(Amount in Rs. crore)

Risk Category (per cent)

Risk-

Risk-

weighted

Weighted

Outstanding Balance (net book value)

loans and

Total

loans and

advances as

advances

0

20

50

100

percentage

to total loans

and advances

1

2

3

4

5

6

7

8

March-2003

Loans and Advances to staff

–

17,969

–

327

18,296

3,921

21.4

Loans and Advances against bank deposits
& specified collateral

29,130

–

–

–

29,130

–

–

Loans and Advances to Govt. (GOI/State)

14,196

–

–

–

14,196

–

–

Government Guaranteed Advances

30,989

627

–

1,421

33,037

1,546

4.7

Bank guaranteed advances / Take out Finance

–

19,613

–

–

19,613

3,923

20.0

Bills purchased under other bank LCs/acceptance credits

–

–

–

14,867

14,867

14,867

100.0

ECGC/DICGC guaranteed "covered" credit only

–

–

25,843

–

25,843

12,921

50.0

Housing loan against mortgage of house

–

–

38,579

–

38,579

19,290

50.0

SSI advances guaranteed by Credit Guarantee Fund

Trust for Small Industries up to the guaranteed portion

287

–

–

–

287

–

–

All other loans and advances

–

–

–

5,09,332

5,09,332

5,09,332

100.0

March-2004

Loans and Advances to staff

–

20,822

–

133

20,955

4,297

20.5

Loans and Advances against bank deposits & specified

collateral

34,591

–

–

–

34,591

–

–

Loans and Advances to Govt. (GOI/State)

6,820

–

–

–

6,820

–

–

Government Guaranteed Advances

37,405

1,319

–

1,688

40,412

1,951

4.8

Bank guaranteed advances / Take out Finance

–

21,355

–

–

21,355

4,271

20.0

Bills purchased under other bank LCs/acceptance credits

–

–

–

16,830

16,830

16,830

100.0

ECGC/DICGC guaranteed "covered" credit only

–

–

23,246

–

23,246

11,623

50.0

Housing loan against mortgage of house

–

–

72,751

–

72,751

36,376

50.0

SSI advances guaranteed by Credit Guarantee Fund Trust

for Small Industries up to the guaranteed portion

271

–

–

–

271

–

–

All other loans and advances

–

–

–

5,84,572

5,84,572

5,84,572

100.0