Appendix Table VII.2: Scheduled Commercial Banks - Risk Profile of Assets - RBI - Reserve Bank of India
Appendix Table VII.2: Scheduled Commercial Banks - Risk Profile of Assets
(Amount in Rs. crore) |
|||||||||||
Outstanding Balance as at |
Risk Category (per cent) |
Total |
Risk Weighted Assets |
||||||||
end of quarter |
0.0 |
2.5 |
20.0 |
22.5 |
50.0 |
52.5 |
100.0 |
102.5 |
Assets |
Amount |
Percentage |
(Net Book Value) |
to total |
||||||||||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
11 |
12 |
2002-03 |
|||||||||||
Q1 |
1,64,338 |
4,92,129 |
1,38,822 |
40,278 |
35,528 |
– |
5,25,670 |
84,923 |
14,81,689 |
6,79,611 |
45.9 |
Q2 |
1,82,683 |
5,16,576 |
1,19,013 |
42,676 |
46,173 |
57 |
5,39,431 |
84,641 |
15,31,251 |
6,95,624 |
45.4 |
Q3 |
1,81,859 |
5,36,379 |
1,08,681 |
42,657 |
54,462 |
201 |
5,52,468 |
92,311 |
15,69,018 |
7,19,167 |
45.8 |
Q4 |
1,93,939 |
5,63,819 |
1,17,342 |
46,428 |
64,422 |
788 |
5,82,835 |
83,893 |
16,53,466 |
7,49,460 |
45.3 |
2003-04 |
|||||||||||
Q1 |
1,98,878 |
5,87,535 |
1,11,413 |
43,786 |
69,376 |
646 |
5,70,410 |
88,792 |
16,70,837 |
7,43,272 |
44.5 |
Q2 |
1,75,537 |
6,51,223 |
1,39,053 |
44,750 |
75,330 |
693 |
5,80,965 |
85,400 |
17,52,951 |
7,60,689 |
43.4 |
Q3 |
1,90,898 |
6,54,672 |
1,12,332 |
53,083 |
84,325 |
868 |
6,06,495 |
83,710 |
17,86,383 |
7,85,693 |
44.0 |
Q4 |
2,28,366 |
6,71,296 |
1,29,364 |
44,035 |
95,998 |
1,605 |
6,65,627 |
83,699 |
19,19,990 |
8,52,823 |
44.4 |
2004-05 |
|||||||||||
Q1 |
2,25,613 |
7,34,026 |
1,23,249 |
40,679 |
1,01,815 |
2,174 |
6,65,208 |
84,078 |
19,76,842 |
8,55,590 |
43.3 |
Memo Items: |
|||||||||||
Average for 4 quarters |
|||||||||||
2002-03 |
1,80,705 |
5,27,226 |
1,20,965 |
43,010 |
50,146 |
262 |
5,50,101 |
86,442 |
15,58,856 |
7,10,966 |
45.6 |
2003-04 |
1,98,420 |
6,41,181 |
1,23,041 |
46,414 |
81,257 |
953 |
6,05,874 |
85,400 |
17,82,540 |
7,85,619 |
44.1 |
Percentage Annual Growth |
|||||||||||
2002-03 |
3.5 |
22.4 |
-20.1 |
3.9 |
208.3 |
– |
8.8 |
2.4 |
11.9 |
10.0 |
– |
2003-04 |
17.8 |
19.1 |
10.2 |
-5.2 |
49.0 |
103.7 |
14.2 |
-0.2 |
16.1 |
13.8 |
– |
Note : Net Book Value implies outstanding book value net of margins and provisions. |