1 | -5.6 | -4.7 | 11.2 | -0.5 |
| 30 | NKGSB Co-op. Bank Ltd. | 5.9 | 9.3 | 2.3 | 2.3 | 0.7 | 0.3 | 13.2 | 15.5 | 0 |
| 31 | Nutan Nagrik Sah. Bank Ltd. (Ahmedabad) | 6.2 | 9.2 | 2.1 | 2 | 0.7 | 0.7 | 15.4 | 15.9 | 0.1 |
| 32 | Pravara Sahakari Bank Ltd. | 5.8 | 9.9 | 3.5 | 3.4 | 0.4 | 0.6 | 13.6 | 7.6 | 0 |
| 33 | Rajaram Bapu Sahakari Bank Ltd. | 6.6 | 10.1 | 2.9 | 2.9 | 0.6 | 0.6 | 14.9 | 10.6 | 0 |
| 34 | Rajkot Nagrik Sahakari Bank Ltd. | 5.7 | 9.5 | 3.1 | 3 | 0.4 | 1.4 | 18.7 | 9.9 | 0.1 |
| 35 | Sangli Urban Co-op. Bank Ltd. | 6.2 | 10.1 | 2.2 | 2.3 | 1.4 | 1 | 14.9 | 6.6 | 0 |
| 36 | Saraswat Co-operative Bank Ltd. | 5.7 | 9.3 | 2.4 | 2.2 | 0.9 | 0.9 | 17.4 | 16.9 | 0.1 |
| 37 | SBPP Co-operative Bank Ltd | 5 | 9.3 | 3.5 | 3.2 | 0.7 | 1.9 | 23.8 | 11.8 | 0.2 |
| 38 | Shikshak Sahakari Bank Ltd., Nagpur | 5.1 | 10.1 | 3.1 | 3.5 | 1.1 | 0.6 | 16.2 | 4.8 | 0 |
| 39 | Sholapur Janata Sahakari Bank Ltd. | 5.8 | 10.7 | 3.1 | 3.3 | 0.9 | 1 | 18.6 | 7.7 | 0.1 |
| 40 | Surat People’s Co-op. Bank Ltd. | 6.1 | 9.4 | 2.9 | 2.9 | 0.4 | 1.3 | 16.4 | 28.4 | 0.2 |
| 41 | SVC Co-operative Bank Ltd. | 5.6 | 9.7 | 3.1 | 3.1 | 1.2 | 1 | 14.8 | 15.9 | 0.1 |
| 42 | Thane Bharat Sahakari Bank Ltd., Thane | 4.5 | 9.7 | 3.7 | 3.6 | 1.1 | 0.5 | 13.6 | 8.6 | 0 |
| 43 | The Akola Janata Commercial Co-operative Bank Ltd. | 5.1 | 10.6 | 3.4 | 3.2 | 1 | 1 | 28.7 | 6.1 | 0 |
| 44 | The Bharat Co-operative Bank (Mumbai) Ltd. | 5.6 | 9.5 | 2.5 | 2.5 | 0.6 | 0.3 | 14.1 | 12.9 | 0 |
| 45 | The Kalupur Comm. Co-op. Bank Ltd. | 5.6 | 8.9 | 3.1 | 3 | 0.5 | 1.5 | 20.2 | 20.9 | 0.2 |
| 46 | The Kalyan Janata Sah. Bank Ltd., Kalyan | 5 | 9.9 | 3.1 | 3.3 | 1 | 0.3 | 12.6 | 9.1 | 0 |
| 47 | TJSB Sahakari Bank Ltd., Thane | 5.3 | 9.5 | 3.3 | 3.1 | 0.7 | 1.1 | 17.5 | 13.6 | 0.1 |
| 48 | Vasai Vikas Sahakari Bank Ltd. | 5 | 8.4 | 2.6 | 2.6 | 0.7 | 0.4 | 18.3 | 8.9 | 0 |
| 49 | Zoroastrian Co-operative Bank Ltd. | 5.2 | 8.7 | 2.8 | 2.8 | 0.4 | 0.3 | 19.7 | 8.3 | 0 |
| Note: Data are provisional. | ||||||||||
| Source: Off-site returns, RBI. | ||||||||||
PLAYING
LISTEN
Share this page:
Install the RBI mobile application and get quick access to the latest news!
Scan the QR code to install our app
Page Last Updated on:
Was this page helpful?
