| (Amount in ₹ crore) |
| Item |
End-March 2019 |
End-March 2020 |
End-March 2021 |
End-March 2022 |
End-March 2023 |
End-September 2023 |
Percentage variation 2022-23 |
| 1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
| 1. Share Capital |
5,202 |
7,191 |
8,463 |
7,048 |
8,178 |
7,948 |
16.0 |
| 2. Reserves & Surplus |
61,959 |
78,577 |
92,820 |
1,04,963 |
1,28,224 |
1,31,864 |
22.2 |
| 3. Public Deposits |
40,057 |
50,022 |
62,262 |
70,539 |
85,254 |
96,156 |
20.9 |
| 4. Total Borrowings (A+B) |
2,70,128 |
2,94,382 |
2,83,762 |
3,01,017 |
3,65,642 |
4,05,044 |
21.5 |
| A. Secured Borrowings |
2,21,117 |
2,53,562 |
2,45,153 |
2,60,271 |
3,06,685 |
3,31,840 |
17.8 |
| A.1. Debentures |
97,265 |
99,553 |
92,775 |
1,02,909 |
1,09,487 |
1,15,265 |
6.4 |
| A.2. Borrowings from Banks |
1,06,079 |
1,24,038 |
1,14,277 |
1,19,735 |
1,30,355 |
1,46,882 |
8.9 |
| A.3. Borrowings from FIs |
4,976 |
8,068 |
12,670 |
11,370 |
9,748 |
10,468 |
-14.3 |
| A.4. Interest Accrued |
3,119 |
3,328 |
3,149 |
3,657 |
2,678 |
3,091 |
-26.8 |
| A.5. Others |
9,678 |
18,576 |
22,282 |
22,600 |
54,418 |
56,134 |
140.8 |
| B. Un-Secured Borrowings |
49,010 |
40,820 |
38,610 |
40,746 |
58,957 |
73,204 |
44.7 |
| B.1. Debentures |
1,892 |
3,785 |
5,122 |
6,094 |
7,553 |
7,909 |
23.9 |
| B.2. Borrowings from Banks |
151 |
350 |
315 |
85 |
905 |
730 |
961.5 |
| B.3. Borrowings from FIs |
- |
- |
- |
- |
- |
- |
- |
| B.4. Borrowings from Relatives |
86 |
82 |
62 |
48 |
52 |
25 |
9.4 |
| B.5. Inter-Corporate Borrowings |
7,390 |
8,529 |
7,906 |
11,106 |
18,216 |
20,805 |
64.0 |
| B.6. Commercial Paper |
18,112 |
7,478 |
8,523 |
7,899 |
16,589 |
28,438 |
110.0 |
| B.7. Interest Accrued |
3,645 |
3,491 |
955 |
1,066 |
1,476 |
1,498 |
38.5 |
| B.8. Others |
17,736 |
17,104 |
15,727 |
14,448 |
14,166 |
13,800 |
-1.9 |
| 5. Current Liabilities & Provisions |
44,482 |
56,653 |
70,892 |
71,159 |
73,639 |
75,859 |
3.5 |
| Total Liabilities/ Total Assets |
4,21,829 |
4,86,825 |
5,18,199 |
5,54,726 |
6,60,937 |
7,16,871 |
19.1 |
| 1. Loans & Advances |
3,79,019 |
4,17,807 |
4,25,819 |
4,63,831 |
5,52,904 |
6,20,016 |
19.2 |
| 1.1. Secured |
3,07,573 |
3,28,907 |
3,34,543 |
3,59,896 |
4,25,438 |
4,72,450 |
18.2 |
| 1.2. Un-Secured |
71,446 |
88,899 |
91,276 |
1,03,935 |
1,27,467 |
1,47,565 |
22.6 |
| 2. Investments |
23,891 |
39,151 |
46,627 |
45,953 |
59,872 |
53,790 |
30.3 |
| 2.1. Govt. Securities |
5,538 |
9,118 |
17,720 |
25,655 |
30,383 |
31,904 |
18.4 |
| 2.2. Equity Shares |
6,901 |
10,343 |
10,397 |
12,279 |
14,894 |
14,023 |
21.3 |
| 2.3. Preference Shares |
225 |
265 |
284 |
3 |
67 |
67 |
2,046.2 |
| 2.4. Debentures & Bonds |
1,355 |
496 |
308 |
317 |
888 |
523 |
180.4 |
| 2.5. Units of Mutual Funds |
4,807 |
15,302 |
11,198 |
4,523 |
6,844 |
2,635 |
51.3 |
| 2.6. Commercial Paper |
857 |
852 |
511 |
100 |
705 |
829 |
604.7 |
| 2.7. Other Investments |
5,272 |
2,773 |
6,209 |
3,077 |
6,092 |
3,808 |
98.0 |
| 3. Cash & Bank Balances |
9,786 |
17,275 |
34,364 |
32,750 |
29,323 |
22,964 |
-10.5 |
| 3.1. Cash in Hand |
447 |
139 |
377 |
637 |
612 |
593 |
-3.9 |
| 3.2. Deposits with Banks |
9,339 |
17,136 |
33,987 |
32,112 |
28,711 |
22,372 |
-10.6 |
| 4. Others |
9,132 |
12,592 |
11,388 |
12,192 |
18,838 |
20,102 |
54.5 |
| Memo Items |
|
|
|
|
|
|
|
| 1. Capital Market Exposure |
9,630 |
10,025 |
12,236 |
15,798 |
27,544 |
31,363 |
74.4 |
| of which: Equity Shares |
516 |
5,514 |
5,742 |
595 |
2,407 |
2,299 |
304.5 |
| 2. CME as per cent to Total Assets |
2.3 |
2.1 |
2.4 |
2.8 |
4.2 |
4.4 |
|
| 3. Leverage Ratio |
5.7 |
5.0 |
4.5 |
4.2 |
4.2 |
4.5 |
|
Notes: 1. Data are provisional.
2. Percentage figures are rounded-off.
Source: Quarterly returns of NBFCs-D, RBI. |
|
