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Learn more about the various functions within The Reserve Bank of India
Back
(in per cent)
As on March 31
Arab
Bank
Bank of
Ratios
Bangladesh
International
of
Bahrain
Indonesia
America
& Kuwait
2005
2006
(9)
(10)
(11)
(12)
(13)
(14)
(15)
(16)
1.
Cash-deposit ratio
4.13
3.68
18.08
10.80
8.68
14.35
4.88
4.50
2.
Credit-deposit ratio
93.16
160.63
178.48
47.50
161.56
159.96
66.93
51.70
3.
Investment-deposit ratio
35.34
38.56
380.67
109.25
80.26
78.99
48.13
39.58
4.
(Credit + Investment) - deposit ratio
128.50
199.19
559.14
156.75
241.82
238.95
115.06
91.28
5.
Ratio of deposits to total liabilities
34.20
31.41
8.97
12.79
36.27
35.15
65.56
78.07
6.
Ratio of term deposits to total deposits
18.06
26.88
60.49
49.60
42.37
21.42
75.34
73.20
7.
Ratio of priority sector advances to total advances
30.46
36.09
2.11
1.94
20.02
20.36
25.84
22.89
8.
Ratio of term loan to total advances
4.25
34.07
0.00
1.00
0.55
44.82
41.56
9.
Ratio of secured advances to total advances
32.77
12.98
2.05
18.74
13.60
93.82
91.46
10.
Ratio of investments in non-approved securites
12.94
17.74
3.62
23.81
25.19
21.49
10.22
6.23
to total investments
11.
Ratio of interest income to total assets
4.15
5.52
3.13
3.30
4.85
5.68
5.33
12.
Ratio of net interest margin to total assets
3.43
4.96
2.52
2.54
2.44
3.12
1.95
1.77
13.
Ratio of non-interest income to total assets
5.10
5.96
-0.31
0.62
2.24
3.82
0.38
0.97
14.
Ratio of intermediation cost to total assets
2.62
3.37
2.47
2.21
1.72
1.96
2.34
15.
Ratio of wage bills to intermediation cost
31.85
27.96
24.45
25.86
47.68
49.13
38.44
42.22
16.
Ratio of wage bills to total expense
24.97
23.99
19.66
19.22
19.85
21.31
14.50
15.79
17.
Ratio of wage bills to total income
9.02
8.20
21.44
14.59
11.54
10.14
13.78
14.84
18.
Ratio of burden to total assets
-2.48
-2.59
2.78
1.59
-0.52
-1.86
1.67
1.37
19.
Ratio of burden to interest income
-59.78
-47.05
88.89
48.24
-10.79
-32.73
31.24
24.09
20.
Ratio of operating profits to total assets
5.91
7.55
-0.25
0.94
2.97
4.98
0.28
0.40
21.
Return on assets
2.87
-0.98
-1.28
1.46
2.41
-3.52
-1.32
22.
Return on equity
5.55
6.34
-1.11
-1.54
7.53
9.58
-28.44
-10.52
23.
Cost of deposits
1.02
1.25
3.31
3.19
2.48
2.27
4.56
24.
Cost of borrowings
1.08
1.61
4.01
5.31
2.82
3.27
25.
Cost of funds
1.92
1.70
1.81
2.07
3.24
3.73
3.90
4.35
26.
Return on advances
6.54
8.34
7.25
11.09
4.89
6.15
5.76
7.89
27.
Return on investments
3.59
4.48
6.89
4.90
5.73
6.71
5.20
5.45
28.
Return on advances adjusted to cost of funds
4.63
6.64
5.44
1.65
2.42
1.86
3.54
29.
Return on investments adjusted to cost of funds
5.08
2.83
2.49
2.98
1.30
1.10
30.
Business per employee (in Rs. lakh)
183.07
193.03
154.00
148.00
1707.72
1924.81
820.00
728.00
31.
Profit per employee (in Rs. lakh)
10.29
11.04
-4.15
-7.66
29.47
51.82
-28.00
-10.00
32.
Capital adequacy ratio
109.39
86.21
92.26
108.87
30.07
23.40
11.66
20.01
33.
Capital adequacy ratio - Tier I
108.00
84.99
92.06
108.67
23.39
17.67
9.84
18.77
34.
Capital adequacy ratio - Tier II
1.39
1.22
0.20
6.68
1.82
1.24
35.
Ratio of net NPA to net advances
0.18
10.49
5.53
1.29
Source: Annual accounts of banks
Barclays
Bank of Tokyo-
of Ceylon
Nova Scotia
Mitsubishi UFJ #
(17)
(18)
(19)
(20)
(21)
(22)
(23)
(24)
6.57
4.62
11.86
1.07
7.44
11.87
56.80
55.88
128.17
103.65
1.20
104.98
131.78
31.12
34.84
55.85
41.65
559.23
161.93
64.33
57.22
87.92
90.72
184.02
145.30
562.47
163.13
169.31
189.00
57.66
49.10
47.87
63.62
7.99
19.21
46.89
41.17
70.91
60.60
90.39
94.49
85.94
97.99
38.66
35.91
72.61
53.57
32.63
32.04
1.18
20.34
11.79
23.07
30.66
70.31
100.00
13.75
16.76
93.30
93.38
83.88
70.15
79.68
86.06
36.08
31.52
3.06
7.94
32.53
33.14
21.73
4.44
5.43
4.92
4.95
2.71
4.67
4.91
1.66
3.14
1.27
1.97
2.67
3.55
3.04
2.40
10.92
16.63
4.94
2.38
1.26
1.42
0.96
2.92
2.86
32.99
36.65
37.66
39.65
58.11
65.73
43.88
59.13
10.30
13.99
9.17
8.21
45.64
42.58
29.89
35.10
5.56
6.62
6.18
5.77
11.55
11.37
12.99
22.35
-1.78
-0.99
-0.53
-0.69
-8.21
-12.95
-2.02
0.48
-40.14
-18.22
-10.87
-13.96
-303.50
-277.40
-41.16
9.33
3.44
2.13
10.18
15.62
5.57
2.75
1.19
0.25
-0.35
0.83
3.29
9.64
0.93
0.02
4.02
0.81
-4.47
11.30
11.33
11.75
2.73
0.07
5.16
3.99
5.63
3.91
5.17
3.45
0.05
3.81
1.05
1.87
3.47
9.52
0.26
0.37
4.49
3.98
3.71
4.22
3.64
6.70
1.74
2.74
9.00
9.32
5.03
5.40
23.62
19.77
5.93
5.90
3.93
4.40
5.24
5.87
10.47
4.52
5.34
1.32
19.97
13.08
4.18
3.16
-0.56
0.43
1.69
2.22
3.78
628.76
587.10
2085.17
2040.25
188.49
148.51
663.58
1113.29
7.95
1.64
-6.30
16.50
160.21
271.00
6.45
49.40
56.37
15.27
13.71
20.85
22.92
32.10
33.38
48.30
56.10
14.36
13.19
19.88
22.15
21.65
28.03
0.27
0.91
0.52
0.77
10.45
5.35
13.76
23.74
3.08
0.01
Note : # See ‘Explanatory Notes’ Source: Annual accounts of banks
Citibank
DBS
Deutsche
Hongkong &
Shanghai Banking Corpn.
(33)
(34)
(35)
(36)
(37)
(38)
(39)
(40)
11.10
9.06
4.37
11.08
15.02
8.14
5.84
84.30
87.62
91.58
61.40
71.41
58.95
74.18
67.37
37.79
37.82
40.92
37.96
63.35
74.45
53.89
48.66
122.09
125.43
132.51
99.36
134.76
133.40
128.08
116.03
63.55
61.43
43.38
45.72
33.11
36.35
60.98
66.59
43.98
41.30
97.40
98.18
42.03
25.14
49.30
46.20
23.33
23.73
68.04
20.54
26.29
27.13
17.62
20.67
70.43
67.57
66.86
18.42
31.16
49.48
54.17
57.86
57.47
12.56
68.89
45.52
29.18
69.00
61.99
20.42
13.57
33.15
21.25
14.86
16.31
28.67
6.95
7.73
3.42
6.74
4.03
5.30
6.11
4.58
2.58
4.10
0.88
3.69
4.20
2.63
0.35
-0.38
2.84
3.86
3.85
1.83
19.95
22.58
56.34
58.02
27.78
31.71
36.56
41.16
12.35
22.76
13.17
17.80
19.02
22.77
7.75
8.38
27.30
15.55
9.56
12.84
11.16
13.48
1.48
2.09
-1.38
-0.78
0.14
0.30
12.67
15.72
43.13
30.98
-34.18
-14.76
2.30
3.70
2.01
2.26
2.85
3.07
0.89
0.73
0.72
1.04
1.58
19.98
18.43
2.35
7.18
9.90
11.17
13.30
0.92
1.47
2.59
2.89
7.61
5.58
5.66
2.77
1.56
4.33
3.03
3.25
9.57
3.28
3.88
5.37
6.07
7.86
8.72
7.46
9.46
7.04
15.93
6.51
7.10
7.81
6.29
6.53
-0.45
1.52
4.83
5.47
4.69
6.43
5.48
11.60
4.07
1359.51
1607.92
1110.99
1105.14
1608.93
1016.83
852.54
975.65
21.75
21.71
14.52
12.24
20.31
18.57
9.74
12.07
10.78
35.06
31.33
16.22
12.74
14.03
10.61
8.60
10.77
34.45
20.80
12.62
11.14
11.38
9.80
2.18
0.56
0.61
10.53
3.60
1.60
2.65
0.95
0.50
0.58
ING
J P Morgan
Krung
Mashreq
Bank #
Chase Bank
Thai Bank
(41)
(42)
(43)
(44)
(45)
(46)
(47)
(48)
12.88
5.04
6.31
7.54
3.52
8.16
16.12
4.14
47.06
31.95
6.99
143.12
40.87
118.46
96.15
72.32
87.01
172.88
57.00
122.60
143.21
104.28
94.00
316.00
71.13
63.42
45.46
42.61
79.92
24.20
60.16
74.79
43.61
48.42
93.06
28.52
41.04
16.45
96.50
99.01
4.68
22.29
3.46
0.99
11.90
95.57
95.07
99.76
99.97
13.02
50.43
30.21
54.75
13.06
4.00
6.01
5.60
8.48
9.62
4.74
5.00
9.29
4.82
8.04
2.70
2.03
48.53
46.44
24.60
19.83
26.31
31.81
30.27
20.98
19.91
3.41
9.86
8.71
14.93
6.05
2.96
4.42
-0.76
-6.59
-2.79
-3.79
-1.35
-30.77
-164.54
-46.37
57.90
-64.65
-0.06
-14.07
3.23
6.33
1.50
8.79
-4.38
3.58
2.53
0.03
-6.45
19.31
17.99
10.16
6.50
6.17
2.28
2.91
2.23
8.96
12.54
1.09
1.45
0.44
52.40
2.19
2.68
1.98
8.98
12.68
3.76
0.09
8.46
7.35
6.22
5.67
10.72
-2.09
-2.65
6.25
4.76
-1.63
-5.64
4.77
-1.91
593.74
1252.09
460.75
395.25
521.26
484.16
69.96
88.94
0.19
37.77
36.99
37.43
74.97
10.19
11.76
99.59
133.53
60.14
136.92
9.44
11.74
98.17
125.14
58.03
133.17
0.75
8.39
3.75
Mizuho
Oman
Societe
Sonali
Corporate Bank
International Bank
Generale
(49)
(50)
(51)
(52)
(53)
(54)
(55)
(56)
5.27
7.21
18.13
16.21
242.80
239.23
5.65
30.24
28.73
27.10
15.01
137.63
66.52
56.65
56.54
112.68
115.33
32.60
35.20
380.43
305.76
62.29
60.35
142.92
144.05
59.70
50.21
24.13
25.26
50.98
47.30
59.10
52.04
67.72
66.55
89.66
86.14
76.45
76.71
95.29
95.36
25.52
27.59
20.24
20.69
34.17
35.23
13.47
6.00
61.61
15.61
32.85
51.43
36.18
47.05
53.00
86.95
33.86
37.49
53.32
25.97
39.62
38.80
38.18
4.61
4.80
3.89
6.87
4.26
0.63
1.91
1.84
1.57
0.22
1.53
1.76
14.29
12.03
1.28
2.04
8.85
10.57
46.05
44.22
26.52
26.89
45.49
55.28
53.21
55.08
26.87
19.67
20.56
41.96
44.44
15.98
12.64
7.03
8.37
15.24
25.45
35.76
1.06
0.51
-5.44
-1.46
11.19
5.14
19.56
27.24
11.21
-129.07
-34.22
-0.09
-0.34
7.28
3.18
-2.86
-1.31
1.15
6.04
1.80
-8.86
-2.37
6.42
5.23
26.22
9.91
3.39
5.78
3.96
4.43
2.64
1.78
5.41
5.06
3.92
7.69
5.11
5.69
5.26
5.15
4.86
6.65
11.58
4.34
7.98
8.06
-1.89
-1.87
0.90
7.85
-0.22
2.37
3.20
608.21
684.21
1132.28
784.02
1057.90
1467.20
66.68
54.81
18.67
8.88
-40.79
9.35
25.40
1.21
28.76
65.76
13.52
64.81
37.40
105.81
93.78
27.52
65.52
13.20
61.53
37.27
103.73
92.16
0.24
0.32
0.06
0.13
2.08
1.62
0.15
55.05
41.58
1.90
Standard
State Bank
UFJ
Chartered Bank
of Mauritius
(57)
(58)
(59)
(60)
(61)
(62)
16.43
7.20
9.49
88.67
84.60
147.92
85.12
144.47
45.11
41.50
93.63
44.98
85.07
133.78
126.10
241.54
130.10
229.54
60.53
59.07
32.95
58.96
21.85
53.82
50.10
79.40
89.08
41.27
29.17
28.68
21.54
22.32
12.76
43.53
61.84
75.63
72.22
59.33
94.55
95.23
57.20
Ratio of investments in non-approved securites to total investments
24.39
21.63
16.87
18.89
32.03
6.97
7.16
8.13
8.78
5.09
3.87
3.32
4.47
0.47
33.93
29.49
34.95
35.47
14.66
18.30
26.58
9.47
10.17
9.85
0.34
0.57
0.68
12.71
7.77
2.99
4.04
20.16
23.21
6.08
2.20
8.70
12.44
7.31
9.27
9.15
8.50
8.22
6.94
7.93
8.59
7.06
5.71
3.74
-1.13
0.65
5.49
786.36
837.29
1191.00
1688.00
494.64
11.50
18.00
10.00
21.99
10.46
9.93
31.06
35.42
121.60
29.76
32.94
120.07
3.36
1.12
4.08
Bharat
Catholic
Punjab #
Rajasthan
Overseas Bank
Syrian Bank
(1)
(2)
(3)
(4)
(5)
(6)
(7)
(8)
7.57
4.32
4.21
9.05
7.45
56.12
35.67
60.07
63.30
56.93
62.83
32.57
43.28
28.87
35.85
29.61
32.90
88.69
78.95
74.58
95.92
92.91
89.83
96.21
87.80
88.70
90.23
85.53
86.96
90.66
89.84
52.90
67.26
63.33
71.40
77.02
72.38
71.12
22.14
27.71
23.87
24.91
31.44
34.08
59.55
50.39
60.13
38.20
38.43
54.40
54.53
93.51
90.97
88.56
88.85
85.10
96.65
96.96
22.25
27.97
26.20
15.51
7.26
8.42
3.48
3.34
0.64
0.74
0.87
3.79
2.32
2.50
2.61
3.26
15.64
61.96
67.30
44.80
44.49
67.23
74.66
7.63
23.96
30.01
17.07
16.61
22.80
30.43
20.59
28.56
13.90
18.47
27.65
1.49
1.68
1.55
2.39
35.13
25.08
35.86
23.18
24.27
18.36
30.10
1.31
0.80
-1.29
-25.26
4.28
10.82
5.28
4.09
5.07
8.49
115.55
4.23
4.53
5.46
8.76
6.92
7.79
9.97
9.66
7.33
6.26
6.44
8.40
7.52
5.02
3.66
4.51
3.09
4.27
355.93
231.18
291.40
422.00
484.00
220.00
247.00
-3.24
0.86
9.23
12.75
10.60
14.95
11.24
11.35
11.26
3.83
7.84
6.90
9.28
8.41
7.49
4.64
3.80
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