Chandigarh - RBI - Reserve Bank of India
Chandigarh
NORTHERN REGION |
|||||||
CHANDIGARH |
|||||||
(Amount in Rupees Lakh) |
|||||||
|
OCCUPATION |
RURAL |
SEMI-URBAN |
||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
|
|
1 |
2 |
3 |
4 |
5 |
6 |
I. |
AGRICULTURE |
668 |
20,63 |
14,18 |
196 |
143,71 |
106,41 |
|
1. Direct Finance |
585 |
18,11 |
12,08 |
184 |
11,56 |
7,74 |
|
2. Indirect Finance |
83 |
2,52 |
2,10 |
12 |
132,14 |
98,67 |
II. |
INDUSTRY |
568 |
469,47 |
332,51 |
393 |
429,71 |
317,09 |
|
1. Mining & Quarrying |
4 |
7,09 |
4,60 |
1 |
20 |
- |
|
2. Food Manufacturing & Processing |
27 |
2,89 |
2,44 |
45 |
64,42 |
56,93 |
|
(a) Rice Mills, Flour & Dal Mills |
4 |
15 |
5 |
2 |
76 |
6 |
|
(b) Sugar |
- |
- |
- |
4 |
38,15 |
38,47 |
|
(c) Edible Oils & Vanaspati |
1 |
1,55 |
1,55 |
2 |
1,72 |
- |
|
(d) Tea Processing |
- |
- |
- |
- |
- |
- |
|
(e) Processing of Fruits & Vegetables |
- |
- |
- |
- |
- |
- |
|
(f) Others |
22 |
1,19 |
84 |
37 |
23,79 |
18,41 |
|
3. Beverage & Tobacco |
- |
- |
- |
6 |
25,07 |
18,36 |
|
4. Textiles |
37 |
4,45 |
2,39 |
76 |
80,47 |
51,27 |
|
(a) Cotton Textiles |
16 |
1,35 |
19 |
52 |
43,66 |
29,03 |
|
(b) Jute & Other Natural Fibre Textiles |
- |
- |
- |
1 |
4 |
- |
|
(c) Handloom Textiles & Khadi |
3 |
10 |
4 |
3 |
14 |
6 |
|
(d) Other Textiles & Textile Products |
18 |
3,00 |
2,16 |
20 |
36,62 |
22,18 |
|
5. Paper, Paper Products & Printing |
19 |
55,69 |
58,74 |
13 |
34,63 |
34,10 |
|
6. Woods and Wood Products |
4 |
9 |
3 |
10 |
24,28 |
22,55 |
|
7. Leather & Leather Products |
- |
- |
- |
1 |
4 |
3 |
|
8. Gems and Jewellery |
- |
- |
- |
2 |
5,29 |
4,88 |
|
9. Rubber & Plastic Products |
3 |
6 |
4 |
9 |
84 |
52 |
|
10. Chemicals & Chemical Products |
27 |
85,63 |
60,57 |
19 |
22,64 |
21,25 |
|
(a) Heavy Industrial Chemicals |
4 |
37,00 |
26,17 |
- |
- |
- |
|
(b) Fertilisers |
- |
- |
- |
- |
- |
- |
|
(c) Drugs & Pharmaceuticals |
16 |
45,09 |
33,49 |
5 |
13,62 |
13,63 |
|
(d) Non-Edible Oils |
- |
- |
- |
- |
- |
- |
|
(e) Other Chemicals & Chemical Products |
7 |
3,55 |
91 |
14 |
9,03 |
7,62 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
1 |
3 |
1 |
- |
- |
- |
|
12. Manufacture of Cement & Cement Products |
3 |
38 |
34 |
1 |
3 |
4 |
|
13. Basic Metals & Metal Products |
62 |
216,61 |
149,58 |
71 |
100,51 |
66,36 |
|
(a) Iron & Steel |
8 |
7,74 |
6,80 |
27 |
74,48 |
42,49 |
|
(b) Non-Ferrous Metals |
1 |
2,08 |
2,08 |
3 |
10,09 |
10,03 |
|
(c) Metal Products |
53 |
206,79 |
140,70 |
41 |
15,94 |
13,83 |
|
14. Engineering |
59 |
22,32 |
16,09 |
36 |
18,80 |
13,38 |
|
(a) Heavy Engineering |
38 |
17,34 |
12,54 |
3 |
68 |
68 |
|
(b) Light Engineering |
8 |
2,23 |
1,22 |
18 |
13,76 |
10,40 |
|
(c) Electrical Machinery & Goods |
10 |
1,43 |
1,03 |
9 |
2,18 |
1,98 |
|
(d) Electronic Machinery & Goods |
3 |
1,32 |
1,30 |
6 |
2,19 |
32 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
4 |
71 |
62 |
6 |
3,41 |
2,44 |
|
16. Other Industries |
284 |
27,25 |
18,25 |
59 |
18,37 |
12,22 |
|
17. Electricity, Gas & Water |
2 |
36,25 |
11,68 |
3 |
14,17 |
5,87 |
|
(a) Electricity Generation & Transmission |
2 |
36,25 |
11,68 |
3 |
14,17 |
5,87 |
|
(b) Non-Conventional Energy |
- |
- |
- |
- |
- |
- |
|
(c) Gas, Steam & Water Supply |
- |
- |
- |
- |
- |
- |
|
18. Construction |
32 |
10,03 |
7,13 |
35 |
16,55 |
6,90 |
|
(a) Other than Infrastructure |
18 |
9,28 |
6,45 |
33 |
6,40 |
4,93 |
|
(b) Infrastructure Construction |
14 |
75 |
68 |
2 |
10,15 |
1,98 |
III. |
TRANSPORT OPERATORS |
256 |
20,84 |
14,93 |
146 |
11,54 |
7,73 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
361 |
430,62 |
415,10 |
237 |
100,69 |
93,34 |
|
1. Professional Services |
58 |
1,90 |
1,47 |
45 |
9,83 |
7,06 |
|
2. Tourism, Hotel & Restaurants |
8 |
1,93 |
1,84 |
13 |
11,34 |
9,22 |
|
3. Recreation services |
2 |
1 |
1 |
2 |
63 |
45 |
|
4. IT and Telecommunications |
3 |
400,53 |
398,54 |
3 |
2,77 |
2,01 |
|
5. Others |
290 |
26,25 |
13,24 |
174 |
76,12 |
74,60 |
V. |
PERSONAL LOANS |
4,722 |
122,00 |
94,69 |
3,500 |
200,45 |
156,78 |
|
1. Housing |
705 |
31,71 |
28,48 |
928 |
85,68 |
73,70 |
|
2. Consumer Durables |
60 |
45 |
38 |
58 |
67 |
28 |
|
3. Vehicles |
1,263 |
38,08 |
29,79 |
1,584 |
63,62 |
48,24 |
|
4. Education |
167 |
3,99 |
3,34 |
108 |
6,60 |
4,91 |
|
5. Personal Credit Cards |
68 |
2,08 |
80 |
- |
- |
- |
|
6. Others |
2,459 |
45,69 |
31,89 |
822 |
43,88 |
29,64 |
VI. |
TRADE |
890 |
142,39 |
108,55 |
355 |
500,71 |
194,22 |
|
1. Wholesale Trade |
35 |
97,36 |
75,74 |
40 |
12,99 |
11,19 |
|
2. Retail Trade |
855 |
45,03 |
32,81 |
315 |
487,72 |
183,03 |
VII. |
FINANCE |
9 |
53 |
52 |
2 |
7,79 |
7,79 |
VIII. |
ALL OTHERS |
281 |
3,29 |
1,40 |
67 |
12,69 |
10,12 |
|
TOTAL BANK CREDIT |
7,755 |
1209,77 |
981,86 |
4,896 |
1407,29 |
893,49 |
TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF
SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION 'MARCH 2009(Amount in Rupees Lakh)
OCCUPATION
URBAN
METROPOLITAN
No. of
AccountsCredit
LimitAmount
OutstandingNo. of
AccountsCredit
LimitAmount
Outstanding
7
8
9
10
11
12
I.
AGRICULTURE
5,889
6470,08
5519,11
-
-
-
1. Direct Finance
4,874
2729,09
2532,44
-
-
-
2. Indirect Finance
1,015
3740,99
2986,67
-
-
-
II.
INDUSTRY
18,289
16585,31
12187,32
-
-
-
1. Mining & Quarrying
30
53,27
12,56
-
-
-
2. Food Manufacturing & Processing
631
1037,42
766,10
-
-
-
(a) Rice Mills, Flour & Dal Mills
36
22,24
19,20
-
-
-
(b) Sugar
39
422,10
384,02
-
-
-
(c) Edible Oils & Vanaspati
92
119,03
77,69
-
-
-
(d) Tea Processing
6
81
22
-
-
-
(e) Processing of Fruits & Vegetables
13
88,10
63,88
-
-
-
(f) Others
445
385,14
221,08
-
-
-
3. Beverage & Tobacco
20
168,86
134,98
-
-
-
4. Textiles
5,084
909,00
692,91
-
-
-
(a) Cotton Textiles
4,646
389,05
314,59
-
-
-
(b) Jute & Other Natural Fibre Textiles
22
5,00
3,90
-
-
-
(c) Handloom Textiles & Khadi
17
12,30
4,22
-
-
-
(d) Other Textiles & Textile Products
399
502,65
370,18
-
-
-
5. Paper, Paper Products & Printing
280
341,33
285,91
-
-
-
6. Woods and Wood Products
94
54,33
42,55
-
-
-
7. Leather & Leather Products
40
121,48
71,20
-
-
-
8. Gems and Jewellery
84
61,80
52,94
-
-
-
9. Rubber & Plastic Products
165
77,44
50,72
-
-
-
10. Chemicals & Chemical Products
954
2788,44
2088,95
-
-
-
(a) Heavy Industrial Chemicals
94
399,49
270,19
-
-
-
(b) Fertilisers
8
3,08
2,48
-
-
-
(c) Drugs & Pharmaceuticals
511
2092,09
1603,26
-
-
-
(d) Non-Edible Oils
1
25
13
-
-
-
(e) Other Chemicals &
Chemical Products340
293,53
212,89
-
-
-
11. Petroleum, Coal Products
& Nuclear Fuels17
11,06
9,73
-
-
-
12. Manufacture of Cement
& Cement Products83
25,18
10,05
-
-
-
13. Basic Metals & Metal Products
2,171
5398,70
4448,99
-
-
-
(a) Iron & Steel
213
3302,24
2837,46
-
-
-
(b) Non-Ferrous Metals
55
86,25
59,12
-
-
-
(c) Metal Products
1,903
2010,22
1552,40
-
-
-
14. Engineering
2,730
1462,56
914,71
-
-
-
(a) Heavy Engineering
150
182,51
69,85
-
-
-
(b) Light Engineering
1,084
720,40
561,10
-
-
-
(c) Electrical Machinery & Goods
1,454
521,75
249,31
-
-
-
(d) Electronic Machinery & Goods
42
37,91
34,46
-
-
-
15. Vehicles, Vehicle Parts &
Transport Equipments1,486
541,60
347,65
-
-
-
16. Other Industries
3,506
605,85
493,21
-
-
-
17. Electricity, Gas & Water
26
1052,29
801,31
-
-
-
(a) Electricity Generation
& Transmission17
1046,35
796,33
-
-
-
(b) Non-Conventional Energy
5
2,80
2,20
-
-
-
(c) Gas, Steam & Water Supply
4
3,14
2,78
-
-
-
18. Construction
888
1874,70
962,86
-
-
-
(a) Other than Infrastructure
464
339,37
194,31
-
-
-
(b) Infrastructure Construction
424
1535,33
768,55
-
-
-
III.
TRANSPORT OPERATORS
2,743
309,83
212,55
-
-
-
IV.
PROFESSIONAL AND OTHER
SERVICES7,329
3182,82
2492,54
-
-
-
1. Professional Services
700
375,68
229,23
-
-
-
2. Tourism, Hotel & Restaurants
337
364,82
253,48
-
-
-
3. Recreation services
47
44,68
42,84
-
-
-
4. IT and Telecommunications
50
51,57
41,00
-
-
-
5. Others
6,195
2346,08
1925,99
-
-
-
V.
PERSONAL LOANS
1,46,186
5021,91
3701,70
-
-
-
1. Housing
25,155
2499,31
2070,19
-
-
-
2. Consumer Durables
2,530
39,63
29,41
-
-
-
3. Vehicles
51,914
1121,26
688,66
-
-
-
4. Education
4,327
170,41
114,40
-
-
-
5. Personal Credit Cards
1,610
34,90
13,37
-
-
-
6. Others
60,650
1156,41
785,66
-
-
-
VI.
TRADE
9,339
43796,02
5874,12
-
-
-
1. Wholesale Trade
1,058
42395,46
4797,08
-
-
-
2. Retail Trade
8,281
1400,56
1077,05
-
-
-
VII.
FINANCE
269
1334,29
964,46
-
-
-
VIII.
ALL OTHERS
11,201
687,83
508,65
-
-
-
TOTAL BANK CREDIT
2,01,245
77388,09
31460,45