SMALL BORROWAL ACCOUNTS OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006

EASTERN REGION STATE: BIHAR

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN URBAN / METROPOLITAN

TOTAL

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

1

2

3

4

5

6

7

8

I.

AGRICULTURE

9,04,247

1891,90

2,94,705

704,26

57,211

188,93

12,56,163

2785,09

1. Direct Finance

8,31,723

1763,51

2,78,871

670,44

55,482

180,74

11,66,076

2614,68

2. Indirect Finance

72,524

128,39

15,834

33,82

1,729

8,19

90,087

170,40

II.

INDUSTRY

1,03,439

152,95

31,110

78,79

12,690

65,39

1,47,239

297,14

III.

TRANSPORT OPERATORS

28,592

51,95

7,433

21,12

5,764

34,56

41,789

107,64

IV.

PROFESSIONAL AND OTHER SERVICES

20,097

44,46

11,299

33,92

8,463

37,16

39,859

115,54

V.

PERSONAL LOANS

2,11,575

698,98

1,63,678

801,19

2,21,532

1241,44

5,96,785

2741,60

1. Loans for Purchase of Consumer Durables

6,839

25,86

4,990

21,03

9,045

47,50

20,874

94,39

2. Loans for Housing

17,135

88,20

8,920

70,28

18,424

190,54

44,479

349,02

3. Rest of the Personal Loans

1,87,601

584,92

1,49,768

709,88

1,94,063

1003,40

5,31,432

2298,19

VI.

TRADE

3,40,412

680,05

1,24,761

373,12

51,713

260,69

5,16,886

1313,87

1. Wholesale Trade

14,829

34,11

3,160

12,22

2,069

13,70

20,058

60,03

2. Retail Trade

3,25,583

645,95

1,21,601

360,91

49,644

246,99

4,96,828

1253,84

VII.

FINANCE

2,129

4,29

740

2,21

423

1,70

3,292

8,20

VIII.

ALL OTHERS

69,744

200,00

30,967

102,14

45,847

219,73

1,46,558

521,86

TOTAL BANK CREDIT

16,80,235

3724,58

6,64,693

2116,75

4,03,643

2049,60

27,48,571

7890,94

OF WHICH: 1. Artisans and Village & Tiny Industries

82,182

97,24

21,679

43,22

3,956

13,01

1,07,817

153,47

2. Other Small Scale Industries

10,289

28,29

4,227

14,98

4,505

28,81

19,021

72,08

STATE: JHARKHAND

OCCUPATION

RURAL

SEMI-URBAN URBAN /
METROPOLITAN

TOTAL

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

1

2

3

4

5

6

7

8

I.

AGRICULTURE

4,03,396

509,95

65,776

115,07

7,982

21,88

4,77,154

646,90

1. Direct Finance

3,87,526

490,32

64,004

110,31

7,831

21,11

4,59,361

621,74

2. Indirect Finance

15,870

19,63

1,772

4,77

151

77

17,793

25,17

II.

INDUSTRY

29,363

63,83

9,918

52,11

8,876

72,00

48,157

187,94

III.

TRANSPORT OPERATORS

4,858

25,19

3,207

23,41

3,775

27,15

11,840

75,75

IV.

PROFESSIONAL AND OTHER SERVICES

17,485

33,01

5,874

18,27

4,250

22,19

27,609

73,47

V.

PERSONAL LOANS

1,42,572

560,11

1,13,408

582,78

1,31,423

671,71

3,87,403

1814,60

1. Loans for Purchase of Consumer Durables

17,410

37,73

7,093

23,10

7,421

30,83

31,924

91,66

2. Loans for Housing

4,208

29,34

3,626

33,25

8,305

74,15

16,139

136,74

3. Rest of the Personal Loans

1,20,954

493,04

1,02,689

526,43

1,15,697

566,72

3,39,340

1586,19

VI.

TRADE

96,176

242,66

36,922

177,42

22,399

147,95

1,55,497

568,03

1. Wholesale Trade

4,524

9,39

1,876

17,77

3,093

29,77

9,493

56,93

2. Retail Trade

91,652

233,27

35,046

159,65

19,306

118,18

1,46,004

511,10

VII.

FINANCE

1,275

2,58

146

60

216

1,40

1,637

4,58

VIII.

ALL OTHERS

50,400

123,19

19,547

79,83

23,688

125,78

93,635

328,80

TOTAL BANK CREDIT

7,45,525

1560,52

2,54,798

1049,50

2,02,609

1090,06

12,02,932

3700,08

OF WHICH: 1. Artisans and Village & Tiny Industries

17,963

27,58

3,384

13,22

1,124

4,40

22,471

45,19

2. Other Small Scale Industries

4,212

10,41

1,923

8,41

2,383

15,29

8,518

34,11

TABLE No. 5.8 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF

SMALL BORROWAL ACCOUNTS OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006

EASTERN REGION STATE: ORISSA

(Amount in Rupees Lakh)

OCCUPATION

RURAL

SEMI-URBAN

URBAN / METROPOLITAN

TOTAL

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

1

2

3

4

5

6

7

8

I.

AGRICULTURE

8,45,095

1404,27

1,45,125

306,09

24,809

74,55

10,15,029

1784,90

1. Direct Finance

8,07,288

1343,61

1,42,196

298,07

24,171

70,93

9,73,655

1712,62

2. Indirect Finance

37,807

60,66

2,929

8,01

638

3,61

41,374

72,29

II.

INDUSTRY

1,19,038

410,43

40,464

309,70

40,756

412,20

2,00,258

1132,33

III.

TRANSPORT OPERATORS

15,932

59,38

4,662

26,92

5,157

32,85

25,751

119,15

IV.

PROFESSIONAL AND OTHER SERVICES

58,953

101,37

11,089

33,88

7,100

36,48

77,142

171,73

V.

PERSONAL LOANS

3,06,018

1299,28

1,91,939

1101,14

2,39,266

1430,36

7,37,223

3830,78

1. Loans for Purchase of Consumer Durables

10,495

36,10

7,441

38,46

9,372

62,23

27,308

136,79

2. Loans for Housing

62,121

523,40

38,923

363,77

66,577

648,18

1,67,621

1535,34

3. Rest of the Personal Loans

2,33,402

739,78

1,45,575

698,91

1,63,317

719,95

5,42,294

2158,65

VI.

TRADE

3,11,206

639,65

68,446

220,16

28,059

139,84

4,07,711

999,64

1. Wholesale Trade

9,943

22,80

2,100

8,43

1,217

8,16

13,260

39,38

2. Retail Trade

3,01,263

616,85

66,346

211,73

26,842

131,68

3,94,451

960,26

VII.

FINANCE

2,964

9,54

977

4,16

2,161

14,12

6,102

27,82

VIII.

ALL OTHERS

1,09,580

269,54

50,316

229,16

63,908

483,60

2,23,804

982,30

TOTAL BANK CREDIT

17,68,786

4193,46

5,13,018

2231,21

4,11,216

2623,99

26,93,020

9048,66

OF WHICH: 1. Artisans and Village & Tiny Industries

69,621

107,02

9,363

25,95

1,276

6,14

80,260

139,11

2. Other Small Scale Industries

18,806

44,46

2,419

10,11

2,729

14,37

23,954

68,94

STATE: SIKKIM

OCCUPATION

RURAL

SEMI-URBAN

URBAN / METROPOLITAN

TOTAL

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

1

2

3

4

5

6

7

8

I.

AGRICULTURE

6,008

13,18

480

1,14

–

–

6,488

14,33

1. Direct Finance

6,001

13,17

478

1,13

–

–

6,479

14,30

2. Indirect Finance

7

2

2

1

–

–

9

3

II.

INDUSTRY

280

1,77

224

1,84

–

–

504

3,61

III.

TRANSPORT OPERATORS

49

57

236

2,18

–

–

285

2,75

IV.

PROFESSIONAL AND OTHER SERVICES

108

53

1,491

14,74

–

–

1,599

15,27

V.

PERSONAL LOANS

7,417

45,29

8,385

54,31

–

–

15,802

99,60

1. Loans for Purchase of Consumer Durables

1,391

6,98

1,739

7,42

–

–

3,130

14,40

2. Loans for Housing

877

9,55

1,210

14,64

–

–

2,087

24,19

3. Rest of the Personal Loans

5,149

28,76

5,436

32,25

–

–

10,585

61,01

VI.

TRADE

1,020

5,50

276

1,59

–

–

1,296

7,09

1. Wholesale Trade

1

–

53

25

–

–

54

25

2. Retail Trade

1,019

5,50

223

1,34

–

–

1,242

6,84

VII.

FINANCE

11

2

–

–

–

–

11

2

VIII.

ALL OTHERS

133

34

1,200

7,23

–

–

1,333

7,57

TOTAL BANK CREDIT

15,026

67,20

12,292

83,03

–

–

27,318

150,23

OF WHICH: 1. Artisans and Village & Tiny Industries

157

1,11

57

30

–

–

214

1,41

2. Other Small Scale Industries

45

22

124

1,12

–

–

169

1,34

TABLE No. 5.8 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF

SMALL BORROWAL ACCOUNTS OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006

EASTERN REGION STATE: WEST BENGAL

(Amount in Rupees Lakh)

OCCUPATION

RURAL

SEMI-URBAN URBAN / METROPOLITAN

TOTAL

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

1

2

3

4

5

6

7

8

I.

AGRICULTURE

8,19,275

1215,31

1,90,918

702,24

74,731

186,84

10,84,924

2104,39

1. Direct Finance

8,02,189

1170,90

1,87,884

690,96

73,181

177,25

10,63,254

2039,12

2. Indirect Finance

17,086

44,41

3,034

11,28

1,550

9,59

21,670

65,27

II.

INDUSTRY

3,26,690

335,01

64,696

119,45

98,178

596,94

4,89,564

1051,40

III.

TRANSPORT OPERATORS

18,364

24,91

4,729

10,60

7,800

52,08

30,893

87,59

IV.

PROFESSIONAL AND OTHER SERVICES

39,710

60,27

9,837

21,48

15,044

61,66

64,591

143,41

V.

PERSONAL LOANS

3,56,798

1279,26

1,54,586

631,23

5,98,136

2831,63

11,09,520

4742,12

1. Loans for Purchase of Consumer Durables

53,475

249,29

20,767

81,14

28,386

187,29

1,02,628

517,71

2. Loans for Housing

31,059

262,47

17,218

150,70

77,144

709,79

1,25,421

1122,96

3. Rest of the Personal Loans

2,72,264

767,51

1,16,601

399,39

4,92,606

1934,55

8,81,471

3101,45

VI.

TRADE

3,48,882

663,01

98,928

261,66

91,120

433,08

5,38,930

1357,75

1. Wholesale Trade

14,620

54,12

3,015

19,71

11,765

86,59

29,400

160,42

2. Retail Trade

3,34,262

608,89

95,913

241,96

79,355

346,49

5,09,530

1197,33

VII.

FINANCE

1,275

2,61

802

2,17

507

3,54

2,584

8,33

VIII.

ALL OTHERS

74,919

171,56

27,291

148,25

1,32,472

792,50

2,34,682

1112,31

TOTAL BANK CREDIT

19,85,913

3751,94

5,51,787

1897,10

10,17,988

4958,28

35,55,688

10607,31

OF WHICH: 1. Artisans and Village & Tiny Industries

2,69,278

248,06

48,306

69,76

15,145

35,22

3,32,729

353,04

2. Other Small Scale Industries

42,388

47,22

8,854

14,25

16,524

93,84

67,766

155,31

ANDAMAN & NICOBAR ISLANDS

OCCUPATION

RURAL

SEMI-URBAN URBAN / METROPOLITAN

TOTAL

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

1

2

3

4

5

6

7

8

I.

AGRICULTURE

821

2,37

293

1,20

–

–

1,114

3,56

1. Direct Finance

788

2,28

276

1,12

–

–

1,064

3,40

2. Indirect Finance

33

8

17

8

–

–

50

16

II.

INDUSTRY

352

1,93

242

1,96

–

–

594

3,89

III.

TRANSPORT OPERATORS

256

1,65

351

2,43

–

–

607

4,07

IV.

PROFESSIONAL AND OTHER SERVICES

95

55

194

1,08

–

–

289

1,63

V.

PERSONAL LOANS

3,156

13,27

6,177

28,68

–

–

9,333

41,94

1. Loans for Purchase of Consumer Durables

46

17

262

2,68

–

–

308

2,85

2. Loans for Housing

137

1,46

110

1,30

–

–

247

2,77

3. Rest of the Personal Loans

2,973

11,64

5,805

24,70

–

–

8,778

36,33

VI.

TRADE

971

6,56

770

5,90

–

–

1,741

12,46

1. Wholesale Trade

–

–

30

45

–

–

30

45

2. Retail Trade

971

6,56

740

5,45

–

–

1,711

12,01

VII.

FINANCE

–

–

6

3

–

–

6

3

VIII.

ALL OTHERS

509

1,60

2,515

25,22

–

–

3,024

26,83

TOTAL BANK CREDIT

6,160

27,93

10,548

66,49

–

–

16,708

94,42

OF WHICH: 1. Artisans and Village & Tiny Industries

202

1,15

63

42

–

–

265

1,57

2. Other Small Scale Industries

97

48

48

43

–

–

145

91