Bihar - RBI - Reserve Bank of India
Bihar
EASTERN REGION |
||||||||||
STATE : BIHAR |
||||||||||
(Amount in Rupees Lakh) |
||||||||||
OCCUPATION |
STATE BANK OF INDIA AND |
NATIONALISED BANKS |
FOREIGN BANKS |
|||||||
No. of |
Credit |
Amount |
No. of |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
||
|
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
|
I. |
AGRICULTURE |
3,19,632 |
1792,58 |
1349,77 |
7,97,953 |
5111,77 |
4382,19 |
- |
- |
- |
|
1. Direct Finance |
3,13,667 |
1590,06 |
1173,88 |
7,83,185 |
4788,96 |
4124,06 |
- |
- |
- |
|
2. Indirect Finance |
5,965 |
202,51 |
175,88 |
14,768 |
322,81 |
258,13 |
- |
- |
- |
II. |
INDUSTRY |
15,871 |
1645,40 |
962,77 |
26,946 |
1202,90 |
986,37 |
16 |
30,69 |
20,88 |
|
1. Mining & Quarrying |
156 |
121,52 |
21,62 |
169 |
19,07 |
16,31 |
- |
- |
- |
|
2. Food Manufacturing & Processing |
4,399 |
494,89 |
378,23 |
6,442 |
183,78 |
151,91 |
- |
- |
- |
|
(a) Rice Mills, Flour & Dal Mills |
2,000 |
240,56 |
177,61 |
4,136 |
61,73 |
55,20 |
- |
- |
- |
|
(b) Sugar |
16 |
190,03 |
150,59 |
10 |
67,73 |
51,71 |
- |
- |
- |
|
(c) Edible Oils & Vanaspati |
210 |
8,70 |
6,36 |
256 |
8,85 |
8,10 |
- |
- |
- |
|
(d) Tea Processing |
2 |
3 |
3 |
75 |
32 |
14 |
- |
- |
- |
|
(e) Processing of Fruits & Vegetables |
37 |
10,42 |
8,55 |
19 |
5,37 |
4,18 |
- |
- |
- |
|
(f) Others |
2,134 |
45,15 |
35,09 |
1,946 |
39,77 |
32,58 |
- |
- |
- |
|
3. Beverage & Tobacco |
116 |
22,21 |
16,74 |
38 |
35,78 |
28,10 |
- |
- |
- |
|
4. Textiles |
1,143 |
48,28 |
24,52 |
2,945 |
45,41 |
38,72 |
- |
- |
- |
|
(a) Cotton Textiles |
153 |
30,84 |
10,28 |
134 |
3,43 |
2,97 |
- |
- |
- |
|
(b) Jute & Other Natural Fibre Textiles |
92 |
1,60 |
1,26 |
233 |
4,28 |
2,80 |
- |
- |
- |
|
(c) Handloom Textiles & Khadi |
210 |
3,81 |
3,86 |
1,744 |
16,70 |
14,16 |
- |
- |
- |
|
(d) Other Textiles & Textile Products |
688 |
12,03 |
9,12 |
834 |
20,99 |
18,78 |
- |
- |
- |
|
5. Paper, Paper Products & Printing |
293 |
16,09 |
10,73 |
317 |
50,06 |
34,45 |
- |
- |
- |
|
6. Woods and Wood Products |
580 |
9,70 |
8,16 |
2,648 |
16,10 |
13,91 |
- |
- |
- |
|
7. Leather & Leather Products |
240 |
2,75 |
2,28 |
656 |
5,40 |
4,85 |
- |
- |
- |
|
8. Gems and Jewellery |
50 |
77 |
75 |
105 |
2,28 |
1,78 |
- |
- |
- |
|
9. Rubber & Plastic Products |
132 |
26,71 |
17,28 |
234 |
13,76 |
10,76 |
2 |
1,31 |
1,31 |
|
10. Chemicals & Chemical Products |
483 |
24,21 |
21,07 |
1,222 |
33,15 |
27,62 |
2 |
20,00 |
15,00 |
|
(a) Heavy Industrial Chemicals |
13 |
1,62 |
1,59 |
13 |
4,41 |
3,81 |
- |
- |
- |
|
(b) Fertilisers |
31 |
50 |
43 |
113 |
58 |
42 |
- |
- |
- |
|
(c) Drugs & Pharmaceuticals |
42 |
5,08 |
4,74 |
335 |
10,38 |
9,05 |
- |
- |
- |
|
(d) Non-Edible Oils |
15 |
3,22 |
2,68 |
6 |
30 |
29 |
- |
- |
- |
|
(e) Other Chemicals & Chemical Products |
382 |
13,80 |
11,62 |
755 |
17,49 |
14,05 |
2 |
20,00 |
15,00 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
33 |
345,13 |
39,49 |
76 |
21,58 |
14,43 |
- |
- |
- |
|
12. Manufacture of Cement & Cement Products |
209 |
12,35 |
9,96 |
136 |
18,88 |
17,93 |
- |
- |
- |
|
13. Basic Metals & Metal Products |
564 |
318,73 |
249,02 |
1,317 |
308,58 |
235,85 |
2 |
1,00 |
- |
|
(a) Iron & Steel |
118 |
261,31 |
205,18 |
48 |
166,96 |
101,02 |
2 |
1,00 |
- |
|
(b) Non-Ferrous Metals |
22 |
19,04 |
10,30 |
7 |
1,56 |
1,34 |
- |
- |
- |
|
(c) Metal Products |
424 |
38,39 |
33,55 |
1,262 |
140,06 |
133,49 |
- |
- |
- |
|
14. Engineering |
1,232 |
59,90 |
42,66 |
1,494 |
39,31 |
33,12 |
3 |
2,26 |
1,93 |
|
(a) Heavy Engineering |
29 |
15,35 |
5,17 |
37 |
1,86 |
1,75 |
- |
- |
- |
|
(b) Light Engineering |
1,003 |
37,05 |
30,95 |
853 |
26,64 |
21,48 |
3 |
2,26 |
1,93 |
|
(c) Electrical Machinery & Goods |
164 |
6,45 |
5,67 |
456 |
8,36 |
7,71 |
- |
- |
- |
|
(d) Electronic Machinery & Goods |
36 |
1,04 |
87 |
148 |
2,45 |
2,18 |
- |
- |
- |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
64 |
16,00 |
15,50 |
342 |
11,73 |
6,25 |
2 |
5,50 |
2,28 |
|
16. Other Industries |
2,621 |
20,26 |
17,75 |
7,286 |
155,65 |
131,58 |
5 |
62 |
36 |
|
17. Electricity, Gas & Water |
14 |
14,59 |
4,54 |
37 |
12,06 |
11,63 |
- |
- |
- |
|
(a) Electricity Generation & Transmission |
4 |
11,27 |
1,80 |
4 |
9,32 |
9,29 |
- |
- |
- |
|
(b) Non-Conventional Energy |
3 |
18 |
17 |
7 |
52 |
31 |
- |
- |
- |
|
(c) Gas, Steam & Water Supply |
7 |
3,13 |
2,57 |
26 |
2,22 |
2,02 |
- |
- |
- |
|
18. Construction |
3,542 |
91,33 |
82,47 |
1,482 |
230,31 |
207,16 |
- |
- |
- |
|
(a) Other than Infrastructure |
265 |
50,01 |
42,31 |
1,093 |
120,02 |
102,85 |
- |
- |
- |
|
(b) Infrastructure Construction |
3,277 |
41,31 |
40,16 |
389 |
110,29 |
104,31 |
- |
- |
- |
III. |
TRANSPORT OPERATORS |
3,499 |
90,36 |
72,33 |
11,955 |
150,98 |
126,93 |
- |
- |
- |
IV. |
PROFESSIONAL AND OTHER SERVICES |
10,172 |
232,47 |
170,33 |
32,579 |
685,36 |
551,20 |
- |
- |
- |
|
1. Professional Services |
514 |
6,83 |
5,22 |
7,195 |
98,10 |
80,93 |
- |
- |
- |
|
2. Tourism, Hotel & Restaurants |
466 |
13,16 |
9,35 |
725 |
36,77 |
28,83 |
- |
- |
- |
|
3. Recreation services |
155 |
2,07 |
1,74 |
253 |
5,44 |
5,10 |
- |
- |
- |
|
4. IT and Telecommunications |
90 |
8,89 |
7,42 |
69 |
8,93 |
8,34 |
- |
- |
- |
|
5. Others |
8,947 |
201,51 |
146,60 |
24,337 |
536,12 |
427,99 |
- |
- |
- |
V. |
PERSONAL LOANS |
3,26,007 |
4902,02 |
3608,98 |
2,27,324 |
2981,24 |
2372,64 |
95 |
81 |
37 |
|
1. Housing |
21,025 |
747,71 |
625,52 |
39,488 |
1027,26 |
894,02 |
- |
- |
- |
|
2. Consumer Durables |
6,584 |
37,74 |
27,13 |
20,558 |
232,83 |
158,23 |
- |
- |
- |
|
3. Vehicles |
16,681 |
313,84 |
233,64 |
16,517 |
215,38 |
181,46 |
- |
- |
- |
|
4. Education |
10,795 |
324,15 |
209,72 |
17,462 |
342,51 |
295,45 |
- |
- |
- |
|
5. Personal Credit Cards |
- |
- |
- |
7,246 |
39,22 |
23,48 |
- |
- |
- |
|
6. Others |
2,70,922 |
3478,57 |
2512,97 |
1,26,053 |
1124,04 |
819,99 |
95 |
81 |
37 |
VI. |
TRADE |
71,186 |
1179,26 |
1050,87 |
2,23,187 |
2348,70 |
1854,75 |
42 |
31,31 |
20,74 |
|
1. Wholesale Trade |
793 |
315,34 |
283,07 |
14,482 |
371,57 |
316,99 |
26 |
13,12 |
9,45 |
|
2. Retail Trade |
70,393 |
863,92 |
767,80 |
2,08,705 |
1977,13 |
1537,76 |
16 |
18,19 |
11,29 |
VII. |
FINANCE |
40 |
16,77 |
10,55 |
1,401 |
49,53 |
46,94 |
- |
- |
- |
VIII. |
ALL OTHERS |
2,667 |
91,46 |
82,40 |
67,881 |
565,34 |
472,54 |
2 |
1 |
1 |
|
TOTAL BANK CREDIT |
7,49,074 |
9950,33 |
7308,00 |
13,89,226 |
13095,80 |
10793,56 |
155 |
62,82 |
42,00 |
TABLE NO. 5.6 – STATE AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING |
||||||||||
STATE : BIHAR |
||||||||||
(Amount in Rupees Lakh) |
||||||||||
OCCUPATION |
REGIONAL RURAL BANKS |
PRIVATE SECTOR BANKS |
ALL SCHEDULED COMMERCIAL BANKS |
|||||||
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
||
|
10 |
11 |
12 |
13 |
14 |
15 |
16 |
17 |
18 |
|
I. |
AGRICULTURE |
9,91,767 |
3317,48 |
2587,37 |
603 |
21,75 |
19,01 |
21,09,955 |
10243,59 |
8338,33 |
|
1. Direct Finance |
9,62,440 |
3193,97 |
2486,27 |
588 |
14,99 |
12,91 |
20,59,880 |
9587,99 |
7797,13 |
|
2. Indirect Finance |
29,327 |
123,51 |
101,10 |
15 |
6,76 |
6,10 |
50,075 |
655,60 |
541,21 |
II. |
INDUSTRY |
65,350 |
202,80 |
148,06 |
406 |
140,18 |
105,86 |
1,08,589 |
3221,98 |
2223,94 |
|
1. Mining & Quarrying |
16 |
75 |
63 |
- |
- |
- |
341 |
141,34 |
38,56 |
|
2. Food Manufacturing & Processing |
13,551 |
46,16 |
34,83 |
21 |
23,54 |
17,65 |
24,413 |
748,37 |
582,62 |
|
(a) Rice Mills, Flour & Dal Mills |
6,547 |
22,94 |
17,41 |
4 |
11,50 |
6,45 |
12,687 |
336,73 |
256,67 |
|
(b) Sugar |
- |
- |
- |
1 |
49 |
- |
27 |
258,25 |
202,30 |
|
(c) Edible Oils & Vanaspati |
655 |
1,65 |
1,47 |
- |
- |
- |
1,121 |
19,20 |
15,94 |
|
(d) Tea Processing |
136 |
31 |
20 |
- |
- |
- |
213 |
66 |
37 |
|
(e) Processing of Fruits & Vegetables |
4 |
14 |
9 |
- |
- |
- |
60 |
15,93 |
12,82 |
|
(f) Others |
6,209 |
21,12 |
15,65 |
16 |
11,55 |
11,19 |
10,305 |
117,60 |
94,52 |
|
3. Beverage & Tobacco |
7 |
40 |
43 |
3 |
1,86 |
1,80 |
164 |
60,25 |
47,07 |
|
4. Textiles |
4,298 |
9,96 |
6,73 |
18 |
2,86 |
2,20 |
8,404 |
106,51 |
72,17 |
|
(a) Cotton Textiles |
1,026 |
3,33 |
2,49 |
- |
- |
- |
1,313 |
37,60 |
15,74 |
|
(b) Jute & Other Natural Fibre Textiles |
701 |
93 |
48 |
- |
- |
- |
1,026 |
6,81 |
4,54 |
|
(c) Handloom Textiles & Khadi |
1,082 |
2,32 |
1,63 |
1 |
19 |
17 |
3,037 |
23,03 |
19,83 |
|
(d) Other Textiles & Textile Products |
1,489 |
3,39 |
2,13 |
17 |
2,67 |
2,03 |
3,028 |
39,08 |
32,06 |
|
5. Paper, Paper Products & Printing |
315 |
88 |
68 |
2 |
8 |
5 |
927 |
67,10 |
45,91 |
|
6. Woods and Wood Products |
3,427 |
8,04 |
6,12 |
23 |
18 |
18 |
6,678 |
34,02 |
28,38 |
|
7. Leather & Leather Products |
11,715 |
18,02 |
8,32 |
2 |
8 |
7 |
12,613 |
26,25 |
15,51 |
|
8. Gems and Jewellery |
265 |
53 |
32 |
- |
- |
- |
420 |
3,58 |
2,85 |
|
9. Rubber & Plastic Products |
3,222 |
4,52 |
3,04 |
4 |
2,55 |
50 |
3,594 |
48,84 |
32,89 |
|
10. Chemicals & Chemical Products |
5,434 |
15,47 |
12,60 |
9 |
19,92 |
8,18 |
7,150 |
112,76 |
84,47 |
|
(a) Heavy Industrial Chemicals |
- |
- |
- |
2 |
52 |
45 |
28 |
6,55 |
5,85 |
|
(b) Fertilisers |
487 |
1,90 |
1,22 |
- |
- |
- |
631 |
2,98 |
2,08 |
|
(c) Drugs & Pharmaceuticals |
688 |
1,19 |
69 |
2 |
1,02 |
1,03 |
1,067 |
17,67 |
15,51 |
|
(d) Non-Edible Oils |
- |
- |
- |
- |
- |
- |
21 |
3,52 |
2,97 |
|
(e) Other Chemicals & Chemical Products |
4,259 |
12,38 |
10,69 |
5 |
18,38 |
6,70 |
5,403 |
82,05 |
58,06 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
1 |
3 |
3 |
2 |
4 |
4 |
112 |
366,78 |
53,98 |
|
12. Manufacture of Cement & Cement Products |
462 |
1,85 |
1,36 |
5 |
1,42 |
1,38 |
812 |
34,50 |
30,62 |
|
13. Basic Metals & Metal Products |
1,404 |
2,71 |
1,73 |
5 |
63 |
60 |
3,292 |
631,65 |
487,20 |
|
(a) Iron & Steel |
1 |
4 |
6 |
3 |
17 |
15 |
172 |
429,48 |
306,41 |
|
(b) Non-Ferrous Metals |
- |
- |
- |
- |
- |
- |
29 |
20,60 |
11,64 |
|
(c) Metal Products |
1,403 |
2,67 |
1,66 |
2 |
46 |
45 |
3,091 |
181,58 |
169,16 |
|
14. Engineering |
1,740 |
5,58 |
3,86 |
64 |
8,02 |
4,37 |
4,533 |
115,06 |
85,94 |
|
(a) Heavy Engineering |
- |
- |
- |
2 |
89 |
95 |
68 |
18,10 |
7,87 |
|
(b) Light Engineering |
899 |
2,27 |
1,75 |
61 |
7,01 |
3,35 |
2,819 |
75,22 |
59,46 |
|
(c) Electrical Machinery & Goods |
447 |
2,25 |
1,45 |
1 |
12 |
7 |
1,068 |
17,19 |
14,89 |
|
(d) Electronic Machinery & Goods |
394 |
1,06 |
67 |
- |
- |
- |
578 |
4,55 |
3,72 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
3,341 |
16,41 |
11,93 |
13 |
41,54 |
38,98 |
3,762 |
91,19 |
74,94 |
|
16. Other Industries |
14,268 |
31,98 |
21,87 |
57 |
12,56 |
11,18 |
24,237 |
221,07 |
182,75 |
|
17. Electricity, Gas & Water |
4 |
12 |
5 |
1 |
63 |
20 |
56 |
27,39 |
16,42 |
|
(a) Electricity Generation & Transmission |
1 |
4 |
- |
1 |
63 |
20 |
10 |
21,26 |
11,29 |
|
(b) Non-Conventional Energy |
- |
- |
- |
- |
- |
- |
10 |
70 |
48 |
|
(c) Gas, Steam & Water Supply |
3 |
8 |
5 |
- |
- |
- |
36 |
5,43 |
4,64 |
|
18. Construction |
1,880 |
39,41 |
33,55 |
177 |
24,26 |
18,48 |
7,081 |
385,31 |
341,65 |
|
(a) Other than Infrastructure |
213 |
32,85 |
29,35 |
140 |
20,75 |
15,04 |
1,711 |
223,64 |
189,54 |
|
(b) Infrastructure Construction |
1,667 |
6,56 |
4,20 |
37 |
3,51 |
3,44 |
5,370 |
161,67 |
152,11 |
III. |
TRANSPORT OPERATORS |
22,371 |
84,85 |
62,41 |
486 |
25,57 |
23,18 |
38,311 |
351,77 |
284,85 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
38,639 |
124,72 |
91,04 |
1,159 |
65,46 |
41,20 |
82,549 |
1108,01 |
853,78 |
|
1. Professional Services |
15,399 |
43,05 |
30,57 |
43 |
5,15 |
2,82 |
23,151 |
153,13 |
119,53 |
|
2. Tourism, Hotel & Restaurants |
1,411 |
3,64 |
2,55 |
7 |
32 |
20 |
2,609 |
53,90 |
40,93 |
|
3. Recreation services |
441 |
1,15 |
90 |
1 |
3 |
1 |
850 |
8,70 |
7,76 |
|
4. IT and Telecommunications |
15 |
50 |
44 |
4 |
18 |
15 |
178 |
18,50 |
16,35 |
|
5. Others |
21,373 |
76,37 |
56,58 |
1,104 |
59,77 |
38,03 |
55,761 |
873,77 |
669,20 |
V. |
PERSONAL LOANS |
1,48,981 |
700,84 |
532,82 |
23,108 |
611,33 |
456,49 |
7,25,515 |
9196,24 |
6971,30 |
|
1. Housing |
17,975 |
162,77 |
132,86 |
4,872 |
298,06 |
252,34 |
83,360 |
2235,79 |
1904,74 |
|
2. Consumer Durables |
7,102 |
43,00 |
29,60 |
477 |
14,99 |
12,64 |
34,721 |
328,56 |
227,61 |
|
3. Vehicles |
10,577 |
47,78 |
36,61 |
10,962 |
218,10 |
139,92 |
54,737 |
795,10 |
591,63 |
|
4. Education |
3,736 |
35,04 |
25,02 |
22 |
72 |
59 |
32,015 |
702,42 |
530,78 |
|
5. Personal Credit Cards |
- |
- |
- |
355 |
11,01 |
4,84 |
7,601 |
50,24 |
28,32 |
|
6. Others |
1,09,591 |
412,26 |
308,73 |
6,420 |
68,46 |
46,16 |
5,13,081 |
5084,14 |
3688,23 |
VI. |
TRADE |
2,93,741 |
853,50 |
633,11 |
597 |
60,88 |
51,93 |
5,88,753 |
4473,64 |
3611,40 |
|
1. Wholesale Trade |
15,709 |
76,87 |
59,31 |
151 |
19,65 |
16,73 |
31,161 |
796,55 |
685,56 |
|
2. Retail Trade |
2,78,032 |
776,63 |
573,79 |
446 |
41,22 |
35,19 |
5,57,592 |
3677,10 |
2925,84 |
VII. |
FINANCE |
7,131 |
42,18 |
31,46 |
92 |
5,53 |
4,43 |
8,664 |
114,01 |
93,38 |
VIII. |
ALL OTHERS |
65,335 |
242,35 |
189,69 |
4,080 |
29,73 |
21,68 |
1,39,965 |
928,89 |
766,32 |
|
TOTAL BANK CREDIT |
16,33,315 |
5568,72 |
4275,96 |
30,531 |
960,44 |
723,78 |
38,02,301 |
29638,11 |
23143,30 |