B1 : Liabilities and Assets of Scheduled Commercial Banks : 2004 and 2005 (Part 5 of 8) - RBI - Reserve Bank of India
B1 : Liabilities and Assets of Scheduled Commercial Banks : 2004 and 2005 (Part 5 of 8)
(Amount in Rs. lakh) |
|||||||||
As on March 31 |
|||||||||
DBS |
Deutsche |
Hongkong & |
|||||||
Bank |
Bank |
Shanghai Bank |
|||||||
Items |
|||||||||
2004 |
2005 |
2004 |
2005 |
2004 |
2005 |
||||
(37) |
(38) |
(39) |
(40) |
(41) |
(42) |
||||
1. |
Capital |
18533 |
52223 |
29268 |
71268 |
71502 |
136775 |
||
(30.4) |
(37.1) |
(3.4) |
(6.6) |
(2.8) |
(4.9) |
||||
2. |
Reserves and Surplus |
2549 |
3449 |
62549 |
51912 |
173782 |
220956 |
||
(4.2) |
(2.4) |
(7.3) |
(4.8) |
(6.9) |
(7.9) |
||||
2.1. |
Statutory Reserves |
865 |
1090 |
23753 |
25683 |
33370 |
41793 |
||
2.2. |
Capital Reserves |
51 |
51 |
768 |
1088 |
81821 |
110212 |
||
2.3. |
Share Premium |
— |
— |
— |
— |
— |
— |
||
2.4. |
Investments Fluctuations Reserves |
152 |
827 |
7537 |
8457 |
23139 |
36639 |
||
2.5. |
Revenue and other Reserves |
2281 |
2281 |
6330 |
6330 |
30600 |
32312 |
||
2.6. |
Balance of Profit |
-800 |
-800 |
24161 |
10354 |
4852 |
— |
||
3. |
Deposits |
37549 |
61144 |
253250 |
362458 |
1626987 |
1701279 |
||
(61.6) |
(43.4) |
(29.5) |
(33.7) |
(64.2) |
(61.0) |
||||
Type-wise |
|||||||||
3A.1. |
Demand deposits |
1946 |
1266 |
138341 |
201546 |
441531 |
476769 |
||
(i) From banks |
105 |
409 |
3579 |
5124 |
4489 |
7308 |
|||
(ii) From others |
1841 |
857 |
134762 |
196422 |
437042 |
469461 |
|||
3A.2. |
Savings bank deposits |
176 |
321 |
11209 |
11375 |
310707 |
385796 |
||
3A.3. |
Term deposits |
35427 |
59557 |
103700 |
149537 |
874749 |
838714 |
||
(i) From banks |
6488 |
47851 |
— |
— |
874749 |
— |
|||
(ii) From others |
28939 |
11706 |
103700 |
149537 |
— |
838714 |
|||
Location-wise |
|||||||||
3B.1. |
Deposits of branches in India |
37549 |
61144 |
253251 |
362458 |
1626988 |
1701279 |
||
3B.2. |
Deposits of branches outside India |
— |
— |
— |
— |
— |
— |
||
4. |
Borrowings |
427 |
9972 |
470084 |
522501 |
253922 |
323632 |
||
(0.7) |
(7.1) |
(54.7) |
(48.6) |
(10.0) |
(11.6) |
||||
4.1. |
Borrowings in India |
400 |
3900 |
412209 |
425953 |
150165 |
159390 |
||
(i) From Reserve Bank of India |
400 |
— |
— |
— |
— |
— |
|||
(ii) From other banks |
— |
3900 |
216994 |
220243 |
150165 |
159390 |
|||
(iii) From other institutions and agencies |
— |
— |
195215 |
205710 |
— |
— |
|||
4.2. |
Borrowings outside India |
27 |
6072 |
57875 |
96548 |
103757 |
164242 |
||
Secured borrowing included in 4. |
— |
— |
— |
— |
— |
— |
|||
5. |
Other liabilities |
1854 |
14161 |
44519 |
66555 |
409494 |
407469 |
||
(3.0) |
(10.0) |
(5.2) |
(6.2) |
(16.1) |
(14.6) |
||||
5.1. |
Bills Payable |
24 |
12089 |
13606 |
12531 |
47628 |
65318 |
||
5.2. |
Inter-office adjustments |
— |
— |
18 |
77 |
— |
— |
||
5.3. |
Interest accrued |
107 |
195 |
9702 |
20824 |
49583 |
42723 |
||
5.4. |
Others (including provisions) |
1723 |
1877 |
21193 |
33123 |
312283 |
299428 |
||
Total |
Liabilities |
60912 |
140949 |
859670 |
1074694 |
2535687 |
2790111 |
||
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
||||
Note:Figures in brackets indicate per cent share in total. Source:Annual accounts of banks of respective years. |
(Amount in Rs. lakh) |
|||||||||
As on March 31 |
|||||||||
DBS |
Deutsche |
Hongkong & |
|||||||
Bank |
Bank |
Shanghai Bank |
|||||||
Items |
|||||||||
2004 |
2005 |
2004 |
2005 |
2004 |
2005 |
||||
(37) |
(38) |
(39) |
(40) |
(41) |
(42) |
||||
1. |
Cash |
in hand |
26 |
35 |
300 |
212 |
7104 |
8028 |
|
(0.0) |
(0.0) |
(0.0) |
(0.0) |
(0.3) |
(0.3) |
||||
2. |
Balances |
with RBI |
1044 |
2061 |
33190 |
39199 |
66023 |
130429 |
|
(1.7) |
(1.5) |
(3.9) |
(3.6) |
(2.6) |
(4.7) |
||||
3. |
Balances |
with banks in India |
22542 |
44331 |
282111 |
453878 |
15941 |
22953 |
|
(37.0) |
(31.5) |
(32.8) |
(42.2) |
(0.6) |
(0.8) |
||||
4. |
Money at |
call and short notice |
— |
— |
— |
— |
— |
— |
|
— |
— |
— |
— |
— |
— |
||||
5. |
Balances |
with banks outside India |
617 |
10561 |
8495 |
— |
55696 |
44862 |
|
(1.0) |
(7.5) |
(1.0) |
— |
(2.2) |
(1.6) |
||||
6. |
Investments |
24542 |
25022 |
227718 |
225387 |
1039538 |
912058 |
||
(40.3) |
(17.8) |
(26.5) |
(21.0) |
(41.0) |
(33.0) |
||||
6.1. |
Investments in India |
24542 |
25022 |
227718 |
225387 |
1039538 |
912058 |
||
(i) |
Government securities |
24542 |
16728 |
203247 |
191893 |
883299 |
761154 |
||
(ii) |
Other approved securities |
— |
— |
4 |
4 |
6565 |
6155 |
||
(iii) |
Shares |
— |
— |
474 |
524 |
364 |
364 |
||
(iv) |
Debentures and Bonds |
— |
7394 |
23963 |
22977 |
147017 |
125031 |
||
(v) |
Subsidiaries and/or joint ventures |
— |
— |
— |
— |
5 |
5 |
||
(vi) |
Others |
— |
900 |
30 |
9989 |
2288 |
19349 |
||
6.2. |
Investments outside India |
— |
— |
— |
— |
— |
— |
||
(i) |
Government securities |
— |
— |
— |
— |
— |
— |
||
(ii) |
Subsidiaries and/or joint ventures |
— |
— |
— |
— |
— |
— |
||
(iii) |
Others |
— |
— |
— |
— |
— |
— |
||
7. |
Advances |
10873 |
55997 |
209806 |
254058 |
962808 |
1262061 |
||
(17.9) |
(39.7) |
(24.4) |
(23.6) |
(38.0) |
(45.7) |
||||
Type-wise |
|||||||||
7A.1. |
Bills |
purchased and discounted |
1694 |
9051 |
72295 |
47293 |
95626 |
161881 |
|
7A.2. |
Cash credits, overdrafts & loans |
4523 |
43906 |
128233 |
159423 |
475299 |
475683 |
||
7A.3. |
Term loans |
4656 |
3040 |
9278 |
47342 |
391883 |
624497 |
||
Security-wise |
|||||||||
7B.1. |
Secured by tangible assets |
9971 |
7031 |
103837 |
84385 |
596204 |
816194 |
||
7B.2. |
Covered by Bank/Government Guarantees |
— |
— |
26425 |
31252 |
65420 |
54581 |
||
7B.3. |
Unsecured |
902 |
48966 |
79544 |
138421 |
301184 |
391287 |
||
Sector-wise |
|||||||||
7C. I. |
Advances in India |
10873 |
55997 |
209806 |
254059 |
962808 |
1262061 |
||
(i) |
Priority sectors |
2315 |
38101 |
49290 |
66799 |
141713 |
222367 |
||
(ii) |
Public sectors |
— |
— |
3 |
20662 |
— |
19810 |
||
(iii) |
Banks |
— |
— |
18622 |
13132 |
469 |
291 |
||
(iv) |
Others |
8558 |
17896 |
141891 |
153466 |
820626 |
1019593 |
||
7C.II. |
Advances outside India |
— |
— |
— |
— |
— |
— |
||
8. |
Fixed |
Assets |
121 |
603 |
9305 |
9154 |
43882 |
42367 |
|
(0.2) |
(0.4) |
(1.1) |
(0.9) |
(1.7) |
(1.5) |
||||
8.1. |
Premises |
98 |
— |
7266 |
6902 |
34012 |
34672 |
||
8.2. |
Fixed assets under construction |
23 |
11 |
— |
— |
— |
— |
||
8.3. |
Other Fixed assets |
— |
592 |
2039 |
2252 |
9870 |
7695 |
||
9. |
Other Assets |
1146 |
2340 |
88748 |
92806 |
344696 |
367353 |
||
(1.9) |
(1.7) |
(10.3) |
(8.6) |
(13.6) |
(13.3) |
||||
9.1. |
Inter |
- office adjustments (net) |
— |
— |
— |
— |
— |
— |
|
9.2. |
Interest accrued |
363 |
672 |
6684 |
13083 |
19906 |
24055 |
||
9.3. |
Tax |
paid |
490 |
756 |
1392 |
2221 |
8701 |
15168 |
|
9.4. |
Stationery and Stamps |
— |
— |
4 |
9 |
95 |
39 |
||
9.5. |
Others |
293 |
912 |
80668 |
77493 |
315994 |
328091 |
||
Total |
Assets |
60911 |
140950 |
859673 |
1074694 |
2535688 |
2790111 |
||
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(Amount in Rs. lakh) |
|||||||||
As on March 31 |
|||||||||
ING |
JP Morgan Chase |
Krung |
Thai |
||||||
Bank |
Bank |
Bank |
|||||||
Items |
|||||||||
2004 |
2005 |
2004 |
2005 |
2004 |
2005 |
||||
(43) |
(44) |
(45) |
(46) |
(47) |
(48) |
||||
1. |
Capital |
6792 |
6792 |
16782 |
16782 |
3584 |
3584 |
||
(66.2) |
(63.3) |
(24.4) |
(12.8) |
(62.7) |
(47.3) |
||||
2. |
Reserves and Surplus |
505 |
505 |
5142 |
9830 |
373 |
376 |
||
(4.9) |
(4.7) |
(7.5) |
(7.5) |
(6.5) |
(5.0) |
||||
2.1. |
Statutory Reserves |
505 |
505 |
2025 |
3198 |
148 |
149 |
||
2.2. |
Capital Reserves |
— |
— |
— |
— |
— |
— |
||
2.3. |
Share Premium |
— |
— |
— |
— |
— |
— |
||
2.4. |
Investments Fluctuations Reserves |
— |
— |
1050 |
1520 |
6 |
6 |
||
2.5. |
Revenue and other Reserves |
— |
— |
— |
— |
219 |
221 |
||
2.6. |
Balance of Profit |
— |
— |
2067 |
5112 |
— |
— |
||
3. |
Deposits |
— |
— |
39178 |
93023 |
1650 |
3447 |
||
— |
— |
(56.9) |
(71.1) |
(28.9) |
(45.5) |
||||
Type-wise |
|||||||||
3A.1. |
Demand deposits |
— |
— |
8028 |
37061 |
863 |
1747 |
||
(i) From banks |
— |
— |
— |
— |
— |
37 |
|||
(ii) From others |
— |
— |
8028 |
37061 |
863 |
1710 |
|||
3A.2. |
Savings bank deposits |
— |
— |
— |
— |
64 |
197 |
||
3A.3. |
Term deposits |
— |
— |
31150 |
55962 |
723 |
1503 |
||
(i) From banks |
— |
— |
— |
— |
— |
— |
|||
(ii) From others |
— |
— |
31150 |
55962 |
723 |
1503 |
|||
Location-wise |
|||||||||
3B.1. |
Deposits of branches in India |
— |
— |
39178 |
93024 |
1651 |
3446 |
||
3B.2. |
Deposits of branches outside India |
— |
— |
— |
— |
— |
— |
||
4. |
Borrowings |
— |
— |
2860 |
7924 |
50 |
— |
||
— |
— |
(4.2) |
(6.1) |
(0.9) |
— |
||||
4.1. |
Borrowings in India |
— |
— |
2373 |
7924 |
50 |
— |
||
(i) From Reserve Bank of India |
— |
— |
— |
— |
— |
— |
|||
(ii) From other banks |
— |
— |
1500 |
7924 |
— |
— |
|||
(iii) From other institutions and agencies |
— |
— |
873 |
— |
50 |
— |
|||
4.2. |
Borrowings outside India |
— |
— |
487 |
— |
— |
— |
||
Secured borrowing included in 4. |
— |
— |
— |
— |
— |
— |
|||
5. |
Other liabilities |
2956 |
3436 |
4832 |
3220 |
60 |
168 |
||
(28.8) |
(32.0) |
(7.0) |
(2.5) |
(1.0) |
(2.2) |
||||
5.1. |
Bills Payable |
— |
— |
1 |
2 |
3 |
27 |
||
5.2. |
Inter-office adjustments |
— |
— |
— |
— |
— |
— |
||
5.3. |
Interest accrued |
— |
— |
365 |
663 |
36 |
25 |
||
5.4. |
Others (including provisions) |
2956 |
3436 |
4466 |
2555 |
21 |
116 |
||
Total |
Liabilities |
10253 |
10733 |
68794 |
130779 |
5717 |
7575 |
||
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
||||
Note : Figures in brackets indicate per cent share in total. Source : Annual accounts of banks of respective years . |
(Amount in Rs. lakh) |
|||||||||
As on March 31 |
|||||||||
ING |
JP Morgan Chase |
Krung |
Thai |
||||||
Bank |
Bank |
Bank |
|||||||
Items |
|||||||||
2004 |
2005 |
2004 |
2005 |
2004 |
2005 |
||||
(43) |
(44) |
(45) |
(46) |
(47) |
(48) |
||||
1. |
Cash |
in hand |
— |
— |
— |
— |
6 |
1 |
|
— |
— |
— |
— |
(0.1) |
(0.0) |
||||
2. |
Balances |
with RBI |
1532 |
930 |
22125 |
11985 |
76 |
216 |
|
(14.9) |
(8.7) |
(32.2) |
(9.2) |
(1.3) |
(2.9) |
||||
3. |
Balances |
with banks in India |
78 |
215 |
39 |
1 |
2523 |
1457 |
|
(0.8) |
(2.0) |
(0.1) |
(0.0) |
(44.1) |
(19.2) |
||||
4. |
Money at |
call and short notice |
— |
2900 |
8600 |
51234 |
— |
120 |
|
— |
(27.0) |
(12.5) |
(39.2) |
— |
(1.6) |
||||
5. |
Balances |
with banks outside India |
11 |
— |
— |
201 |
393 |
483 |
|
(0.1) |
— |
— |
(0.2) |
(6.9) |
(6.4) |
||||
6. |
Investments |
860 |
— |
29537 |
38024 |
845 |
3314 |
||
(8.4) |
— |
(42.9) |
(29.1) |
(14.8) |
(43.8) |
||||
6.1. |
Investments in India |
860 |
— |
29537 |
38024 |
845 |
3314 |
||
(i) |
Government securities |
— |
— |
27596 |
33470 |
705 |
2594 |
||
(ii) |
Other approved securities |
— |
— |
79 |
— |
— |
— |
||
(iii) |
Shares |
— |
— |
— |
— |
— |
— |
||
(iv) |
Debentures and Bonds |
860 |
— |
2003 |
4951 |
140 |
720 |
||
(v) |
Subsidiaries and/or joint ventures |
— |
— |
— |
— |
— |
— |
||
(vi) |
Others |
— |
— |
-141 |
-397 |
— |
— |
||
6.2. |
Investments outside India |
— |
— |
— |
— |
— |
— |
||
(i) |
Government securities |
— |
— |
— |
— |
— |
— |
||
(ii) |
Subsidiaries and/or joint ventures |
— |
— |
— |
— |
— |
— |
||
(iii) |
Others |
— |
— |
— |
— |
— |
— |
||
7. |
Advances |
112 |
— |
— |
15000 |
1550 |
1622 |
||
(1.1) |
— |
— |
(11.5) |
(27.1) |
(21.4) |
||||
Type-wise |
|||||||||
7A.1. |
Bills |
purchased and discounted |
— |
— |
— |
— |
403 |
429 |
|
7A.2. |
Cash credits, overdrafts & loans |
— |
— |
— |
15000 |
1049 |
1117 |
||
7A.3. |
Term loans |
112 |
— |
— |
— |
98 |
76 |
||
Security-wise |
|||||||||
7B.1. |
Secured by tangible assets |
112 |
— |
— |
— |
1361 |
1550 |
||
7B.2. |
Covered by Bank/Government Guarantees |
— |
— |
— |
— |
— |
— |
||
7B.3. |
Unsecured |
— |
— |
— |
15000 |
190 |
72 |
||
Sector-wise |
|||||||||
7C. I. |
Advances in India |
112 |
— |
— |
15000 |
1550 |
1622 |
||
(i) |
Priority sectors |
— |
— |
— |
— |
537 |
666 |
||
(ii) |
Public sectors |
— |
— |
— |
— |
— |
— |
||
(iii) |
Banks |
— |
— |
— |
— |
— |
— |
||
(iv) |
Others |
112 |
— |
— |
15000 |
1013 |
956 |
||
7C.II. |
Advances outside India |
— |
— |
— |
— |
— |
— |
||
8. |
Fixed |
Assets |
— |
— |
84 |
164 |
37 |
64 |
|
— |
— |
(0.1) |
(0.1) |
(0.6) |
(0.8) |
||||
8.1. |
Premises |
— |
— |
— |
— |
— |
— |
||
8.2. |
Fixed assets under construction |
— |
— |
— |
— |
— |
— |
||
8.3. |
Other Fixed assets |
— |
— |
84 |
164 |
37 |
64 |
||
9. |
Other Assets |
7660 |
6690 |
8411 |
14173 |
288 |
296 |
||
(74.7) |
(62.3) |
(12.2) |
(10.8) |
(5.0) |
(3.9) |
||||
9.1. |
Inter |
- office adjustments (net) |
— |
— |
— |
— |
— |
— |
|
9.2. |
Interest accrued |
46 |
15 |
571 |
432 |
49 |
72 |
||
9.3. |
Tax |
paid |
1413 |
800 |
382 |
1036 |
88 |
79 |
|
9.4. |
Stationery and Stamps |
— |
— |
— |
— |
— |
— |
||
9.5. |
Others |
6201 |
5875 |
7458 |
12705 |
151 |
145 |
||
Total |
Assets |
10253 |
10735 |
68796 |
130782 |
5718 |
7573 |
||
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(Amount in Rs. lakh) |
|||||||||
As on March 31 |
|||||||||
Mashreq |
Mizuho |
Corporate |
Oman International |
||||||
Bank |
Bank |
Bank |
|||||||
Items |
|||||||||
2004 |
2005 |
2004 |
2005 |
2004 |
2005 |
||||
(49) |
(50) |
(51) |
(52) |
(53) |
(54) |
||||
1. |
Capital |
4838 |
4838 |
14434 |
14434 |
14694 |
15456 |
||
(14.1) |
(14.4) |
(49.2) |
(31.7) |
(27.8) |
(35.0) |
||||
2. |
Reserves and Surplus |
672 |
1042 |
1287 |
1981 |
586 |
586 |
||
(2.0) |
(3.1) |
(4.4) |
(4.4) |
(1.1) |
(1.3) |
||||
2.1. |
Statutory Reserves |
1365 |
1457 |
321 |
564 |
569 |
569 |
||
2.2. |
Capital Reserves |
208 |
208 |
— |
— |
— |
— |
||
2.3. |
Share Premium |
— |
— |
— |
— |
— |
— |
||
2.4. |
Investments Fluctuations Reserves |
135 |
135 |
234 |
604 |
17 |
17 |
||
2.5. |
Revenue and other Reserves |
1677 |
1677 |
365 |
365 |
— |
— |
||
2.6. |
Balance of Profit |
-2713 |
-2435 |
367 |
448 |
— |
— |
||
3. |
Deposits |
27924 |
26869 |
5125 |
10984 |
28638 |
22522 |
||
(81.3) |
(79.9) |
(17.5) |
(24.1) |
(54.1) |
(51.0) |
||||
Type-wise |
|||||||||
3A.1. |
Demand deposits |
1652 |
1469 |
1356 |
1081 |
1184 |
1189 |
||
(i) From banks |
518 |
395 |
81 |
25 |
75 |
77 |
|||
(ii) From others |
1134 |
1074 |
1275 |
1056 |
1109 |
1112 |
|||
3A.2. |
Savings bank deposits |
525 |
396 |
5 |
55 |
4513 |
4115 |
||
3A.3. |
Term deposits |
25747 |
25004 |
3764 |
9848 |
22941 |
17218 |
||
(i) From banks |
23636 |
23636 |
— |
6000 |
175 |
218 |
|||
(ii) From others |
2111 |
1368 |
3764 |
3848 |
22766 |
17000 |
|||
Location-wise |
|||||||||
3B.1. |
Deposits of branches in India |
27925 |
26869 |
5125 |
10984 |
28637 |
22521 |
||
3B.2. |
Deposits of branches outside India |
— |
— |
— |
— |
— |
— |
||
4. |
Borrowings |
— |
— |
7422 |
17538 |
4372 |
2537 |
||
— |
— |
(25.3) |
(38.5) |
(8.3) |
(5.7) |
||||
4.1. |
Borrowings in India |
— |
— |
3050 |
10670 |
— |
— |
||
(i) From Reserve Bank of India |
— |
— |
— |
— |
— |
— |
|||
(ii) From other banks |
— |
— |
3050 |
10670 |
— |
— |
|||
(iii) From other institutions and agencies |
— |
— |
— |
— |
— |
— |
|||
4.2. |
Borrowings outside India |
— |
— |
4372 |
6868 |
4372 |
2537 |
||
Secured borrowing included in 4. |
— |
— |
— |
— |
— |
— |
|||
5. |
Other liabilities |
918 |
871 |
1040 |
587 |
4620 |
3074 |
||
(2.7) |
(2.6) |
(3.5) |
(1.3) |
(8.7) |
(7.0) |
||||
5.1. |
Bills Payable |
120 |
31 |
19 |
21 |
447 |
32 |
||
5.2. |
Inter-office adjustments |
— |
— |
— |
— |
3 |
— |
||
5.3. |
Interest accrued |
626 |
616 |
43 |
136 |
3457 |
2436 |
||
5.4. |
Others (including provisions) |
172 |
224 |
978 |
430 |
713 |
606 |
||
Total |
Liabilities |
34352 |
33620 |
29308 |
45524 |
52910 |
44175 |
||
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
||||
Note : Figures in brackets indicate per cent share in total. Source:Annual accounts of banks of respective years . |
(Amount in Rs. lakh) |
|||||||||
As on March 31 |
|||||||||
Mashreq |
Mizuho |
Corporate |
Oman International |
||||||
Bank |
Bank |
Bank |
|||||||
Items |
|||||||||
2004 |
2005 |
2004 |
2005 |
2004 |
2005 |
||||
(49) |
(50) |
(51) |
(52) |
(53) |
(54) |
||||
1. |
Cash |
in hand |
16 |
5 |
1 |
3 |
35 |
33 |
|
(0.0) |
(0.0) |
(0.0) |
(0.0) |
(0.1) |
(0.1) |
||||
2. |
Balances |
with RBI |
980 |
940 |
512 |
480 |
2340 |
1591 |
|
(2.9) |
(2.8) |
(1.7) |
(1.1) |
(4.4) |
(3.6) |
||||
3. |
Balances |
with banks in India |
7250 |
4000 |
3999 |
24 |
38 |
56 |
|
(21.1) |
(11.9) |
(13.6) |
(0.1) |
(0.1) |
(0.1) |
||||
4. |
Money at |
call and short notice |
152 |
700 |
— |
— |
16700 |
10094 |
|
(0.4) |
(2.1) |
— |
— |
(31.6) |
(22.9) |
||||
5. |
Balances |
with banks outside India |
745 |
827 |
133 |
103 |
758 |
58 |
|
(2.2) |
(2.5) |
(0.5) |
(0.2) |
(1.4) |
(0.1) |
||||
6. |
Investments |
20635 |
23379 |
3257 |
15117 |
14171 |
12757 |
||
(60.1) |
(69.6) |
(11.1) |
(33.2) |
(26.8) |
(28.9) |
||||
6.1. |
Investments in India |
20635 |
23379 |
3257 |
15117 |
14171 |
12757 |
||
(i) |
Government securities |
7633 |
10477 |
3257 |
7108 |
14071 |
12657 |
||
(ii) |
Other approved securities |
102 |
102 |
— |
— |
100 |
100 |
||
(iii) |
Shares |
— |
— |
— |
— |
— |
— |
||
(iv) |
Debentures and Bonds |
12900 |
12800 |
— |
2200 |
— |
— |
||
(v) |
Subsidiaries and/or joint ventures |
— |
— |
— |
— |
— |
— |
||
(vi) |
Others |
— |
— |
— |
5809 |
— |
— |
||
6.2. |
Investments outside India |
— |
— |
— |
— |
— |
— |
||
(i) |
Government securities |
— |
— |
— |
— |
— |
— |
||
(ii) |
Subsidiaries and/or joint ventures |
— |
— |
— |
— |
— |
— |
||
(iii) |
Others |
— |
— |
— |
— |
— |
— |
||
7. |
Advances |
1742 |
1878 |
18180 |
26669 |
1744 |
1273 |
||
(5.1) |
(5.6) |
(62.0) |
(58.6) |
(3.3) |
(2.9) |
||||
Type-wise |
|||||||||
7A.1. |
Bills |
purchased and discounted |
1373 |
1812 |
610 |
540 |
432 |
442 |
|
7A.2. |
Cash credits, overdrafts & loans |
172 |
1 |
15569 |
21938 |
918 |
632 |
||
7A.3. |
Term loans |
197 |
65 |
2001 |
4191 |
394 |
199 |
||
Security-wise |
|||||||||
7B.1. |
Secured by tangible assets |
355 |
61 |
15416 |
12548 |
1743 |
1272 |
||
7B.2. |
Covered by Bank/Government Guarantees |
873 |
1812 |
— |
— |
— |
— |
||
7B.3. |
Unsecured |
514 |
5 |
2763 |
14120 |
— |
— |
||
Sector-wise |
|||||||||
7C. I. |
Advances in India |
1742 |
1878 |
18180 |
26668 |
1743 |
1272 |
||
(i) |
Priority sectors |
1046 |
1812 |
57 |
5397 |
619 |
435 |
||
(ii) |
Public sectors |
— |
— |
— |
— |
— |
— |
||
(iii) |
Banks |
327 |
— |
— |
— |
— |
— |
||
(iv) |
Others |
369 |
66 |
18123 |
21271 |
1124 |
837 |
||
7C.II. |
Advances outside India |
— |
— |
— |
— |
— |
— |
||
8. |
Fixed |
Assets |
34 |
40 |
204 |
244 |
1979 |
1859 |
|
(0.1) |
(0.1) |
(0.7) |
(0.5) |
(3.7) |
(4.2) |
||||
8.1. |
Premises |
— |
— |
108 |
105 |
1952 |
1844 |
||
8.2. |
Fixed assets under construction |
— |
— |
— |
— |
— |
— |
||
8.3. |
Other Fixed assets |
34 |
40 |
96 |
139 |
27 |
15 |
||
9. |
Other Assets |
2798 |
1851 |
3021 |
2885 |
15144 |
16454 |
||
(8.1) |
(5.5) |
(10.3) |
(6.3) |
(28.6) |
(37.2) |
||||
9.1. |
Inter |
- office adjustments (net) |
— |
— |
— |
— |
— |
— |
|
9.2. |
Interest accrued |
790 |
759 |
337 |
458 |
460 |
407 |
||
9.3. |
Tax |
paid |
1459 |
648 |
— |
— |
539 |
488 |
|
9.4. |
Stationery and Stamps |
— |
— |
— |
— |
— |
— |
||
9.5. |
Others |
549 |
444 |
2684 |
2427 |
14145 |
15559 |
||
Total |
Assets |
34352 |
33620 |
29307 |
45525 |
52909 |
44175 |
||
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(Amount in Rs. lakh) |
||||||||||
As on March 31 |
||||||||||
Societe |
Sonali |
Standard |
Chartered |
|||||||
Generale |
Bank |
Bank |
||||||||
Items |
||||||||||
2004 |
2005 |
2004 |
2005 |
2004 |
2005 |
|||||
(55) |
(56) |
(57) |
(58) |
(59) |
(60) |
|||||
1. |
Capital |
14437 |
29835 |
20 |
20 |
51542 |
51542 |
|||
(19.7) |
(33.5) |
(0.6) |
(0.6) |
(1.5) |
(1.4) |
|||||
2. |
Reserves and Surplus |
823 |
2346 |
488 |
543 |
221793 |
271862 |
|||
(1.1) |
(2.6) |
(13.8) |
(16.7) |
(6.5) |
(7.3) |
|||||
2.1. |
Statutory Reserves |
1650 |
2031 |
308 |
345 |
86794 |
101833 |
|||
2.2. |
Capital Reserves |
581 |
— |
28 |
28 |
17941 |
22784 |
|||
2.3. |
Share Premium |
— |
— |
— |
— |
— |
— |
|||
2.4. |
Investments Fluctuations Reserves |
— |
1501 |
— |
2 |
26004 |
41004 |
|||
2.5. |
Revenue and other Reserves |
— |
— |
— |
— |
57274 |
78443 |
|||
2.6. |
Balance of Profit |
-1408 |
-1186 |
152 |
168 |
33780 |
27798 |
|||
3. |
Deposits |
41246 |
52655 |
2864 |
2224 |
1994898 |
2252224 |
|||
(56.2) |
(59.1) |
(80.9) |
(68.3) |
(58.1) |
(60.4) |
|||||
Type-wise |
||||||||||
3A.1. |
Demand deposits |
2541 |
2439 |
2091 |
1535 |
512452 |
594383 |
|||
(i) From banks |
11 |
45 |
1145 |
722 |
16001 |
20924 |
||||
(ii) From others |
2530 |
2394 |
946 |
813 |
496451 |
573459 |
||||
3A.2. |
Savings bank deposits |
330 |
40 |
154 |
146 |
381918 |
445734 |
|||
3A.3. |
Term deposits |
38375 |
50176 |
619 |
543 |
1100528 |
1212107 |
|||
(i) From banks |
— |
6236 |
— |
— |
114073 |
114073 |
||||
(ii) From others |
38375 |
43940 |
619 |
543 |
986455 |
1098034 |
||||
Location-wise |
||||||||||
3B.1. |
Deposits of branches in India |
41247 |
52654 |
1720 |
1502 |
1994898 |
2252224 |
|||
3B.2. |
Deposits of branches outside India |
— |
— |
1145 |
722 |
— |
— |
|||
4. |
Borrowings |
14498 |
500 |
— |
— |
612404 |
631227 |
|||
(19.7) |
(0.6) |
— |
— |
(17.8) |
(16.9) |
|||||
4.1. |
Borrowings in India |
14236 |
500 |
— |
— |
354007 |
293551 |
|||
(i) From Reserve Bank of India |
— |
— |
— |
— |
— |
— |
||||
(ii) From other banks |
11736 |
500 |
— |
— |
173780 |
221824 |
||||
(iii) From other institutions and agencies |
2500 |
— |
— |
— |
180227 |
71727 |
||||
4.2. |
Borrowings outside India |
262 |
— |
— |
— |
258397 |
337676 |
|||
Secured borrowing included in 4. |
— |
— |
— |
— |
— |
— |
||||
5. |
Other liabilities |
2410 |
3761 |
169 |
467 |
553911 |
521787 |
|||
(3.3) |
(4.2) |
(4.8) |
(14.4) |
(16.1) |
(14.0) |
|||||
5.1. |
Bills Payable |
87 |
108 |
— |
— |
35429 |
31618 |
|||
5.2. |
Inter-office adjustments |
35 |
— |
2 |
20 |
— |
— |
|||
5.3. |
Interest accrued |
630 |
613 |
8 |
8 |
28942 |
28113 |
|||
5.4. |
Others (including provisions) |
1658 |
3040 |
159 |
439 |
489540 |
462056 |
|||
Total |
Liabilities |
73414 |
89097 |
3541 |
3254 |
3434548 |
3728642 |
|||
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
|||||
Note:Figures in brackets indicate per cent share in total. Source:Annual accounts of banks of respective years . |
(Amount in Rs. lakh) |
||||||||||
As on March 31 |
||||||||||
Societe |
Sonali |
Standard |
Chartered |
|||||||
Generale |
Bank |
Bank |
||||||||
Items |
||||||||||
2004 |
2005 |
2004 |
2005 |
2004 |
2005 |
|||||
(55) |
(56) |
(57) |
(58) |
(59) |
(60) |
|||||
1. |
Cash |
in hand |
23 |
26 |
104 |
42 |
8279 |
10439 |
||
(0.0) |
(0.0) |
(2.9) |
(1.3) |
(0.2) |
(0.3) |
|||||
2. |
Balances |
with RBI |
2190 |
2883 |
226 |
358 |
95307 |
111031 |
||
(3.0) |
(3.2) |
(6.4) |
(11.0) |
(2.8) |
(3.0) |
|||||
3. |
Balances |
with banks in India |
39 |
60 |
55 |
65 |
17613 |
18571 |
||
(0.1) |
(0.1) |
(1.6) |
(2.0) |
(0.5) |
(0.5) |
|||||
4. |
Money at |
call and short notice |
— |
2975 |
200 |
200 |
38990 |
7934 |
||
— |
(3.3) |
(5.6) |
(6.1) |
(1.1) |
(0.2) |
|||||
5. |
Balances |
with banks outside India |
383 |
345 |
1544 |
970 |
5372 |
6957 |
||
(0.5) |
(0.4) |
(43.6) |
(29.8) |
(0.2) |
(0.2) |
|||||
6. |
Investments |
45939 |
59332 |
633 |
719 |
1007870 |
1016018 |
|||
(62.6) |
(66.6) |
(17.9) |
(22.1) |
(29.3) |
(27.3) |
|||||
6.1. |
Investments in India |
45939 |
59332 |
633 |
719 |
1007870 |
1016018 |
|||
(i) |
Government securities |
44437 |
59322 |
444 |
440 |
699768 |
757750 |
|||
(ii) |
Other approved securities |
— |
— |
— |
— |
2594 |
10500 |
|||
(iii) |
Shares |
97 |
10 |
— |
— |
42967 |
40967 |
|||
(iv) |
Debentures and Bonds |
1405 |
— |
— |
— |
262534 |
190587 |
|||
(v) |
Subsidiaries and/or joint ventures |
— |
— |
— |
— |
7 |
7 |
|||
(vi) |
Others |
— |
— |
189 |
279 |
— |
16207 |
|||
6.2. |
Investments outside India |
— |
— |
— |
— |
— |
— |
|||
(i) |
Government securities |
— |
— |
— |
— |
— |
— |
|||
(ii) |
Subsidiaries and/or joint ventures |
— |
— |
— |
— |
— |
— |
|||
(iii) |
Others |
— |
— |
— |
— |
— |
— |
|||
7. |
Advances |
17083 |
15920 |
564 |
597 |
1615226 |
1997032 |
|||
(23.3) |
(17.9) |
(15.9) |
(18.3) |
(47.0) |
(53.7) |
|||||
Type-wise |
||||||||||
7A.1. |
Bills |
purchased and discounted |
1771 |
390 |
328 |
414 |
99329 |
143955 |
||
7A.2. |
Cash credits, overdrafts & loans |
5940 |
7342 |
236 |
183 |
779985 |
776841 |
|||
7A.3. |
Term loans |
9372 |
8188 |
— |
— |
735912 |
1076236 |
|||
Security-wise |
||||||||||
7B.1. |
Secured by tangible assets |
12339 |
11067 |
223 |
202 |
1031514 |
1321816 |
|||
7B.2. |
Covered by Bank/Government Guarantees |
439 |
222 |
— |
— |
76166 |
120476 |
|||
7B.3. |
Unsecured |
4305 |
4631 |
341 |
395 |
507546 |
554740 |
|||
Sector-wise |
||||||||||
7C. I. |
Advances in India |
17083 |
15920 |
564 |
597 |
1615225 |
1997031 |
|||
(i) |
Priority sectors |
2265 |
2145 |
10 |
8 |
397562 |
582547 |
|||
(ii) |
Public sectors |
— |
— |
— |
— |
14441 |
26507 |
|||
(iii) |
Banks |
8 |
— |
— |
— |
— |
— |
|||
(iv) |
Others |
14810 |
13775 |
554 |
589 |
1203222 |
1387977 |
|||
7C.II. |
Advances outside India |
— |
— |
— |
— |
— |
— |
|||
8. |
Fixed |
Assets |
3602 |
3327 |
15 |
13 |
43817 |
42184 |
||
(4.9) |
(3.7) |
(0.4) |
(0.4) |
(1.3) |
(1.1) |
|||||
8.1. |
Premises |
3421 |
3179 |
— |
— |
38716 |
37491 |
|||
8.2. |
Fixed assets under construction |
— |
— |
— |
— |
— |
500 |
|||
8.3. |
Other Fixed assets |
181 |
148 |
15 |
13 |
5101 |
4193 |
|||
9. |
Other Assets |
4155 |
4228 |
203 |
290 |
602075 |
518476 |
|||
(5.7) |
(4.7) |
(5.7) |
(8.9) |
(17.5) |
(13.9) |
|||||
9.1. |
Inter |
- office adjustments (net) |
— |
— |
23 |
27 |
— |
— |
||
9.2. |
Interest accrued |
516 |
1388 |
10 |
13 |
35447 |
23559 |
|||
9.3. |
Tax |
paid |
1758 |
1021 |
128 |
238 |
58629 |
48696 |
||
9.4. |
Stationery and Stamps |
— |
— |
2 |
1 |
52 |
44 |
|||
9.5. |
Others |
1881 |
1819 |
40 |
11 |
507947 |
446177 |
|||
Total |
Assets |
73414 |
89096 |
3544 |
3254 |
3434549 |
3728642 |
|||
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |