Bihar - RBI - Reserve Bank of India
Bihar
EASTERN REGION |
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STATE : BIHAR |
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(Amount in Rupees Lakh) |
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|
OCCUPATION |
RURAL |
SEMI-URBAN |
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No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
|
|
1 |
2 |
3 |
4 |
5 |
6 |
I. |
AGRICULTURE |
14,67,196 |
6005,09 |
4783,25 |
5,11,877 |
2716,87 |
2205,70 |
|
1. Direct Finance |
14,30,883 |
5783,17 |
4597,75 |
5,01,173 |
2456,10 |
1987,01 |
|
2. Indirect Finance |
36,313 |
221,92 |
185,51 |
10,704 |
260,77 |
218,69 |
II. |
INDUSTRY |
68,484 |
700,03 |
566,61 |
25,080 |
737,48 |
342,49 |
|
1. Mining & Quarrying |
148 |
8,60 |
7,23 |
105 |
12,97 |
6,87 |
|
2. Food Manufacturing & Processing |
16,383 |
158,77 |
133,05 |
5,885 |
185,61 |
153,01 |
|
(a) Rice Mills, Flour & Dal Mills |
8,827 |
48,21 |
39,67 |
3,069 |
79,08 |
68,98 |
|
(b) Sugar |
8 |
57,11 |
49,13 |
12 |
70,88 |
53,49 |
|
(c) Edible Oils & Vanaspati |
848 |
4,13 |
3,63 |
211 |
9,18 |
8,49 |
|
(d) Tea Processing |
200 |
53 |
31 |
10 |
10 |
4 |
|
(e) Processing of Fruits & Vegetables |
8 |
24 |
21 |
15 |
2,42 |
2,17 |
|
(f) Others |
6,492 |
48,54 |
40,08 |
2,568 |
23,95 |
19,86 |
|
3. Beverage & Tobacco |
41 |
4,24 |
2,49 |
49 |
5,65 |
4,81 |
|
4. Textiles |
5,587 |
51,34 |
27,74 |
1,378 |
13,93 |
10,05 |
|
(a) Cotton Textiles |
1,063 |
32,20 |
11,02 |
122 |
3,57 |
3,18 |
|
(b) Jute & Other Natural Fibre Textiles |
868 |
1,96 |
1,36 |
96 |
75 |
69 |
|
(c) Handloom Textiles & Khadi |
1,799 |
8,37 |
7,42 |
674 |
4,45 |
2,75 |
|
(d) Other Textiles & Textile Products |
1,857 |
8,81 |
7,94 |
486 |
5,16 |
3,44 |
|
5. Paper, Paper Products & Printing |
370 |
2,96 |
2,45 |
172 |
3,64 |
2,89 |
|
6. Woods and Wood Products |
4,802 |
14,90 |
11,82 |
1,131 |
9,40 |
8,03 |
|
7. Leather & Leather Products |
9,043 |
14,79 |
8,20 |
3,385 |
6,86 |
3,32 |
|
8. Gems and Jewellery |
263 |
1,33 |
99 |
74 |
83 |
75 |
|
9. Rubber & Plastic Products |
2,960 |
6,23 |
5,36 |
336 |
4,36 |
1,67 |
|
10. Chemicals & Chemical Products |
2,955 |
29,17 |
15,31 |
3,125 |
20,08 |
17,79 |
|
(a) Heavy Industrial Chemicals |
2 |
37 |
10 |
8 |
1,00 |
94 |
|
(b) Fertilisers |
417 |
1,54 |
99 |
206 |
1,28 |
92 |
|
(c) Drugs & Pharmaceuticals |
649 |
2,56 |
2,10 |
106 |
2,57 |
2,17 |
|
(d) Non-Edible Oils |
6 |
26 |
23 |
8 |
41 |
38 |
|
(e) Other Chemicals & Chemical Products |
1,881 |
24,44 |
11,89 |
2,797 |
14,82 |
13,38 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
20 |
1,90 |
1,69 |
42 |
328,17 |
16,31 |
|
12. Manufacture of Cement & Cement Products |
524 |
4,34 |
3,16 |
200 |
6,07 |
5,03 |
|
13. Basic Metals & Metal Products |
1,350 |
118,02 |
112,65 |
583 |
17,43 |
10,90 |
|
(a) Iron & Steel |
12 |
12,26 |
8,89 |
35 |
11,03 |
6,37 |
|
(b) Non-Ferrous Metals |
2 |
10 |
9 |
4 |
1,25 |
26 |
|
(c) Metal Products |
1,336 |
105,66 |
103,68 |
544 |
5,15 |
4,28 |
|
14. Engineering |
2,335 |
20,38 |
13,70 |
939 |
11,54 |
7,99 |
|
(a) Heavy Engineering |
17 |
91 |
89 |
17 |
1,18 |
71 |
|
(b) Light Engineering |
1,325 |
15,10 |
9,69 |
683 |
8,23 |
5,50 |
|
(c) Electrical Machinery & Goods |
524 |
2,86 |
2,05 |
186 |
1,40 |
1,19 |
|
(d) Electronic Machinery & Goods |
469 |
1,51 |
1,07 |
53 |
73 |
60 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
2,538 |
54,43 |
47,79 |
520 |
3,07 |
2,34 |
|
16. Other Industries |
15,958 |
67,50 |
51,52 |
4,842 |
47,85 |
39,46 |
|
17. Electricity, Gas & Water |
10 |
4,62 |
1,20 |
20 |
3,38 |
2,94 |
|
(a) Electricity Generation & Transmission |
3 |
4,17 |
81 |
1 |
2 |
3 |
|
(b) Non-Conventional Energy |
2 |
14 |
13 |
3 |
16 |
15 |
|
(c) Gas, Steam & Water Supply |
5 |
31 |
26 |
16 |
3,20 |
2,76 |
|
18. Construction |
3,197 |
136,52 |
120,24 |
2,294 |
56,66 |
48,31 |
|
(a) Other than Infrastructure |
646 |
91,94 |
77,88 |
354 |
39,11 |
32,43 |
|
(b) Infrastructure Construction |
2,551 |
44,58 |
42,36 |
1,940 |
17,54 |
15,89 |
III. |
TRANSPORT OPERATORS |
22,418 |
126,52 |
100,75 |
7,586 |
76,72 |
61,18 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
46,702 |
270,10 |
201,04 |
19,217 |
209,94 |
170,41 |
|
1. Professional Services |
15,938 |
53,65 |
37,78 |
4,763 |
46,72 |
38,50 |
|
2. Tourism, Hotel & Restaurants |
1,614 |
7,70 |
5,93 |
560 |
9,81 |
7,35 |
|
3. Recreation services |
575 |
2,25 |
1,86 |
104 |
1,76 |
1,61 |
|
4. IT and Telecommunications |
24 |
1,12 |
98 |
57 |
4,84 |
4,14 |
|
5. Others |
28,551 |
205,38 |
154,49 |
13,733 |
146,82 |
118,81 |
V. |
PERSONAL LOANS |
2,29,624 |
1982,29 |
1503,89 |
1,98,560 |
2424,06 |
1816,17 |
|
1. Housing |
28,624 |
532,64 |
450,98 |
17,132 |
392,77 |
328,14 |
|
2. Consumer Durables |
7,121 |
41,92 |
31,84 |
7,572 |
63,72 |
45,61 |
|
3. Vehicles |
13,556 |
236,57 |
163,29 |
8,974 |
106,18 |
86,30 |
|
4. Education |
6,211 |
95,55 |
75,12 |
8,000 |
148,14 |
108,85 |
|
5. Personal Credit Cards |
2,336 |
18,70 |
9,43 |
1,608 |
8,64 |
5,38 |
|
6. Others |
1,71,776 |
1056,90 |
773,23 |
1,55,274 |
1704,60 |
1241,88 |
VI. |
TRADE |
3,80,066 |
1614,24 |
1234,86 |
1,41,732 |
1197,58 |
953,31 |
|
1. Wholesale Trade |
18,598 |
169,18 |
136,55 |
7,676 |
145,64 |
121,05 |
|
2. Retail Trade |
3,61,468 |
1445,06 |
1098,32 |
1,34,056 |
1051,94 |
832,26 |
VII. |
FINANCE |
6,339 |
35,93 |
26,58 |
1,680 |
18,48 |
15,44 |
VIII. |
ALL OTHERS |
88,978 |
410,77 |
345,58 |
28,939 |
199,09 |
163,78 |
|
TOTAL BANK CREDIT |
23,09,807 |
11144,98 |
8762,56 |
9,34,671 |
7580,22 |
5728,48 |
TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF
SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION 'MARCH 2009(Amount in Rupees Lakh)
OCCUPATION
URBAN
METROPOLITAN
No. of
AccountsCredit
LimitAmount
OutstandingNo. of
AccountsCredit
LimitAmount
Outstanding
7
8
9
10
11
12
I.
AGRICULTURE
1,24,669
1417,58
1278,14
6,213
104,05
71,25
1. Direct Finance
1,22,130
1298,30
1175,36
5,694
50,42
37,01
2. Indirect Finance
2,539
119,28
102,78
519
53,63
34,24
II.
INDUSTRY
10,319
667,62
516,04
4,706
1116,85
798,80
1. Mining & Quarrying
79
28,90
20,74
9
90,88
3,72
2. Food Manufacturing & Processing
1,842
204,82
156,15
303
199,17
140,41
(a) Rice Mills, Flour & Dal Mills
743
181,75
135,77
48
27,68
12,25
(b) Sugar
2
22
17
5
130,04
99,52
(c) Edible Oils & Vanaspati
47
1,61
1,36
15
4,28
2,45
(d) Tea Processing
3
2
2
-
-
-
(e) Processing of Fruits & Vegetables
12
2,79
2,29
25
10,48
8,15
(f) Others
1,035
18,42
16,54
210
26,69
18,04
3. Beverage & Tobacco
52
41,97
31,81
22
8,39
7,95
4. Textiles
1,232
35,82
29,79
207
5,42
4,58
(a) Cotton Textiles
112
1,51
1,29
16
31
25
(b) Jute & Other Natural Fibre Textiles
55
3,11
1,81
7
99
69
(c) Handloom Textiles & Khadi
550
9,83
9,31
14
37
35
(d) Other Textiles & Textile Products
515
21,36
17,38
170
3,75
3,30
5. Paper, Paper Products & Printing
185
24,80
11,23
200
35,71
29,35
6. Woods and Wood Products
679
7,16
6,16
66
2,57
2,37
7. Leather & Leather Products
153
3,37
3,00
32
1,23
99
8. Gems and Jewellery
50
93
67
33
49
44
9. Rubber & Plastic Products
141
11,00
7,40
157
27,25
18,46
10. Chemicals & Chemical Products
196
19,38
15,27
874
44,12
36,10
(a) Heavy Industrial Chemicals
9
1,84
1,76
9
3,34
3,05
(b) Fertilisers
8
16
16
-
-
-
(c) Drugs & Pharmaceuticals
47
3,08
2,89
265
9,46
8,35
(d) Non-Edible Oils
4
2,71
2,21
3
14
15
(e) Other Chemicals & Chemical Products
128
11,60
8,24
597
31,19
24,55
11. Petroleum, Coal Products & Nuclear Fuels
40
4,01
3,32
10
32,70
32,66
12. Manufacture of Cement & Cement Products
67
7,24
5,96
21
16,85
16,48
13. Basic Metals & Metal Products
242
62,20
35,27
1,117
434,00
328,38
(a) Iron & Steel
39
43,11
20,63
86
363,07
270,52
(b) Non-Ferrous Metals
11
2,66
2,49
12
16,59
8,80
(c) Metal Products
192
16,42
12,15
1,019
54,34
49,06
14. Engineering
838
18,81
15,97
421
64,34
48,28
(a) Heavy Engineering
20
1,16
1,10
14
14,86
5,17
(b) Light Engineering
579
10,90
9,40
232
41,00
34,87
(c) Electrical Machinery & Goods
195
5,73
4,66
163
7,20
6,99
(d) Electronic Machinery & Goods
44
1,03
81
12
1,29
1,24
15. Vehicles, Vehicle Parts & Transport Equipments
616
13,11
7,58
88
20,58
17,22
16. Other Industries
2,759
68,51
60,85
678
37,22
30,92
17. Electricity, Gas & Water
21
10,69
10,57
5
8,70
1,70
(a) Electricity Generation & Transmission
3
9,27
9,27
3
7,80
1,19
(b) Non-Conventional Energy
4
26
17
1
15
3
(c) Gas, Steam & Water Supply
14
1,16
1,13
1
75
49
18. Construction
1,127
104,90
94,31
463
87,23
78,79
(a) Other than Infrastructure
487
46,19
39,71
224
46,40
39,52
(b) Infrastructure Construction
640
58,72
54,60
239
40,83
39,26
III.
TRANSPORT OPERATORS
5,435
78,94
63,20
2,872
69,58
59,72
IV.
PROFESSIONAL AND OTHER SERVICES
10,821
332,65
265,22
5,809
295,32
217,10
1. Professional Services
1,984
36,00
27,99
466
16,77
15,26
2. Tourism, Hotel & Restaurants
327
18,08
13,99
108
18,32
13,66
3. Recreation services
143
4,14
3,90
28
54
40
4. IT and Telecommunications
71
8,78
8,00
26
3,76
3,23
5. Others
8,296
265,65
211,34
5,181
255,92
184,55
V.
PERSONAL LOANS
1,86,663
2868,04
2195,16
1,10,668
1921,85
1456,08
1. Housing
22,623
727,17
629,15
14,981
583,21
496,47
2. Consumer Durables
13,126
146,94
95,92
6,902
75,97
54,23
3. Vehicles
14,712
206,37
160,85
17,495
245,98
181,19
4. Education
10,199
251,35
193,74
7,605
207,38
153,07
5. Personal Credit Cards
2,396
14,00
8,69
1,261
8,89
4,82
6. Others
1,23,607
1522,22
1106,81
62,424
800,41
566,30
VI.
TRADE
54,443
1061,42
908,27
12,512
600,40
514,95
1. Wholesale Trade
2,615
183,45
162,77
2,272
298,29
265,20
2. Retail Trade
51,828
877,98
745,50
10,240
302,12
249,75
VII.
FINANCE
220
21,84
20,52
425
37,75
30,84
VIII.
ALL OTHERS
16,330
222,85
193,21
5,718
96,18
63,76
TOTAL BANK CREDIT
4,08,900
6670,93
5439,76
1,48,923
4241,98
3212,51