Appendix Table VI.6: Financial Performance of NBFCs-D

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Published on December 27, 2022

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(Amount in ₹ crore)
Items	2020	2021	2022 (P)	H1: 2022-23
1	2	3	4	5
A. Total Income	66,574	67,095	72,732	39,893
(i) Fund Based Income	64,278	65,547	70,478	38,411
	(96.6)	(97.7)	(96.9)	(96.3)
(ii) Fee Based Income	131	107	301	172
	(0.2)	(0.2)	(0.4)	(0.4)
B. Expenditure	51,461	55,504	55,282	27,411
(i) Financial Expenditure	27,893	28,386	29,620	14,560
	(54.2)	(51.1)	(53.6)	(53.1)
of which, Interest payment	11,620	13,435	15,653	7,289
	(22.6)	(24.2)	(28.3)	(26.6)
(ii) Operating Expenditure	12,514	11,371	12,983	8,116
	(24.3)	(20.5)	(23.5)	(29.6)
(iii) Others	11,054	15,747	12,680	4,735
	(21.5)	(28.4)	(22.9)	(17.3)
C. Tax Provisions	4,398	2,913	4,130	3,045
D. Profit Before Tax	15,114	11,591	17,449	12,482
E. Net Profit	10,716	8,677	13,319	9,437
F. Total Assets	4,86,823	5,18,392	5,52,577	5,83,760
G. Financial Ratios (as Per cent of Total Assets)
(i) Income	13.7	12.9	13.2	13.7
(ii) Fund Income	13.2	12.6	12.8	13.2
(iii) Fee Income	0.0	0.0	0.1	0.1
(iv) Expenditure	10.6	10.7	10.0	9.4
(v) Financial Expenditure	5.7	5.5	5.4	5.0
(vi) Operating Expenditure	2.6	2.2	2.3	2.8
(vii) Tax Provision	0.9	0.6	0.7	1.0
(viii) Net Profit	2.2	1.7	2.4	3.2
H. Cost to Income (percentage)	77.3	82.7	76.0	68.7
Notes: 1. Data are provisional. 2. Total income includes non-financial income as well, which is not reported in the table. 3. Figures in parentheses are share (in per cent) to respective total. 4. Percentage figures are rounded-off to one decimal place. Source: Quarterly returns of NBFCs-D, RBI.